Modern Call Center Solutions Solve a Range of Age-Old Problems

Many businesses are how enlisting the services of call centers to meet customer demands for faster, more reliable, and better services. Modern call centers solve a range of age-old problems. Because the success of a business largely depends on excellent customer relations, technological innovations in communication have resulted in businesses adapting to these innovations. The modern open source call centre is there to provide quality customer communication services. [more...]

Date: 2009-09-15 13:47:10

Blog posts (155) | Videos (51)
 

Credit score secrets REVEALED

by Ty Crandall Your credit score is the magic figure behind most aspects of your life. How much you pay for utilities, mortgage payments or rent, insurance, your car, and even whether you get hired are all dependant of your credit score. This article is designed to help you understand each individual component of your credit score. For even more details on the credit scoring system you can see this article in its entirety at www.PerfectCreditFast.com. [more...]

Date: 2009-09-27 15:13:21

Market snaps 5-day winning streak

The key benchmark indices snapped last five days' gains on fears a glut in share sales may suck liquidity from the secondary market. Profit taking emerged after a strong rally this month that took the market to a 16-month high on Tuesday, 22 September 2009. Volatility was the order of the day as traders rolled over derivatives contracts from September 2009 series to October 2009 series ahead of the expiry of September 2009 contracts on Thursday, 24 September 2009. [more...]

Date: 2009-09-23 13:21:00

Still no plan for fixing billing system for youth in L.A. County detention

Earlier this year, Los Angeles County probation officials vowed to fix their system for billing parents of youth in county detention after county supervisors questioned why the department had mistakenly billed low-income and foster parents. Supervisors gave a group of probation and other county officials three months to propose changes, but six months later the group has yet to present a proposal. Probation officials declared a moratorium on new probation billing Feb. [more...]

Date: 2009-09-29 22:43:35

Nifty regains 5,000 mark

Data showing a surge in growth in the core sector boosted domestic bourses with the 50-unit S&P CNX Nifty settling above the psychological 5,000 level. The BSE 30-share Sensex rose 159.91 points or 0.96%, off close to 55 points from the day's high and up close to 50 points from the day's low. Index heavyweights Reliance Industries and ICICI Bank led the rally which was a part of a rally in most Asian stocks. IT, banking and healthcare stocks rose. But realty stocks reversed early gains. [more...]

Date: 2009-09-29 15:25:00

How to Read Fashion

I think I've finally figured it out. High-fashion (as in, runway models, couture, fickle designers) is like really, uber-esotaric art ( ... with bonus material: The (Topshop-sponsored) Ultimate Catwalk Report. I was so excited! I eat this stuff ... with a designer coat to give it new life--that's some sharp credit crunch thinking [more...]

Date: 2009-01-15 22:18:00

Dark Horse Preview Review for March

A little editorial prerogative to get out of the way first and that is a big THANK YOU to Gwen and Lee in covering the extra days this week ... its 2007 Graphic Novel of the Year, and legions of devoted fans consistently report that it makes them ... for Outstanding Online Comic. Jim: I give credit to Dark Horse for always looking for different material [more...]

Date: 2009-01-08 05:01:00

Want to come upstairs and see my credit score?

When should you do it? On the third date? After meeting her parents? Half-way through the first date? When it just feels right? ... . But unlike family ties, it can be nearly impossible to sever yourself from bad credit. This column ... significant other about his or her credit score probably makes you squeamish, but it’s a subject [more...]

Date: 2008-08-19 10:00:00

Happy New Lender Features 2009!

We decided to ring in the New Year the best way we know: releasing a few features I trust you'll find useful: Reinvesting Monthly Payments: ... the more granular credit criteria soon. To find this feature, log into your lender account ... a review of the collections activities (which can happen before or after 120 days). These charge-offs [more...]

