Though national statistics are trending downward, millions of Americans still at risk for identity theft.

Fairfax Connection- Though national statistics are trending downward, identity theft remains one of the most prevalent crimes in the country ... a monthly fee to contact each of the three major credit bureaus and put a fraud alert on a client’ ... , creditors and other institutions in order to restore their credit back to its original state. The mean [more...]

Date: 2008-10-08 15:37:54

Blog posts (93) | Videos (37)
 

Debt Reduction Is the Best Way to Being Debt-Free

Ajeet Khurana asked: No matter how deep in debt you are, there is always a way to get rid of that burden ... settlements are only applicable to unsecured debts such as those concerning credit cards and medical ... , it will be the job of your creditor to let the credit bureaus know that you have been able to settle [more...]

Date: 2009-01-08 06:17:10

Keep Watch For The Missing Quarter

How secure is yours? How secure is yours? HARRISBURG PA - Internet chat rooms are filling with complaints from credit card customers nationwide ... : File a dispute immediately with your credit card company; Call Pennsylvania’s Bureau of Consumer ... business with. The company, Adele Services of Melville NY, doesn’t exist, according to a report Sunday [more...]

Date: 2009-01-16 10:40:26

Eleven Ways To Improve Your Credit Score

Credit scores are one of those little things in life that while they can have a significant impact on people's financial bottom lines, ... your score. 1) Order a copy of your credit report. Review it carefully. Correct any significant errors. This can be done by sending in letters to all three of the credit bureaus. 2) Pay your bills [more...]

Date: 2008-12-12 18:02:36

Ed McMahon Rapping

Ed McMahon Rapping October 16, 2008 “Ladies and Gentlemen, introducing “Ed McGangsta.” Somebody is going to Hell for this. Freecreditreport.com has released the first set in a series of new commercial promos starring cash-strapped television icon Ed McMahon. Experian Credit Bureau, who is sponsoring the ad campaign, hopes Ed’s “ [more...]

Date: 2008-10-16 12:54:21

More miscellanous roundup--Internet spying, car fraud and more

Over at Slashdot, an item reports that Wikileaks has posted an internal British Telecom report on the secret trials of the extremely controversial ... advertising based on a user's browsing habits."FTC has a new website on telephone fraud ... the credit bureau Trans Union's (TU release) long-running and insolent violation of the Fair Credit [more...]

Date: 2008-06-05 22:00:33

How to Remove Judgments from Your Credit

by Justin Hutto A judgment is entered upon by a court. This means that a lender has sued your for payment of a debt ... a judgment or any negative mark by filing an experian dispute or for a free credit repair letter ... a listing by sending in a dispute letter to the credit bureaus. This is your method of challenging [more...]

Date: 2008-10-22 10:21:51

Ed McMahon Rap Videos FreeCreditReport.com

We’re filing this under “Oh My God, Are You Serious? ... for FreeCreditReport.com, a financial Web site owned by credit bureau Experian. Poor Ed. The things ... I had money and glory/I bought a house for 6 mill/I thought nothing could touch me/Until my credit went [more...]

Date: 2008-09-25 16:41:27

Credit Score Explained

You are shocked when your loan is denied, or maybe you were approved, but the interest rate is much higher than you anticipated ... . The three major credit bureaus each have their own version of the FICO score: Equifax uses the Beacon ... . How can that be you say? My credit score is good, I know I checked. Maybe it’s not as good [more...]

Date: 2008-12-20 13:26:43

Ed McMahon's personal bailout plan: rapping at 85

In a move that sounds like a Johnny Carson skit, former sidekick Ed McMahon, best known lately for his foreclosure woes, ... for FreeCreditReport.com, a financial Web site owned by credit bureau Experian. The videos feature McMahon ... skewering himself for the travel site, Priceline. Gotta give the guys credit. -- Veronique de Turenne [more...]

