BizLinks and Open Comments | 1.16.09

Bank of America getting bigger bailout, reports new losses -- a rapid return to the trough Creative TARP Counting and the BAC Bailout -- the government floats a $20 billion check Credit Markets Showing Some Signs of Revival Analysts... [more...]

Date: 2009-01-16 13:48:48

Blog posts (176) | Videos (85)
 

Game Day New York

Game Day New York 6:20 AM Dave Johnson checking in from New York… ... left knee)…full credit to him after a sluggish perioed he worked hard..got back in the line ... Report Posted: January 14th, 2009 under Wizards. [more...]

Date: 2009-01-14 11:36:52

A consumer complaint about Consumer Reports

This story just drips with irony! 2 ... be trusted. No fault of theirs, my credit card number got out to some bad guys in Malta or Africa, and the credit card company detected it, contacted me as I was checking into a hotel in NY (by declining [more...]

Date: 2009-01-12 13:57:29

PF Links Sunday While Other Blog is Doing Great

PF Links Sunday While Other Blog is Doing Great I’m happy to report that my new golf blog is coming along great! ... to read and learn from. Frugal Dad checks out and explains to us how we can dispute credit card charges [more...]

Date: 2008-06-15 15:30:50

Checking in on the… Ivy League

David Zeitlin is the RTC correspondent for the Ivy League. Let’s see … what to report from the Ivy League from the last two weeks. Hmm ... and Harvard Celebrate the Win Over BC (photo credit: NBC Sports)When Harvard (9-6) pulled off that shocker [more...]

Date: 2009-01-17 02:22:00

Monday links: fundamental design flaws

Earnings revisions are at a two-year high.  ( Bespoke ) Emerging market bond spreads have been halved YTD.  ( EconomPic Data ) Everyone thinks interest rates are going higher .  ( Clusterstock ) Checking in on some credit market indicators .  ( Calculated Risk ) Taking a look at the longer term cycles for the VIX .  ( VIX and More ) Research into the relationship between the dispersion in equity returns, the VIX and forward alphas.  ( SSRN ) Research shows hedge [more...]

Date: 2009-09-28 16:20:34

Economic Outrage du Jour

Quite a few right-wing bloggers, including Glenn Reynolds, the Instapundit, got themselves snookered by a recent, lazily corrected article in The New York Post , written by Richard Wilner. Ampersand at Alas, a Blog provided the fact-checking application. Among other mistakes in Wilner’s Obama-slamming piece was this bit in the lede published on September 27: The unemployment rate for young Americans has exploded to 52.2 percent — a post-World War II high, according to the Labor Dept. [more...]

Date: 2009-09-30 03:18:05

Best Prepaid Credit Card – What To Look For

September 27, 2009 | By Dan Moskel In Finance | by Dan MoskelYou may have heard of these and asked, “why are they called credit cards if you receive no credit?” To answer that question and many others, let’s look at them in detail.Nearly all of the major issuers offer these. The concept is very simple. Once you are approved, and nearly everybody regardless of their history is, you get a card in the mail. It looks identical to a regular one typically with a Visa or MasterCard logo. [more...]

Date: 2009-09-27 18:13:10

Tips For Finding A Non ChexSystems Bank

by Andrew W. Chen Until someone has had to go through the absolute horror of being reported to ChexSystems, it’s hard to realize how much of a pain it is to deal with. Of course, you’re unable to open a checking account in most institutions, so you can’t pay your bills with a check. You can’t pay online either because online bill pay requires a valid checking account. And since having a debit card is not an option, that means that you walk around with lots of cash. [more...]

Date: 2009-09-26 18:16:50

Directors no longer need to file home addresses [Jolene *Data Queen* Phillips]

As you're probably aware, as from 1st October 2009, Directors are no longer required to file their home addresses making it harder to do back ground checks when offering credit Please read this article here If you are already credit checking (EVERY small UK Business that's invoices should be credit checking and monitoring their clients) in place, you will agree that having the Directors Home Address is a massive help should you need to do a background check on him (with prior permission). [more...]

