collection credit report: : Disputing Negative Information Found On Your Credit Report (blog)

Disputing Negative Information Found On Your Credit Report

Your credit report is constantly changing depending on your spending habits or especially in the event that you have become a victim of fraud ... do it yourself or hire a professional credit repair. If you choose to handle re-establishing your credit ... bureaus and the collection agency. First thing you will need to do is write a letter to the credit [more...]

Date: 2009-01-08 20:01:24

Blog posts (139) | Videos (51)

The truth about collection accounts.

by JR Rooney The debt collection industry is a billion dollar industry. According to Rapid Recovery Solution, Inc ... to develop a strategy to collect money owed: name, address, credit report, credit application ... but not always. When you receive a letter from a debt collection agency, verify that the company contacting [more...]

Date: 2008-12-17 08:13:34

Eliminate Collections With Credit Repair

Say Goodbye to Collectors Credit repair is not hard. Take the time to learn your legal rights and you will see how easy it can be ... . Have you ever been bothered by a collector? Are there collections on your credit report? Let’s take a look at some powerful credit repair tools that can help you get ... [more...]

Date: 2008-12-25 16:40:04

Crime-Ridden Apartments, Credit Reports and Cops

If you haven't carefully checked the fine print in the city's proposed high-crime apartment ordinance, ... better credit score than anyone forced to rent in one of Dallas' more dangerous apartment houses. Kathy ... will be required to collect credit reports on future tenants and make those reports available on demand [more...]

Date: 2009-01-13 23:55:06

Rx for Arizona Consumers’ [HomeBuyers} Credit

Find out what’s in their file. Every U.S. consumer is now entitled to one free credit report annually from each of the three credit bureaus: Experian, ... a collection agency. Excise outdated information. By law, credit bureaus are supposed to remove information ... is to write a letter to all three credit bureaus detailing the dispute. (Some states [more...]

Date: 2008-12-23 19:30:07

Your Credit Score, Your Sanity

I decided to sign up for credit monitoring at www.myfico ... that paying off a collection account will not remove it from your credit report. It will stay ... from your credit report. If the debt has gone unpaid for 7 years, then it can no longer legally remain [more...]

Date: 2009-01-04 02:41:50

Debt Validation: The ultimate weapon against the collection agencies

You could try to use debt settlement methods (including our do it yourself online training for debt settlement) ... . (If you are wondering how a collection got on your credit report in the first place, read ... The FDCPA does not cover collection tactics employed by original creditors (like credit card [more...]

Date: 2008-06-19 11:12:40

How To Deal With Bill Collectors

In today's unstable economy people are consumed with financial matters ... , the credit card company may report you to a collection agency. This debt collection company is hired ... . Initially, you'll receive calls from your credit card company informing you of your late payment [more...]

Date: 2008-12-04 01:40:51

Zombie Debt Collectors Find You At Grandma's []

Palisades Collection is offering Jeremy a great deal: he can pay half off his debt of $237.64 and get the account settled! ... on, the debt has passed the statute of limitations, and he got it expunged from his credit report years ago ... to my credit in 2006. It was actually removed from my credit report 05/08. There is no traces [more...]

Date: 2008-09-10 16:05:23

Credit Blemished Over Imaginary Credit Card [Debt Collectors]

The NES collection agency is coming after Nancy for a debt on an account number she's never owned ... the account and sold it to a collection agency, who somehow had no problem contacting me repeatedly ... by disputing it as invalid you may be able to get it taken off your credit report if the agency reporting [more...]

Date: 2008-10-30 19:20:44

Zombie Debt Collectors Find You At Grandma's [] (pfblogs.org)

Date: 2008-09-10 16:46:40

Devise your own Credit Repair Plan

by Rob Kosberg One day you realize that you are in a serious personal financial disaster situation ... repair plan for yourself. You will start by collecting all your credit reports, bill payment statements ... the effort and take the time to get your money management and credit use habits back on track [more...]