Date: 2008-09-25 18:11:54

Ed McMahon Rapping Videos FreeCreditReport.com

Ladies and Gentlemen, introducing “Ed McGangsta.” Somebody is going to Hell for this. Freecreditreport.com has released the first set in a series of new commercial promos starring cash-strapped television icon Ed McMahon. Experian Credit Bureau, who is sponsoring the ad campaign, hopes Ed’s “ [more...]

Date: 2008-10-16 00:00:37

Weekly Round-Up

I know it’s been awhile since we’ve done a round-up at MYC and I’m sorry about that guys! ... up. - No Debt Plan reminds us that we should be checking our credit reports again. Remember, you get one report from each of the credit bureaus free each [more...]

Date: 2009-01-18 06:14:20

Credit Denial

Credit Denial - (always seek qualified legal advice when doing credit repair) What to do if your denied credit Well to start off, you are entitled to get a free copy of your credit report within 30 days.  This report will be issued by the credit bureau that reported [more...]

Date: 2008-10-09 18:32:51

ChexSystems: Who They Are and How it Affects You

ChexSystems is a company that maintains a subscriber membership service used in the banking industry ... to the same laws as the Credit Bureaus that we are all familiar with: Experian, Equifax, and Trans Union ... . The members consist mainly of Banks, and Credit Unions, but can include other types of Financial [more...]

Date: 2009-01-17 09:00:05

White House Throws GMAC $6 Billion Rescue Line

Remember when the Bush administration was opposed to tapping the $700 billion Wall Street bailout to help Detroit’s Big Three? Fugetaboutit ... percent fewer loans worldwide than it did a year before, Dow Jones reports.) The $6 billion — ... from a minimum credit bureau score of 700 two months ago down to a score of 621. From a statement from GMAC [more...]

Date: 2008-12-30 16:29:15

What Lenders Look For: Good Credit Improves your Mortgage Negotiations

The House Team Of Mortgage Intellingence asked: Contrary to what you may think, you don’t manage your credit applications and payments in a vacuum. Your credit behavior (as some have learned the hard way) is tracked by credit bureaus such as Equifax Canada and TransUnion [more...]

Date: 2008-12-07 08:42:15

GMAC Bailout Saves the Day!

Ben Bernanke's bailout binge(how do you like that tongue twister?) ... criteria for auto loans to include customers with a credit bureau score of 621 or above, relaxing ... ) -- The U.S. Treasury committed $6 billion to support GMACLLC, the financing arm of General Motors Corp., widening [more...]

Date: 2008-12-30 21:38:00

GMAC Now Officially Requires 700-Plus FICO Score For New Car Loan [Financiapocalypse]

The Financiapocalypse continues. We just received a copy of an e-mail that went out at GMAC, the lending arm jointly owned by GM and Cerberus, ... : you'll now need a minimum 700 credit bureau score to get a car loan at dealer invoice or below from GMAC ... such as dealer wholesale financing, until the credit markets are stabilized. To assist dealers, GM [more...]

Date: 2008-10-13 22:20:00

Review of Lexington Law Firm

by John Cooper Lexington Law is a credit repair firm that is headquartered out of Salt Lake, Utah ... ? Yes, this is legal and credit repair is your responsibility. The Fair Credit Reporting Act gives ... . Then Lexington will create a dispute letter on your behalf and send it to each credit bureau [more...]

Date: 2009-01-15 00:09:02

Bad house, car debts mount in O.C.

TransUnion, one of the big three credit bureaus, reports that delinquencies rose in the third quarter on homes and cars in Orange County but remained flat on credit cards. The ratio of home loans 60-days past due climbed to 4.6 ... % a year ago. Credit card 90-day lates were flat in O.C. at 1%. The chart (click on it for larger image [more...]

Date: 2008-12-17 11:00:03

Inttroduction (3)

Credit bureaus get most of their data from creditors and collection agencies ... . And they go through county records to find recorded liens (legal claims) against property. Non-credit data made part ... on obtaining a credit report.) Taken From : Credit Repair by Attorneys Robin Leonard and Deanne Loonin [more...]

