I Guess Our Mortgage Is Officially Considered Small

As a follow up to the post I wrote a few days ago about the new consumer protection laws and the possibility that thrift stores would have to stop ... scores until now.  We went to the annual credit report site and picked Experian.  Credit scores were ... on credit scores.  Since we’re considering buying another house, we decided to take a peek at our cre [more...]

Date: 2009-01-09 08:15:42

Blog posts (192) | Videos (74)
 

Experian Dispute

by Justin Hutto To dispute Experian credit bureau a dispute letter must be sent ... and mailing it to Experian credit bureau. Once they receive your letter they will determine if it is valid ... . This is due to many businesses not verifying debts because it costs them money to do so. A credit repair [more...]

Date: 2008-12-15 13:35:09

Rx for Arizona Consumers’ [HomeBuyers} Credit

Find out what’s in their file. Every U.S. consumer is now entitled to one free credit report annually from each of the three credit bureaus: Experian, ... a collection agency. Excise outdated information. By law, credit bureaus are supposed to remove information ... is to write a letter to all three credit bureaus detailing the dispute. (Some states [more...]

Date: 2008-12-23 19:30:07

2008 Financial Goals - How Did I Do?

We are less than a month away to a brand new year. Around this time last year, there were several financial goals I wanted to accomplish in 2008 ... finance company. I never want to have another car loan again!!!!Increase My Credit Scores. My goal ... when my Experian credit score finally jumped above 720. I guess 4 out of 5 ain't too bad. I probably would [more...]

Date: 2008-12-15 11:45:00

Once Bitten Twice Shy: What is Credit Security Worth to You? (pfblogs.org) (pfblogs.org)

By Nora Dunn Anybody who has had their identity stolen is usually willing to pay good money to ensure it never happens again ... and Monitoring Services Most credit agencies like Equifax, Experian, and TransUnion have a credit reporting ... payments, and in some cases pleading a case for wrongly damaged credit is among the giant task list [more...]

Date: 2008-08-23 04:20:41

BehindTheMedspeak: Healthcare credit score — just another name for wallet biopsy

Certainly it's more politically correct but they're exactly the same thing ... For Hospitals Credit-reporting bureau Experian PLC said it agreed to acquire SearchAmerica Inc ... and their revenue cycle," said Kerry Williams, Experian's group president of credit services and decision [more...]

Date: 2008-12-10 17:01:16

freecreditreport.com scam exposed AGAIN

I've often written about the freecreditreport.com scam. The website is run by the credit bureau Experian. Over at Smartmoney ... being locked into the $14.95/month credit report monitoring service that the company sells is down ... to the government-mandated annualcreditreport.com site where you can get an actual free credit report required [more...]

Date: 2008-12-07 12:49:45

2 Weeks Later: Experian Removes Mystery Accounts from My Credit Report

Finally got thru to Experian (the number for disputes that worked was 1 800 208 9232) and cleared 21 accounts from my credit report that weren’t mine as well as at least a dozen ... that the issue didn’t exists on either my TransUnion or Equifax credit reports. If anything, it only felt [more...]

Date: 2008-06-06 21:40:27

I Get Money

First the fat boys break up, then Isis gets booted off Americas Next Top Model, now Ed McMahon is a rapper ... site owned by credit bureau Experian. The videos feature McMahon wearing a tracksuit, being ... nothing could touch me/Until my credit went south, and debt started to crunch me/Next thing [more...]

Date: 2008-09-25 21:10:58

Random Ridiculousness

Posted by Bossip Staff One of our former “When the Checks Stop Coming In” victims Ed McMahon has a new gig: ... sidekick will star in two viral rap videos for FreeCreditReport.com, a financial Web site owned by credit bureau Experian. The videos feature McMahon wearing a tracksuit, being chauffeured around Los Angeles [more...]

Date: 2008-09-25 13:30:19

Tips on buying Memphis Home

by S. Kim When it comes to buying a home this can prove to be a very stressful period in our lives ... from the credit reporting agencies (Experian for example). Now go through them and if you see any ... at a good rate it is important that your credit history looks good. Therefore a few months before [more...]

Date: 2009-01-17 14:51:05

Memphis Home

by S. Kim When you are buying a home this can be a very stressful period in your lives ... from the main credit reporting agencies like Experian. Spend time going through them and if you see ... idea to make sure that your credit history is looking good beforehand. A few months before you start [more...]

Date: 2009-01-17 15:02:04

Ed McMahon Rapping

Ed McMahon Rapping October 16, 2008 “Ladies and Gentlemen, introducing “Ed McGangsta.” Somebody is going to Hell for this. Freecreditreport.com has released the first set in a series of new commercial promos starring cash-strapped television icon Ed McMahon. Experian Credit Bureau, who is sponsoring the ad campaign, hopes Ed’s “ [more...]

