new year, new software

One of my take-aways from the Creative Capital Professional Development workshop was improved bookkeeping. Artists, stereotypically, are “bad” with money. But the idea is this: manage your time better ... to automatically download my credit card transactions, instead of manually entering a pile of receipts. Still [more...]

Date: 2009-01-17 20:20:26

Blog posts (642) | Videos (269)
 

and we lost 5 bucks in the laundry yesterday, too

talkleft tells us that the stock market lost $3 trillion in the last three days: more bad news on the economic front ... for the program to support financial markets that supply consumer credit in such areas as credit card debt [more...]

Date: 2008-11-13 04:27:10

Are hotel price matches a bad idea?

Many hotels and online travel agencies offer price match guarantees ... on the same date at any point up until you arrive, you'll receive a chargeback to your credit card ... not overpaying. But there's a side effect that may be bad, as The New Yorker made plain this week in an article [more...]

Date: 2008-12-05 14:47:35

Site news: A small mid-month bleg

Bumping up Yes, I know I said I was going to limit request for site donations to the beginning of the month, but circumstances have changed ... for me what I have suspected, some some of the things I’ve been trying are bad ideas. But until ... , please clock the PayPal button to the left. Credit card donations are accepted, or contact [more...]

Date: 2009-01-16 23:00:13

Lala Land

Blink and you may miss another government bail-out, loan guarantee, federal plan to alleviate a bad or unwise mortgage, a suggestion for more government funds for a more aggrieved constituency, or credit-card relief ... that there were no Americans who chose to rent until they could pay a suitable sum as a down payment, or bought [more...]

Date: 2008-12-16 00:47:41

One sale for every 12.500.000 Spam messages sent…

Computer scientists from University of California, Berkeley and UC, San Diego (UCSD) have been spamming us. They admit it too ... when people actually submitted their credit card details. They found out that only 28 people actually bought ... a year. Not bad but not huge either. As the researchers concluded: “The profit margin for spam may [more...]

Date: 2008-11-10 16:05:42

Five Ways to Detect Fraud Using Geolocation

This post was written by Quova, they sent it as a press release but I thought it was interesting enough to publish on the blog ... who used credit card numbers later identified as stolen. The report estimates that in 2007 $3.6 ... are bad, the use of an anonymous proxy that hides or masks a unique IP address can be a fraud indicator [more...]

Date: 2008-12-15 13:04:02

Bad News, Good News

With a load of economic data out this morning the pound is off 1% against the euro, the Purchasing Managers Index is down sharply, mortgage lending is down 70% year on year, credit card borrowing is up, PWC have research ... more. It is not all bad news though, Guido is short the FTSE.... Advertise on this site [more...]

Date: 2008-12-01 09:51:59

Money Hacks Carnival #39

Looks like another another miscue in the Carnival Land ... Between Good Debt and Bad Debt posted at Rich Leverage. Some Helpful Tips To Not Abuse Your Credit Card ... for your participation. carnival Photo by Meagen via Flickr Credit and Debt Five Ways to Help [more...]

Date: 2008-11-20 03:25:15

Twitter Terror

I was amused to read that a draft Army intelligence report identified micro-blogging service Twitter as a potential tool for terrorists ... are our tools: sneakers, sandwiches, credit cards, cars, steak knives, box cutters, cameras, cell phones ... digital communications, Twitter is a pretty weak medium for planning bad things. Copies of every post [more...]

Date: 2008-10-27 15:12:22

The Physical Side Effects of Debt

Anyone who has carried a heavy load of debt is keenly aware of its ability to strain your budget and your relationships, ... forced to stay in a bad job because relocating is simply not an option when living paycheck to paycheck ... like to donate to banks and credit card companies. Financial Peace Now imagine for a moment [more...]

Date: 2008-06-25 02:10:57

My Scaling Hero

Inspiration for Stack Overflow occasionally comes from the unlikeliest places. Have you ever heard of the dating website, Plenty of Fish? ... . Its tagline is: "100 percent free. Put away your credit card." For hand-holding, users must rely ... it or not) since the last time I looked, is almost horrifyingly bad; it literally looks like a high school [more...]

Date: 2008-12-11 07:59:59

How to Replace Bad Financial Habits With Good Ones

This is a guest post from Leo Babauta of Zen Habits. His first book, The Power of Less, was recently published by Hyperion ... full of things we don’t need, bills we can’t pay, and low balances in our checking and savings accounts ... situation? Some ideas: Impulse spending. Overuse of credit cards or other debt. Spending without tracking [more...]