Date: 2009-01-14 23:03:41

How and When to Cancel a Credit Card

Update: After feedback from readers, I’ve made some clarifications to this post ... and other agencies report your habits to credit bureaus, organizations that collect this information ... . My recommendations have not changed, but I’ve tried to emphasize the effect closing a credit card [more...]

Date: 2008-09-16 12:00:22

Inttroduction (3)

Credit bureaus get most of their data from creditors and collection agencies ... . And they go through county records to find recorded liens (legal claims) against property. Non-credit data made part ... on obtaining a credit report.) Taken From : Credit Repair by Attorneys Robin Leonard and Deanne Loonin [more...]

Date: 2009-01-09 04:31:36

Questions About Collections? Ask Melissa

Dear Melissa, My daughter is in the midst of a career move and has had a bill sent to a collection agency in the state she previously resided in ... can absolutely not affect your credit report in any way. Consumer debt is not transferable ... the payment. The agency will report to the credit bureaus that the account is paid, if applicable [more...]

Date: 2009-01-14 13:00:17

Remove NCO Financial From Your Credit Report

by Justin Hutto NCO Financial is a collection agency. They collect for retail, financial services, healthcare and other industries ... bureaus. Another option is to hire a professional credit repair company ... is your legal way of telling the credit bureaus that you are disputing the accuracy or validity [more...]

Date: 2008-10-02 16:12:02

Home Buying 101 - Step Two: Know Thy Credit

This is the second in my Home Buying 101 Series, now updated for 2009 ... rates. Your credit report will also affect the rates you pay for auto and home insurance ... for credit cards, loans, medical bills, leases, anything reported to a collection agency, liens [more...]

Date: 2008-12-30 21:06:36

HSBC are thugs (sorry “partners”)

HSBC has gotten a little aggro lately – an analyst dispute widely reported in the FT and other places ... be found here and here amongst dozens of consumer rip-off reports on the web.Bally managed to report ... but they included penalties as per credit cards. Obviously collection was a problem. Bally filed [more...]

Date: 2009-01-15 23:27:00

Help a Reader: Collections

From a reader: I received a call from a collections agency today about a bill from a doctors office ... up on your credit report. I had excellent credit before, and now I am afraid I am going to get docked points ... . I have never had a bill go to collections in my life, and I've always paid immediately. Evidently [more...]

Date: 2008-09-18 18:54:04

The Importance of Repairing Your Credit Report - Yourself!

It seems to be common knowledge today that we are living in a society overwhelmed with debt ... is “Credit Repair Companies”. There are several different websites, many of them claiming to be law ... used by these credit repair companies are bombarding collection agencies with letters, asking them [more...]

Date: 2009-01-15 01:44:04

How to Safely Restore Your Credit Rating

If you have been trying to repair your credit and have had problem credit in the past such as late credit card payments, ... credit cards that were turned over to a collection agency or even a home foreclosure, these effects may have lead to a derogatory rating on your credit report. Keeping multiple high balances ... [more...]

Date: 2009-01-03 03:30:08

Listen to this awesome news!!!

I don't know if you remember, but a sweet but desperate reader wrote in saying that her student loans went into default and she wanted to know how to ... into collections! How do I get it off my credit score?My heart immediately sank, but I wrote back a short post ... and it is now officially OFF my credit report..thank God! It turns out that they mailed [more...]

Date: 2009-01-03 18:08:00

Online Advertising And Internet Marketing: MasterNewMedia Greatest Hits From 2008

Social media marketing, ad management and optimization, diagnosing AdSense revenue drops, the brand ambassador model, ... -marketing-best-of-masternewmedia-2008-id27438621-size485.jpg Photo credit: Giuseppe Ramos If you want ... collection of in-depth guides and reports. Check it out. Here all the details: Best [more...]

Date: 2008-12-30 12:58:00

NCO Group - End the Calls

by Justin Hutto If you are being contacted by NCO Financial it is regarding an unpaid debt ... a delinquent debt on the borrowers’ credit report for longer than 7 years. They were forced to pay ... collection agency with a history of FTC violations. NCO is often hired to come in and collect [more...]

