Beware of Credit Repair Scams

2009 may go down as the year when more Americans resolve to fix their credit than at any time in history – because high scores are now a requisite ... errors from your credit report. But at a hefty price for something you can do yourself. Others ... and paid them before they showed you results, call the FTC at 877-FTC-HELP and report them [more...]

Date: 2009-01-13 04:55:48

Blog posts (193) | Videos (259)
 

Drowning in Overwhelming Debt? There is Help

by Eileen King as you already know, our economy has gone sour and many families are suffering ... . Credit repair experts will tell you that the road to financial recovery starts with a debt reduction ... you have accomplished the tasks above you are ready to make an appointment with a licensed credit counseling agency [more...]

Date: 2008-12-20 03:08:20

Fifth-Third Fades, Banks Falter; Humana Like The Fox; Clown, Colonel Or King?

KBW STILL SEES HEADWINDS FOR BANKS The government’s bailout of mortgage financers might have helped repair the liquidity shortcomings in the ... ? Or your King? According to Credit Suisse, the choice is easy: go with royalty. The firm argued [more...]

Date: 2008-09-10 16:54:37

Rodent of the Week: Serotonin influences bone growth

Rodent_of_the_week The brain chemical serotonin, which is naturally produced to help regulate mood, appetite and sleep, ... , not just prevent or repair its loss." -- Shari Roan Photo credit: Advanced Cell Technology Inc. [more...]

Date: 2008-12-05 21:31:02

Oprah reveals her beauty secret!

A recent episode of Oprah looked at beauty secrets from around the world ... Collagen Powder are important – they help the body repair itself. Could this actually be true??? I’m scooping as we speak… Photo credit: NeoCell Tags: anti-aging, collagen, neocell, Oprah Share [more...]

Date: 2008-12-29 04:25:30

The Malware Evolution…

While conducting research on computer malware, I happened across an article at ‘howstuffworks -10 Worst Computer Viruses of All Time” ( ... on a personal level. “As a Help and Support tech, I see (and repair) the damage done by malware ... and firmware infections. I have talked with people who have spent time rebuilding their credit after [more...]

Date: 2008-12-29 16:50:49

Tax-Relief Company Agrees To Refund $1.5 Million To Scammed Customers In 18 States [Back Taxes]

JK Harris & Company is a tax-relief company in South Carolina that promises to help people settle IRS debts for "pennies on the dollar" ... offer or perform credit repair services. If you know someone who lives in one of the following [more...]

Date: 2008-06-15 00:54:54

Some call centers are returning to the US

This post has perfect timing for me. I received a sales call today from someone overseas, I assume in India as I could not understand him ... card. I called the toll free number on the back of the credit card. I got a call center in I assume ... at the Dell call centers and they couldn't help me. Finally, I paid a local computer repair person [more...]

Date: 2008-12-12 03:08:00

Top 9 Reasons To Help Homeowners Avoid Foreclosure

Top 9 Reasons To Help Homeowners Avoid Foreclosure Posted by Aaron Rice under For Buyers, For Realty Professionals, For Sellers, ... (No 7-Year Limit). Credit scores will be lowered by 300+ points. A Foreclosure is one credit report item that is almost impossible to repair. The lender can seek a deficiency judgment against [more...]

Date: 2008-11-15 14:24:38

Instant Approval Loans: Quick Funds to Help You Fix Urgencies

Sometimes, it really gets tough to arrange funds within a short point of time, ... , credit card dues, school and college education fees, house and car repair etc. while, under normal ... , as these are short term loans. Moreover, the loan amount is sanctioned without any credit check [more...]

Date: 2008-12-22 13:00:58

Stop building to help housing prices recover?

So many plans and ideas are being floated to repair the country's economic situation. David Reilly of the Wall St ... to a seasonally adjusted annual rate of 800,000 in October, according to Credit Suisse. Housing [more...]

Date: 2008-11-17 19:37:46

Data Recovery And Why It Is Always Best Left To The Experts

In recent times with the “Credit Crunch” beginning to bite a lot of people may well be tempted to try to repair or recover their data from a failed ... with electronic failures This software will of course not be able to help and if the drive [more...]

Date: 2009-01-14 21:23:27

Help! I need a push

This winter has been an off one in Calgary! I have lived here since 1993 and I can not recall this much snow in early January ever, ... , in the middle of server repair, maybe we are working on a proposal or working on our business plan ... .  I found myself in some deep credit challenges, life challenges and other issues in my life [more...]

Date: 2009-01-11 14:48:57

Springfield Home Ownership Program offers Down Payment Assistance

Springfield, Oregon offers a program to help low to moderate income purchasers get into their first home ... are a bit harder, but can be done if the credit is good. It may or may not work with an FHA 203k streamline. The FHA program will accept SHOP but SHOP might not accept the repair option. Then, find [more...]

