Happy New Year Facebook - your employees think you’re lying about advertising. And they may have a point
A gremlin inside Facebook - or more likely a disgruntled employee - briefly hacked Facebook in the last few hours ... get you a 2:1″ and Bad credit? Get a credit card with 39.9% APR!’. Classy.” The thing is, social ... and business, then why do I get shown ads for Credit Rating Reports, as I did today? On thing’ [more...]
Date: 2009-01-05 11:59:10
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Real Estate investing and bad credit reports
by Doc Schmyz In today’s world our credit score is everything. Creditors and bankers approve or disapprove loans based on your credit worthiness ... . You will be able to pay your bills on time. Having bad credit can reduce the opportunities of things. You may get approved for a loan or for a credit card but with a higher interest rate [more...]
Date: 2008-12-31 15:40:09
Consumers Get a Break on Credit Cards - Finally
First the bad news: these rules don’t take effect until July, 2010 ... barring the deceptive and punitive practices of many credit card issuers. The policy statement ... thirty days late on a payment. In that case, credit card issuers can still increase your interest rate [more...]
Date: 2008-12-19 01:43:31
The Fannie/Freddy bailout
It’s almost as if the feds are trying to flush the economy down the crapper ... holders of U.S. Treasury bonds. -Higher rates are bad for anyone with a mortgage, credit card debt, a home equity loan, a margin account, etc. -Higher rates also increase the government’s debt burden [more...]
Date: 2008-07-15 01:21:54
Need Help With Money
It’s normal for people to make mistakes when it comes to money, but with the economy being in the state it is in now, ... get access to auto loans, credit cards, mortgages, and student loans. Keeping your credit rating high ... you may need to correct some of your bad money habits to survive the recession. The most common [more...]
Date: 2009-01-16 01:57:49
USAA just hollered - They're raising my credit card rates!
Yup, even my beloved USAA is fighting the good fight these days. Got a nice little letter in the mail yesterday ( ... in full each month.Card #2 - the "Auto Loan" card: $30,000 limit with a locked in 3.4% rate for 1 year ... that the credit limits don't get slashed next :( I pumped those bad boys up to help our credit [more...]
Date: 2008-12-18 16:20:55
Bills IQ for your Debt Relief
In our complicated world today, many of us are trying to make most out of our money on hand ... has a Credit card debt. Each one of us is definite to be burden on credit debts and bad credit standing. So, what to do when one is not financially capable or has a degrading credit rating? What else [more...]
Date: 2008-08-23 06:06:10
You Say You Want a Regulation?
As if the economic news weren't bad enough at the moment, ... lenders from raising interest rates on existing balances unless a payment is received late. Credit card ... . Enter new "credit card regulations" issued by the Federal Reserve, Office of Thrift Supervision [more...]
Date: 2008-12-29 14:00:48
Study More About Unsecured Debt Consolidation Loans - Avoid Being Rejected
Unsecured loans with bad credit can be the answer for anybody who is having problems managing their expenses and does not have anything to offer as ... people find that they have many small debts on credit cards, store accounts, plus car loans, etc ... get a consolidation loan at a lower rate of interest than many of your other bills. Credit cards and [more...]
Date: 2008-12-29 15:51:16
The Strategic Advantages Of Maximizing Natural Business Growth
By Donald Mitchell Growth can occur naturally . . . or it can be forced by using bad methods ... on unsustainable gimmicks to grow their businesses (such as zero percent interest car loans, 125 percent of assessed value home loans with teaser rates, and tripling interest rates on credit cards for those [more...]
Date: 2009-01-14 05:02:38
Real Estate investing and bad credit reports
by Doc Schmyz Creditors and bankers approve or disapprove loans based on your credit worthiness ... . You will be able to pay your bills on time. Having bad credit reduces the opportunities of these things. You may get approved for a loan or for a credit card but with a higher interest rate [more...]
Date: 2008-12-25 10:33:44
Mission and Recession
by Skye Jethani The financial talking heads are attributing the current economic crisis to a number of things: lack of regulatory oversight, ... rate and over $8000 in credit card debt. As Dave Ramsey says, we are not “acting our wage.” ... bad mortgage lending practices, and globalized market structures. But some of the more plainspoken [more...]
Date: 2008-12-10 17:00:51
Disposable mobile broadband - my experience
Someone close to me is going into hospital for an operation soon. They want to take their Mac with them for web and email access while recuperating ... , at the typical extortionate rates, with the usual clunky credit-card sign up. It's also unclear whether ... London not too bad unless I'm in a basement. Also, it's not necessary to have multi-MB speeds [more...]
