Are Seller Assisted Down Payment Programs Bad For FHA?
In answer to a recent comment on my post “H. R. 6694 Passes Out Of Committee” I made the statement that: ... for their default rates. FHA programs aren’t the problem bringing down the credit industry. With seller ... business, buyers had to put down essentially 5%. FHA is a self supporting program where [more...]
Date: 2008-10-16 21:27:28
Blog posts
(401)
|
Videos
(143)
GOP And American Victory Over Oil
Boy, the democrats played the oil/energy card really badly ... ), they will get some credit for fixing the problem. That, my friends, is how to totally screw up an issue ... at the pump, which is going to fall. So not only does the GOP get credit for representing the average [more...]
Date: 2008-08-12 13:58:44
Personal Credit Bailout
Almost everyone have credit, or at least ever have credit, ... hears about debt consolidation, or credit repair, but there are more other smart solution ... there are some financial condition that make us have to take credit for solving our problem [more...]
Date: 2008-11-19 10:00:55
Build a Cash Cushion When Fighting Debt
Fighting debt is one of the biggest topics today in the financial world ... overlook this because they rely on credit and loans in order to deal with the curveballs that life ... of using credit or loans to handle problems. Not only is it important to prevent that with savings [more...]
Date: 2009-01-07 15:47:01
The Situation of Credit Card Regulation
Situationist Contributor Adam Benforado recently published the following op-ed, titled “Time to Rein in Tricks of the Financial Trade,” in Cap Times . * * * I have a confession: I teach contract law, and I do not understand everything in my credit card agreement. If business law professors are getting lost in the fine print of consumer financial products, we have a fundamental problem. Back in the early 1980s, the average credit card contract filled up a single page. [more...]
Date: 2009-09-28 04:01:16
Free Credit Report and Scores
Free Credit Report and Scores January 14th, 2009 Subscribe To Our Feed Are you kind of person that is regularly updated about the state of your credit report? such thing has become very important nowadays, considering the current ... moves need to be taken with care, a credit report checking could save you problems in the near future [more...]
Date: 2009-01-14 14:47:36
SystemSuite 9 Professional
SystemSuite 9 Professional - Award-winning PC Security, Repair & Tune-Up Utility. Detects & Removes Spyware & Viruses. Runs 100+ tests to Diagnose & Fix Computer Problems. Make Credit Card transactions Securely Online. One-Step Tune-Up Wizards for Easy Maintenance. With SystemSuite anyone can maintain, repair [more...]
Date: 2009-01-08 03:09:35
Pawlenty on the Bailouts
Pawlenty on the Bailouts Jennifer Rubin - 12.08.2008 - 7: ... , the federal government of the United States is broke. They’re using credit card debt to pay off credit ... from reforming and fixing the problem because structurally it’s unsustainable. Those are the kinds [more...]
Date: 2008-12-08 12:53:34
Gas bags
Gas bags January 3rd, 2009 Congress insisted that U.S ... makes a good car — a number of good cars — that have been selling very well, especially that Mustang ... ?), but the company has cash reserves and was making money. Ford’s problem was the sudden credit freeze [more...]
Date: 2009-01-04 07:52:19
Photoshoot Update Hey.I’ve added a few more photoshoots into the gallery.A couple are quite rare so please credit us.We also noticed theres a problem with the comments,we’re working on fixing this. Gallery Link - Photoshoots Posted by Sam • No Comments Jan 15, 2009 • [more...]
Date: 2009-01-16 14:23:12
Futzing with features: Firefox add-ons in 2008
As performance reasserts its prominence and features become less of the driving force behind browsers, ... into moving walls of imagery.(Credit: CNET Networks) Part of the problem with add-ons ... crash on you. Nightly Tester Tools can revitalize dead extensions...for a price.(Credit: CNET [more...]
Date: 2008-12-26 08:00:00
The Boom Was Exactly What Got People Into Trouble
A report from Arizona State University. “In May 2008, a total of 5,740 resale homes recorded sold ... he believes the market is recovering from credit crunch problems and starting to draw professional investors [more...]
Date: 2008-06-20 16:42:13
What’s the deal?
The Pubs are already obstructing the stumulus bill, which ‘Bama was hoping to put in place immediately; ... our way out of it — the ‘liquid’ money that was to calm the credit problems hasn’t really [more...]
Date: 2009-01-05 21:09:51
Taking stock of the week and 2008.
