Debt Consolidation Tips & Resources

Hubby and I are discussing about getting a credit card for myself so that we can use it for good in the future ... of debts in credit cards. Until one day, he ended up of bankruptcy. Bankruptcy is really a bad idea because your credit line will be bad, you can’t apply for a loan instantly especially housing loan [more...]

Date: 2008-07-09 12:33:16

Blog posts (30) | Videos (104)
 

Credit Cards Dealing With Bankruptcy

by John Steed When a person or organization or institution files for bankruptcy, it is not always because they are unable to pay their creditors ... . The commonest of these are the institutions that offer credit card facilities. The advantage of going ... . As a requirement, the debtor is required to have an up-to-date copy of your credit history, good [more...]

Date: 2009-01-14 20:27:17

Continental Finance MasterCard - Review

by Dan Moskel The Continental Finance MasterCard is an unsecured sub prime credit card ... if you have a recent bankruptcy on your credit. They offer an instant decision if you apply online. The card ... . This means that this card is designed specifically for individuals with a low credit score [more...]

Date: 2008-12-03 14:11:43

More Info On Good Credit History

Bankruptcy is an option but the laws havechanged and it is not always the best way ahead ... you may have ended up hindering you. Bad Credit Personal Loans Getting your credit card debt ... . It is often the case that these credit card debts have increased over a period of time because [more...]

Date: 2008-12-20 06:29:26

Credit Card Debt: Next Big Hit to Banks?

Given how overextended consumers are, and how banks have been cutting back on the cheapest piggybank, home equity loans, by slashing those credit lines, and the reports of rising delinquencies from even conservative ... in credit card losses. But under the new bankruptcy code, if you do no qualify for Chapter 7 bankruptcy [more...]

Date: 2008-10-01 09:17:30

Not with a bang but a whimper

This is how you lose liberty. If an FBI agent looks at a terrorist's library records or Larry Flint has to pay additional postage for child ... , this is a very bad idea: Sixteen House Democrats who opposed a similar bill realized ... mortgage interest rates closer to those on, for example, auto loans or credit cards. A bankruptcy [more...]

Date: 2009-01-08 18:55:08

Are gift cards appealing this holiday season?

In the midst of this shaky economy, it's almost a weekly routine for a retailer to file for bankruptcy protection and eventually announce ... cards through credit card companies like American Express and Visa. At least ... a bit unappealing this holiday season. Sure that plastic debit-like card does wonders for people [more...]

Date: 2008-12-02 14:53:41

Roundup - Tis the Season

To go shopping, hang out with friends, gather families, share food, bring laughter, and build memories. Happy Holidays! Banking, Credit, and Debt Credit Karma writes How Does Bankruptcy Affect Your Credit? The Sun’s Financial Diary posts How to Use Your Credit Card without Going in Debt. The Consumerist with How [more...]

Date: 2008-12-14 13:22:47

Told Ya

Oh, go on, we earned it! David Sirota: Please forgive me for saying it ... passed a bill written by the credit card industry to gut bankruptcy laws, progressives were right ... and boost the economy. They told us that a trillion-dollar Wall Street bailout would solve a credit crisis [more...]

Date: 2008-12-15 12:22:16

The Debt Trap

It’s a lot more expensive and complicated to file for bankruptcy now (thanks, Republicans and their Democratic enablers!) ... who concentrates on bankruptcy. “There is no equity to pay off their credit cards ... are under the mistaken impression they can no longer file: Bankruptcy lawyers report [more...]

Date: 2008-11-16 13:29:46

Debt Settlement, Bankruptcy and Credit Ratings

by Eric Jilson Debt is often one of the largest expenses people may have ... credit card debt where the interest rates are quite high. Your best strategy is to pay all you can towards that debt and only use your credit card in emergencies. There are caveats; it’s also a good [more...]

Date: 2009-01-08 14:53:06

Book Review: Personal Finance for Dummies

Another book review.  This time I’m reviewing Personal Finance for Dummies by Eric Tyson!  ... your net worth.  It explains to you about FICO and what your score might mean.  It also discusses ... to deal with debt.  Do you use savings or cut up your credit cards.  Should you file bankruptcy [more...]

Date: 2008-10-16 19:53:54

O.C. house prices seen rising in 2013

Fed plan should stem credit card crunch Lenders did booming business in stressed counties Nominate an O.C ... should stem credit-card crunch Group calls for 180-day foreclosure moratorium O.C. mortgage rate drop a “miracle” Fed to pump $800 billion into credit markets Downey Financial to file for bankruptcy [more...]

Date: 2008-11-29 11:00:43

Good Credit Report Score

Good Credit Report Score December 20th, 2008 Subscribe To Our Feed Bankruptcy is an option but the laws have changed and it is not always the ... establishments that promised to help you may have ended up hindering you. Bad Consolidation Credit loan personal Getting your credit card debt relief procedure started is the most important thing [more...]

Date: 2008-12-20 06:19:18

Bankruptcy reform is driving foreclosures

After the shenanigans of the last couple of years, I think the banking industry needs government oversight to stand on its neck for a year or two ... by the credit card industry.So say three researchers at the Federal Reserve Bank of New York, who argue that the legislation shifted risk from credit card lenders to mortgage lenders, helping trigger [more...]

Date: 2009-01-13 22:16:26

5 Signs You Need To Speak To A Bankruptcy Attorney

Are you leading a ‘buy now pay later’ way of life? If yes, ... are finding it difficult paying off their credit card dues. So, you know you are not the only ... related to your credit card bills and loans, then you know it’s about time that you started working [more...]