Date: 2009-01-14 13:00:09

Money in marriage

This is a post that discusses this post about a man who finds out that his wife has been hiding credit cards from him while he’s been working to pay ... . The post describes a husband dealing with his wife’s duplicity in finance. Many of the commenters were ... generally deceitful. There were also several women saying “It’s not just women who are bad at [more...]

Date: 2008-07-31 03:01:20

On The Power Of Barter...

I really like bartering. I trade my labor and my vegetables for free-range chicken and eggs, and organic beef (and manure compost) ... : “We allow direct debit, cash, cheque, credit card. But barter? It’s unheard of, sir.”My accountant ... , I’ve been thinking recently about doing without money. Not in a bad way. Oh no: I’m planning [more...]

Date: 2009-01-13 00:59:00

Off-Topic: Why Citibank Should Vanish

After a long day, I returned home to find a mound of junk mail clogging my mailbox ... on my credit card, adding more fees for foreign transactions and other such issues that might result ... , not know that all the risk associated with toxic financial products and bad loads were like TNT sticks strapped around [more...]

Date: 2008-11-26 19:47:53

Finding County Marriage Licenses

by Jason Voxly Maybe you are dating someone and think they are hiding something ... the system. You do have to be careful and check into the companies before giving them your credit card ... with a legit company. It is a rare situation that you will receive bad information [more...]

Date: 2009-01-17 22:43:42

Slimvia Review

Slimvia is a diet pill that “uses a natural proprietary blend of select ingredients we researched over many years to help you reduce your food ... you more product and charge your credit card for it). We never like autoship; you should be able ... restocking fees for returns. This guarantee policy actually seems pretty good. Too bad the product does [more...]

Date: 2009-01-12 16:04:56

All About Emergency Funds

The news is full of heartbreaking stories about people losing their homes, going bankrupt and facing financial ruin ... a lot of money, having an emergency fund is a lifesaver. While you can use a credit card ... se, but rather a fund that you can pull from when things get bad. You don’t need to have $10k socked away [more...]

Date: 2008-09-03 13:10:11

Get Help With Debt When Necessary

Having debt is something that almost everybody has to deal with in their lives ... that determine its seriousness. Things like missed payments on magazine subscriptions or credit card debt shouldn ... . There are numerous forms of debt, so it’s not necessarily a bad thing. While debt is essentially [more...]

Date: 2009-01-16 10:02:27

Outrage & Moral Indignation Addiction

Am I the only one who would like to take a break from outrage and moral indignation? ... knowing they couldn’t afford to pay them and effectively crashed the economy. Ditto credit card ... Yes, there is injustice in the world. True, George W. Bush is a bad mother-bleeper who needs [more...]

Date: 2008-11-18 17:14:35

Smoothing Out Economic Wrinkles With… Botox

The economy may be in the tank, but some people are still willing to pay hundreds of dollars to look good ... , patients are reluctant to run up credit-card debt on a big ticket item like surgery. In a survey ... expenditure. As one dermatologist tells The Wall Street Journal: “Things are so bad that investments [more...]

Date: 2008-12-23 10:49:28

Lessons Learned From Losing a Quarter Million Dollars

About the author: This guest article is presented by Debtkid, who recently begun working part-time for LendingClub ... that day, I made over $15,000 in a few hours with my laptop. I was 22 years old. Too bad I was already ... first with stocks, then options, then currencies. I gained access to capital from credit cards, personal [more...]

Date: 2008-11-26 12:30:53

Bank Loan Stats: The Good, The Bad & ........

The%20Fuugly.jpg The Federal Reserve's survey of loan quality for U.S. commercial banks is in ... ugly and are killing the banks. Surprisingly to some, credit card delinquencies and losses ... ) to be of particular importance in this credit crunch. Remember that these days banks can lend money in two [more...]

Date: 2008-11-19 02:12:16

FSR’s Weekly Report Card for 01.16.09

MY BLOODY VALENTINE 3D Studio: Lionsgate Rated: R for graphic brutal horror violence and grisly images throughout, ... who plan to rob the stores in the mall of their credit card information. What I liked: This movie is stupid, and not always in a bad way. It’s a typical January release, as it’s not going to win any [more...]

Date: 2009-01-16 18:24:44

5 Ways we Lie to Ourselves about Money

We’ve talked about the different ways that our brains and the way we think can work against us when it comes to money, ... , but it only really takes one bad one to make it a lie. 2. Spending money before we make it: With easy credit ... : This has become easier with time. We have accounts with one bank, credit cards with another [more...]