Date: 2009-09-29 12:43:19

Cautious Home Buyer Wants To Rent With An Option To Buy

O ne of the more popular blog posts that our readers have enjoyed is called “ What Sellers Should Know About Lease Purchase Agreements ” and it was posted back in March of this year. The reason that I wrote the article about alternative home selling processes is that I suspected that market conditions and the glut of homes would require different solutions in the coming years. Those times are definitely upon us. [more...]

Date: 2009-09-29 11:49:33

What to do if you’ve been turned down for a loan

Turned Down For a Loan?  Improve Your Loan-Ability! This article was written by Becky House, Education Manager for American Financial Solutions. For more information about credit scores, budgeting or managing your debt, visit MyFinancialGoals.org or contact Becky at 1.800.894.3946. Two years ago, someone with a 600 (poor) credit score could qualify for a mortgage or car loan. Now, reputable lenders will not even consider lending to someone with a score below 700. [more...]

Date: 2009-09-26 14:37:00

Bad Credit Score: Effective Ways to Repair It

If you're new here, you may want to subscribe to my RSS feed. Thanks for visiting!Having a good credit score rating means everything in today’s world. It is something that you should have in order to live life comfortable and as easily as possible. This is why many people work hard in order to have good credit rating score and prevent them from plunging in to a bad credit rating score.You now ask what kind of things that you can benefit from by having a good credit score. [more...]

Date: 2009-09-27 02:23:32

Debts Missing From Your Credit Report? Don't Count It Out Just Yet.

One of the top rules of managing debt is that all consumers should regularly be checking their credit reports for mistakes and inaccurate information. Mistakes by credit reporting agencies and creditors are common but typically it is minor information that is being reported incorrectly. However, there may be a rare time that a consumer is very conscious of an outstanding debt that doesn't seem to be listed on a credit report. [more...]

Date: 2009-09-28 10:00:00

Identity Theft – What You Need To Know

Identity theft is a crime used to refer to fraud that involves someone pretending to be someone else in order to steal money or get other benefits. Are you a victim of identity theft? If prevention works like a lock, identity theft detection can be compared to an alarm. Learn how to detect identity theft. Ben Bernanke is a victim of identity theft. This is proof positive that it can happen to anyone. This article and related links tell you what to do if you are a victim of identity theft. [more...]

Date: 2009-09-27 20:17:50

How to Replace Bad Financial Habits With Good Ones

This is a guest post from Leo Babauta of Zen Habits. His first book, The Power of Less, was recently published by Hyperion ... full of things we don’t need, bills we can’t pay, and low balances in our checking and savings accounts ... situation? Some ideas: Impulse spending. Overuse of credit cards or other debt. Spending without tracking [more...]

Date: 2009-01-14 13:00:09

Credit Repair Can Make Your Life Stress Free

by Dina Salinas For most people, having bad credit would be like the end of the world. People rely on credit for even the simplest transactions in this modern world. If you have bad credit, then simplify your life with a credit repair that is within reach. If you’re having financial issues, chances are that creditors already know. They can tell by the way you handle your credit, the way you pay it, etc. For instance, if you are changing your credit pattern or taking cash advances. [more...]

Date: 2009-09-27 18:08:52

Credit Repair! You May Have A Bad Credit Rating And Not Even Know It

When we talk about credit repair, most of us believe that repairing our credit rating is directly related to our mis management of our finance s, and in most cases that is true! However, many of us don’t realize that thousands of men and women every year find out they have bad credit due to credit fraud, and if you’re not 1% sure on how this happens, it’s a method by criminal organizations that are stealing your identity and using it for financial criminal activities. [more...]

Date: 2009-09-30 14:31:03

Tips On Starting Up A Successful Online Digital Photography Business

by Dan Feildman If you have the knack of originality and a proficient hand at handling digital equipments, starting your own photography business would not be a mean feat for you. However, possessing excellent technical and photography skills do not qualify you as a business person capable of sustaining your own photography business. To commence your own new photography business successfully, you need to have prior knowledge on the legal, financial and management aspects of it. [more...]