Date: 2008-11-17 23:11:09

Understand How to Deal with Homeowners Insurance

by Matti Badshaw Are you paying too much for homeowners insurance? Are you one of the many first time home owners who needs to find coverage for the first time? Either way, it is very important to learn a few things before you buy a policy for your house. After all, for most of us, our homes are the largest asset we own. Think about the things that a good policy must cover. It is obvious, I think, that the actual home will need to be protected. But also consider any outside structures. [more...]

Date: 2009-09-29 19:21:20

How to Be Aware of What Credit Counselors and Consolidators are Really Offering

This is a guest post from Matt B . Matt writes about all aspects of personal finance at Financial Methods . Please visit the site and let him know what you think. If you are at a point in your life where you have realized that the debt you lug around behind you weighs you down too much, good for you. If you are stuck at the beginning of the battle and not sure where to go next, just know that there are plenty of options. [more...]

Date: 2009-09-28 11:01:51

More Rough Times Ahead for U.S. Economy, despite Recent Improvements

RISMEDIA, September 29, 2009—Despite recent signs of improvement, more rough times are ahead for the U.S. economy, according to several prominent experts in real estate and the economy who attended a recent forum at the Nixon Presidential Library.  “You look at the numbers and everything points to the fact that we not only have bottomed, but things seem to be improving,” said Christopher Thornberg of Beacon Economics, citing increases in durable goods orders, exports and auto sales. [more...]

Date: 2009-09-28 21:07:59

Debt consolidation Information

A lot of people are struggling to make both ends meet and worse they are are troubled with so much debts. One of the many factors that affect such situation is the current economic situation where some people are being laid off. Some has a poor management of their finances and they do not know how to effectively handle their money. And some are just over spender who can not control themselves from spending beyond their means. [more...]

Date: 2009-09-29 08:10:00

Restoring Your credit Status

by Bob Jones A crucial aspect in maintaining a high credit status is in point of fact the contents of your credit report. The credit report is very much the history of your monetary life, contained in a comprehensive document. The credit report details the credit score, which is a numeric grade typically between 300 and 850. Most lenders use the credit score to help them make their mind up whether you are worthy of credit. Furthermore, the score is also used to conclude your capability of paying a loan. [more...]

Date: 2009-09-29 08:16:24

Fresno's Marjaree Mason Center needs your help

Our editorial on Sunday pointed out that Fresno's Marjaree Mason Center. which has lost $207,000 in state funding this year, needs the community to help it serve victims of domestic violence. Click here to read the editorial. This is what you can do: -- Help pay for the center's boiler that just went out. It will cost $67,000 to repair it, and PG&E; has already donated $10,000. -- Donate cash for general operations. -- Donate supplies, including diapers, personal care products and food. [more...]

Date: 2009-09-28 14:06:59

Following Grueling Financial Times You Can Re-establish Your Credit

September 29, 2009 | By Kevin Lynch In Blogging | by Kevin LynchRebuilding credit after a time of monetary hardships, insolvency, repossessions or other monetary damage that blemishes any credit report can be frightening and baffling. For most people these are times of awful pressure. But times change and situations change so don’t let the liberation than comes when the income and cash get back in line be overshadowed by the problems left on the credit report. [more...]

Date: 2009-09-29 17:00:00

Understand How to Deal with Homeowners Insurance

Understand How to Deal with Homeowners Insurance by Matti BadshawAre you paying too much for homeowners insurance? Are you one of the many first time home owners who needs to find coverage for the first time? Either way, it is very important to learn a few things before you buy a policy for your house. After all, for most of us, our homes are the largest asset we own.Think about the things that a good policy must cover. It is obvious, I think, that the actual home will need to be protected. [more...]

Date: 2009-09-30 14:51:47

Solar in the Real World: Tour of Solar Homes Begins in October

The National Solar Tour takes place annually during the first Saturday in October in conjunction with National Energy Awareness Month. Last year close to 140,000 attendees visited some 5,000 solar buildings in 3,000 participating communities. Find the tour nearest you . Initially, the tour began about 20 years ago when a solar retailer and installer in California organized some of its customers and got them to agree to open up their homes once a year to the general public. [more...]

Date: 2009-09-28 16:26:00

Need a Payday Loan? Important Tips are Here!

Do you looking for a same day payday loan? The financial help through a no fax payday loan will be a best option for you. Getting a loan on the same day of application is not that complicated because of the increase in payday loans available today. This will help you to manage your unexpected expenses without any delay. You don’t have to waste your time on faxing documents and proofs. If you are not getting approved by one lender, don’t be panic. You can try with other lenders. [more...]

