Bankruptcy
Bankruptcy is an individual’s legally declared inability to pay back debt owed to creditors. There are several different types of bankruptcies ... not require you to liquidate your assets. How does bankruptcy affect my credit and credit score? Bankruptcy does not look very favorable on your credit report and should be considered a last resort [more...]
Date: 2008-12-16 03:00:27
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Mark Your Calenders - Credit and Bankruptcy Lunch and Learn
Copyright RealCentralVA.com, LLC. If you are not reading this at RealCentralVA.com the site you see is likely stealing content ... ? · How much will bankruptcy cost? · How do I get credit after bankruptcy? · How do I improve my credit score? · Can I buy a house after I filed bankruptcy? View Larger Map Limited Seating [more...]
Date: 2009-01-08 14:00:01
Bankruptcy Concerns
A big concern for those Americans who choose to file Chapter 7 or Chapter 13 Bankruptcy is how and when they will be able to regain their credit ... to begin credit repair. Immediately after a bankruptcy filing, you can expect credit ... much credit at once. Eighteen to twenty-four months following a bankruptcy discharge, you will qualify [more...]
Date: 2009-01-14 22:18:32
Home Foreclosure Resources & The Foreclosure Survival Guide by Steve Elias - New Nolo.com Book
Hi Friends, As most of us know, Nolo.com is the best Website for consumer and small business USA legal information ... specific sections with articles & FAQs on Foreclosure, Credit Repair & Debt, Bankruptcy and Social Security ... , bankruptcy, credit law and foreclosures. Well... as our country slowly quickly moves into economic [more...]
Date: 2008-10-13 02:18:00
Credit-Related Q&A and GIVEAWAY
The other day I received an email from an AFM reader with several questions related to bankruptcy and credit reports ... especially bankruptcy can be listed on an individuals credit report? I also would ... . Since credit-related questions are one of my weaker areas, I have made it a habit to send those [more...]
Date: 2008-07-17 17:12:04
Credit Repair After Bankruptcy
by Matt Douglas If you have a bankruptcy on your credit report you probably feel like there is no way to escape a low score ... is accurate. Often people are concerned with the legality of credit repair, and you should ... when they investigate a dispute, thus the listing will not be verified. The Fair Credit Reporting Act says [more...]
Date: 2008-12-26 10:12:42
Repairing Your Credit After Bankruptcy Part 1
After we declared bankruptcy, our credit was understandably in shambles. I searched all over the internet for tips and tricks that would help me rebuild my credit quickly but the fact is, it takes time to build a great credit score. It takes even more time [more...]
Date: 2008-10-08 09:45:31
Credit Repair After Bankruptcy
by Matt Douglas If you have a bankruptcy on your credit report you probably feel like there is no way to escape a low score ... . People frequently ask if credit repair is legal. It is not only legal but this act explicitly says ... is that this mark does not have to remain on your credit for 10 years. To remove it we suggest [more...]
Date: 2009-01-07 23:54:48
Removing Bankruptcy From Credit Report
By Matt Douglas If you have filed bankruptcy you should expect your credit will be severely damaged ... that you do not feel is accurate. Often people are concerned with the legality of credit repair ... . However there is hope, you can take action to remove your bad credit and by building [more...]
Date: 2008-12-26 09:57:05
Roundup - Tis the Season
To go shopping, hang out with friends, gather families, share food, bring laughter, and build memories. Happy Holidays! Banking, Credit, and Debt Credit Karma writes How Does Bankruptcy Affect Your Credit? The Sun’s Financial Diary posts How to Use Your Credit Card without Going in Debt. The Consumerist with How [more...]
Date: 2008-12-14 13:22:47
Personal Decisons When Filing Personal Bankruptcy
by Grace Holt Unemployment has reached a fourteen-year high. Bankruptcies in Florida are no exception ... that should be considered. Bankruptcies stay on your credit report for ten years. Bad credit ... proportions. Deciding to file bankruptcy is not an easy decision for most people. Most people want to pay [more...]
Date: 2009-01-13 12:14:46
Credit After Bankruptcy: A Book Review
This is a book that I have really been looking forward to reviewing. I am very glad that I finally got the chance. Just after I declared bankruptcy, I was researching ways to repair my own credit, and I ran across Stephen Snyder’s website. He is the author of this book, “Credit After Bankruptcy” [more...]
Date: 2008-11-09 09:45:57
Bankruptcy Repair? Here’s What You Need To Know!
by Mark Allan For those who have had to declare bankruptcy, ... with credit, you need to be able to find everything that you can on bankruptcy repair. When attempting bankruptcy repair on your credit history, you will want to engage the services of someone [more...]