Date: 2009-01-09 04:31:36

BehindTheMedspeak: Healthcare credit score — just another name for wallet biopsy

Certainly it's more politically correct but they're exactly the same thing ... For Hospitals Credit-reporting bureau Experian PLC said it agreed to acquire SearchAmerica Inc ... and their revenue cycle," said Kerry Williams, Experian's group president of credit services and decision [more...]

Date: 2008-12-10 17:01:16

Careless Friend Lost His Wallet

Over the weekend, my friend had his wallet stolen from a communal locker at work ... cards. Report the theft to credit bureaus. File a police report. Provide details to the FTC ... it in the university’s ‘lost and found’. If in a few years from now, when he checks his credit report [more...]

Date: 2008-09-18 23:59:23

Free FICO Score At Equifax (No Strings)

Written on 10/02/2008 by me, Jay White, the founder of Dumb Little Man and an all around average guy ... some pertinent information about yourself and then obtain your FICO score (as judged by Equifax ... . As you may know, Equifax is one of the 3-primary credit bureaus in the US and its score is used heavily [more...]

Date: 2008-10-02 12:12:54

Heck Mulls Jump into CD 3 Race

Nevada News Bureau An Independent News Service The following newswire report is offered free of charge to newspapers and online blogs provided it is printed intact and credit is given to the Nevada News Bureau. For editing requests or additional information, please contact NNB editor Elizabeth Crum at (702) 324-3176. Or via email at: e@citizenoutreach.com September 28, 2009 4:53 pm Nevada News Bureau Staff HECK MULLS JUMP INTO CD 3 RACE Republican gubernatorial candidate Dr. [more...]

Date: 2009-09-29 15:36:53

how to de-clutter and organize all mail and paperwork ... for consumers to opt out receiving direct mail from each of four possible categories: credit offers, catalogs ... 1478, Broomfield, CO 80038 phone: (888) 780-3869 Step 3: De-list your Name with the Credit Bureaus [more...]

Date: 2008-12-10 00:52:13

Setting Long-Term Goals and Getting There after College

by Landon McGehee I had a relative graduate from college recently, ... . 1. Know your credit score. You will have a credit report once you borrow money from a lender or have a creditor that reports to one of the three major credit bureaus (Equifax, Experian [more...]

Date: 2008-11-05 19:53:11

BBB Consumer Alert About Credit Service

Hawaii's Better Business Bureau® issued an alert today warning consumers to be aware of companies taking advantage of the credit crunch by promising bogus credit repair services that can be costly and in some cases illegal. With lenders becoming increasingly... [more...]

Date: 2008-10-31 09:59:09

Back In Business @ The Roundup

I’m just getting settled here at home after getting back from a 14 hour flight ... to be. Frugal Dad tells us how to resolve credit bureau reporting errors. Money Smart Life: shares [more...]

Date: 2008-10-26 16:24:35

Credit Repair Financial

There are Federal and State laws that regulate creditors and credit bureaus and protect consumers. We use these laws to help you attack your credit i 1 Vote(s) [more...]

Date: 2009-01-08 04:53:59

Credit Reinvestigation Procedures - Part 2

Can every bureau and/or furnisher meet this 30-day deadline? ... , one that verifies adverse data so that it remains on the credit report) places a labor burden ... that the information be deleted from the report. Furthermore, if the furnisher lends incomplete information or simply [more...]

Date: 2009-01-02 07:04:30

Removing Bankruptcy From Credit Report

by Matt Douglas With a bankruptcy mark on your report your score will be lowered considerably. However there is hope, you can remove this mark and by building some positive credit ... , a dispute letter must be sent to each bureau disputing the accuracy of the mark. Upon receipt [more...]

Date: 2008-12-26 09:47:42

Prevention Measures and Instructions for Identity Theft

by Landon McGehee The theft of names, addresses, social security numbers (SSN), bank account information, credit card numbers and other personal information, commonly known ... Bureau of Investigation. The Federal Trade Commission (FTC) estimates 10 million Americans [more...]