Date: 2009-09-28 21:03:25

Your Credit Report Scores And Your Future

by Andy Zain In our credit based world, you need to know how to manage your credit report scores effectively and accurately. Information on your reports is reflected in a score, and often when you are applying for a car loan or even just setting up your utilities in a new place the company looks at the number and makes a decision from there. We all know that a poor credit score can prevent you from getting the car or the home that you want. It can cost you in other ways as well. [more...]

Date: 2009-09-26 08:27:25

Tips on Getting the Best Bad Credit Loan

Copyright (c) 2009 Liz Roberts Usually, people with bad credit history will apply for sub-prime loans. Bad credit loans has higher interest rates and fees because people that apply to this kind of loans are seen as high risk borrowers. if you are one of them, what can you do? Can you still get a loan that has a reasonable rate despite of your credit score. Loans for Bad Credit – Choosing the Best Different lending companies offer varying loans especially for the bad credit market. [more...]

Date: 2009-09-26 05:46:14

For People with No Credit: 5 Tips on How to Establish It

If you are just starting out on building your credit, you want to be smart about building good credit from the beginning. Too many people rush into the world of credit and don’t stop to think about how their actions will affect their credit score and ability to qualify for credit in the future. So here are 5 recipes “target=”_self”title=”cooking-tips-recipes” >tips to help you get started on the right foot: 1. Open a revolving credit account. [more...]

Date: 2009-09-27 09:25:38

Don't eat yellowsn0w!

Hello all, We wish you a very happy, healthy, and hopeful 2009! Once you have installed yellowsn0w, please report your success or failure here ... application, 0.9.6 beta should fix EVEN MORE problems :-). Please remember to add feedback - here ... items such as “top up” “get credit” “lotto numbers” etc. These menu items confuse the application [more...]

Date: 2009-01-01 11:36:00

Avoid the Freshman Financial Fifteen

College students have a lot to deal with: New classes, new surroundings, new friends, and adjusting to a new lifestyle away from home.  It’s easy to get wrapped up in the college scene and forget to take care of your finances, but making good decisions early will pay dividends later.  Here are fifteen financial missteps often made by college students and strategies to avoid them. [more...]

Date: 2009-09-30 15:10:57

How Do I Get My Government Credit Report?

How Do I Get My Government Credit Report? by Andy ZainUnder the Fair Credit Reporting Act, you are entitled to ask for, and receive, a free copy of your government credit report once a year. The FCRA serves to promote accurate information, held in privacy, by consumer reporting companiesContained in your credit report is personal information like how you pay your bills, any arrests, bankruptcies or legal actions, as well as your full name and address. [more...]

Date: 2009-09-26 12:05:50

Deals of the Day: Good Riddance to 2008

Today in Bailouts Everyone gets a car: General Motors sweetened customer incentives a day after the federal government committed $6 billion to ... stabilize auto-loan provider GMAC. WSJ Related: There were plenty of poorly handled bailouts ... , I don’t know.’” That is true of so many thing. Vanity Fair Mergers & Acquisitions Credit Suisse [more...]

Date: 2008-12-31 12:01:16

4 Tips for Milwaukee Small Business Accounting

Here is a solid list of tips to make your accounting work for you. Remember accounting is the basis by which you can tell if your small business is profitable or not. It can also tell you where your money is going and possibly how to save more of it. Please read these tips and try implementing them in your Milwaukee based small business. Tip # 1 Keep up to Date on Your Accounting You must set aside a time every week to do your accounting tasks. [more...]

Date: 2009-09-26 21:49:29

Fantasy Basketball, Week 5

by Emry DowningHall After dropping a fantasy column on Wednesday of last week, I’m back on short rest with this week’s column ... for that when analyzing a deal is crucial. Though I What great production... occasionally find errors ... that credit the number of fourth quarters sat as a positive statistic; Kobe Bryant owners stand [more...]

Date: 2008-12-02 13:33:34

Windows Azure and Cloud Computing Posts for 9/24/2009+

Windows Azure, Azure Data Services, SQL Azure Database and related cloud computing topics now appear in this weekly series. Note: This post is updated daily or more frequently, depending on the availability of new articles in the following sections: Azure Blob, Table and Queue Services SQL Azure Database (SADB) .NET Services: Access Control, Service Bus and Workflow Live Windows Azure Apps, Tools and Test Harnesses Windows Azure Infrastructure [more...]

