More is Never Enough, and Other Evolutionary Obstacles

If you aren’t living in a big house, driving a fleet of cars and sporting the latest stereo system, don’t feel so bad ... brain. Credit cards promise us that you can have what you want now, and postpone payment until later [more...]

Date: 2008-10-21 21:41:36

Blog posts (642) | Videos (269)
 

Your Credit Rating And You

by Steve Collins Credit ratings, at their most simple, are personal debt histories ... of our financial behavior. Lenders and credit card companies look to credit ratings for the most simple assessment of whether we are a good or bad risk. But what kind of information does a credit rating contain [more...]

Date: 2009-01-17 22:41:15

Inside the Mind of the Teenage Girl With Amy Goldwasser

Editor Amy Goldwasser has been reading teenage girls’ diaries for the past three years. Well, sort of ... on an airplane, and it made me furious. It was the first time I considered swiping a credit card ... and commercial. So that's a bad thing, right? Actually, I’m all for this. It’s fun and can contain tremendous [more...]

Date: 2008-11-12 21:45:21

No Credit Mastercard

No Credit Mastercard Posted in Finance | January 15th, 2009 Even though there was a difference, commonly in favor of Visa, ... difference between themdifference between the two. To an individual going through bad credit issues, they probably won’t be concerned enough to care about whose credit card they are provide [more...]

Date: 2009-01-16 03:41:24

Need Help With Money

It’s normal for people to make mistakes when it comes to money, but with the economy being in the state it is in now, ... get access to auto loans, credit cards, mortgages, and student loans.    Keeping your credit rating high ... you may need to correct some of your bad money habits to survive the recession. The most common [more...]

Date: 2009-01-16 01:57:49

I Got Kicked Out Of My Fraternity

So this story is a bit dated (4 years +) but it's interesting ... , was then, am now. I had control of the frat credit card and thousands of dollars. Here are the bad ... violations. I thought at first I did a good job as Prez. I wrote a 35 page booklet on why hazing was bad [more...]

Date: 2009-01-14 00:43:00

Malware? We don't need no stinking malware!

Friday, October 24, 2008 at 2:47 PM (Cross-posted from the Google Online Security Blog.) ... credit card numbers. The bad news is that her website or the server that it runs on probably ... "This site may harm your computer"You may have seen those words in Google search results — [more...]

Date: 2008-10-24 21:47:00

Devise your own Credit Repair Plan

by Rob Kosberg You found yourself in a very bad financial situation. You may feel emotional, hopeless, guilty or all of them ... . You will be particularly concerned with credit cards and perhaps small loans. List the cards with highest ... income. This is the amount of your salary that goes for necessities such as mortgage, car loans [more...]

Date: 2009-01-14 23:53:58

No, honest, Bill Clinton swears he's really for Obama -- and a female president someday

After weeks of diddling and dawdling doing the statesman-like work expected of ex-presidents combating hunger, disease and other bad things, ... , including rising credit card debt and home foreclosures, the former president said: "Look [more...]

Date: 2008-10-02 14:43:57

Blog Your Way to $13,000

You can blog anytime, anywhere…as long as you have access to a computer. The following is a guest post by Amy at My Daily Dollars ... . How? Since I got my first credit card at the age of twenty-one, I have always carried a balance ... Money My use of credit was a bad habit in my life. It wasn’t essential to survival, and I didn’ [more...]

Date: 2008-11-13 14:05:07

Markets won't Bottom until Banks Stabilize

It should be obvious to most investors that until the financial sector stabilizes and starts to post a meaningful rally, ... in other segments of credit, including revolving credit card and auto loans and now deteriorating ... . As I stated a few days ago, the market will probably not bottom until we see a combination of bad assets [more...]

Date: 2009-01-16 14:12:44

Obama Wants Everyone Out of Debt Erase Up to 50

This administration realizes that the economy is bad and people are suffering President Obama is trying to put a limit on the amount of interest the credit card companies can charge you But perhaps you have already gotten into trouble with your credit card and don't know what to do about it [more...]

Date: 2009-09-11 07:42:37

What You Need in E-commerce Hosting

E-commerce is a term that has become synonymous with online business as millions of people are opening up their own storefronts on the Internet ... as online shoppers are concerned about the protection of their credit card details.  With tight ... .  It also wouldn’t be a bad ideal to find a host that offers support through live chat, support ticket [more...]