Date: 2008-10-16 12:54:21

Tips on buying Memphis Home

by S. Kim When it comes to buying a home this can prove to be a very stressful period in our lives ... you can obtain for free from the credit reporting agencies (Experian for example). Now go through them ... to get what you want at a good rate it is important that your credit history looks good. Therefore a few [more...]

Date: 2009-01-17 15:03:29

Ed McMahon, credit bureau ‘viral rapper’

p2pnet news view | Advertising:- “Jovial TV titan Ed McMahon” is, “on the brink of losing his Beverly Hills mansion, ... by credit bureau Experian,” says the Associated Press, adding: “The videos feature McMahon wearing ... to star in a couple of ‘viral’ videos for a credit firm. Now, “The 85-year-old former “‘Tonight Show’ [more...]

Date: 2008-09-25 17:57:22

Ed McMahon Rap Videos FreeCreditReport.com

We’re filing this under “Oh My God, Are You Serious? ... for FreeCreditReport.com, a financial Web site owned by credit bureau Experian. Poor Ed. The things ... I had money and glory/I bought a house for 6 mill/I thought nothing could touch me/Until my credit went [more...]

Date: 2008-09-25 16:41:27

Ed McMahon's personal bailout plan: rapping at 85

In a move that sounds like a Johnny Carson skit, former sidekick Ed McMahon, best known lately for his foreclosure woes, ... for FreeCreditReport.com, a financial Web site owned by credit bureau Experian. The videos feature McMahon ... skewering himself for the travel site, Priceline. Gotta give the guys credit. -- Veronique de Turenne [more...]

Date: 2008-09-25 18:11:54

The Memorandum of Moratorium!

"Families sleepin' in their cars out in the Southwest No job, no home, no peace, no rest, NO REST!"  ~ Zach MORE TRANSPARENCY!!! ... to shit.  Personal and Business credit, all bad.  Our approval percentage was in the 80% range ... ,  we're looking at credit.  Experian, Equifax, Transunion, DNB reports, tax returns, bank statements [more...]

Date: 2008-12-21 03:19:19

Ed McMahon Rapping Videos FreeCreditReport.com

Ladies and Gentlemen, introducing “Ed McGangsta.” Somebody is going to Hell for this. Freecreditreport.com has released the first set in a series of new commercial promos starring cash-strapped television icon Ed McMahon. Experian Credit Bureau, who is sponsoring the ad campaign, hopes Ed’s “ [more...]

Date: 2008-10-16 00:00:37

Buying Memphis Home

By S. Kim When you are buying a home this can be a very stressful period in your lives ... you can obtain for free from the credit reporting agencies (Experian for example). Now go through them ... to get what you want at a good rate it is important that your credit history looks good. Therefore a few [more...]

Date: 2009-01-14 20:13:24

GMAC limits loans to buyers with 700+ FICO rating

Filed under: Car Buying, GMIf you're in the market for a new car, you'd better get your credit score in order first ... some sales, but according to credit information services company Experian, 74.3% of all auto loans went ... . Auto lending units are looking for top tier customers right now, and GM's captive credit arm [more...]

Date: 2008-10-14 12:52:03

Talk About Timing! ... pt. 2

Friday, January 16, 2009Last night I tuned into the follow up webcast on Oprah.com w/ Suze Orman. I learned a bit. Okay, I learned a lot ... , Equifax, & Experian. Yes, three..When credit card companies, car and mortgage lenders sit down ... the balance on your credit cards. This improves your FICO score... Seems like a no brainer right [more...]

Date: 2009-01-16 19:11:00

Find Unbiased Hints - Problems of Financing a Car

Find Unbiased Hints - Problems of Financing a Car Posted on January 17, 2009 (0) Comments Show Bookmarks ... of your credit report from each of the three credit bureaus. These are Equifax, TransUnion and Experian. Lenders commonly rely somewhat upon the information contained in your credit report in [more...]

Date: 2009-01-17 17:19:40

ISP Sale Of User Browsing Data May Soon Explode - Hitwise, flood of others getting into clickstream/behavioral ad biz

Long before there were fights over NebuAD or Phorm, ISPs were selling your browsing data to traffic-ranking websites like Compete and Hitwise ... technology based on that data. The Times Online says the project is being spearheaded by credit-checking firm Experian, which purchased Hitwise last year for $240 million:Observers expect it to compete [more...]

Date: 2008-10-02 18:01:24

How to Remove Judgments from Your Credit

by Justin Hutto A judgment is entered upon by a court. This means that a lender has sued your for payment of a debt ... a judgment or any negative mark by filing an experian dispute or for a free credit repair letter ... a listing by sending in a dispute letter to the credit bureaus. This is your method of challenging [more...]