Date: 2009-01-03 17:39:12

Does Closing a Bank Account Hurt Your Credit Score

No. Your credit score is a number calculated from the information in your credit report. Your credit report will contain information about your loans, other credit obligations, and negative actions in public record (bankruptcy, collections, court judgments). It actually contains absolutely no banking information so closing, or opening in most cases, a bank account does not hurt or help your score. In some cases, your credit score might be hurt if you open a bank account. [more...]

Date: 2009-09-30 16:42:00

Swinging 236 Votes - Can Libraries Do It?

OCLC was kind enough to send me an advance copy of their latest report, From Awareness to Funding: A study of library support in America, ... library, I can’t encourage you enough to get a copy of this report and read it for yourself ... . The report examines each one in depth based on surveys and focus group discussions about funding [more...]

Date: 2008-07-30 02:51:04

A Look at Recessions and their Impact on Librarianship

Image courtesy of Flickr user RayBanBro66 Given the constant flood of reports comparing our current economic recession with past major recession events including the Great Depression, I want to explore the historical patterns of employment rates and salaries for librarians at times of recession and the role of libraries during recession events [more...]

Date: 2009-01-14 11:00:34

A Look at Recessions and their Impact on Librarianship

Image courtesy of Flickr user RayBanBro66 Given the constant flood of reports comparing our current economic recession with past major recession events including the Great Depression, I want to explore the historical patterns of employment rates and salaries for librarians at times of recession and the role of libraries during recession events [more...]

Date: 2009-01-14 11:00:34

MICROCAPITAL STORY: Malawian Microfinance Institutions Accused of Profiteering - Blue Financial Services and Izwe Lose Government Backing

The Malawian Civil Servants Trade Union (CSTU) has asked the government to rethink its recent decision to cease guaranteeing loans obtained from ... and is reportedly adamant that the government would no longer guarantee or act as a collections agent ... . There are currently nine MFIs in Malawi which report to the Mix Market, but Blue Financial Services [more...]

Date: 2009-01-12 14:56:31

become infamous for its ballooning costs, which have swollen to four times the original estimate in just three years. The velodrome and main stadium are also bulging beyond the confines of their original budget. That said, CLM can perhaps take credit that they're far from the greediest kitten at the teat. Olympic [more...]

Date: 2008-07-18 16:12:03

What Is My Credit Score and How Is My FICO Calculated?

If you’re like most people out there, there’s inevitably going to come some point in your life when you’ll need to apply for credit and seek out ... prospects like mortgage loans either - even routine applications for things like credit cards, checking accounts, auto loans, and even new jobs are undergoing greater credit worthiness scrutiny. Both [more...]

Date: 2008-07-08 03:19:44

Debt Validation And Collection Agencies

Under the FDCPA or the Fair Debt Collections Practices Act , you have the right to “debt validation”. This is a demand from the collection agency and the original creditor that the debt is really your responsibility and that the balances, terms of the loan and any other pertinent information is correct and accurate. A collection agency must also provide proof that they have the legal right to attempt to collect the debt. [more...]

Date: 2009-09-29 23:06:03

Best debt collection agency!!

I was the finance head for my department and I used to suffer a lot and it was a real pain when it comes to recovering money that is owned. You give out goods on credit and then they fail to pay the money back. That’s when my friend suggested my a good debt collection company. American profit recovery is a wonderful debt Collection [more...]

Date: 2009-01-16 04:13:52

Dealing with the Decline in Gas Tax Revenues Due to the Decline in Driving

The Department of Transportion announced today that we drove 9.6 billion fewer vehicle-miles traveled (VMT) in May 2008 compared to May 2007 ... and possible solutions. This lengthy report provides background on transportion and highway funding ... of moving goods, and increased safety concerns. The report also looks at existing programs, funding [more...]