Date: 2008-10-30 18:01:54

Paying for wins, revisited

I’m not gonna make a chart. I’m not gonna calculate anything. And I’m not gonna tell you that money equals championships ... who are allowed to spend like drunken freshmen on spring break with mom’s credit card. When Carl Pavano doesn’ ... of competing? One bad move and the Pirates are cooked for years [more...]

Date: 2008-12-23 04:05:24

Citi to hive off India arms after global split

Citi Financial, one of the largest finance companies operating in India, may sport the ‘For Sale’ sign, ... or bad loan ratio in India for its credit card and consumer banking business in India rose to 6.3 ... loss of $8.29 billion. Citi Financial, whose businesses in India span mortgages, personal loans [more...]

Date: 2009-01-17 05:43:13

Is Debt Necessary For Generating Income?

“Margie” writes in: My husband and I are pretty frugal, but we currently carry about $25,000 in credit card debt and a personal loan ... about $1,200 on each one of the the personal loan and two credit cards. This way we’ll be able to pay off ... ? First of all, it’s worthwhile to get a bead on how bad this debt actually is. Margie reports [more...]

Date: 2008-11-26 20:00:49

Acronyms to watch for: Roubini supports Hillary's HOLC, not RTC/RFC solutions to financial crisis

Here’s a litmus test for whatever Congress comes up with as they huddle with the finance boiz over the weekend: HOLC good, RTC/RFC bad ... , credit cards, auto loans and student loans) while their assets (values of their homes and stocks [more...]

Date: 2008-09-20 19:22:53

The Farce that Launched the Great Depression II

The idiocy never ends. Putting on her best Howdy Doody face, Sheila C. Bair now suggests that a national bank be created to BUY all the bad bank debt! So, our new national bank is to be a repository for all the bad debt. That's not my idea ... 5% credit cards; have no stake holders but we citizens. It would renegotiate or issue mortgages [more...]

Date: 2009-01-17 20:45:37

World’s top champagnes

It’s probably a little late to be popping the cork to celebrate the arrival of a New Year, but maybe that isn’t such a bad thing ... that credit card bill. Here’s the list: 10. Louis Roederer Cristal 1989: $6,417.90 9. Salon Mensil 1996 [more...]

Date: 2009-01-14 14:13:30

News and Blogs: Wednesday, November 19, 2008

5 Money Mistakes in a Bad Economy. Here are the mistakes: continuing to use credit cards, withdrawing or taking a loan from your retirement funds, paying for college without loans, grants, or scholarships, neglecting to invest, and taking home-equity loans. Bid to Ban Sale of Obama Tickets. Tickets to presidential inaugurations have always [more...]

Date: 2008-11-19 18:00:30

My 401k has lost a lot of money - how about yours?

Is your 401k losing money? After reading a few articles about people talking about their diminishing 401(k) ... . Credit cards, car loans, any other loans ... really bad, a couple months or years later they come back in full force. No one really knows for sure [more...]

Date: 2008-10-12 21:31:09

Some facts about debt settlement

Debt settlement or debt negotiation is a way of reducing or paying off completely the debt you have ... for bad credit has several approaches. The first step would be the analysis of your financial status ... at lower interest than most of the credit cards in the market. It would be wise to avail a loan [more...]

Date: 2009-01-17 06:36:46

Citigroup's Town Hall Meeting

In yet another round of massive financial layoffs, Citigroup plans to cut about 50,000 jobs ... . The cuts have been sparked by unprecedented losses due to bad credit investments, as well ... up with the deteriorating economy? Unemployment is going to soar and along with it writeoffs in credit cards, home [more...]

Date: 2008-11-17 17:39:00

Charity Requests

The new year usually results in a lot of bad moods. It's understandable -- this is the time of year when most folks begin diets, quit smoking, give up alcohol, return to the grind of the day job, see the balance on their credit cards soar ... it's January, and everyone is in a bad mood, and many of you are also being flooded with requests [more...]

Date: 2009-01-09 05:00:00

Protect Environment With Solvent Recycler Now

Well, today I have found one site which is about Solvent Recycler. It’s NexGenEnviro ... for your health (2) Tell You a Bad Credit Loan Shop (0) The Visionary CEO Inspired Me (0) Fab Forex | Online Forex Trading and Study (1) My Splendid Weekend with PC Software (3) Credit Card Debt [more...]