Date: 2008-12-26 10:39:00
“Living beneath your means”
While most of America was busy trading home equity for a TV, RV, and SUV, I was busy renting apartments and driving an economy car ... times or bad. If you can’t stop using your credit card, get rid of it. An easy check to see ... bad it was. My father once said “I got a 21% rate on my loan, and I was glad to get it.” We may [more...]
Date: 2009-01-06 15:36:19
My Net Worth Is Down Only 10% Since Its August 2008 Peak
So, how did I manage this remarkable accomplishment? Let me tell you…. I have been tracking my family’s net worth for about eight months now ... ). You are essentially earning the interest rate of your credit cards and car loans when you pay them ... ;P 500 and other indexes because of the mutual funds’ bad gambles in stocks like AIG, Wachovia, Fannie [more...]
Date: 2009-01-10 18:13:54
Friday morning links
TOP STORIES Rate cut from Japan, Barclays seeks funding - Reuters Nevada, Michigan, Florida lead 'underwater' list - AP Housing plunge: ... is more likely than many assume - MarketWatch Banks, consumer advocates urge U.S. to allow credit card debt ... it feels so bad - CNN/Money Economic data point to the start of a recession - LA Times Recession Ghost [more...]
Date: 2008-10-31 13:20:00
Credit Cards For People With Bad Credit Scores
Sometimes life lands you in a situation that causes your credit to suffer. A job loss or illness can send your credit rating south leaving you with nothing to do about it. [more...]
Date: 2009-01-18 01:46:38
30 Ways to Save a Dollar a Day
This is a list of ways to save about $30 a month or a dollar a day. If you can do a couple of these, then you can save even more, like 60 or 90 ... the difference goes into savings 17. Call credit card companies to get a lower interest rate – calculate ... ) 6. Cut back on a bad habit – reduce smoking by ½ pack, buy fewer drinks when going out, cut the [more...]
Date: 2008-12-29 17:18:25
Monday morning links
TOP STORIES Fed, Treasury revamp AIG support - MarketWatch China Unveils Sweeping Plan for Economy - NY Times Fed Defies Transparency Aim in Refusal ... For U.S. Banks - Washington Post Why banks are boosting credit card interest rates - USA Today Bear Stearns ... a bigger boom imply a bigger bust? - CFR How Low, How Bad, How Long? - Hussman Funds Laying [more...]
Date: 2008-11-10 14:24:06
What the Fed's .50 rate cut means for Helocs & Credit Cards.
I heart CNN like crazy, they are REALLY on top of their ish over there! ... now be a crazy low rate of 4.05%!!! how crazy is that? And you know it's bad out there when my 2nd ... . This means total greatness! Since our Home Equity Line of Credit is tied to the Prime Rate (which [more...]
Date: 2008-10-08 15:12:00
Wednesday morning links
TOP STORIES China cuts rates, Fed and others set to follow - Reuters Fed May Cut Rate to 1%, ... the Next Crisis: It’s Credit Cards - NY Times Why the surge in home sales is bad news - MSN Money ... down a third of mortgage applications - Times Online Canada's housing market 'tracking' U.S. boom [more...]
Date: 2008-10-29 13:11:00
The next desperadoes?
Historically, one characteristic of bad economic times has been the rise of desperadoes as populist folk heroes ... on credit card balances with usurious interest rates. Meanwhile, wealthy conservative pundits sneer [more...]
Date: 2009-01-09 23:12:17
Not with a bang but a whimper
This is how you lose liberty. If an FBI agent looks at a terrorist's library records or Larry Flint has to pay additional postage for child ... , this is a very bad idea: Sixteen House Democrats who opposed a similar bill realized ... mortgage interest rates closer to those on, for example, auto loans or credit cards. A bankruptcy [more...]
Date: 2009-01-08 18:55:08
Breaking News: Washington Mutual to be Acquired by JPMorgan Chase (Update1)
Update1: From USA Today… JPMorgan Chase (JPM) acquired the banking operations of Washington Mutual, (WM) ... Credit Card? » WaMu Increases Online Savings Interest Rate » Cancelling John Hancock Life ... . This makes me wonder if the government might not be picking up some of WaMu’s bad debt to sweeten [more...]
Date: 2008-09-26 01:10:10
With Things So Bad In The Economy…
…why is this happening: You know what I got in the mail yesterday? An offer from my credit card company, for a $50,000 unsecured personal loan. Did you catch that? Unsecured. That amount of money would require me to make the equivalent of another mortgage payment to repay them. That offer came as a result of our credit rating, and we would [more...]