Date: 2008-07-21 03:28:12

Barclays loses billions off its share value - The Times, uk - link (aqui)

January 17, 2009Stock plunges after ban on short-selling endsJohn Varley, chief executive of Barclays Group, and Bob Diamond, ... be valued in the bank’s books. A downgrade in the creditworthi-ness of some credit card companies – ... . The Treasury will also hold out the prospect of creating a “bad bank”, to take the toxic assets off [more...]

Date: 2009-01-17 11:10:00

Trusting God in a recession

This is one of those posts that I am writing to myself with the hope that it will benefit you as well ... at our checkbooks, credit card statements, IRAs, or 401ks and get discouraged. But, God isn’ ... or that there wouldn’t be times when things looked bad. But He did say that He would never leave [more...]

Date: 2008-12-14 19:21:00

Deadline’s today as O.C. property tax collection off $145 million

Deadline Day! First installment of the 2008-09 property taxes are due today. And if you haven’t paid yet — you are not alone! ... are also taking a ‘wait-til-the-last-minute’ approach, our collections are not as bad these numbers seem to reflect.” Rodenhuis notes another ominous trend for the overall economy: “Credit card [more...]

Date: 2008-12-10 08:11:03

It is just like I feared…

Do not think I've forgotten you. I have not! But, as I suspected a few weeks back, ... my squeaks to excitement.) As for the resolutions? I totally fell off the no-credit-card wagon ... , the creativity, the running around town to procure random objects for interesting photo shoots – the bad [more...]

Date: 2009-01-16 15:14:15

Congrats to the Pay It Forward Book Giveaway of Tribes

The GiveList is great idea from Allison Fine and Marnie Webb that is encouraging conversation and other ways to give contributions that aren't ... require getting out your checkbook or credit card and cringing.   It inspired me to do a book ... cash to charitable causes.  The idea is that even if times are bad, you don't have to be stingy [more...]

Date: 2008-12-08 15:58:31

Is Making 100K in One Day Selling Real Estate Guru Product Bad for Business?

That depends. Who is the speaker? What is the product? Was it done in a pitch-fest? ... about their beautiful spouse and kids or need to see pictures of them in front of their 60K car? “Selling ... ! (But first they “qualify you” by checking to see how much money you have on your credit cards!) YIKES [more...]

Date: 2008-10-14 20:58:43

Capital One Will Ruin This Guy's Credit One Way Or Another [Capital One]

Joseph is having problems paying his Capital One card, mainly because Capital One keeps making it hard for him to pay it, ... May when I called to ask them to fix my account once again, and they claimed I had a bad check ... credit, I don't see how this is possible seeing as I had been paying the minimum amount each month [more...]

Date: 2008-06-25 23:24:23

This sounds less bad

I doubt anyone can know how much it might help, but the desperation apparent in this move should be obvious. From Bloomberg: The U.S ... it improves auto sales much. Maybe people pay off some credit cards and take some classes ... up the consumer-finance market, using money from the government’s $700 billion rescue, two people familiar [more...]

Date: 2008-11-25 05:46:00

One-Stop Shopping Calamity

The news that Citigroup is considering selling half its Smith Barney brokerage unit to Morgan Stanley is seen as evidence that Sandy Weill's plan for ... from one financial institution. Credit cards, checking accounts, mortgages, brokerage services ... a one-stop financial shop is officially dead. But the financial supermarket is the bad idea [more...]

Date: 2009-01-12 18:00:00

Freindster Used by MILF Kidnappers

Freindster is the first ever social network of the world ... cars, or nice houses. When the bad guys (hope they catch mesothelioma or something awful ... bills or spend using credit cards. Even people who dress especially well are monitored [more...]

Date: 2008-12-28 21:13:05

Top Keyword Adsense

Top Keyword Adsense Top Keyword Adsense weal.. Daftarnya kata kunci mahal: Max CPC ($) Avg CPC ($) Keyword 520.52 97.44 domains yahoo 418.63 79 ... at and t organic unit phones 37.59 22.61 refinance by bad credit 103.19 22.47 malign mesothelioma ... 34.13 most wise buy dower card 96.87 31.10 disastrous credit remortgage 234.33 30.98 mesothelioma [more...]

Date: 2009-01-15 14:02:51

Does Bank Of America (BAC) Get The Next Bailout?

The Paulson/Bernanke bailout is now spreading across the financial system like a prairie fire in a stiff wind. AIG (AIG) got one deal ... on credit card, home, and auto loans increase, and commercial real estate and corporate loans fail ... of mortgages with its buyout of Countrywide, may not be a bad candidate. Neither is Morgan Stanly [more...]