Date: 2008-07-28 23:51:00

Credit Card Issuers See the Writing on the Wall: Forgiveness of Debt — they also got paid in full through securitization, so there is no obligation owed to them

Credit Card Companies Willing to Deal Over DebtBank of America says it eased off on more than 700,000 credit card holders in 2008, ... ring of a phone.Graphic Behind Changing Tactics, Mounting Losses Related Times Topics: Credit Crisis — ... to foster the explosive growth of consumer debt in recent years, credit card companies are realizing [more...]

Date: 2009-01-05 00:34:25

Jim Welsh on Stocks, Gold, Dollar, Bonds, ETFs

E. James Welsh of Welsh Money Management, is the author of The Financial Commentator, a monthly newsletter ... %, but their capital base is being squeezed unmercifully, as they write off bad loans and increase loan loss reserves. Unfortunately, large banks, regional banks, and community banks will be forced [more...]

Date: 2008-11-13 11:29:23

5 Steps To A Better Motorcycle Loan With A Better Credit Score

It is common knowledge that motorcycle lenders base high importance on your FICO credit scores when approving motorcycle loans. However, what many people overlook is that their FICO credit score can highly impact the term on their motorcycle loan along with the interest rate that is assigned to the motorcycle loan. In order to gain better motorcycle loan rates it is important that you think of your FICO credit score as a picture of how risky you are to the lender. [more...]

Date: 2009-09-21 18:23:15

VA’s Disjointed Accounting System Likely Misses Out on Billions

by Matt Townsend - The Department of Veterans Affairs covers care connected to military service, ... disability, the VA can bill the insurer. Although the VA has more than doubled its collections from insurers since the mid-1990s, a little-noticed Government Accountability Office report recently found [more...]

Date: 2008-07-21 16:01:00

DrumBeat: September 18, 2008

Refilling fuel tanks after Ike to take weeks HOUSTON (Reuters) - Oil refiners and producers on Thursday rushed to restore Gulf of Mexico production following Hurricane Ike, but energy traders and analysts warned it will take several more weeks to refill U.S. fuel inventories, increasing the risk of shortages [more...]

Date: 2008-09-18 13:19:59

Membership Has Fewer Rewards

For credit card-carrying Americans, the latest news from the economic crisis is good, then bad, then good again ... they had to, since credit card companies raised their interest rates even as personal income and credit limits dropped. Visa, MasterCard, et al., also are responding to the worsening economy [more...]

Date: 2009-01-14 19:00:18

Collector Threatens Jailtime Over Dead Debt [Debt Collectors]

Reader R. kinda messed up his credit years ago. He's a good boy now and his credit score is 700+, ... for the last 10 years. I have maintained a checking and savings account in addition to many bills ... there ridiculous yearly service fees, and monthly account fees in full each month helped boost my credit enough [more...]

Date: 2008-10-24 21:04:06

Are You Drowning Under Piles of Paper?

Modern families can accumulate a large amount of paper and information, similar to a mini-corporation.  The management of these records can overwhelm and frustrate many people, resulting in disorganized, voluminous files, and the inability to locate important information when it is needed [more...]

Date: 2009-01-06 20:50:10

Why Your Credit Score Is So Important To Your Ability To Borrow

Your credit information may be of no use to you. If you’re not planning on buying a house or renting an apartment, buying a car, taking out a loan, paying for college or getting a new credit card, then you won’t need to worry about getting ... you are and where you need to be financially. Bad Credit To improve your credit information, you’ll need [more...]

Date: 2009-01-17 13:04:13

Financial Meltdown Breeding Jew-Hatred In Great Britain

I have been accused of picking on Great Britain. But Great Britain's has a rich tradition in hating Jews ... : in collections of miracle stories, many of them dedicated to the miracles of the Virgin Mary; in the art ... Jewish financiers for the global credit crunch and then exploiting it. According to the latest false [more...]

Date: 2008-10-10 23:29:06

Live Events Strategy: Mashing Up Physical Conferences With Online Extended Events - Live Events Become X-Events

A new class of powerful, inclusive, popular and engaging events liberated from the straitjacket of space-time by the convergence of usable new media ... -x-events_id252177_size485.jpg Photo credit: XLucas But let me explain myself better: Online (and offline) events ... to generate. Or the many possible compilations, playlists, and collections of user [more...]