Date: 2009-01-15 15:01:57

Eight Things We Think We Thought Late Sunday Night and One Absolutely Puzzling NFL Mystery

1. The demise of Donovan McNabb - a terrific athlete and a seemingly nice guy - has been painful to watch ... gas station credit card machines tell you to remove your card “quickly.” 3. We were really close ... to offensively-challenged Oakland. As bad as San Diego [more...]

Date: 2008-11-24 14:00:47

Sunday Money Roundup - Packing Again Edition.

As I mentioned earlier this week, we are moving again - after only 6 short months in our current house ... and we have a few weeks to transition, so it shouldn’t be that bad. But still - I hate packing. Ugh ... about college students handling credit cards. Four Pillars has an excellent article titled “How [more...]

Date: 2008-11-09 14:00:58

Sellers think you don't have to lower prices or offer closing help? The next shoe is dropping, this time Credit Cards!

With the stock market down big today and oil back up I have to admit it's been a downer of a week. I did have to chuckle though today in reading this story about just how bad it's getting for the banks. Lenders have long relied on consumers' credit scores to decide whether to approve card [more...]

Date: 2008-06-21 05:23:51

Big Victory in Fight Against Spam: Major Spam Host Axed

The Washington Post is reporting that a US host allegedly responsible for a whopping 75% of the junk email sent out globally on on a daily basis has ... porn, and a Trojan horse operation that apparently swiped banking and credit card information ... . In addition to controlling spam-producing botnets, MyColo’s bad practices extended to other illegal [more...]

Date: 2008-11-12 18:42:03

Mission and Recession

by Skye Jethani The financial talking heads are attributing the current economic crisis to a number of things: lack of regulatory oversight, ... rate and over $8000 in credit card debt. As Dave Ramsey says, we are not “acting our wage.” ... bad mortgage lending practices, and globalized market structures. But some of the more plainspoken [more...]

Date: 2008-12-10 17:00:51

Double Barrels Hit Financials

95129c Most industries get to spread out their bad news. The current exceptions appear to be the automotive and banking sectors ... that large financial firms will have to cut the amount of credit that they offer consumers. She expects ... to credit card customers. While the move will save the banks a lot of money on defaults, it will loss [more...]

Date: 2008-12-01 16:20:57

Finding County Marriage Licenses

by Jason Voxly Getting marriage license records online is something a lot of people want to know about ... you give them the information and your credit card. It is a rare situation that you will receive bad ... records and their success depends on happy customers. The last thing they want is to have bad [more...]

Date: 2009-01-17 22:23:47

8 Bad Things You’re Teaching Your Kids About Money

This is a guest post from Jonathan, one of the writers at Master Your Card ... readers to get out (and stay out) of credit card debt. If you’re a parent then you probably ... that swear words are bad and you should never use them, but the one time you drop something on your toe [more...]

Date: 2008-11-28 16:34:36

I am...

stolen from Emily!I live: in a spanish style track house that i love, ... ...hopefully.I owe: credit cards!I know: who deserves love and who doesn't.I hate: bad meals, irritating ... : really hard and long every day...definitely harder than I am paid for.I smell: clean laundry hanging [more...]

Date: 2009-01-17 01:07:00

Meet MiFi: A Portable Wi-Fi Hotspot the Size of a Credit Card

Load this bad boy in your backpack and you’ll become a walking hotspot. The Novatel “MiFi” intelligent mobile hot spot, due out in the first half of 2009, will grab either a HSPA or EV-DO 3G data [more...]

Date: 2008-12-09 13:05:37

Behavorial Ways To Limit Your Spending

If you overspend on a regular basis you might consider trying some behavior-modification techniques. Like an over-eater who can’t stay out of the ice-cream at home, you might be well served with adjusting your behaviors to be more successful. use the envelope system cut up credit cards, or freeze them in a block of ice put a program on your PC that blocks “bad” sites, and set it up to filter out online shopping sites only shop with a friend only shop from a list, and never exceed the [more...]

Date: 2009-09-28 10:33:51

Why Use A Safe Travel Guide?

by James Redder Unfamiliar locations, when we are on vacation for instance, seem to be the most likely times when things will start to go wrong. The trouble is when this happens it leaves you with bad memories of what should have been a happy ... with you; are all your credit cards, passport and airline tickets for example necessary where [more...]

Date: 2009-01-16 09:39:08

What Would You Do If Your Power Went Out For 3 Weeks?

