The Daily Poverty Post.

First of all, isn’t it funny that when conjuring the telephone, we think of the above? ... , this safe site will provide you with one free FICO score and credit report every 12 months — ... out how to call your credit card company to renegotiate your interest rate! Before we begin [more...]

Date: 2008-12-06 17:33:45

Blog posts (176) | Videos (85)
 

panch-tattva talk…the banks

Friends,The world’s biggest banks have been showing huge but expected losses. City Bank and BoA have shown losses but are under care of state. Since they will be funded , the overall credit cruch will be to lesser extent. Back in India ... credit cards. The general public does not gather the full implication of it all. Then comes the case [more...]

Date: 2009-01-17 18:30:54

Your Credit Rating And You

by Steve Collins Credit ratings, at their most straightforward, are personal debt histories ... assessment of whether we are a good or bad risk. But what kind of information does a credit rating contain ... . Credit ratings can haunt us for our entire life, providing a often worrying picture [more...]

Date: 2009-01-17 22:23:20

Why Your Credit Rating Is Important

by Steve Collins Credit ratings, at their most straightforward, are personal debt histories ... of our financial behavior. Lenders and credit card companies look to credit ratings for the most simple assessment of whether we are a good or bad risk. But what kind of information does a credit rating contain [more...]

Date: 2009-01-17 22:27:43

Are You Drowning Under Piles of Paper?

Modern families can accumulate a large amount of paper and information, similar to a mini-corporation.  The management of these records can overwhelm and frustrate many people, resulting in disorganized, voluminous files, and the inability to locate important information when it is needed [more...]

Date: 2009-01-06 20:50:10

Introduction (6)

Creditors like to see evidence of stability, so if any of the following information is not in your report, ... F and G, for more information on adding positive data to your credit report.) I’ve been told that I need to use credit to repair my credit. Is this true? Yes. The main type of positive information [more...]

Date: 2009-01-12 04:41:40

Survivor: Gabon’s Ace Gordon Falsely Accused Of Hitting A Woman In Bar

Former Survivor: Gabon castaway, Ace Gordon was arrested last Sunday following a brawl incident and was initially accused of hitting a woman ... . The initial police report released on Sunday, charged Gordon with disorderly intoxication ... . According to the police report, staff members of Sway had originally stated that Gordon had hit a woman [more...]

Date: 2008-11-23 00:00:35

Your Credit Rating Is Important

by Steve Collins Credit ratings, at their most simple, are personal debt histories ... of our financial behavior. Lenders and credit card companies look to credit ratings for the most simple assessment of whether we are a good or bad risk. But what kind of information does a credit rating contain [more...]

Date: 2009-01-17 22:53:50

Digging Deeper Into the CheckFree Attack

Digging Deeper Into the CheckFree Attack The hijacking of the nation's largest e-bill payment system this week offers a glimpse of an attack that ... of bills consumers can pay through CheckFree are military credit accounts, utility bills, insurance payments, mortgage and loan payments. A spokeswoman for Network Solutions, the Herndon, Va., domain [more...]

Date: 2008-12-06 18:58:08

James Passin: Rising Commodity Prices to Trigger Renaissance for Nuclear and Gold

Source: The Gold Report Commenting on what he views as an inevitable hike in commodity prices—and an equally inevitable shift into ... equation. In this exclusive interview with The Gold Report, James discusses the changing landscape ... in the coming years. The Gold Report: In the context of all the craziness that’s been going [more...]

Date: 2009-01-14 14:30:29

$37 Billion Each Year is Lost..

...to banking fees associated Non Sufficient Fund and Over Draft Protection (NSF/ODP) fees. That is a staggering figure, $37,000,000,000. That is approximately $368/year for each household with a checking account. Most folks with a checking account do a good job of keeping it balanced. A recent study by the FDIC finding [more...]

Date: 2009-01-12 23:16:00

ChexSystems: Who They Are and How it Affects You

ChexSystems is a company that maintains a subscriber membership service used in the banking industry ... to the same laws as the Credit Bureaus that we are all familiar with: Experian, Equifax, and Trans Union ... . The members consist mainly of Banks, and Credit Unions, but can include other types of Financial [more...]

Date: 2009-01-17 09:00:05

Money Education For Young Adults

By Vince Shorb Everyday we send young adults into the real world with dangerously little preparation for the financial realities of life. Often the results are disastrous. This article will give parents and educators three tips so that your child is prepared for the financial realities of today's society. [more...]