Date: 2008-09-16 15:20:00

Sheppard: Middle Road Has Fewer Bumps

Sheppard, Mullin, Richter & Hampton didn’t ditch slow practice areas when the economy was booming and now they are reaping the ... of the Los Angeles-based firms to report their year-end results. The Recorder reported results http ... the biggest decline, at 21 percent. Pillsbury was the only firm in this survey to report a slight [more...]

Date: 2009-01-17 02:10:00

Giveaway: MediaMonkey Media Manager

Giveaways is done for our Birthday Bash EXTRAVAGANZA, but not completely! Remember that you can still enter to win each of the Giveaways until Thursday evening at 7:00 PM. The Giveaways you’ll want to enter for today include: MediaMonkey Media Manager USB Docking Station with VGA Support Edraw Max Diagram Creator Daniusoft Media Converter [more...]

Date: 2008-12-10 13:11:58

Top Ten Credit Repair Tips

by katie George Starting Your Credit Repair Project Credit Repair is not hard. Take the time to plan your effort and the results will be fantastic. Here is a list of our favorite credit repair tips. Try them together, or pick the ones that look ... are one of the best credit repair tools available. If your credit is poor and you cannot get approved [more...]

Date: 2009-01-06 12:21:39

Top Ten Credit Repair Tips

by katie George Starting Your Credit Repair Project Credit Repair is not hard. Take the time to plan your effort and the results will be fantastic. Here is a list of our favorite credit repair tips. Try them together, or pick the ones that look ... are one of the best credit repair tools available. If your credit is poor and you cannot get approved [more...]

Date: 2009-01-03 18:13:04

DrumBeat: August 19, 2008

The Great Oil Bubble? The markets are rejoicing as the “great oil bubble” loses air and rapidly heads back to its proper double-digit price. The rejoicing may be a bit premature as the underlying supply and demand fundamentals do not appear to support “proper” prices for oil. Between 2004 and 2007, global oil consumption grew by 3 [more...]

Date: 2008-08-19 13:30:11

Daily Dose: 12/02/08

» AsianWeek Market Report » Chinese Americans Petition Against Bill Richardson » The New Team: Christopher Lu » Mike Honda Speculated as Contender for Post in Obama Adminstration » Crow Collection of Asian Art Tracks a Generation Shaking Free of History » Asian American Literary Awards [more...]

Date: 2008-12-02 20:56:58

Customer Service

Welcome to Wednesday’s Edition! In today’s issue … 1) The Skull of Cleopatra 2) Today’s Opportunities 3) ... : “Either report her account to the frauds division, or report her to the credit bureau… maybe both!” ... . Her bank billed her for February and March for their monthly service charge on her credit card [more...]

Date: 2009-01-14 10:40:13

The Economic Downturn and Student Loans: Some Practical Advice for Borrowers

Today's post is from Alan Michael Collinge, author of The Student Loan Scam: The Most Oppressive Debt in U.S ... page for book Student loan companies will soon be lined up at the Federal Treasury, seeking loans ... wracked by student loans in ways worse, even, than defaulting home mortgage borrowers. As we progress [more...]

Date: 2009-01-11 01:14:50

How A Forgotten Blockbuster Video Caused A 2 1/2 Year Battle With Discover Card And Collection Agencies [Universal Default]

"Universal Default" is when your credit card company adjusts the terms of your loan because you "defaulted" with another company. In reader P ... , it launched him into a 2 1/2 year legal battle with Discover, a collection agency, and now the credit ... , and payed them in person at their offices within 24 hours of receiving the notice. I checked my credit [more...]