Date: 2008-10-22 10:21:51

ChexSystems: Who They Are and How it Affects You

ChexSystems is a company that maintains a subscriber membership service used in the banking industry ... to the same laws as the Credit Bureaus that we are all familiar with: Experian, Equifax, and Trans Union ... . The members consist mainly of Banks, and Credit Unions, but can include other types of Financial [more...]

Date: 2009-01-17 09:00:05

Setting Long-Term Goals and Getting There after College

by Landon McGehee I had a relative graduate from college recently, ... . 1. Know your credit score. You will have a credit report once you borrow money from a lender or have a creditor that reports to one of the three major credit bureaus (Equifax, Experian [more...]

Date: 2008-11-05 19:53:11

Hospitals Tap Credit Bureaus to Gauge Patients? Ability to Pay

There’s new momentum behind hospitals’ efforts to predict how likely patients are to pay their medical bills. Experian, one of the three major credit bureaus, has agreed to acquire SearchAmerica, a small ... uses data collected by credit bureaus — from payment histories to credit limits — to gauge patients’ [more...]

Date: 2008-12-10 15:09:26

Data Mining And Easy Credit Will Save America! [Marketing]

How did all those shady mortgage companies get America's finances all fucked up in the first place? ... bankrupt. Even the big credit rating firms like Equifax and Experian make huge money slicing ... ? The exact same way! Data mining is going just as strong as ever, and all these credit card and loan [more...]

Date: 2008-10-22 13:27:45

How to Prevent Identity Theft

Identity theft is still around. Of course, it always has been, but sometimes it takes a story to bring things back into the spotlight ... to their credit report from all three major agencies — Experian ... Identity Theft Survey Report shows that 16% of the time the victim actually knew the thief — often [more...]

Date: 2008-07-22 19:36:23

Econo-clash: When stocks hit 5-year low, do you cry?

Simple recession? Big depression? That’s what confronts our economy ... .  (MORE!) Mr. Pessimist: Look even at some seemingly good news. Experian PLC — the credit-history trackers [more...]

Date: 2008-11-19 23:50:05

Don't Ignore The Fourth Credit Reporting Agency: Innovis [Innovis]

Did you know there are more than three credit reporting agencies? Sure, you've heard of Experian, Equifax, and TransUnion, but what about Innovis? Smaller agencies can do just as much damage to your ability to get a good deal on credit as their bigger brethren. Learn how to pull your credit report from Innovis, inside. Innovis can actually [more...]

Date: 2008-10-04 14:00:18

Don't Ignore The Fourth Credit Reporting Agency: Innovis [Innovis] (pfblogs.org)

Did you know there are more than three credit reporting agencies? Sure, you've heard of Experian, Equifax, and TransUnion, but what about Innovis? Smaller agencies can do just as much damage to your ability to get a good deal on credit as their bigger brethren. Learn how to pull your credit report from Innovis, inside. Innovis can actually [more...]

Date: 2008-10-04 16:31:43

Snap news

The latest on Wednesday, - Bluebay asset management sees funds down on average 5.5%; expects events to accelerate credit cycle - statement - Corporate results: BAE systems; Bloomsbury; Experian; Marstons; Pearson; Rio Tinto. - Futures point to 69 point fall on FTSE; 0.6% fall [more...]

Date: 2008-10-15 06:23:18

They cancelled my credit card

I just saw this article called “My credit card was cancelled” on the money section of CNN.com ... Experian, Transunion, and the other one. We just recently paid off our last credit card ... . In it a reader asks a question about why her credit card company closed her account and how [more...]

Date: 2009-01-01 16:05:52

Free Credit Reports and How to Use Them

... when consumers who were responding to an ad for a free credit report found themselves enrolled in a monthly service.  The FTC stepped in and amended the Fair Credit Reporting Act to require each [more...]

Date: 2008-10-08 08:05:49

Are the Bureaus Blowing You Off?

I would like to share a letter I received from someone who has been really struggling with getting the bureaus to respond to his letters. Hello Mr. Douglas- I sent a dispute letter to both Transunion and Experian. Experian responded with this statement: “We received a recent request regarding your credit information that does not appear to have been sent directly to us by you. [more...]

Date: 2009-08-13 19:56:58

The Credit Repair Organizations Act (CROA)

If you have negative information in your credit file, as reflected by the Big Three reporting companies, Experian, Equifax, and TransUnion, ... or life insurance in excess of $150,000. If you decide to seek professional help, the Credit Repair ... . The most obvious provision is that no credit repair company can make deliberately false or misleading [more...]