Date: 2008-11-24 11:16:38

Order Pizza through the TiVo

Have you ever seen an ad for pizza on television, and immediately wanted to order one from delivery right away? Fortunately (and unfortunately) ... , is this a good thing or a bad thing? Chime in on the comment section and let us know what you think. By the way, you will have to pay in cash, as there is no credit-card setup on the program. Source [more...]

Date: 2008-11-17 19:28:05

Looking Ahead to GE’s Earnings

Annelena Lobb reports: General Electric’s second-quarter earnings, due Friday, should keep investors’ nerves frazzled this week ... about its credit-card facility, whose auction is generating less interest than anticipated. “ ... . The longtime earnings overachiever shocked the market in April with a bad first quarter [more...]

Date: 2008-07-07 09:27:00

The current crisis is near the end....

This post is by Jim Fitch of Some Assembly Required. When someone tells you the current crisis is "near the end", ask them which end ... as much credit card debt in June as economists thought possible, increasing their total Visa bill to $2.59 ... struggle to swallow the bad debt it got when it spent $24 billion to buy doomed mortgage lender Golden [more...]

Date: 2008-08-11 13:40:58

Ask an Apocalypse Specialist

Dear Dr. Farley,Should I be preparing a boat or a car? ... . For obvious reasons we cannot accept credit cards. However, student loans are available to qualified ... the former; horses can swim, and in a pinch can be eaten.Dear Dr. Farley,Is cannibalism really as bad [more...]

Date: 2008-10-01 08:47:00

21 ways to save on groceries

Welcome Denver Post readers! If you like what you read, please subscribe for a regular dose of Cheap Like Me. We all know the bad news: Food prices have been going up as employment, home values and credit ... the grocery store “club” card. It lets you access grocery store sale prices, and after you shop for a while [more...]

Date: 2009-01-14 10:06:17

Economy so bad National won’t take advantage?

Heat on public sector bossesPublic service bosses face renewed pressure to cut spending as Treasury warns the economy will stall this year and ... in the face of warnings New Zealand's credit rating will be downgraded if debt gets out of hand ... , plasma TV’s and cosmetic surgery on credit cards wasn’t sustainable (who would’ve thunk [more...]

Date: 2009-01-15 18:18:00

Host Unlimited Bandwith - The Good And The Bad

It seems that almost everyone you come across has their own web page ... wishing to conduct business on line, you should think about such things as shopping carts, credit card ... to go packages where you can list your profile, pictures and a ‘mates’ list. Others offer bulletin forums [more...]

Date: 2009-01-15 14:28:07

Banks Look To Fourth Quarter Trouble

Hope springs eternal. For several months now analysts and investors have believed that the fourth quarter would be a reasonable one for banks. A lot of the bad paper on their balance sheets would have been sold off or at the very ... by trouble with LBO paper, commercial real estate, and credit cards. This wave of problems could [more...]

Date: 2008-12-02 11:09:12

Obama helped ACORN register fewer voters

The GOP is making a big deal out of the fact that Obama was part of a team of lawyers that represented ACORN in a 1995 lawsuit against the state of ... imaginary voters. The bad actors are the equivalent of those annoying people in chain stores who pressure you to sign up for a store credit card. Sears probably has thousands of these people [more...]

Date: 2008-10-27 17:15:04

Why Bail? The Banks Have a Gun Pointed at Their Head and Are Threatening to Pull the Trigger

From Talking Points Memo: If you have a real story, you don’t have to make up phony stories. That’s pretty straightforward ... with so much bad debt that the banks can’t trust each other to repay loans. This creates a situation in which the system of payments breaks down. That would mean that we cannot use our ATMs or credit cards [more...]

Date: 2008-09-29 23:25:39

Barclays loses billions off its share value

http://business.timesonline.co.uk/tol/business/article5533488 ... be valued in the bank’s books.A downgrade in the creditworthi-ness of some credit card companies – ... . The Treasury will also hold out the prospect of creating a “bad bank”, to take the toxic assets [more...]

Date: 2009-01-17 13:12:22

And yet another sale

Jen at MOMSPatterns is running a quick sale -- 30% off any ONE order valid now until midnight, December 30, ... most major credit cards (Visa, Mastercard, Discover & American Express) for everyone's convenience! I can't get over the ruffled collar on this dress. So gorgeous and elegant. Too bad the lady [more...]

Date: 2008-12-29 15:44:03

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