Date: 2008-12-01 13:56:38
Repairing Credit After Bankruptcy
by William Blake There are few situations that will cause as much as much devastation to your credit as claiming bankruptcy ... , but as well to check for errors. You are going to want to review your credit report and see ... , which is important to keep in mind. Any strike against you on your credit report (including [more...]
Date: 2008-11-14 15:43:40
Debt Consolidation Tips & Resources
Hubby and I are discussing about getting a credit card for myself so that we can use it for good in the future ... of debts in credit cards. Until one day, he ended up of bankruptcy. Bankruptcy is really a bad idea because your credit line will be bad, you can’t apply for a loan instantly especially housing loan [more...]
Date: 2008-07-09 12:33:16
Following Complex Financial Times You Can Rebuild Your Credit
Upgrading credit after a interval of monetary hardships, bankruptcy, repossessions or other monetary strain that blemishes any credit report can be scary and baffling. For most people these are times of hideous strain. But times change and situations change so don't let the relief than comes when the wages and money get back in line be overshadowed by the tribulations left on the credit report. [more...]
Date: 2009-09-30 14:11:53
debt consolidation and serious talk...
I noticed that my friends, (especially C & J)and I have been talking about serious matters in life ... consolidation or Personal Loan. Apparently, they need one because her husband would likely be deducted ... Payment # Avoid Bankruptcy # No Credit Checks - Bad Credit OK # Home Ownership Not Required [more...]
Date: 2008-12-10 19:54:00
Taxpayer "cramdown"
Boom! Boom! Boom! Boom!If you are wondering what the noise is its my forehead slamming against my desk.Ughhhhh.....Welcome to the mortgage "cramdown"! ... , and borrowers have to prove it wasn’t.3) Bankruptcy judges can strip away a lender’s credit or rights ... giving bankruptcy judges power to erase mortgage debt would increase costs for future homeowners [more...]
Date: 2009-01-08 22:41:00
There are many good and useful companies out there that offer true debt relief and negotiation, but there are also many that are simply scam artists ... your bills into one monthly payment without borrowing" "STOP credit harassment, foreclosures ... on your creditworthiness. A bankruptcy stays on your credit report for 10 years, and can hinder your [more...]
Date: 2008-12-20 17:14:28
Best Way To Improve Your Credit Score After Bankruptcy
by Jack Bronson The attitude towards bankruptcy is changing gradually today. As more and more people go for bankruptcy filings, it is no more looked at as something negative. When the debtor is unable to pay back his or her loans they go for bankruptcy filing. This is basically telling the court that he or she does not have any resources to payback one?s debts. Both individuals and companies are allowed to file bankruptcy in the federal court. [more...]
Date: 2009-09-25 14:16:12
Bankruptcy Repair Strategy That Will Improve Your Credit Score
by Jack Bronson The attitude towards bankruptcy is changing gradually today. As more and more people go for bankruptcy filings, it is no more looked at as something negative. When the debtor is unable to pay back his or her loans they go for bankruptcy filing. This is basically telling the court that he or she does not have any resources to payback one?s debts. Both individuals and companies are allowed to file bankruptcy in the federal court. [more...]
Date: 2009-09-25 14:12:53
Credit Bankruptcy - Essential Information
Someone once said that bankruptcy is essential in order for capitalism to survive ... if they know that this action will remain on their credit record for a long period of time. Even from the beginning, debtors ... (if not all) of the debt is forgiven. Are there any disadvantages? First of all, each future credit check [more...]
Date: 2009-01-16 00:24:18
Market Vertigo
I get a lot of newsletters from money managers around the country, which I try and read as they are written by people who are “in the trenches, ... at the beginning of 2008 we would experience freezing credit markets, bankruptcies and near bankruptcies [more...]
Date: 2009-01-08 15:33:22
Taking A Wise Step on Debt Consolidation
Talking about recession and credit for a while take me further to browse about how many people are currently getting an overwhelming debt situation ... ! # Have One Easy, Low Monthly Payment # Avoid Bankruptcy # No Credit Checks - Bad Credit OK # Home [more...]
Date: 2009-01-14 23:54:55
Low Rate Loan For Poor Credit People
by katie George Sometimes bad credit history like unpaid debt, default, arrears, bankruptcy, ... , without checking their credit history. A secured loan requires your property such as home, car, bond or any other acceptable form as security against the loan. So bad credit borrowers who needs [more...]