Back in December, residents of a few Massachusetts towns went without electricity for weeks because of an ice storm and the ineptitude of a local ... and this is what I have so far. Cash - We do keep cash on hand in the house in case the ATM’s or credit card machines ... or flashlights. No more refrigeration or freezers, so cold food goes bad. No [more...]

Date: 2009-01-15 14:00:45

Financial stocks hit new lows despite U.S. cash infusions

If the government’s financial-system rescue plan was supposed to give investors comfort about holding stocks of banks, ... . But that obviously isn’t making shareholders feel better about the credit card giant’s prospects ... of 179.22 set on Oct. 27. It’s another bad day for stocks in general, but apart from the financials most [more...]

Date: 2008-11-11 19:26:16

Schwab (SCHW): More Bad News For Citigroup (C)

Schwab (SCHW) said that trades by its customers dropped 18% from October to November falling to "408 ... is at $1.14 and can't go much lower. But, the news is bad for Citigroup (C) as well. The big bank counts ... , credit cards, corporate lending and underwriting, and M&A have practically disappeared. At Citi [more...]

Date: 2008-12-15 16:30:50

A $400K Lesson About Greed

Last week, I linked to a video about how someone had multiple shots at a six digit payday on a game show and lost it all because they were staring ... . Don’t buy stuff from an international seller unless its with a credit card. Money orders ... Get In Too Deep The first few hundred you throw after a bad thing can be chalked up to stupidity [more...]

Date: 2008-11-20 19:16:05

Holy S#@T: There’s BPA in my Recycled Toilet Paper

BPA in Recycled toilet paper leaches into water It seems the bad news about BPA never ceases! ... (credit card receipts). Dresden University did a study examining BPA turning up in wastewater [more...]

Date: 2008-11-21 20:30:53

Yet another credit card offer

Well, either the economy isn’t as bad as its cracked up to be or Wall Street doesn’t care that I was out of work for two months. I got an offer for a Discover card in the mail today. [more...]

Date: 2009-01-14 03:24:20

Trees

Thank you for being so kind and looking at something other than knitting ... have to be physically located in the country from which you are purchasing. Yes, I have a US credit card ... . Finished Snow Fall at Hidden Lake - Susan Wiggs which is not too bad even if the main character spends [more...]

Date: 2009-01-16 20:28:45

A Good Start

Chris Dodd’s plan: WASHINGTON (AP) — Judges could rewrite mortgages to lower bankrupt homeowners’ monthly payments as part of congressional ... including credit card debt or car loans — from any financial institution in the U.S. or abroad in order ... their bad assets on the government in the massive rescue would have to limit their executives’ pay [more...]

Date: 2008-09-22 18:18:39

Former TV news presenter Ed Mitchell on how alcoholism and debt left him sleeping rough

Link:http://www.guardian.co.uk/lifeandstyle/2009/jan/15/question-time-ed-mitchellHannah Pool Former ITN television news presenter Ed Mitchell, ... . It was thousands and thousands of small, subconscious bad decisions, influenced mostly by alcohol ... been juggling what must have been 25 credit cards to keep things going.How did you get to 25 cards [more...]

Date: 2009-01-16 08:14:00

Tightening Credit May Reduce Big Retailers' Christmas Sales by 8%

The consumer credit retrenchment is coming even faster and harder than many anticipated ... in the credit they extend to shoppers to avoid being left with bad loans when customers can't pay them ... at or near the limits on their primary credit card, and 20 percent said they're approaching the limit [more...]

Date: 2008-11-02 09:27:52

Understanding Assets And Liabilities for The Quarter:

Since the previous debacles of learning and accessing whether a credit card possesses worth; ... american military” for signing bonuses, big bad tough status, and benefits but these dumb queers [more...]

Date: 2009-01-14 14:43:00

Campaign Updates and Media Headlines 10/1/08

Now THAT’s bipartisanship: New York Times (click through to see the map and the roll call list) ... to mention that bad debts are growing even among people recently considered good credit risks. At end ... at end of June. We’re also seeing a growing amount of credit card and auto payments past due [more...]

Date: 2008-10-01 19:58:22

No-confidence vote: Investors bail on financial stocks again

Financial stocks led the way down in the first year of this vicious bear market. Now it seems they’re intent on leading in Year Two as well ... Sachs Group slid 8.4% to $71.21, the lowest since 2003. Credit card giant Capital One Financial dropped ... ;P financial index would be a bad sign, said Ryan Detrick, senior technical analyst at Schaeffer’s [more...]

Date: 2008-11-11 05:00:19

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