Date: 2008-07-17 02:40:37

Collection Agency calling from 571-431-1958 (Washington, VA)

Steve reported a Collection Agency (5714311958 from Washington area, VA) . The following comments were posted: AACC AACC AACC 5127689800 AACC 804-234-9056 assetacceptance.com Asset Acceptance is a leading purchaser and collector of charged-off consumer debt. Since 1962, we have provided credit originators such as credit card issuers, consumer finance companies, retail merchants, utilities and others an efficient alternative in recovering defaulted consumer debt. [more...]

Date: 2009-09-25 19:53:49

States, Cities Hit Hard by Credit Crisis, Falling Revenues

Even though the markets are looking for a boost from the expected passage of the bailout bill, ... office projects tax collections to fall $1.3 billion below what it expected in a July 30 report ... in the credit markets. Some government bodies have gone as far as cutting spending. California is at risk [more...]

Date: 2008-10-03 17:41:43

Sensible Debt Collection

This post has been republished from the SitePoint Tribune #427 ... the client wants a clean credit report to enable them to secure a loan for a house. Be consistent ... another 7 days later: final demand notice with 3 days to pay 4 days later: letter explaining how you’ll [more...]

Date: 2008-12-21 23:14:08

Finance - Collection Process on Personal Loans

by Marcel Mahrer Personal loans are acquirable for a variety of uses ... to a collection agency. Neither option works well for the borrower or co-signer. Court costs are expensive ... of payments though it causing a disastrous stroke upon your credit report. The pick up routine for any [more...]

Date: 2009-01-17 08:54:59

Moody's gives Florida a negative outlook, credit rating could slip

The slumping economy and diminishing state reserves has prompted Moody's Investor Services to give Florida a negative outlook, ... from the state's economic slowdown and continuing deterioration in its housing market,'' Moody's report said Monday ... . Estimated revenue collections are not expected to exceed fiscal year 2006 levels until fiscal year [more...]

Date: 2008-09-08 07:30:14

WHAT THE HELL?

WHAT THE HELL? By R.J. Godlewski ©August 13, 2008, ... ) for any change, my credit report will show that I continually owe $126 in regards to an account ... behind my choice arose when I collected my morning mail and opened a letter from a collection agency [more...]

Date: 2008-08-13 20:56:29

PA Debate Reactions Slightly Favor McCain

Given some of the states in play, as well as the state of the race - this report out of Pennsylvania is slightly more positive for McCain than it is ... more polished," said Glazier, who works in credit and collections. "He really unflapped Obama quite [more...]

Date: 2008-09-27 11:57:33

Taxpayer Advocate’s Recommendation: Go Easier on Taxpayers Experiencing Economic Hardship

Nina Olson, the National Taxpayer Advocate, has released her Annual Report to Congress (PDF) ... their car loans, credit card balances, student loans, or medical bills probably do not realize ... -payment installment agreements, may be more effective at collecting liabilities from taxpayers [more...]

Date: 2009-01-08 02:37:42

Late surge puts O.C. property tax payment up $141 million

Orange County’s Tax Collector reports that a late surge in payments has put the county $141 million ahead of last year’s property tax collections ... more days of heavy mail, too. Credit-card charges don’t clear until Monday. I’m very pleased ... all the economic turmoil? Chriss: Small business had it bad in 2006 and 2007. It was a stealth recession. [more...]

Date: 2008-12-13 06:54:44

Civil Judgments - Delete from your Credit Report

b&#121 Matt D&#111ugla&#115 If yo&#117 have a defa&#117lt &#106&#117dgme&#110t it mea&#110s that a le&#110de&#114 has s&#117ed yo&#117 i&#110 o&#114de&#114 to &#114ecove&#114 payme&#110t of a&#110 o&#117tsta&#110di&#110g de&#98t. It is a legal p&#114oceedi&#110g that gives a le&#110de&#114 a la&#114ge amo&#117&#110t of time to collect [more...]

