Auto Refinancing Loan – Tips For Getting A Cheaper One

Current economic situation is forcing several car borrowers start thinking about refinancing their vehicles, ... . If you are one of those interested in getting the best auto refinancing loan possible, then keep reading ... to offer lower interest rates on your application. Having Less Than Perfect Credit While you can find [more...]

Date: 2009-01-02 12:40:11

Blog posts (100) | Videos (4)
 

Refinancing Auto Loan: Does It Really Make Sense?

by Asem Eltaher A car is a very useful thing to have. However, paying for it is another topic that is not always that easy one. This appears to be true, if you know how many hundreds thousands of people are looking to refinancing auto loan or car refinance loans for bad credit. Normally, the average person gets a beater from one of the buy-here-pay-here places and they spend a small sum for a car that just barely works. Others need a fortune and the only way for these is to get a financial aid. [more...]

Date: 2009-09-26 11:40:59

Refinancing Definition

When I enrolled in MBM (Masters in Busineness Management) ... much debt, or if you have bad credit, refinancing is loaded with pitfalls. I recommend ... when I enrolled the subject. So one of the words that I remember is this refinancing and it is very [more...]

Date: 2008-11-11 06:29:00

Homeownership: Is a High Homeownership Rate Good Policy? No. Examining 3 Cycles of Homeownership Data over 100 years and Implications for the Economy.

The current housing crisis has left us with an opportunity to examine the driving issue behind a high homeownership rate ... of principal before a balloon payment was due when the loan matured or was refinanced.  Refinancing ... of thousands of banks and other lenders contributed to the difficulty of refinancing, as customer relationships [more...]

Date: 2009-01-08 08:06:45

Refinances Booming? Not As Much As You Think

Discount all the reports you read about Americans lining up to refinance their mortgages and take advantage of the lowest rates ever ... of people seeking loans to purchase homes, they have set off a wave of refinancing applications. An index ... down. Only about a third of U.S. mortgage debt outstanding is likely to qualify for refinancing [more...]

Date: 2009-01-16 00:46:03

On Getting A Cheaper Car Refinancing Loans Tips

It is the current world’s economic situation that is practically forcing car owners to think about a refinancing loan over their vehicles, car refinance loans seems to be a quiet good alternative for those struggling with their monthly ... rates because there are not commissions involved. Secondly, if you have less than perfect credit [more...]

Date: 2008-12-28 05:43:46

Home Mortgage Refinancing Plan. Finally a Good Idea

In an attempt to help struggling American homeowners, the U.S. Department of Treasury, HUD, the Federal Housing Finance Agency, Freddie Mac, Fannie Mae and the Hope Now Alliance recently outlined a plan to avoid "preventable" foreclosures. Households that have missed three or more mortgage payments may receive assistance through refinanced [more...]

Date: 2008-11-14 05:22:00

Loan Servicing Transfer vs. Refinancing

From the Arizona Mortgage Guru mailbag: Question: Well, we just received a notice that IndyMac, who we have a second mortgage with, ... help refinancing our loan. My concern is this, if we have to go through a “regular” refinance, there is no way we would qualify with our credit being in the dumps. It’s obvious they aren’t transferring [more...]

Date: 2008-10-29 04:23:16

Mortgage Refinancing Rates

by Ray Lam If you are a homeowner in the process of refinancing your mortgage, proper comparison shopping can save you thousands of dollars ... quotes so the lenders do not access your credit reports until you are ready to submit the application ... have several loan options. Usually, homeowners refinance to lock in a low fixed rate. This way [more...]

Date: 2008-07-21 11:04:19

What You Need to Know About Refinancing

by Mary Bush Refinance loans allow you to take an old loan or several old loans, and redo your deal ... . It is the easiest way out of a foreclosure, but with bad credit, interest rates will be high. The current ... . In today’s economy, some banks are refinancing mortgages so that distressed homeowners can better [more...]

Date: 2008-12-19 19:08:13

What You Need to Know About Refinancing

by Mary Bush Refinance loans allow you to take an old loan or several old loans, and redo your deal ... . It is the easiest way out of a foreclosure, but with bad credit, interest rates will be high. The current ... . In today’s economy, some banks are refinancing mortgages so that distressed homeowners can better [more...]

Date: 2009-01-06 17:05:01

GA Mortgages: FHA Refinancing With Bad Credit

by Brenda Puckett You can’t turn on the television or open a newspaper or magazine without encountering a new headline showing the meltdown of the ... loan. FHA loan guidelines allow refinancing with higher debt ratios. They allow you to qualify ... guidelines due to past credit problems or because your home’s value has not gone up as fast [more...]