Date: 2008-09-30 15:47:13
Economy so bad National won’t take advantage?
Heat on public sector bossesPublic service bosses face renewed pressure to cut spending as Treasury warns the economy will stall this year and ... in the face of warnings New Zealand's credit rating will be downgraded if debt gets out of hand ... , plasma TV’s and cosmetic surgery on credit cards wasn’t sustainable (who would’ve thunk [more...]
Date: 2009-01-15 18:18:00
FSR’s Weekly Report Card for 01.16.09
MY BLOODY VALENTINE 3D Studio: Lionsgate Rated: R for graphic brutal horror violence and grisly images throughout, ... who plan to rob the stores in the mall of their credit card information. What I liked: This movie is stupid, and not always in a bad way. It’s a typical January release, as it’s not going to win any [more...]
Date: 2009-01-16 18:24:44
Mortgage mods, failing miserably
Mortgage mods, failing miserably! I wrote a blurb about the re-default rate on modified mortgages a few weeks ago. Today there was a better and more detailed account of just how bad the track record ... replaced lower mortgage payments with increased credit card debt? Is it because the mortgages were [more...]
Date: 2008-12-09 01:03:00
Movie Review: Paul Blart: Mall Cop (2009)
Kevin James as Paul Blart in Paul Blart: Mall Cop Photo: Columbia Pictures It’s funny because he’s fat ... out to steal some credit card numbers. Unfortunately they messed up when they kidnapped Blart’s love ... that is the audience this PG-rated cartoony effort is targeting. That’s not a bad thing, it’s just not my thing [more...]
Date: 2009-01-16 06:52:54
Samsung F480T now on Telstra: Who needs a standalone camera?
The Samsung F480T may have already launched in other parts of the world, but it’s now landed in Australia on Telstra, so good news for all the Australian touchscreen fans. The sleek credit card size of the F480T will be part of Telstra’s Next G range and has a speed rating of 7.2Mbps, which can’t be bad [more...]
Date: 2008-11-18 16:06:13
Canary in the Mine, Chirping
Few really bad ideas escape being floated in the New York Times:In the case of the Treasury, ... , increasing interest rates for home- and auto-buyers, for businesses and credit-card holders ... the money comes from the same wellspring that has been financing American debt for decades [more...]
Date: 2008-12-28 20:31:00
Why Your Credit Rating Is Important
by Steve Collins Credit ratings, at their most straightforward, are personal debt histories ... of our financial behavior. Lenders and credit card companies look to credit ratings for the most simple assessment of whether we are a good or bad risk. But what kind of information does a credit rating contain [more...]
Date: 2009-01-17 22:27:43
Fed to rule soon on sweeping credit card changes
Sunday December 14, 3:11 am ET By Carson Walker, Associated Press Writer Fed might end surprise credit card rate hikes but restrict credit to high ... of people with bad credit to get what's referred to as a subprime card. The rules were proposed ... risk borrowers SIOUX FALLS, S.D. (AP) -- Credit card companies could no longer boost interest [more...]
Date: 2008-12-14 20:23:19
Credit Cards For People With Bad Credit
Trying to find the right credit card to suit your budget and your needs can sometimes seem like a daunting task, but it becomes even more difficult when you have bad credit or what is known as an adverse credit rating. There are many ways in which someone can end up with a poor credit ... [more...]
Date: 2008-10-07 16:56:56
Your Credit Rating And You
Credit ratings, at their most straightforward, are personal debt histories ... of our financial behavior. Lenders and credit card companies look to credit ratings for the most simple assessment of whether we are a good or bad risk. But what kind of information does a credit rating contain? [more...]
Date: 2009-01-17 22:54:06
What Is The Leading Poor Credit Mastercard?
by Mike Gilmore These days despite a bad credit rating it is still feasible for an individual to obtain a credit card from the multitude that ... one you should apply to first - a Visa credit card or a poor credit Mastercard? Places across the world readily accept both forms of credit card and although Visa appeared to have a greater number outlets [more...]
Date: 2009-01-07 18:42:33
Your Credit Rating Is Important
by Steve Collins Credit ratings, at their most simple, are personal debt histories ... of our financial behavior. Lenders and credit card companies look to credit ratings for the most simple assessment of whether we are a good or bad risk. But what kind of information does a credit rating contain [more...]