Date: 2008-09-20 11:18:42

Verizon Was The Most Frequent Target For Identity Theft Scams In 2007 [Graphs]

Identity theft reports to the Federal Trade Commission show that Verizon was the most frequently named company, ... nearly tripled from 2006. Rounding out the top five are AFNI (a collection agency), JP Morgan Chase ... created from pre-approved credit solicitations. Hoofnagle asks for increased transparency by businesses [more...]

Date: 2008-07-24 22:54:12

Unanswered questions about children's food and beverage advertising

In July, based on information collected through federal subpoena, the Federal Trade Commission (FTC) produced a detailed report on the massive extent of children's food and beverage advertising (see ... . Studies show that those who drink more soda are more likely to become overweight. To their credit [more...]

Date: 2008-11-11 21:12:30

Dealing with budget problems in different ways

Tales of woe are collecting in the mainstream media at an alarming rate ... is already dripping red ink as detailed in this report in the LA Times. Emergency session may ... on the state are numerous. Revenue is dropping precipitously as the economy falters. The global credit [more...]

Date: 2008-10-07 15:49:00

Obama on G-20: No pancakes, but good groundwork

Someday a world leader, perhaps even an American, is going to walk out of one of these monthly G-8, G-20, G-28 summits and pronounce it a colossal disaster, a complete waste of time to gather two dozen guys and a couple of women in suits at the cost of millions of dollars (or more valuable currencies) with thousands of assembled security, staff functionaries and protesters to talk for two days, eat well and pose for pictures in exotic places like Pittsburgh to consult on the same problems over and over. [more...]

Date: 2009-09-26 01:12:00

The Road to Zimbabwe

By Terry Coxon, Editor, The Casey Report GoldSeek.com Sprinkled among all the official talk about efforts to end the current recession, you’ll hear assurances, notably from Federal Reserve Chairman Ben Bernanke, that when the economy does revive, it won’t be allowed to blast off into runaway inflation. The Fed, we’re being promised, will prevent such a launch by reabsorbing the hundreds of billions of dollars of excess liquidity it recently created to halt the credit crisis. [more...]

Date: 2009-09-30 12:40:48

Learn How A Divorce Can Upset Your Credit Report

September 28, 2009 | By Mike Jones In Finance | by Kevin LynchConsiderably too many marriages end in divorce these days. Sadly the splitting up of a marriage is not only an emotional battle but it all too often has a hugely negative outcome on your finances also. Frequently there are folks who have been responsible and trustworthy with their credit for years who end up with major tribulations following a divorce. Divorce is one of the foremost causes of problematic credit for many persons. [more...]

Date: 2009-09-28 10:26:54

Communique Issued and Obama Speaking Now

You can watch him live here: The text of the communique is below. Leaders’ Statement: The Pittsburgh Summit September 24 – 25, 2009 PREAMBLE 1. We meet in the midst of a critical transition from crisis to recovery to turn the page on an era of irresponsibility and to adopt a set of policies, regulations and reforms to meet the needs of the 21st century global economy. 2. When we last gathered in April, we confronted the greatest challenge to the world economy in our generation. [more...]

Date: 2009-09-25 21:36:12

Must Love Hellhounds by Charlaine Harris, Nalini Singh, Ilona Andrews, Meljean Brook

This entertaining anthology contains four novellas that feature, in varying degrees of importance to their respective plots, large, scary “hellhounds.” The Britlingens Go to Hell by Charlaine Harris Batanya and Clovache, two female mercenary-type bodyguards-for-hire called Britlingens, find themselves assigned to their most challenging task yet: accompanying a thief to Hell to retrieve an item he stole from someone else and then hid there. [more...]