Date: 2009-01-02 11:36:14
Removing Bankruptcy From Credit Report
by Matt Douglas With a bankruptcy mark on your report your score will be lowered considerably. However there is hope, you can remove this mark and by building some positive credit ... , a dispute letter must be sent to each bureau disputing the accuracy of the mark. Upon receipt [more...]
Date: 2008-12-26 09:47:42
Continental Finance MasterCard - Review
by Dan Moskel The Continental Finance MasterCard is an unsecured sub prime credit card ... if you have a recent bankruptcy on your credit. They offer an instant decision if you apply online. The card ... . This means that this card is designed specifically for individuals with a low credit score [more...]
Date: 2008-12-03 14:11:43
Life After Debt
By Alphonso Smith Bad credit hangs over your head like a deadly guillotine. Although it can be all comsuming, it can be overcome ... is that bad credit and bankruptcy do not necessarily deprive a person from obtaining a credit card ... out there that specialize in giving unsecured credit cards to people with bad credit. Their thought [more...]
Date: 2008-12-15 20:03:13
Credit Repair After Bankruptcy
by Matt Douglas With a bankruptcy mark on your report your score will be lowered considerably ... repair, and you should know you will never be fined, prosecuted, arrested, or face any legal action ... . However there is hope, you can remove this mark and by building some positive credit [more...]
Date: 2009-01-04 12:44:30
Credit Repair After Bankruptcy
by Matt Douglas With a bankruptcy mark on your report your score will be lowered considerably ... is accurate. Often people are concerned with the legality of credit repair, and you should ... . However there is hope, you can remove this mark and by building some positive credit [more...]
Date: 2008-12-26 10:07:50
Guaranteed Credit Acceptance For New and Used Car Loans
Posted By: admin| 2009.09.16 www.MyCarNote.com works with new and used auto dealers proudly featuring the Guaranteed Credit Acceptance Program. This video provides in depth information about obtaining a car loan if you have a poor credit history or prior bankruptcy. The video also provides details about restoring your credit to save money on large purchases. [more...]
Date: 2009-09-16 02:07:40
Not with a bang but a whimper
This is how you lose liberty. If an FBI agent looks at a terrorist's library records or Larry Flint has to pay additional postage for child ... , this is a very bad idea: Sixteen House Democrats who opposed a similar bill realized ... mortgage interest rates closer to those on, for example, auto loans or credit cards. A bankruptcy [more...]
Date: 2009-01-08 18:55:08
Gloom and doom
Updated A colleague at work told me the other day that she's recently read a book (the title of which I did not get) ... industry; the drying up of credit; the bankruptcies of AIG and Lehman Brothers; the failure of Merrill ... which runs on credit) even shakier than we've been lead to (or allowed to) believe and far worse [more...]
Date: 2008-11-24 11:34:33
Bad Credit Car Loans
The worst case credit scenario for all of us is bankruptcy. I read an article by a bankruptcy attorney once that people’s biggest fear when they’re deciding whether to go through bankruptcy is that they’ll never be able to own a home again and they’ll never be able to buy another car. Those fears aren’t really justified, but it’s true that borrowing for cars and houses is going to get much tougher after you’ve gone through the big BK. [more...]
Date: 2009-08-15 13:17:19
How to repair your credit report after bankruptcy
For some unfortunate circumstances, you have fallen under a great financial crisis ... recovering from bankruptcy, you would surely find ways on how to repair your credit report ... . Maybe due to an injury or you got involved in a business that went sour. Whatever might [more...]
Date: 2008-08-28 11:35:37
Credit Cards Dealing With Bankruptcy
by John Steed When a person or organization or institution files for bankruptcy, it is not always because they are unable to pay their creditors ... . The commonest of these are the institutions that offer credit card facilities. The advantage of going ... . As a requirement, the debtor is required to have an up-to-date copy of your credit history, good [more...]
Date: 2009-01-14 20:27:17
Free Money Debt Grants
Debt grants help individuals and families get the financial aid they need without filing for personal bankruptcy or destroying their credit or just making matters worse by using more lines of credit. We all know that pay day loans, for example ... in the future. Your credit will be destroyed. Debt counselors might be able to create good results [more...]
Date: 2009-01-14 12:24:03
I received my Bankruptcy Discharge, now what?
Congratulations! If you received a “discharge of debtor” notice from the bankruptcy court your bankruptcy case was a success ... Law Firm, LLP will automatically receive a pre-populated letter to all 3 credit agencies ... of the reporting. This is a crucial element of post-bankruptcy credit repair, as once [more...]