Date: 2008-07-19 21:12:00

Prevention Measures and Instructions for Identity Theft

by Landon McGehee The theft of names, addresses, social security numbers (SSN), bank account information, credit card numbers and other personal information, commonly known ... Bureau of Investigation. The Federal Trade Commission (FTC) estimates 10 million Americans [more...]

Date: 2008-07-19 20:56:04

Prevention Measures and Instructions for Identity Theft

by Landon McGehee The theft of names, addresses, social security numbers (SSN), bank account information, credit card numbers and other personal information, commonly known ... Bureau of Investigation. The Federal Trade Commission (FTC) estimates 10 million Americans [more...]

Date: 2008-07-19 21:09:33

Identity Theft - Are you protected?

I work in the computer services industry ... . In discussing the report, Lydia B. Parnes, the Director of the FTC's Bureau of Consumer Protection ... by the Fair and Accurate Credit Transactions Act (FACT Act) and see how safe it makes you feel [more...]

Date: 2008-06-23 22:28:00

What Do I Mean by, “You’re Fired”?

I’ve had a surprisingly energetic response to my recent posts telling various companies, “You’re Fired ... . Whether or not the “Firing” is company-wide or location-specific depends on the offense: The poor service ... a credit card charge, or filing a complaint with the Better Business Bureau. I know a lot [more...]

Date: 2009-01-17 19:17:37

How You Can Remove a Tax Lien

How You Can Remove a Tax Lien Posted By Matt Douglas on @ 2: ... validated; you must do this directly with the bureau. Simply send them a letter and ask them ... on your credit. It is estimated that 1 in 4 people have inaccurate information on their report [more...]

Date: 2009-01-15 08:39:22

Credit clean-up

"I really enjoyed reading your article about credit repair companies offering false hopes and essentially scams to consumers," ... on your credit report. Credit repair companies can negoitate a repayment plan and might even get fees removed ... of the FTC's Bureau of Consumer Protection said, "Companies that promise they are able to scrub your credit [more...]

Date: 2008-10-27 19:40:13

The Nation

The Nation 20-Nov-08 Senate sends Bush expanded jobless benefits bill WASHINGTON (Reuters) ... to regulate market credit default swaps, which have played a key role in the Wall Street’s recent financial ... Transactions, Prevent Errors Every year, the Bureau of Alcohol, Tobacco, Firearms and Explosives finds [more...]

Date: 2008-11-20 21:14:42

Soft loans for grads to go into business

Soft loans for grads to go into business Filed under: Labour Movement By Carolyn Hong, Malaysia Bureau Chief KUALA LUMPUR, MALAYSIA: Malaysian university graduates this year may be offered loans without the need for guarantors or collateral. Easy credit? No, just the government’s way of preparing for an expected shrinkage [more...]

Date: 2009-01-16 06:22:21

Lawyer and Conspirator Sentenced in Metropolitan Money Store Mortgage Fraud Scheme

Richard Allison , 38, Camp Springs, Maryland, an attorney and employee of the U.S. Census Bureau, was sentenced by U.S. District Judge Roger W. Titus to 18 months in prison followed by five years of supervised release for conspiracy to commit mail and wire fraud, in connection with a mortgage fraud scheme which falsely promised to help homeowners facing foreclosure keep their homes and repair their damaged credit. [more...]

Date: 2009-09-17 09:55:48

Are the Bureaus Blowing You Off?

I would like to share a letter I received from someone who has been really struggling with getting the bureaus to respond to his letters. Hello Mr. Douglas- I sent a dispute letter to both Transunion and Experian. Experian responded with this statement: “We received a recent request regarding your credit information that does not appear to have been sent directly to us by you. [more...]

Date: 2009-08-13 19:56:58

51 - 93 of 93 Posts
Page: First | < Preceding | Next >
0 | 1