Date: 2009-09-27 14:20:50

Add Your Comment:

« PreviousHarry Reid: Trigger Happy Next »Barack Obama, Olympic (Committee) Bound Latest Lie: "Death Panels By Proxy" Posted by Karen TumultySunday, September 27, 2009 at 12:17 pm 56 Comments • Trackback (0) • Related Topics:Max Baucus, congress, health care, senate, death panels, death panels by proxy, fear-mongering, medicare There they go again. [more...]

Date: 2009-09-27 16:17:24

Your Life is a Circus: Join our Final 2008 Blog Blast!

Boogie and Littlest Pet Shop Blog Blast - “It’s a Family Tradition”, big congratulations goes out One in 36 Million for her post, Life Around the Cribbage Board - she’s our grand prize winner!  She’ll receive ALL of these fabulous games from Electronic Arts: [more...]

Date: 2008-12-12 04:01:21

Personal Balance Sheet, December 2008

The stock market found a way to trash my net worth goal last year ... in and read the numbers, click on the thumbnail. The above report is made with Intuit Quicken ... I do every month, but you still want to post your financial reports online, I suggest checking [more...]

Date: 2009-01-03 15:00:14

Your Credit Rating And You

by Steve Collins Credit ratings, at their most simple, are personal debt histories ... of our financial behavior. Lenders and credit card companies look to credit ratings for the most simple assessment of whether we are a good or bad risk. But what kind of information does a credit rating contain [more...]

Date: 2009-01-17 22:41:15

It’s That Time Again: Check Your Annual Credit Report

If you are new to No Debt Plan this may be a new feature for you. Every three months I post up a quick reminder to check your annual credit report. Why You Should Check Your Credit Report It’s simple: your report shows all of the inquiries ... to higher credit costs. Unfortunately these reports can be rife with errors. So checking [more...]

Date: 2009-01-14 13:00:17

What’s the Carbon Footprint of my Checking Account?

Crossposted from the Understory RAN released a new report today, “Financing Global Warming: Canadian Banks and Fossil Fuels“, ... by 7 leading Canadian banks - RBC, TD, Scotiabank, BMO, CIBC, Desjardins and Vancity. Along with the report, we also launched a new website, climatefriendlybanking.org. The report results are striking [more...]

Date: 2008-11-20 22:15:55

Real Estate investing and bad credit reports

by Doc Schmyz Creditors and bankers approve or disapprove loans based on your credit worthiness ... . You will be able to pay your bills on time. Having bad credit reduces the opportunities of these things. You may get approved for a loan or for a credit card but with a higher interest rate [more...]

Date: 2008-12-25 10:33:44

These Latin American Countries Will Thrive In 2009

The brutal market sell-off in emerging markets has led many to doubt their importance in the global economy. But Horacio Marquez says the ‘right’ countries in Latin America will thrive in the New Year. Top of the class is Brazil, but Horacio also sees good opportunities in Chile and Mexico [more...]

Date: 2008-12-15 12:34:10

A gentle introduction to Unqualified Reservations (part 2)

We have swallowed the red pill, which now makes its way to the stomach. The coating dissolves. The rotor spins up and the device begins to operate. Inside, the sodium-metal core remains intact.And we begin the treatment. Again, our goal is to detach you - by "you," of course, [more...]

Date: 2009-01-15 11:44:00

Borrowing Beyond your Limit can Result in Consumer Debt

Consumer debt has risen to worrying percentages in the past few years ... debt can be acquired in various forms, including through a credit card or a payday loan. There are many ... of the loan, how much the borrower is able to pay back per month, their current credit score [more...]

Date: 2009-01-17 00:24:29

The Bad Credit Hotel Online Game

Are you suffering from too much debt? If so, then maybe you need to spend a night at the Bad Credit Hotel ... Collection Practices Act. Facts about Credit What is a credit report and what are the information ... . It hopes to teach young people about responsible credit card use and educate them regarding debt [more...]

Date: 2008-11-23 18:14:40

Tennessee Titans Morning Links: Going From The Best Record In The League To The Worst Record Ever Edition

Yeppers. Still hurts. It's already been covered here, but Jim Schwartz is headed to the Lions. What's interesting here is a possible replacement thrown out there by Terry McCormick: Gunther Cunningham [more...]