So the end of the week turned out strangely productive ... to me!). I should get some credit for this, but I won't. The actual fixing does matter though, because it means ... considering some of them have been life-long problems! And I give myself 2008 credit for starting [more...]
Date: 2008-12-06 19:06:08
UPDATED: Senate buys into the Wall Street buy out… Obama: John Q Public too stupid to know what’s good for country… George Soros says buy out won’t fix credit problem
Putting increasing pressure on the House “no” voters to fall in line, the Senate voted (74-25) overwhelmingly in favor of a $700 bil government purchase of bad debt from Wall Street … with lots ... (increasing FDIC insurance limits). The basics remain the same. The government will buy bad assets [more...]
Date: 2008-10-02 02:59:48
Full Spectrum Of People Developing Borrowing Problems
Full Spectrum Of People Developing Borrowing Problems Posted in January 17th, 2009 Category: ... Credit A rising number of people in one Yorkshire town are struggling when it comes to managing money, new research shows. According to the Bridlington branch of Citizens Advice, more than 300 new [more...]
Date: 2009-01-18 01:39:26
Use the Plastic to Repair Your Credit Rating
People are always looking for the shortest path to solve their personal finance problems ... and knowledge play important roles. Repair your credit rating, get out of debt Poor or below average ... yourself from getting scammed As secured credit cards application are having lower qualifying [more...]
Date: 2008-09-24 09:31:39
‘Munchausen At Work’
The Wall Street Journal: In late 2005, the night manager of a suburban Atlanta restaurant called owner J.D ... cause problems so they can later take credit for fixing them. Georgia Institute of Technology [more...]
Date: 2008-09-02 16:09:40
Consumer Headaches: 15 ways to get help
My two-month-long fight with Qwest, which barring a stroke of luck will no doubt go on a lot longer, ... serious problems that might damage your credit rating or cost you big bucks requires you to roll [more...]
Date: 2008-10-26 02:56:28
Massive Bailouts Hide Behind Housing; Nastier Problem Looms
The rules of Capitalism are being rewritten by the U.S. government, but few people are being told the entire reason why ... not trusting each other. Would you lend to another bank that might be holding billions of bad housing securities? But a big part of the problem is a shadow economy know as credit-default swaps [more...]
Date: 2008-09-20 16:53:21
Why I’m a Bad Liberal
I think Tyler Cowen may be right about this: Note that under standard theory neither monetary nor fiscal policy will set right the basic problems ... Treasury efforts to encourage credit-card companies [more...]
Date: 2008-12-28 21:19:16
How to Fix Bad Credit and Reduce Stress
All of us have made financial mistakes at one point or another; after all, we are only human. However, the trick here is to not live with the problems that come along when you have bad credit any longer than necessary.All information, regardless if it is good or bad, will stay on your credit report ... [more...]
Date: 2009-09-27 19:17:09
Arrange Your Own Debt Consolidation and Save Money
Amazon.de Widgets Debt consolidation companies can and have provided excellent services to thousands who have had severe credit card debt and who were suffering financial problems as a result. However, these services are not free and also many people don’t like the idea of handing over their personal information to these companies. The solution: DIY debt consolidation. [more...]
Date: 2009-09-25 15:43:00
Bailouts Can Get Innovative. Banks, Autos...What's Next? How About Adult Entertainment?
2009 will be a year of free money for industries ... a year) is somewhat buffered from today's credit crunch, but it has its own problems. Video sales have been falling by 15% a year since 05, and online content doesn't deliver the returns it used [more...]
Date: 2009-01-09 02:14:23
Drug Addiction Denial Red Flags Part 1
Drug and alcohol addiction can seem like it sneaks up on the person who’s addicted ... be in the future when you begin to notice these kinds of situations. Law Enforcement - San Diego photo credit ... these behaviors need to stop to prevent problems in the future. Continued Drug Use Despite History of Life [more...]
Date: 2009-01-06 18:31:14
Loans till payday: hassle free funds without faxing formality
Loans till payday can be taken at the time of small and urgent financial needs. With the loan amount you can easily fix your small cash problems. Bad credit borrowers are also eligible for loans till payday. [more...]
Date: 2009-01-17 06:56:27
Got Car Loan?
In a perfect world, people have no money problems; jobs never get pink-slipped; great credit is possessed by all; and a nation never knows economic downturns. If only we inhabited such a world. Of course ... have thought about it, but people with bad credit need to buy cars too - just like people with good credit [more...]