Date: 2009-09-29 18:16:13

Fixing Credit Report - The Good… The Bad… And The Truth

by Tim Beachum Obviously you are interested in the topic of fixing credit. No matter what your reasons are for wanting to repair your credit, the benefits are well worth it. Depending on your situation you can lower your monthly bills, open a bank account, get better rates on loans, the possibilities are endless. Before I begin explaining the fixing credit process, I feel it is important that you have the right mindset before we begin. [more...]

Date: 2009-09-30 08:14:45

What You Should Know About Credit Repair

The credit industry in the United States grew with the nation's economy as the world came to the industrial era. Unfortunately, it failed in one critical way - not everyone know how to manage their credit. As a result there started to be more people owing than there were who could pay back what they owed. And so credit repair services were birthed all over the nation, and beyond it to help fix this problem. [more...]

Date: 2009-09-30 10:02:36

Choose A Credit Repair Company With Care

Many of the people that would like to find a way to complete a credit repair program quickly do not understand the importance of finding a good credit repair company.  There are thousands of credit repair companies across the nation and each one is charged with matching each person to the credit repair process that is best for their needs and their financial situation.  Finding a good credit repair company can be very important for being able to get out of debt and be able to secure credit for the future. [more...]

Date: 2009-09-29 07:40:45

Credit Repair Company

by Brent Hansen Bad credit history can bar one from getting a job, getting a loan, obtaining a lease or even in securing credit. Several people look for ways through which they can repair their credit in order to obtain or secure the credit they are looking for. This is because most of the lenders consider the credit history to be accurate and the best means that can help in judging an individual especially for prompt payments. [more...]

Date: 2009-09-30 12:07:14

Of Piracy and Politics

Guest Commentary by Edward Cline:The Associated Press reported on January 11th what was otherwise an amusing episode in the saga of the Somalian pirate infestation off the east coast of Africa.Five of the pirates who hijacked a Saudi supertanker drowned with their share of a $3 million ransom…the day after the bundle of cash was apparently dropped [more...]

Date: 2009-01-14 18:50:00

The Psychology Of Gambling

Check out my Big RSS Subscriber Contest after reading this article. This might seem like an odd post for this blog, but stick with me for a bit. Over the last couple of days, I’ve read some stories about people in positions of some type of authority that have been caught stealing money from their organizations and using that money to support [more...]

Date: 2009-01-17 19:44:58

The Secrets behind the FICO Score

by Ty Crandall Your credit score is the most important number in your life. How much you pay for car and health insurance, car payments, your rent and mortgage payments, house utilities, and even whether you get hired for a job or not, are ALL based on your credit profile and credit score. This article will help you understand each component of your total credit score. For more details on your credit score you can see this article and more at www.PerfectCreditFast.com. [more...]

Date: 2009-09-28 13:26:56

Homes For Sale - An Excellent Opportunity For Employed Homebuyers!

by Moises DaSilva So, you are in the market for a house? You are in luck. Several states in the country have been hit hard by foreclosures since 2007. The prices for foreclosure homes for sale in states such as California, Florida, and Michigan are continuing to soften. Prices are expected to fall almost across the country and will continue to do so until the end of the year, thereby establishing a trend. [more...]

Date: 2009-09-28 15:16:55

YES WE DID! Save, that is

Members of "Generation Net" aka the "Millenials" are commonly characterized as having technological prowess, ... credit, special thought should be given to policies that will enable individuals, especially at lower and moderate income levels, to develop their own unrestricted savings accounts. Encouraging [more...]

Date: 2008-12-16 05:39:00

It's a Miracle How DirecTV Stays in Business

To Whom it may concern Please be advised, how Direct TV treats their "customers" this is to the point and right to the heart of the matter ... to repair. I have a balance of $96.44, that they have placed into collections, after they did ... , only to be given the brush, and told we cant do anything, your all on your own pay us, case closed [more...]

Date: 2009-01-17 17:00:00

Deal with Credit Before Divorce

by Rob Kosberg When you are about to file for divorce, you know that this is a horrible experience no matter how much you want to do it ... . Legal advice may help with this. Finances should be worked out, if at all possible, before the divorce is completed. Credit reports for each partner need to be secured, examined and fixed [more...]

Date: 2009-01-17 22:06:48

The Gasoline Tax And The Renaissance Of The Bicycle

With the rise of the US automobile industry, the bicycle almost disappeared as a means of transportation in America ... -guzzling ways." It's better to use the money for mortgage payments, credit card debt, or a rainy day ... American public roads in good repair. They determined that the deficit between revenue and expense [more...]

Date: 2009-01-02 00:31:42

The Real Credit Crisis

The US is at a “strategic inflection point,” with the opportunity to re-assume global leadership on both diplomatic and economic fronts or to become ... . It transcends the stock markets, the credit crisis, proliferation of terrorism and warring nuclear powers ... our persistent budget deficits in particular. This is the real credit crisis facing the US. [more...]