Date: 2008-06-27 16:23:12

Give and Go Technorati Authority Increase

Since i still consider myself as a newbie into blogging world there are a lot of things that i am still learning in process. I dont know how important those rankings are, at first i was just ignoring them like my tehnorati authority. i wasn't really paying attention to it [more...]

Date: 2008-07-03 07:12:00

Q & A with Lewis Schiff

Lewis Schiff, author of the Middle Class Millionaire, a book I reviewed last week graciously answered questions from readers of the review.  So today I am posting the questions asked and answered. How is the credit crunch affecting MCM ... the MCMs to pull ahead during the “good” years are also helping them during the bad years. They report [more...]

Date: 2008-10-06 13:30:48

Credit Scores: New Threats

Credit Scores: New Threats Credit Scores: New Threats A long-delayed update to the leading credit scoring formula is rolling out in 2009, ... combat potential fraud by ignoring any "authorized-user" accounts in a borrower's credit report. After ... by lawsuits between its creator, Fair Isaac, and the nation's three main credit bureaus. Fair Isaac says [more...]

Date: 2009-01-14 03:39:51

Credit Scores: New Threats

Credit Scores: New Threats Credit Scores: New Threats A long-delayed update to the leading credit scoring formula is rolling out in 2009, ... combat potential fraud by ignoring any "authorized-user" accounts in a borrower's credit report. After ... by lawsuits between its creator, Fair Isaac, and the nation's three main credit bureaus. Fair Isaac says [more...]

Date: 2009-01-15 16:51:33

Remove Late Payments from Your Credit Report

by Matt Douglas Late payments are not equal; a 90 day or 120 day late pay will cause a large amount of damage and is seen as a very negative mark by ... amount of time it can stay on your report. The Fair Credit Reporting Act says this and many collection ... to do it on your behalf. This mark will stay on your report for a maximum of seven years. [more...]

Date: 2009-01-14 16:26:08

California Considers Tax Changes in Budget Standoff

July 1, 2008 came and went without a state budget for California, despite a requirement to pass it by that date ... -com boom of the late 1990's (California income tax collections relied heavily on the very rich ... report, California has the 6th highest tax burden in the country, with Californians on average [more...]

Date: 2008-08-22 04:00:00

Lending Club P2P: Review of New Post-SEC Changes, Free $25 Lender Bonus

Now that LendingClub has finished their SEC filing and is one of the only P2P lenders currently operating ( ... you get. Then you can simply compare this rate with your other options - credit cards, home equity loans ... conditions, remember that credit cards can only guarantee 6-12 months of a low rate, and home equity loans [more...]

Date: 2008-12-14 14:30:58

Investing Made Simple

Suddenly I think, 'Ahhh! I see! Demand is more than supply, meaning price will go up until demand equals supply!', at which point I think, 'Whee! Investing is easy when you know to avoid stocks and bonds and buy gold, silver and oil. Since I think that the stock and bond markets are a big, fat fraud ( [more...]

Date: 2008-06-12 19:58:35

Tenant Flees Without Warning - or Paying

Yesterday I went over to my most recently purchased duplex to execute a Notice to Vacate to one of my tenants. Her rent was 30 days past due ( ... , for your reading pleasure, I get to learn all about civil court proceedings and the tenant collections [more...]

Date: 2009-01-07 17:19:00

Satan Has A 350 Credit Score

By John Rasor indulgence, greed and envy can take over and send your credit in a downward spiral. The lowest credit score you can have is a 350 ... , gluttony and being a debtor with outright disrespect to the creditor can earn you a bad credit rating. I have personally never seen a 350 credit score but supposedly they do exist. If you have bad cred [more...]

Date: 2009-01-16 22:01:48

Banking Crises Around The World

Do government bailouts in times of banking crises work? Crises like this are manageable ... . Philippa Dunne & Doug Henwood of The Liscio Report highlight a major study of 42 fairly ... for disaster. This is a brief summary of the report (to which they provide a link) and their conclusions [more...]

Date: 2008-10-03 15:44:43

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