Date: 2009-09-29 01:40:45

Beattie's Book Blog (2009-09-29 11:53)

LEGENDS ON 2 WHEELS by Rhys Jones Harper Collins - $49.99 Publication - 1 October 2009 If you stop and think about it, it does seem quite astonishing how many great riders, designers, engineers and innovators have been involved in giving New Zealand an amazing history and rich heritage in two-wheeled motorsport. For a small country geographically isolated from the main centres of motorcycle racing, New Zealand has produced a disproportionate number of the world’s top riders. [more...]

Date: 2009-09-29 18:53:00

AEI Interns’ Transcripts in Date Order: Their Own First Draft of History

First of all, I want to reemphasize everything Laurie just said. This is not a new threat, and this is not a threat we did not know about. Saddam Hussein has, in many ways, openly dreamed of mass death in the United States. He has shared his dreams with his nation and the world many times. We also know he has actively planned to do so many times, and Laurie’s book is a rather convincing argument that he is active and successfully implemented plans to do so as well. [more...]

Date: 2009-09-28 08:30:21

Mega Collection of Top Applications (more than 80) - vinay

MEGA SOFTWARE COLLECTION ALSO SEE PAGE-6 CRAZY TALK 5 PRO DFX SOUND ENHANCER V8.403 BIT DEFENDER TOTAL SECURITY 2009 Unlike other security solutions, which rely heavily on a list of pre-existing viruses, BitDefender security solutions use proactive B-HAVE technology that identifies and blocks new and zero-day threats. Additionally, BitDefender Total Security 2009 Systemâ??s maintenance and backup tools keep PCs running at optimal speed and protected from data loss. [more...]

Date: 2009-09-27 07:20:53

MORE MILLIONS SEIZED FROM THE NARCOS

NATIONAL ASSOCIATION OF FORMER BORDER PATROL OFFICERS Visit our website: http://www.nafbpo.org Foreign News Report The National Association of Former Border Patrol Officers (NAFBPO) extracts and condenses the material that follows from Mexican and Central and South American on-line media sources on a daily basis. You are free to disseminate this information, but we request that you credit NAFBPO as being the provider. Tamaulipas en Linea – Cd. Victoria, Tamps. [more...]

Date: 2009-09-30 16:08:15

Words from the (investment) wise 9.27.09

Words from the (investment) wise for the week that was (September 21 – 27, 2009) After hitting its best levels of the year on Wednesday ahead of the Federal Open Market Committee’s (FOMC) communiqué, the S&P 500 Index ran into heavy weather on the realization that the Fed could start scaling back on emergency support of the economy. US equities dropped further later in the week on renewed concerns about the state of the troubled housing market and weaker-than-expected durable goods orders. [more...]

Date: 2009-09-27 12:05:27

Restore Your FICO Score – Part Three

In the previous parts of this article we discussed how FICO score can impact your financial status as well as the initial steps that you can take to begin restoring your FICO score. We covered handling collections first since they do have a big impact on your overall score, but there are a few other ways that you can quickly see a big jump in your score. After you have the collections on your account either settled or verified, double check to make sure that they were removed from your credit report. [more...]

Date: 2009-09-29 23:17:33

Restore Your FICO Score – Part Two

In our last post, we covered how to begin the process of restoring your FICO score, as well as how changes can affect this score. Now that you are ready to begin, there are a few steps that you will need to take. Many of these steps require diligence on your part and a little hard work. However, they can result not only in a higher FICO score, but also lower interest rates on loans, and a higher chance of getting approved for loans in the future. [more...]

Date: 2009-09-27 23:46:13

Find Out What Debt Validation Means And Why It’s Important

Imagine getting a phone call or a knock on the door, and when you answer it, a person called Victor says that he been authorized by someone name Joe to collect a debt that you owe him, and it’s true that you do owe somebody called Joe some money. Even if you had the money, and knew that you owed it, would you pay this new person on the scene? I’m pretty sure that you wouldn’t even consider for a moment giving Victor any money, until you were 100% sure that he was really acting on Joe’s behalf. [more...]

Date: 2009-09-26 20:20:24

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