Date: 2009-01-15 18:18:18
Crisis? What Crisis?
Dennis Kneale on the Housing and Credit Crisis, June 27 2008 Dennis ... an isolated problem and that we already are working to fix it. I have to give credit to Dennis Kneale ... National Association of REALTORS®Back to the President’s Report Voices of Real Estate – [more...]
Date: 2008-11-29 19:00:54
At what point do we become over-stimulated?
Okay. So first we have a $700 billion bailout for the financial sector, then we have the auto-industry bailout, now the House has approved another " ... the problem. Every politician wants to be able to take credit for bringing us out of this recession ... that something will work. Maybe we need to step back and let bad companies fail. I know it sounds [more...]
Date: 2009-01-17 11:07:00
U.S. Government Should Publish All Mortgages It Buys
It appears that the United States government is going to purchase hundreds of billions of dollars worth of bad mortgages in an effort to prevent the ... -- affected directly by failing mortgages, decreasing home prices, and the accompanying social problems ... of the Bear Stearns High-Grade Structured Credit Strategies Master Fund. This fund is a classic [more...]
Date: 2008-09-24 22:11:26
Four at Four: The Tumbling Tumbleweeds
The hawkish inclinations of a couple of Federal Reserve members aside, ... from its August 5 meeting, it was predominately concerned with the tightening of credit that has occurred even ... from credit crunch.” The Federal Deposit Insurance Corp. has 117 problem institutions on its second [more...]
Date: 2008-08-26 11:36:00
Tories versus loan companies
Tory Housing Spokesman Grant Shapps recently published a report entitled Pay-Day for Loan Sharks which complains that companies lending small sums of ... 10,000% APR. The big conclusion here is that lack of competition in the Payday credit market ... , but if the government thinks that the problem will be solved by lower official interest rates then this re [more...]
Date: 2009-01-09 12:08:03
TGIF!
Katy Perry kissed a girl and she liked it!The Bank of America bailout bill to be signed on Saturday ... , with the cash going to BAC or whoever, and then get into an FHA loan backed by .... the taxpayers. Right ... problems."Oil down again. Of course, who gets the credit for that? Decreased demand? Threats [more...]
Date: 2008-07-25 18:06:43
House Votes against Bailout Package
The House voted against the bailout package. Brad DeLong says: Bring Congress Back into Session After the Election...: .. ... , though they don't know it yet. If the problems aren't addressed, it is likely to constrain credit ... . And it's not just investment, people who sell cars, refrigerators, tractors, TVs, stereos, and so on, rely upon [more...]
Date: 2008-09-29 19:06:00
David Sirota: Top 5 Reasons to Vote Against Paulson's $700 Billion Bailout
There's news this Sunday afternoon of a congressional deal to bailout Wall Street fat cats with $700 billion of taxpayer cash ( ... INHERENT FISCAL INSANITY COULD MAKE PROBLEM WORSE When an individual consumer uses a new credit card to pay off astounding debt from an old credit card, it's called kiting, and in many cases [more...]
Date: 2008-09-28 23:35:52
Det Rattle, June 10 2008: Credit tightening across the board
Stoneleigh: Sorry the Debt Rattle is very late today. I have had very limited internet access this morning due to technical problems. I will be adding material through the day. Credit crisis expands, hitting all kinds of consumer loans The credit crisis triggered by bad home loans is spreading to other areas, forcing banks [more...]
Date: 2008-06-10 18:20:24
Small business owners ask government to end postal strike
photo credit: sludgegulper We’ve heard plenty in recent months about the problems caused to small businesses by the current Royal Mail strike. One of the recurring themes has been the frustration felt by people whose businesses have no alternative but to use Royal Mail letter and small packet services: for many of us, there is no option but to sit out the strike patiently. But now one seller has decided to do what she can to get the strike stopped. [more...]
Date: 2009-09-29 01:12:34
Before you put in an offer….Check out the Condo Assoc.
Today, Wells Fargo turned down a mortgage applicant with a very, very high credit score ... and he informed me that my agent’s client has: “A high credit score, but 151 Tremont Street has a problem” [more...]
Date: 2009-01-16 02:10:54
Sue the Fed, Dubai in Trouble, Coming Food Crisis and More!