Date: 2008-12-28 21:45:00

How I Ruined My Credit

by Frances Lexington A few months, I went through some rough moments in my life. I got laid off after the company I worked for went down. The bills piled up and I was unable to make my monthly payments. Eventually, all of my credit card accounts were charged-off and sent to collection agencies. My life became a living hell of collection calls and non-stop harassment from debt collectors. Finally, I filed bankruptcy and was relieved of my debt, but the damage to my credit was already done. [more...]

Date: 2009-08-05 17:13:14

5 Signs You Need To Speak To A Bankruptcy Attorney

Are you leading a 'buy now pay later' way of life? If yes, ... are finding it difficult paying off their credit card dues. So, you know you are not the only ... related to your credit card bills and loans, then you know it's about time that you started working [more...]

Date: 2008-12-28 15:45:03

The Federal Government may be counting on Middle America's spending to shore up the economy, ... bankruptcy are job loss, divorce, unexpected expenses, and significantly overextended credit. For many ... to make the payments, so began drawing money from credit cards while putting those houses up for sale [more...]

Date: 2009-01-15 14:26:27

TOPWRAP 1-More economic pain seen in 2009, govt’s to pump up aid

Investors said good riddance on Wednesday to one of the worst years on record and prayed that massive government rescue plans will pull the global ... -term as bleak economic reports roll in, signalling more bankruptcies, bad debts and layoffs through ... struggling to pay off mortgages and credit card bills. “It has been a shocking year, hardly anything [more...]

Date: 2008-12-31 05:44:34

Bankruptcy Advice You Might Find Helpful

Bankruptcy Advice You Might Find Helpful October 29th, 2008 Subscribe To Our Feed Bankruptcy advice varies, depending on who you ask ... accounts in collections. When you’re seeking advice from a credit repair attorney, be sure to double ... . A credit card debt reduction company might say that it’s better to just stick it out, settle [more...]

Date: 2008-10-29 15:56:01

Fuck Wall Street

One part of my job requires that I keep abreast of financial stories, ... that it cannot erase their credit card debt, or enable them to stay in their homes anymore.I know, it’s hard ... , individuals in bankruptcy were allowed to take money out for their mortgage first, and pay credit [more...]

Date: 2008-12-17 23:58:00

FILING FOR BANKRUPTCY, WILL THEY CLEAR HEALTH LOANS TOO?

Okay so we unequivocally didn’t intend upon all to finish up similar to this, we feel hideous as good as comprehend my mistakes as good as wish to repair them. we only can’t means it anymore. we have a 2 credit cards with a sum of 8,000.00 charged up upon them. we have a loan from collateral a single healthcare as good as a loan from caring credit. So fundamentally dual illness loans. we have a automobile loan as well. I’m in 28,000 low as good as in my EARLY 20’s. [more...]

Date: 2009-09-28 18:18:54

Making a Plan to Get Out of Debt

by Ray Lam Debt elimination sounds so good to people with financial problems but can also seem like a unattainable dream ... bankruptcy debt discharge may not completely legally eliminate debt leaving you will a bad credit ... consolidation loan. Although debt consolidations do not erase the debt, they will eliminate credit card debt [more...]

Date: 2008-08-11 07:20:28

How To Deal With Bankruptcy, a Job Hunt and The Wild Stock Market

I always enjoy going to Ginger’s site — the blog called “Girls Just Wanna Have Funds” ... . Credit Card: How To Dispute An Item On Your Credit Report In the meantime, Dollar Frugal hosts [more...]

Date: 2008-10-08 16:07:31

Bankruptcy bill? What bankruptcy bill?

The paper has risen to the challenge of the first local son on a national ticket with ambitious, wall-to-wall coverage of all things Biden ... are overexposed -- they've made billions in unsecured, uncollateralized loans with scarcely a second glance ... a blind spot when it comes to the credit-card moneylenders who run this company town, and thus [more...]

Date: 2008-08-25 00:24:47

When It's Time to Wave the White Flag and File Bankruptcy

Sometimes, despite our best intentions to pay back our debts, our individual circumstances make it an impossible task ... ) Have you tried debt consolidation but can't get approved for the loan? Are you unsure how much ... just the minimum payment on your credit cards each month? Do you often skip bill payments in order [more...]

Date: 2009-01-08 02:07:50

$150 000 in debt with credit card

I am about 27 years old and I am $150 i debt from bad spending habits and house payments as well as loans. I have kept a job but i am only able to pay little of my debt as just keeps increasing. I am looking into bankruptcy but i would like some further consulting. Thankyou Posted from: Ontario [more...]

Date: 2008-12-10 18:42:34

Deals of the Day: Citi’s Split Personality

Deals of the Day gathers all the biggest news of the morning related to mergers and acquisitions, bankruptcies, financing and private equity ... of America’s credit-loss provisions surged, while a preliminary loss of $15.31 billion at Merrill Lynch ... to Citigroup on business cards, brochures and marketing materials, Bloomberg reports. Bloomberg Today [more...]

Date: 2009-01-16 14:02:58

Life After Debt

By Alphonso Smith Bad credit hangs over your head like a deadly guillotine. Although it can be all comsuming, it can be overcome ... is that bad credit and bankruptcy do not necessarily deprive a person from obtaining a credit card ... out there that specialize in giving unsecured credit cards to people with bad credit. Their thought [more...]

Date: 2008-12-15 20:03:13

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