Date: 2009-09-27 21:52:00

Nabokov Steals Another, Sharks Take Division by Throat

There was a wall around Evgeni Nabokov Thursday night, and he earned his first shut-out of the year. And I mean earned it ... to defer credit. "The shutout was just icing on the cake. Everyone chipped in." His counterpart did ... when they do not dominate. Things were chippy early in this contest, with Brett Festerling checking [more...]

Date: 2008-12-12 22:26:43

10 SureFire Ways To Get a Credit Card When You Have Bad Credit

In today’s economic climate, it’s become nearly impossible to find a credit card issuer willing to cater to people with bad credit. Among the few financial institutions that do offer bad credit cards, many have tightened their qualification guidelines for approval. Although it’s easy to qualify for department store or gasoline credit cards when you have bad credit, a secured credit card is still one of the best ways to rebuild your credit. [more...]

Date: 2009-09-25 21:32:38

Why You Should See Your Business Credit Report

by Andy Zain When we grow into adults we start to realize that it takes money to get the things that you want. If you do not have enough money, then you can get a line of credit. Of course, you can only get approved for the credit if you have a decent credit score. The same process goes for a small business. If you are starting up your own business take a look at your business credit report. There are many reasons why you should not miss out on an opportunity such as this. [more...]

Date: 2009-09-26 14:35:50

Lost Votes on Diebold System Discovered by New 'Transparency Project' in CA

Guest Blogged by John Gideon of VotersUnite.org First I think congratulations are in order for Humboldt County California Registrar of Voters ... exchanging several calls with the vendor... The paper goes on to report: Shortly after ... adding up.” After double checking all of the precinct's logs and ballots, Crnich said she discovered [more...]

Date: 2008-12-05 13:21:05

Urban doubt-fitter

By Ryan Avent Barack Obama, man of the city. Photo: Based on image by Matthias Winkelmann The effort to save the American economy is front and center at the moment, but a term is four long years. Beyond the immediate crisis, President-elect Obama -- who hadn't exactly set a modest agenda before the economic collapse -- hopes to transform much [more...]

Date: 2009-01-14 18:40:46

Securities Suits Up in 2008, But Might They be Uphill Battles?

The mortgage crisis has given birth to a big year for securities suits. But will many of them be doomed by strong defense arguments? ... Gould, a vice president at Cornerstone. We also recommend checking out a report by Kevin LaCroix ... According to one report, which will be issued tomorrow by Stanford Law School and Cornerstone [more...]

Date: 2009-01-05 13:58:00

Flashback: Bank of America launches credit card for illegal immigrants - USATODAY.com

Any wonder Bank Of America is now Belly Up? Well, it's bankrupt just like the mortgage industry thanks to their ignorant and greedy anti American policy instituted to "aid undocumented workers in building their credit"! This latest of bailouts ... that liberals lauded as a great thing you'll remember I'm sure:Bank of America launches credit card [more...]

Date: 2009-01-17 06:06:00

Gates of Vienna News Feed 1/2/2009

In tonight’s news: Israel is poised to send ground troops into Gaza.A Muslim family was removed from a plane before takeoff, and is being compensated by the airline for the error. CAIR is in high dudgeon about the incident.Thousands of shoes were dumped on a Miami expressway — is that a message for President-eject Bush? [more...]

Date: 2009-01-03 04:42:00

Does Closing a Bank Account Hurt Your Credit Score

No. Your credit score is a number calculated from the information in your credit report. Your credit report will contain information about your loans, other credit obligations, and negative actions in public record (bankruptcy, collections, court judgments). It actually contains absolutely no banking information so closing, or opening in most cases, a bank account does not hurt or help your score. In some cases, your credit score might be hurt if you open a bank account. [more...]

Date: 2009-09-30 16:42:00

How To Get Your Free Government Credit Report

How To Get Your Free Government Credit Report by Andy ZainBy law, you are entitled to one free government credit report each year, but you have to apply to get it. The consumer reporting companies are covered by the Fair Credit Reporting Act to ensure privacy and accuracy.Contained in your credit report is personal information like how you pay your bills, any arrests, bankruptcies or legal actions, as well as your full name and address. [more...]