Date: 2008-06-20 09:12:32

Successful Home Mortgage Refinancing

When it comes to home mortgage refinancing, there are many different options out there that you need to consider along with the reasons for wanting ... to pay your mortgage payments on or before the due date, the better this looks on your credit report ... , Keeping Mortgage Payments Current and Maintaining Good Credit can help you to successfully [more...]

Date: 2009-01-07 11:48:14

The Government of Dubai Will Need $19 Billion Dollars in Loans to Stay Afloat This Year

Dubai’s refinancing needs to touch $15b http://archive.gulfnews.com/articles/09/01/16/10275943 ... refinancing requirements in 2009 are expected to touch $15 billion (Dh55 billion), according to credit rating agency Moody’s in its latest report. This is nearly half of the total refinancing requirements [more...]

Date: 2009-01-17 06:42:07

Advantages of commercial SBA loans

A commercial Small Business Administration (SBA) loan is more helpful in assisting small business owners ... as a balloon payment because of its large size. This payment generally requires refinancing at the end of the period. Refinancing in turn includes additional financing fees, legal expenses, and closing costs [more...]

Date: 2009-01-08 02:43:51

What the Rescue is Buying

Demonstrators want federal plan to mandate mortgage refinancing program BRIDGEPORT — Demonstrators visited the office of U.S. Rep ... that banks participate in a new mortgage refinancing program. At least five of the 20 members ... The very thing that froze credit in the first place is going to freeze it again. As far as Bank [more...]

Date: 2008-10-02 18:29:06

"The Acceptable Lust"

From the Sacramento Bee: Sacramento-area home sales tailed off slightly in August from their July highs, while median prices in Sacramento County, ... fast the past two weeks. But here's the bad news: Those in need most of refinancing probably can't ... of $387,000.From the Sacramento Bee: The refinancing wave is on. Prompted by the financial chaos [more...]

Date: 2008-09-18 20:46:00

How to Hedge Against Inflation With a Home Equity Loan

Home equity loans were a large part of the consumer credit expansion that fueled the economy for more than a decade. The housing market bubble drove up housing asset prices, but without refinancing a homeowner couldn’t spend their new found fortune unless they got a home equity line of credit. If you are unaware of the coming wave of inflation that will threaten to unravel the global financial systems, all I can say is wise up or read some of my previous articles .  If you are aware of [more...]

Date: 2009-09-29 14:00:00

Credit Refinancing

People With Bad Credit Private Student Loans Real Estate Investment Really Bad Credit Recreation Vehicles Reduce Auto Payments Refinance Automobiles Refinance Property Refinancing Loans Same-Day Processing [more...]

Date: 2008-07-22 17:57:36

In Order To Deal With Looming Foreclosure, You Must Get Out of Denial

A while ago, I got a call from a hard money lender, asking what I could to to "rescue" one of his clients by refinancing. He was being about as altruistic as a drowning man. What he really wanted was for me to get someone else (i.e. another lender) to voluntarily hold the bag on his money losing loan. Unfortunately, this guy already had a Notice of Default filed on that loan. [more...]

Date: 2009-09-25 14:00:00

Loan Calculator Tips To Save You Money

This article explains a few things about simple loan calculators, and if you’re interested, then this is worth reading, because you can never tell what you don’t know. Interest only refinance loans offer the flexibility of lower monthly payments and increased cash flow along with providing tax benefits. If you want the best rates when mortgage refinancing you, nothing beats knowing that you can compare offers from lenders or get different brokers. [more...]

Date: 2009-09-10 16:10:18

Where Do We Go From Here?

Picking up any newspaper or listening to any news outlet will have you wondering if the days of a prosperous U.S. economy are over ... /transformations that got us here: Year 2K and Internet boom -massive spending in the hardware/software ... to increase causing refinancing, line of credit boom---consumer wave starts -Govt creates Homeland [more...]

Date: 2008-11-13 12:47:43

Few People Care To Understand Loan Terminology

Absolutely true. There are so many people who read the fine print believing they understand it all that it is surprising that there are not more ... , the lender’s will not to carry out legal action on a URL=http://www.yourloanservices.com/bad-credit-home ... , what you are entitled to, whether it is a refinancing to change the duration or change the [more...]

Date: 2008-11-09 21:18:34

Holiday Cheer?

For a little holiday cheer—or maybe not—here are revised lyrics for “My Favorite Things” that I wrote for the Urban Institute holiday party ... crashing, those T bills look great now. I’d like to retire but can’t figure out how. Refinancing mortgages might save some folks. Wall Street high flyers are all now bad jokes. When my job goes [more...]

Date: 2008-12-26 15:11:00

Bailouts - when will they end?