Date: 2009-01-16 15:18:44

Game Show In My Head: Premieres Tonight

Joe Rogan, who you may remember as the host of Fear Factor, is making a comeback tonight as the host of the new CBS reality tv series Game Show in My Head.  Produced in part by Ashton Kutcher, this hidden-camera game show will instruct contestants to complete outrageous tasks through an earpiece [more...]

Date: 2009-01-04 02:23:54

The Federal Reserve Bank Provides a Free Personal Finance Curriculum for High School Classrooms

In these very trying financial times, the Federal Reserve Bank of St ... and “All About Credit.” The lessons in each of these sections employ various teaching strategies ... . Lesson 2: “W” Is for Wages, W4 and W2 (PDF, 443 KB) Students compute the gross pay for a fictional [more...]

Date: 2009-01-17 22:55:44

MyECheck, Inc. (MYEC.OB) Reports Astronomical Growth for 2008; Revenue Increases 1,096%

Yesterday after the closing bell, MyECheck announced that it has processed about 2 ... system. Unaudited 2008 financial results report that the company’s fourth quarter revenue ... future, particularly in this credit crisis. As credit is reduced, consumers need a fast and safe [more...]

Date: 2009-01-14 13:36:14

Wall Street Breakfast: Must-Know News

Market recap. U.S. stock and bond markets dropped to their lowest levels since the economic crisis began, on new concerns about rising defaults and the financial system's health. The stock market fell to a 5.5 year low, led by banks and financial institutions. Markets are now down 43 [more...]

Date: 2008-11-20 12:15:03

Credit Card Security Tips

This morning I recieved a mail from my friend and the message is all about " Credit Card Security Tips " ... : The credit card issuer said since he did not report the card missing earlier, he would have to pay ... okay - all cards were in place. A few weeks later his credit card bill came - a whooping bill [more...]

Date: 2009-01-10 01:34:39

Web Reconnaissance for 01/14/2009

A short recon of what’s out there that might draw your attention, updated throughout the day...so check back often.On the Web:John Ziegler: Reaction To My Palin Interview Proves The Point - Unless you were hanging out with Joe the Plumber in Gaza this past week, [more...]

Date: 2009-01-14 20:18:00

Flagstar Bank 12 to 14 month Promo CD Rate

Flagstar Bank 12 to 14 month Promo CD Rate Citibank Savings Account Promo Flagstar Bank $100 Checking Offer Roth IRA vs Tradtional IRA CD Ladder ... Money Market Account Financing a Car Purchase Online Banking Getting a Copy of Your Credit Report ... Calculator Imperial Capital Bank’s iMoney Market Checking Mortgage Foreclosure Resources [more...]

Date: 2009-01-14 12:03:46

180th Carnival of Personal Finance

Hi and welcome to the 180th Carnival of Personal Finance.  This is my first time hosting the Carnival of Personal Finance and I’m excited to do so!    If you are interested in hosting or submitting to the Carnival please check out the website. My name is LAL and I’m a twenty-something DINK writing about my journey to one day live large [more...]

Date: 2008-11-24 14:05:11

Three Random Stories (and Personal Finance Links)

I thought about not posting the last two stories, but I figured they were entertaining and the kind of thing that I would to read if I were someone else. Not too much personal finance after the first story, so if that’s your interest, just jump straight down to the links and enjoy [more...]

Date: 2008-12-15 20:07:25

Brief Interview With a Visa Representative

You may have noticed a new sponsor lately. Yep it’s Visa ... to use as a credit card? Despite the popularity of debit cards, consumers are often confused ... of the same features and protections provided by their credit card are also offered with debit cards [more...]

Date: 2008-12-23 16:49:43

2008 Terrorism

As 2008 comes to a close we must look back at America's security and terrorism in general around the world ... ) agent, I found the HS ???threat picture??? report inadequate and misleading. In fact, I found the report itself to be a national security threat for America ??? more importantly for the children [more...]

Date: 2008-12-31 01:13:07

Free Guide to Free Credit Rating: Getting Access To Your Free Beacon Score

Your beacon score is basically accurate picture of your bank account and in many cases your net worth ... to repairing any inaccuracies immediately. Your free credit score report gives you the opportunity ... report to analyze your credit report. Some factors that can affect your credit score are late [more...]