The Fed’s first credit crisis lawsuit… who’s suing and why, AmEx, Fannie Mae unload more financial follies… government “fixes” problem with more taxpayer dollars, Chris Mayer with a credit crisis byproduct (and opportunity) that could affect the entire world [more...]
Date: 2008-11-12 17:46:53
Larry Summers Sounds Alarm, Urges Aggressive Federal Intervention to Rescue Economy
Larry Summer's latest comment at the Financial Times, "What we can do in this dangerous moment ... and growing evidence that problems are spreading to the construction and consumer credit sectors [more...]
Date: 2008-06-30 02:59:03
Study More About Unsecured Debt Consolidation Loans - Avoid Being Rejected
Unsecured loans with bad credit can be the answer for anybody who is having problems managing their expenses and does not have anything to offer as ... people find that they have many small debts on credit cards, store accounts, plus car loans, etc ... get a consolidation loan at a lower rate of interest than many of your other bills. Credit cards and [more...]
Date: 2008-12-29 15:51:16
More People Taking Care of Their Certified Used Cars
In the last few months, we’ve posted several blogs that reported how drivers were foregoing maintenance on their certified used cars in order to ... on their certified used cars instead of waiting until the problem gets too expensive to repair ... payment. However, the recent credit crunch has made financing much more difficult to obtain, whether it’ [more...]
Date: 2008-11-17 09:05:02
Use Your Credit Card In Full
By Michael Huch Since most Americans carry credit cards, ... situation. Very often we hear talking, how bad credit companies are. But in fact, banks are not bad ... credit card holders behave irresponsibly that leads to financial problems. Since most Americans [more...]
Date: 2008-09-06 19:36:22
A report from the Friends of Liberty
Dear Friends of Liberty, Our 108th monthly meeting was comparatively well attended, especially in light of the bitterly cold weather! ... be exporting our problem to other states via the “full faith and credit clause” [more...]
Date: 2009-01-17 23:33:56
Capital One Will Ruin This Guy's Credit One Way Or Another [Capital One]
Joseph is having problems paying his Capital One card, mainly because Capital One keeps making it hard for him to pay it, ... May when I called to ask them to fix my account once again, and they claimed I had a bad check ... credit, I don't see how this is possible seeing as I had been paying the minimum amount each month [more...]
Date: 2008-06-25 23:24:23
Are We There Yet?
Have we hit rock bottom yet? Probably not. The price of oil is dropping, so that’s good right? Not so much. The price of gas is still high and businesses still can’t get the credit or don’t want to invest ... step in fixing your problem. Or something like that. That’s not going to happen with the arrogance [more...]
Date: 2008-10-24 06:51:43
A Market Breakdown and Other End-of-Week Perspectives
* Breaking Support - The Russell 2000 Index (IWM) shown above broke beneath multi-month support on Friday ... to Carl for fixing the problem and extending the offer. * Revenge, Retribution, and Rescue - Thanks ... . * Credit Crunch as a Network Failure - Thoughtful post from John Rutledge. * Taking Losses [more...]
Date: 2008-10-03 21:51:44
US colleges likely to feel the pinch
The estimable Chronicle of Higher Education in the US held a shindig earlier this week with Moody’s Investors Service, ... The potential impacts of the combined credit freeze and recession on some colleges and universities ... . The problem with the mess we’re in at the moment, said a Moody’s report, is that it isn’t going to go away [more...]
Date: 2008-11-14 16:44:12
Labour’s Voodoo Economics Will not Solve Unemployment or Relieve Credit Crunch Disaster
Labour’s Voodoo economics, spelled out in yesterday’s pre-budget report will do nothing to provide relief to the unemployment problem and the disastrous economic mismanagement which led to the ‘credit crunch’ bank collapse. The two main points of Alistair Darling’s report — a VAT cut and a rise in high-end income tax — mean almost [more...]
Date: 2008-11-25 12:12:34
Don't confuse political consensus with wisdom
We won't know the full story on Iowa's film tax credit for weeks, as investigators look into lax oversight and other problems at the Iowa Department of Economic Development. It may be months before we learn whether Iowa taxpayers will end up paying around $110 million or as much as $300 million in exchange for some temporary jobs in the film industry. One thing is already clear, however: the original bill creating the film tax credit laid the ground for this costly mistake. [more...]
Date: 2009-09-28 16:59:04
101 -
150
of
401
Posts
Page:
First
| <
Preceding
|
Next
>
0
|
1
|
2
