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Questions About Collections? Ask Melissa

Dear Melissa, My daughter is in the midst of a career move and has had a bill sent to a collection agency in the state she previously resided in ... can absolutely not affect your credit report in any way.  Consumer debt is not transferable ... the payment.  The agency will report to the credit bureaus that the account is paid, if applicable [more...]

Date: 2009-01-14 13:00:17

Blog posts (7) | Videos (5)
 


Credit Blemished Over Imaginary Credit Card [Debt Collectors]

The NES collection agency is coming after Nancy for a debt on an account number she's never owned ... the account and sold it to a collection agency, who somehow had no problem contacting me repeatedly ... by disputing it as invalid you may be able to get it taken off your credit report if the agency reporting [more...]

Date: 2008-10-30 19:20:44


Zombie Debt Collectors Find You At Grandma's []

Palisades Collection is offering Jeremy a great deal: he can pay half off his debt of $237.64 and get the account settled! ... on, the debt has passed the statute of limitations, and he got it expunged from his credit report years ago ... to my credit in 2006. It was actually removed from my credit report 05/08. There is no traces [more...]

Date: 2008-09-10 16:05:23


Zombie Debt Collectors Find You At Grandma's [] (pfblogs.org)

Palisades Collection is offering Jeremy a great deal: he can pay half off his debt of $237.64 and get the account settled! ... on, the debt has passed the statute of limitations, and he got it expunged from his credit report years ago ... to my credit in 2006. It was actually removed from my credit report 05/08. ... [more...]

Date: 2008-09-10 16:46:40


WHAT THE HELL?

WHAT THE HELL?  By R.J. Godlewski ©August 13, 2008, ... ) for any change, my credit report will show that I continually owe $126 in regards to an account ... behind my choice arose when I collected my morning mail and opened a letter from a collection agency [more...]

Date: 2008-08-13 20:56:29


The truth about collection accounts.

by JR Rooney The debt collection industry is a billion dollar industry. According to Rapid Recovery Solution, Inc ... to develop a strategy to collect money owed: name, address, credit report, credit application ... but not always. When you receive a letter from a debt collection agency, verify that the company contacting [more...]

Date: 2008-12-17 08:13:34


Your Credit Score, Your Sanity

I decided to sign up for credit monitoring at www.myfico ... that paying off a collection account will not remove it from your credit report. It will stay ... from your credit report. If the debt has gone unpaid for 7 years, then it can no longer legally remain [more...]

Date: 2009-01-04 02:41:50



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