Date: 2008-12-18 19:12:28
Navigation After Financial Closure - Bankruptcy Personal Loans
Bankruptcy has a stigma attached to it that is hard to eradicate. Is that what you really think, then you need to rethink ... or not. Bad credit, no credit has still got an option but what about the condition where the credit ... financial status again. Bankruptcy is as much deserving of a personal loan for refinancing, consolidation [more...]
Date: 2009-01-08 04:03:18
How To Repair Your Credit If You File Bankruptcy
Debts are piling up. Bills are coming in. Collections agencies are phoning and sending you certified mail demanding money ... the recently bankrupt as customers. And now is the time to begin credit repair. Immediately after ... and when they will be able to regain their credit. The following should help you understand that the future [more...]
Date: 2008-10-27 15:03:50
Get A Fresh Start After Filing For Bankruptcy
Get A Fresh Start After Filing For Bankruptcy Posted admin in Uncategorized Comments Off Because of a number of problems that can arise, ... . There is credit counseling available when people are overwhelmed with debt and sometimes they even ... to consult with a bankruptcy lawyer, or a credit counseling service at the very least. Many people try [more...]
Date: 2009-01-17 18:00:33
How To Repair Your Credit If You File Bankruptcy
Debts are piling up. Bills are coming in. Collections agencies are phoning and sending you certified mail demanding money ... the recently bankrupt as customers. And now is the time to begin credit repair. Immediately after ... and when they will be able to recover their credit. The following should help you understand [more...]
Date: 2008-10-13 06:23:15
Ayn Rand: Smeared Again - My Defence
The Toronto Star newspaper has today (October 25, 2008) published an editorial titled “Twilight of the Oracles”. It takes aim at Alan Greenspan ... . That government intervention facilitated and encouraged easy credit, bad loans, and bankruptcies ... , Freedom Party of Ontario Author and Host of the Defending Ayn Rand video series on YouTube.com [more...]
Date: 2008-10-25 14:52:55
Need a game to learn to manage your credit?
By Philip Brewer Everybody learns best in their own way ... 7 and chapter 13--and bankruptcy alternatives), your credit score, etc. There are also some little ... about some of the ill effects of bad credit. They're pretty well done. Probably not the perfect tool [more...]
Date: 2008-09-18 11:51:03
Debt Consolidation Loans: Get Rid of the Debt-Danger
Debt- it adds a lot of troubles to our life. Debt-burden, harassing and untimely calls by creditors make our life so terrible ... to your requirement. Debt consolidation loans are also obtainable for those persons, who have a bad credit history, arrears, bankruptcy or CCJs. But in this case, lenders will charge higher interest rate [more...]
Date: 2009-01-16 16:17:03
Bankruptcy and Credit Repair: Answering A Few Questions
One of our readers, Jnet, sent us this question: Due to a permanently disabling illness, I lost my job and had to file bankruptcy 2 years ago ... . I had no choice. Here it is, two years later and one of the Company’s hit my credit report with 4 dings, listing 4 charge offs? Can they do this? Will all the rest hit me too? my credit number was low [more...]
Date: 2008-10-21 14:33:56
if vince lombardi ever addressed members of the mortgage industryhis message: ma
Coach Vince Lombardi who led the Green Bay Packers to many football champio hi was a stickler for the basics and the specifics ... it will be interesting to see who is left standing. The auto y of this debacle will be debated for years to come ... , financial ruin, bankruptcies, credit destruction and medical problems grounded in stre may have their roots [more...]
Date: 2008-06-20 18:34:34
Economic Potpourri January 17, 2009
Here are a few headline news reports of interest from the past few days on banks, oil, pensions, bankruptcies, the Vancouver Olympics, ... credit crisis.Berkeley, Ill.-based National Bank of Commerce was shut down and he FDIC said ... deposits. 27 down another hundred or more to go.Fed May Purchase Treasuries in Days to Ease Credit [more...]
Date: 2009-01-17 11:05:00
NOW is The Best Time to Buy in the Philippines!!!!
Source: YAhoo! Real Estate Best Times to Buy A Conventional wisdom says that you need to stay in a home a minimum of five years to ensure that ... . Housing market values have varied widely from region to region in recent years. While the Florida ... soon? Will you be making a job change? Have you recently filed for bankruptcy or is your credit score [more...]
Date: 2009-01-01 12:34:12
1-14-2009 (Wed Morning) Fin. & Econ. Activity
Sales at U.S. retailers fell more than twice as much as forecast in December as job losses and the choking-off of credit led Americans to cut back ... for bankruptcy protection in the U.S., a victim of the global credit crunch and declining sales…..” [more...]
Date: 2009-01-14 16:51:49
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