Date: 2008-12-27 06:13:19

Kings Bay Saint Marys & Kingsland Georgia Real Estate - Getting a Home Loan with Damaged Credit

So, you have made the decision that you would like to become a homeowner. As lenders, we have to perform a credit check ... to repair the credit. How much does this cost? Nothing,provided you get your mortgage through ... . The credit we review are provided by all three reporting agencies. Equifax, Experian [more...]

Date: 2008-12-14 08:54:12

Dead Man Spending

Perhaps the fastest growing crime in the world right now is that of identity theft. More specifically, the UK identified Impersonation of the Dead ( ... , records of those who have died recently are going to be freely shared with the main credit reporting agencies and the law enforcement services. Any organisation, such as Experian who are already [more...]

Date: 2009-01-08 02:21:07

Your FREE credit report

The FTC enforces the Fair Credit Reporting Act (FCRA) ... for this information. Read about it from the FTC’s website: http://www.ftc.gov/bcp/conline/pubs/credit/freereports.shtm ... , which requires Equifax, Experian, and TransUnion to provide you with a free copy of your credit [more...]

Date: 2009-01-06 16:47:10

Credit Karma Uses Ad Model to Provide Free Credit Information

According to the 2007 Online Banking Report, approximately one in three US adult consumers monitors or checks their credit score in some form or ... the score is usually only free if you enroll in a credit monitoring service. In this margin-rich industry ... . FreeCreditReport.com and TrueCredit.com, the consumer direct sites of Experian and TransUnion [more...]

Date: 2008-11-25 19:39:56

Steve Parker: Late car payments now total $25 Billion; US may lose 700 dealerships this year

Carmakers, new and used car dealers and the rest of us, the all-important cogs in the machine, the car-buyers, are all having a tough time ... is slamming homeowners and almost anyone and any business needing credit, is taking a toll in another even ... ournal Automotive News. In the second quarter of 2008, Experian Automotive says, 2.48 percent o [more...]

Date: 2008-10-08 10:26:42

How to save money in a recession

Earlier this week I was talking with Bruno Rost, a colleague from Experian Integrated Marketing, ... tomatoes’ ‘how to make cider’ and the more generic ‘how to make’. However, the most popular credit [more...]

Date: 2008-07-09 15:55:58

Itemizing

• Charlize Theron thinks The Hills is about nothing. • Hugh Hefner wants to see Sarah Palin naked, specifically as a centerfold in Playboy ... ," he said wistfully. Mcmahonfreecredit • Experian, responsible for those weirdly wonderful FreeCreditReport.com commercials, has hired strapped-for-cash TV personality Ed McMahon to rap his credit woes [more...]

Date: 2008-09-25 16:39:32

Price comparison traffic up 37% thanks to economic downturn

With prices rising and the credit crunch biting, consumers are taking more time to find the best deals online. Last week we contributed to an Experian Footfall report which highlighted the downturn on the high street and in out of town shopping centres, compared with the increase in online retail traffic [more...]

Date: 2008-07-15 10:54:15

Study Reveals Hispanics’ Attitudes Toward Finances

Hispanic consumers in the US say they feel more financially secure than they have in the past and are using credit cards more, ... but their self-reported lack of knowledge about financial matters also has increased, according to a study from Experian Consumer Research. The study, which is part of a broader body of research that ... [more...]

Date: 2008-11-11 18:55:19

My Identity may have Been Compromised

I got a notice yesterday that my identity maybe, could have, probably, possibly been compromised. The scariest part of it is the information that was compromised is essentially my entire life, it was a background investigation file. I am fortunate to be close enough to the issue that I know the risk associated with what happened is extremely low if not non existent. Just to be on the safe side I have been provided with 1 year of complimentary credit monitoring. [more...]

Date: 2009-09-29 13:30:32

How To Avoid Bankruptcy With A Consumer Proposal

If you have a job but are unable to make all your minimum payments, let alone actually pay down your debts, you may have wondered if bankruptcy is the only way to get out from under all your debt. There is another option you should consider before bankruptcy, filing a consumer proposal. A consumer proposal is an option for anyone with over $5,000 but less than $250,000 in unsecured debt, or $500,000 per couple. Unsecured debt might include credit cards, lines of credit, loans and even unpaid income tax. [more...]

Date: 2009-09-28 09:00:34

FreeCreditReport.com Review: Not a Free Credit Report

Have you heard of those commercials on TV that talk about “free” credit reports? These services, such as FreeCreditReport.com are *not* truly free. They offer free trials for a limited time (usually 7 days) but they’re actually paid subscription services after the intro period is over. They’re in the business of credit monitoring and tracking your credit standing. Image by Andre Rolim/Getty Images These services exist to help us keep an eye on our credit reports. [more...]

Date: 2009-09-29 04:01:28

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