Date: 2008-12-29 15:18:39

Metropolitan Money Store CEO Pleads Guilty

Jennifer McCall, 47, Ft. Washington, Maryland, a chief executive officer of Metropolitan Money Store and owner of JC and JC Investments LLC, ... their damaged credit. According to her plea agreement, McCall was a licensed mortgage broker, … Read More... ... pleaded guilty to conspiracy to commit mail and wire fraud in connection with a mortgage frau [more...]

Date: 2008-12-19 17:12:33

CESI Can Help You Get Debt Free

by Imus Jackson There are all kinds of groups and programs and companies out there that claim to provide help for those folks who are stuck in a financial nightmare, and don’t know how to get out of it. CESI is an organization that provides all kinds of services and counseling for just those kinds of folks and they have multiple options available to fit almost every circumstance. [more...]

Date: 2009-09-29 09:24:17

Ruud Questions … a lot

I have a lot of ideas (or opinions, depending on how you look at it) on how search really works ... back because they’re secret — no, in the sense that SEO is a lot like DIY home repair: everybody ... causing mass credit card defaults. When I started to talk with Chris Brogan I realized its within [more...]

Date: 2009-01-16 17:19:02

Stimulus Package 2009: Lightning Round Reactions

The Democrats in the House of Representatives introduced legislation this week containing $825 billion in new tax credits and government spending, ... cuts for clean, renewable energy including a new enhanced tax credit for research and development ... extension of the production tax credit for wind, hydro, geothermal, and bioenergy.  Ditto.  Go to hell [more...]

Date: 2009-01-16 15:30:30

Making Home Improvements

A home improvement loan is what many people use when making costly repairs to their home. Sometimes these repairs are necessary ... s credit history. The second is a person’s loan repayment history. The mortgage company will be asked ... . New plumbing, water heater, or flooring that are usually in need of repair, especially in older [more...]

Date: 2009-01-17 09:06:57

Strike 3

I missed Siren's burlesque class last week, due to being sick. I emailed LeAnne (the owner) a couple of time and she replied, the next day, that it would be no problem to start with week 2. Yesterday morning, I double-checked the SirenDance schedule - and happily discovered that my Burlesque class was at 9:15, not 8:45 (as I had thought) [more...]

Date: 2009-01-16 02:12:47

Advice To Pres. Obama (#2): Yes We Can, But Will We?

The below post/letter is very important to me, and brings together much of what I have worked on the past few years ... particular issue runs the risk of creating more long term harm than good. In this letter, I attempt ... . In this letter, I would like to explain what some of these things are. In addition [more...]

Date: 2009-01-15 16:49:43

Five Questions About the Stimulus

Now that a group of economists, including well-known Marxists Martin Feldstein and Larry Lindsey, have recommended that the stimulus package reach in the neighborhood of $1 trillion (with a "t") dollars, a few questions come to mind: Who will run it? Conceivably, the stimulus "package" could actually be a series of discrete pieces, [more...]

Date: 2008-12-17 18:41:49

Bank of America to Receive Additional $138 Billion in Government Assistance

The situation must have been rather dire indeed. They did not even wait for the weekend.Its a nice amount of government aid for a single company. Too bad GM is not a bank.Some animals are more equal than others.BloombergU.S. Gives Bank ... the global credit crunch.Bank of America will absorb the first $10 billion of losses in the pool, of which [more...]

Date: 2009-01-16 05:50:00

FICTION - BIONIC BOYFRIEND - AMOR PRIMO

           "Last call for flight 714 with non stop service to Las Vegas," the voice of the effeminate flight attendant crackled over the sound system.     With a sigh Twenty-one year old Justus Montgomery lifted his satchel and laptop case, swinging them both over his shoulder. "Well," he swallowed hard. "I guess this is it [more...]

Date: 2009-01-17 06:48:50

Assessing Your Debt Situation (4)

2. Find Money to Pay Your Debts If you can come up with a chunk of cash to pay off some of your debts, your financial woes may lessen ... From : Credit Repair by Attorneys Robin Leonard and Deanne Loonin ... this step, be sure you have affordable alternative housing or transportation available. If not, you’ll [more...]

Date: 2009-01-16 04:57:27

PEBO to Make Dire Forecast of World Without Stimulus; Also Will Push More Regulation

"I don’t believe it’s too late to change course, but it will be if we don’t take dramatic action as soon as possible," ... and leads to even less credit. "That is why we need to act boldly and act now to reverse these cycles ... in our future. That’s why we need to re-start the flow of credit and restore the rules of the road [more...]

Date: 2009-01-08 11:06:09

About Non Profit Debt Consolidation Programs

Nonprofit debt consolidation for those of us that we are so deeply in debt, there is literally no other choice ... to creditors over time. You try to repair their credit which is not bad. Your monthly payments remain ... of the debt consolidation require fees for their services. This is not a bad deal, provided [more...]

Date: 2009-01-17 07:18:10

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