Date: 2009-01-17 12:40:44

Checking Out Current Mortgage Refinance Rates

Inspired by Jim’s recent efforts to research a possible refinance, I decided to drop by LendingTree to see what they have to offer ... offers that don’t take into account your credit score, etc. He further stated that he could do much [more...]

Date: 2008-12-23 20:55:28

2008 Stanford Commencement Address by Oprah Winfrey

As you all know, I have renamed my blog to "The Philippines and Beyond". “Beyond? What do you mean by beyond?” Yes. It's beyond the Philippines, beyond its national boundaries and its shores, beyond the often traditional, and close-minded mind and view of the Filipino, beyond our classes, beyond our culture, [more...]

Date: 2009-01-10 04:37:00

Starting internet business

With the right guidance, an Internet business can start generating income almost immediately. A home internet business can be very successful for people who have the dedication, skills and patience to await agradual increase in business and income. There are several ways how an internet business can be started [more...]

Date: 2009-01-11 07:47:27

Low Credit Score Means Large Credit Card Debt

Low Credit Score Means Large Credit Card Debt Posted By Jill Brennan on @ 2:12 pm by Jim Bransby In today’s society, ... out is to repair your past mistakes. Get rid of the credit card debt. Call the card company and ask ... it might be easier to get a credit card than to organize your dresser drawers. Half of the time [more...]

Date: 2009-01-13 08:19:09

Wag the Blog Redux: Media Bias?

Wag the Blog Redux: Media Bias? Is the media biased? The Fix asked readers to weigh in on that question last week after Post Ombudsman Deborah Howell wrote a piece concluding that the paper had favored President-elect Barack Obama in its coverage. And, boy did you ever respond [more...]

Date: 2008-11-25 23:18:00

The Kiplinger’s Personal Finance 2008 “Best List”

Fast on the draw, Kiplinger’s Personal Finance published their “2008 Best List” earlier this month ... report. myFico.com, for checking your credit score The gethuman database, a gargantuan list ... to the individual parts of this report: Best financial services. I was surprised to see the Kiplinger’ [more...]

Date: 2008-11-25 20:00:52

Are There Legal Ways to Go About Repairing Your Credit?

There are many ways to illegally work on Repairing Your Credit. However, you can legally repair your credit as well ... with. Do your research on the legal, above the board techniques to repair your credit. Put them ... , such as checking your credit report for errors and getting them corrected. If you try to repair [more...]

Date: 2009-01-17 14:10:06

A Good Credit Report History Is Important

A Good Credit Report History Is Important January 17th, ... the bad credit rating later in life may not be as easy as one thought. It does depend on the amount ... can be a mortgage that is always paid up on time such as car loan. However, when loans are not paid [more...]

Date: 2009-01-17 18:10:17

Personal Balance Sheet, November 2008 ($180,926, +6.5%)

It doesn’t look like I’m going to meet the goal I set for myself last year ... the breakdown of my net worth. Net Worth Balance Sheet, November 2008 The above report is made ... , I suggest checking out NetworthIQ. Current Assets Current Assets includes cash in bank and investment [more...]

Date: 2008-12-02 16:30:59

EverBank Yield Pledge Money Market / FreeNet Checking Review, Part 1: Application Process

My wife recently applied for an EverBank Yield Pledge Money Market account for their introductory rate ... inquiry for the purposes of opening an account. While such an inquiry will show on your credit report ... introductory promo rate to both their FreeNet Checking and Yield Pledge Money Market accounts. The rule [more...]

Date: 2008-11-23 09:04:11

Notes from the International School Recruitment Fair Trenches

Oof. It’s Sunday afternoon. Since returning from a skipping-rock of a flight home from Koh Samui, Thailand - departed 6 a.m ... s a random and sleepy-eyed report of lessons learned from the experience. 1. Bad interviews are good [more...]

Date: 2009-01-18 07:08:37

How to check your credit report

How to check your credit report Checking your credit report is one of those tasks that’s important to do regularly. If you don’t check your credit report, you run the risk of not catching it if someone steals ... .) You may also want to put a fraud alert on your credit file, and file a police report if it does turn [more...]

Date: 2009-01-15 12:03:56

The Press Gets It Wrong Again

So I’m scanning the Drudge Report, as I tend to do every couple of days, and spot a front-page article that claims, ... came out in 1987 or 1988, so maybe Extrano didn’t quite make it first, but he usually gets the credit [more...]

Date: 2009-01-15 08:45:37

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