As most people knew and predicted, once one industry got a bailout (loan or direct grant of cash), it would be hard to tell all other industries 'no ... (subscription may be required.) They've got massive debts coming due and no new credit available.With ... Foresight Analytics LCC, $530 billion of commercial mortgages will be coming due for refinancing [more...]

Date: 2008-12-22 12:44:00

Taking Home Mortgage Loans

by John Bear If you are looking to refinance your current mortgage, there are several options available for you ... refinancing would involve taking a new mortgage, mortgage companies require you to present various ... that an applicant wouldn’t just do anything bad to tarnish their perfect credit report. So they approve a no doc [more...]

Date: 2009-01-02 16:59:45

In mortgage modifications, property rights of investors must be respected

Today, in addition to Treasury Secretary Henry Paulson’s expected announcement of a major mortgage modification plan through the $700 billion TARP, ... in foreclosures” through the Federal Housing Administration refinancing plan mortgage bailout passed ... Abrogating Peter’s Contract to Pay Paul,” I noted that according to investment bank Credit Suisse [more...]

Date: 2008-11-12 15:47:59

Wishful Thinking

I’m a big believer in optimism. One of my mantras is: Plan like a pessimist so you can live like an optimist ... with zero down? Did you transfer your debt to your home by refinancing and then keep your credit cards ... care of whatever problems they created for themselves by using credit — are Wishful Thinkers [more...]

Date: 2008-11-14 11:00:56

Commercial Real Estate: Opportunities Exist for the Strong Investor

Greetings from the metropolis of Cedar Crest, New Mexico. After a series of road trips to Arizona….Texas….and New Mexico… ... .  Many investors don’t want to face that their values have gone down and are refinancing.  Many of them ... do not due to tighter underwriting guidelines and a drop in personal liquidity and credit [more...]

Date: 2008-11-16 20:51:23

Commercial developers lining up at the bailout window

Good Monday morning - I don't know how many people are reading out there, given the fact we're now squarely in the holiday season ... the market for car loans, student loans and credit-card debt. This money is intended to go directly to help ... Analytics LCC, $530 billion of commercial mortgages will be coming due for refinancing in the next three [more...]

Date: 2008-12-22 13:14:00

Home Refinancing

Many debtors in California were able to get out of debt with California debt consolidation programs ... . It's a phenomenon that is sweeping the country. It is also why so many people are now plagued with bad credit ... people have been using their credit cards too often and they find it difficult to pay back [more...]

Date: 2008-11-03 13:31:59

Selecting Best Homes in Los Angeles

by J. Kim Nowadays there are plenty of sites online that offer advice and information about what to do when buying a home ... as if their credit is bad or they have no credit whatsoever. Certainly the more loans and credit cards a person ... The Right Mortgage With the introduction of instant refinancing there are times now where [more...]

Date: 2008-10-29 01:54:17

Foreclosures And The Mortgage Meltdown Continues to Plague America

Foreclosures’ flooding the real estate market following the mortgage meltdown continues to plague America. As the weary year draws to a close 3 ... package aiming to thaw the frozen credit market. Florida passed more stringent laws in its efforts ... . This has prompted a revival in refinancing workouts. Unemployment figures look grim. In Manatee County [more...]

Date: 2009-01-16 14:19:38

Mortgage Deadbeats Protest For More Money!

My sister-in-law and her husband were off in Manhattan last Friday and ran across this protest across the street from the New York Stock Exchange on ... explanation of one reason why there is a credit crisis:People borrowed money from banks to buy housesPeople ... got their money, either in an initial mortgage, refinancing and 'cashing out' some equity [more...]

Date: 2008-10-29 00:55:00

Save Money With Refinancing Loans

by katie George Sometimes it all seems as though everything is not right with life and all round you is going wrong. The debts keep increasing, loan payments seem to be more than you can handle, and you’re just wishing that there were some way that you could take care of the financial problems without having to stretch beyond your means [more...]

Date: 2009-01-01 12:15:15

"Solutions" from Roubini, Volcker, and Roach

Earlier today, Jim Rogers' suggested course of action to help cure what ails financial markets was made clear in this Bloomberg interview where he ... and unlimited provision of liquidity to solvent financial institutions; - public provision of credit to the solvent parts of the corporate sector to avoid a short-term debt refinancing crisis for [more...]

Date: 2008-10-10 18:35:00

Admirable Effort

Admirable Effort Seriously? The tellers at the drive-thru of my credit union keep trying to sell me stuff. Today they wanted to know if I'd thought about refinancing my car, or getting a loan to purchase ... in on an application you can send me out through the tube? And how bad would that hold up the drive [more...]

Date: 2008-09-17 19:59:11

Hold to Maturity

Hold to Maturity I spent today listening to the hearings on the bail out. There are quotes sprinkled in this story ... about refinancing everything you own, now, and in the future. You’ll be buying a bunch of assets called ... everything. The car will go, and your house will have to be sold and that “action is urgently [more...]