Date: 2009-09-30 08:17:23

Deal with Credit Before Divorce

by Rob Kosberg When you are about to file for divorce, you know that this is a horrible experience no matter how much you want to do it ... . Legal advice may help with this. Finances should be worked out, if at all possible, before the divorce is completed. Credit reports for each partner need to be secured, examined and fixed [more...]

Date: 2009-01-17 22:06:48

The Six People You Meet In Freelance Internet Writing Hell

Writing on the internet is a special kind of experience. Unlike print publications, the second your internet article is posted a crowd of eager onlookers is standing by ready to give you instant feedback on your work. Does it connect with people? Did you miss the mark on some seemingly unimportant fact? Do they hate you and your very existence? [more...]

Date: 2009-01-07 06:08:27

Emerald Marketing Payday Loans

Situations, a payday loan but actually these loans are made to save your salary. Sometimes, you just cannot wait any further misfortunes ... in their credit report. The money is short or the borrower to select emergency payday loans. These loans ... the repayment can cost you a substantial amount. Therefore, it is apt to submit the pay emerald marketing [more...]

Date: 2009-01-17 20:21:14

Credit report: check yours

Checking your credit reportAccording to the Federal Trade Commission, one in six Americans will be a victim of identity theft this year. It’s more important than ever to make sure you check your credit report often to make sure you are not a victim. It is also easier than ever to check your credit report and the best part, it’s free.A few years ago, Congress passed the Fair and Accurate Credit Transactions Act (FACT Act). [more...]

Date: 2009-09-30 19:27:34

Link-O-Rama

As those of you who've inexplicably continued to check the Fat-O-Meter despite no change in months have no doubt noticed, I'm back on the weight-loss plan. Again. This is my third attempt to restart the weight-loss process since dropping 92.5 pounds several years ago only to gain most of it right back, [more...]

Date: 2009-01-16 06:40:28

Posts about Home Supply as of January 14, 2009

Choosing Your Water Filter - invertedumbrellas.com 01/14/2009 by Andrew Caxton Most of the population in the United States agree (rightly or wrongly-that is a point of debate) … overwhelmed when it comes to choosing one. Just stop in at the home supply store that carries air … and reactions so you get the opinion of actual home users of these [more...]

Date: 2009-01-14 22:37:33

Making Home Improvements

A home improvement loan is what many people use when making costly repairs to their home. Sometimes these repairs are necessary ... s credit history. The second is a person’s loan repayment history. The mortgage company will be asked ... . New plumbing, water heater, or flooring that are usually in need of repair, especially in older [more...]

Date: 2009-01-17 09:06:57

?There Can Be a Mortgage after Foreclosure

Having a home foreclosed on an individual or couple can be devastating to them personally as well as financially. This blotch on their credit rating stays for quite a few years. They probably think their chances ... rebuilding your credit rating. This needs to be your first priority. Although you’ll probably want [more...]

Date: 2009-01-16 05:17:01

Payday Loans - Questions and Answers

For most individuals, making ends meet can be very difficult. It is very disheartening that most individuals are living from check to check ... of interest. You credit will not be checked and payday loan companies do not report to credit agencies ... . They may not have any collateral or their credit is not good enough, or the amount may be too small [more...]

Date: 2009-01-17 21:01:59

Review Of E*Trade Bank High Interest Savings and Checking Accounts

When most people think of ETrade, the popular online discount brokerage firm with the cutesy talking baby commercials probably comes to mind ... and checking products in an attempt to leverage its established reputation as one of the best brokers ... take advantage of a wealth of lending and bank deposit products like high interest checking, high [more...]

Date: 2008-12-27 08:39:38

Experian Credit Report, Formerly Known As TRW Credit Report

September 25, 2009 | By Andy Zain In Finance | by Andy ZainYes, that’s right. The name has changed. TRW credit report is now known as the Experian credit report and it just happens to be one of the top credit reports that are viewed whenever you apply for any type of loan. This is what every lender will look at whenever they run your credit history.This report is basically a report about your financial history. [more...]

Date: 2009-09-25 19:34:33

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