Date: 2009-01-17 22:53:50
Your Credit Rating And You
by Steve Collins Credit ratings, at their most simple, are personal debt histories ... of our financial behavior. Lenders and credit card companies look to credit ratings for the most simple assessment of whether we are a good or bad risk. But what kind of information does a credit rating contain [more...]
Date: 2009-01-17 22:41:15
2 Out of 3 Ain't Bad, 7 out of 9 Is...
NEW YORK (AP) -- Average interest rates on most types of credit cards rose slightly this week, according to a report from CreditCards.com.Annual percentage rates on seven out of nine categories of cards -- business, instant approval ... Thursday. The APR on cards for people with bad credit held steady at 10.82 percent while rates on student [more...]
Date: 2008-11-14 17:47:00
Easy Payday Loan
There are many benefits Payday Loans compare to obtain various forms of cash, such as credit cards ... rates on credit cards encourage many more people outside, and this is where payday loans come in this type of credit, far easier to find even if you have bad credit. Usually, they do not require any [more...]
Date: 2009-01-01 19:22:48
Credit Card Application, How Credit Cards Shaped Modern Society
About tribute license application, totally minimal, at Bad Credit, I wrote everything as simple as probable ... impacted their credit rating. As such, they are now approach to you, asking if you are disposed to cosign ... , I am here, because I love your stake: Written by Credit Karma January 8th, 2009 at 11:48 AM CST No notes [more...]
Date: 2009-01-09 15:24:00
Credit Card Companies Cutting Credit, Rewards; Upping Interest Rates.
Wall Street gets a bailout, regular old Americans see their available credit decrease, their interest rate go up, ... a bad thing in the long run; but right now with people getting laid off, grocery prices skyrocketing, and small businesses trying to make ends meet, is it a good or a bad thing to cut off credit [more...]
Date: 2008-10-29 16:00:06
What Is A Poor Credit Mastercard?
These days in spite of a poor credit rating it is still feasible for a person to obtain a credit card from the mass that presently exist in this competitive market. The question you really need to ask is, what ensures a bad credit Mastercard ... little difference. To an individual experiencing bad credit matters, it is doubtful they will care [more...]
Date: 2008-12-29 06:57:07
Procrastination will kill me, but I am not ready yet...
Doing my bills this morning, as I try to correct the yaw in my course - and I look at my annual percentage rate on one of my credit cards... yikes! ... that bad boy into bits. Step one taken, sigh. No wonder there is a credit crisis - who could pay ... my checking account. [more...]
Date: 2009-01-05 16:06:00
When You Are Eligible For A Free Credit Report
By Federal law, you are entitled to one free credit report per year directly from a credit-reporting agency only if you certify that: 1 ... to know, whether you need a new credit card, an auto loan, or a mortgage. Lenders use your credit scores ... to obtain the best rates. Bad credit costs thousands of dollars! About The Author Virginia Broobin [more...]
Date: 2008-12-27 07:59:27
How to Use 0% Interest Credit Cards
If you're credit is strong enough to garner the attention of credit card companies offering 0% introductory interest rates, then you surely have the discipline Huntsville Alabama car loans financing with bad credit mortgage home loans, real estate auto insurance, web design. Huntsville schools festivals business events [more...]
Date: 2008-12-23 12:45:37
Membership Has Fewer Rewards
For credit card-carrying Americans, the latest news from the economic crisis is good, then bad, then good again ... they had to, since credit card companies raised their interest rates even as personal income and credit limits dropped. Visa, MasterCard, et al., also are responding to the worsening economy [more...]
Date: 2009-01-14 19:00:18
9 Reasons for a good credit rating or FICO score
Does my credit rating really matter? That question goes through a lot of people's heads as they max out their credit card or don't pay their automobile payment Huntsville Alabama car loans financing with bad credit mortgage home loans, real estate auto insurance, web design. Huntsville schools festivals business events and community [more...]
Date: 2008-12-22 12:51:43
Credit card defaults up 54% and growing
As if we needed one more problem in the financial market ... of the U.S. economy. Overall, the rate of credit card loans going bad increased 54 percent ... a debit card with the VISA sign but it's almost always paid off at the end of the month. Carrying [more...]
Date: 2008-10-16 09:27:01
Bad Credit Doesn’t Mean No Credit
by Chris A Smith Just because you need help with your credit report does not mean you are automatically excluded from getting a new line of credit. Each lending institution, be it a credit card company or a bank, has it’s on rules regarding the granting of credit and often times these can vary greatly from institution to institution. Usually, the company offering the best rates and terms is more conservative than others and will consider the entire credit history of an applicant. [more...]
Date: 2009-06-08 12:30:05
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