Date: 2008-09-23 22:03:54

Navigation After Financial Closure - Bankruptcy Personal Loans

Bankruptcy has a stigma attached to it that is hard to eradicate. Is that what you really think, then you need to rethink ... or not. Bad credit, no credit has still got an option but what about the condition where the credit ... financial status again. Bankruptcy is as much deserving of a personal loan for refinancing, consolidation [more...]

Date: 2009-01-08 04:03:18

Credit Suisse forecasts more than 8 million mortgages will go through foreclosure over the next four years. That’s roughly 16% of U.S ... . All things being equal, Credit Suisse estimates 1.8 million mortgages will have entered foreclosure ... interventions (such as the Hope for Homeowners FHA refinancing program) could help to reduce the march [more...]

Date: 2008-12-22 11:00:24

What is a second mortgage?

For many of us, money can get tight every now and then. We have felt the pinch, and many are feeling it now ... is repaid in a single reduced monthly installment. No matter how bad one’s credit history is, getting ... for you.  A second mortgage refinancing not only gives convenience, but also saves you money. [more...]

Date: 2009-01-14 04:24:16

Refinancing When You Owe More Than The Home Is Worth

I've been looking around for an answer to this but my searches haven't returned anything useful ... ? Was all the refinance hype only because the markets kept going up? Is this the reason why people who got an bad loan ... to the utter limit for 100% financing could refinance into more favorable loans as their equity picture [more...]

Date: 2009-01-08 09:54:12

Dave Ramsey, Common Sense Fix Rather Than Congressional Rescue

Financial counsellor and syndicated talk show host Dave Ramsey---where credit card debt goes to die---presents an alternative to the $700 billion ... all prepayment penalties to encourage refinancing or the sale of the property to pay off the bad loan ... Ramsey's plan: "Years of bad decisions and stupid mistakes have created an economic nightmare [more...]

Date: 2008-10-01 13:11:41

On the Road to Home Re-fi

So, we finally decided to start the process of refinancing our home. I thought we'd try our current mortgage company first. First off, let me say that I've had three years of bad customer service from this company ... we got was one of the lower ones for our credit rating. I only did a little research on closing [more...]

Date: 2009-01-06 13:39:00

Home Equity Loans Versus Home Equity Lines Of Credit

There is a difference between these two ways of obtaining credit. As great as the differences are, the uses are also radically opposite ... that is not affected by a URL=http://www.badcreditloanservices.com/bad-credit-mortgage.html mortgage /URL ... your credit card debt to avoid an endless refinancing, or any one-time purchase. The interest rate [more...]

Date: 2008-10-29 15:15:19

Randy Johnson of Newport Beach, ... , and investing the extra money in something else. But the market is bad. Should I continue to do so, or make ... seriously consider refinancing into a longer term loan right now. As to not paying off the mortgage [more...]

Date: 2008-11-28 17:33:09

OBAMA IS TIME MAGAZINE’S PERSON OF THE YEAR!(OFCOURSE!)-FROM TIME.COM

OBAMA-A BLACK PRESIDENT!Person of the Year 2008 Why History Can’t WaitYou probably sat in a fancier conference room the last time you refinanced or heard a pitch about life insurance. There’s a table, some off-brand mesh office chairs, a bookcase that looks as if it had been put together with an Allen wrench and instructions in Swedish [more...]

Date: 2008-12-17 16:29:59

Fed “Shock & Awe,” What 0% Means, 2008 Pay Raises, Controversial Auto Survey and More!

Fed saves us from ourselves… details of the historic FOMC decision… Dan Amoss and James Turk on the implications of 0% interest rates… Dollar gets ... to further support credit markets and economic activity.” “This announcement,” Dan Amoss wrote ... . This may include a major mortgage refinancing initiative in 2009. A hint of such an initiative [more...]

Date: 2008-12-18 19:08:51

Does It Pay to Re-Finance?

Does It Pay to Re-Finance? Refinancing your mortgage can be an excellent opportunity to save money and get better terms on your home loan ... of re-financing. These situations include when rates of interest drop, when the householders credit ... t be longer than the householder plans to retain the property. Credit Score Improvements [more...]

Date: 2009-01-08 14:49:52

FDIC Underestimated The Risks Of Falling Home Prices

With so many lenders looking shaky these days, it brings up the question of how well prepared the FDIC is to deal with lender failures ... possible. Apparently the wave of refinancing that occurred after interest rates lowered ... concerns (Home Equity Line of Credit), but adressed concerns with the mortgage industry in general [more...]

Date: 2008-07-23 07:02:00

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