Good News For Buyers Is Always Bad News For Sellers

The Desplains Times reports from Illinois. “Last month Dan decided to stop paying his mortgage. It was hard for him ... be able to afford anything.’” “To finance the purchase he obtained two mortgages, one for 80 percent ... keep dropping,’ he said. ‘They go down by about $5,000 every month.’” “Dan’s credit score [more...]

Date: 2008-06-12 14:48:03

Blog posts (351) | Videos (278)
 

Five Things That a Generation X Financial Planner Did, That You Can Too

This is a guest post from Jeff Rose, an Illinois Certified Financial Planner(TM) and co-founder of Alliance Investment Planning Group ... student loan and credit card debt at ease.  Luckily, I stumbled into a career as a financial ... students graduate with a combination of student loan and credit card debt. Most of us are just kind [more...]

Date: 2009-01-14 15:45:19

Предсказания Кюнстлера на 2009 - США, Нефть, Геополитика, Путин

Спонсор месяца - #1 RX pharmacy affiliate program!Сайт дня (как попасть) - http://www.business-magazine.ru/There are two realities "out there" now competing for verification among those who think about national affairs and make things happen. The dominant one (let's call it the Status Quo) [more...]

Date: 2009-01-01 07:59:00

Green Ink: Ethanol Woes and Closing Arguments

Crude oil futures slipped to $66 on Monday amid signs economic woes are spreading, Bloomberg reports: ... prices and now the credit crunch; the long-term outlook isn’t much clearer for the industry, argues ... up costing more to implement than consumers are willing to pay, at Green Car Congress. Southeastern [more...]

Date: 2008-11-03 13:11:53

Best of the web: 20 healthy foods that cost less than a buck

By Will Chen Welcome to Wise Bread's Best of the Web roundup. So when should you buy organic? ... , butternut squash, and more.  Divine Caroline via Smart Spending 12 hidden costs of renting a car ... make wisdom of crowds a bad strategy for everyday investors.  Consumerism Commentary Inflation [more...]

Date: 2008-07-13 17:59:06

Reader Mailbag #29

Each Monday, The Simple Dollar opens up the reader mailbags and answers ten to twenty simple questions offered up by the readers on personal finance ... (k) with $12K (I am 29), and a credit card debt of $1600 which I will be finished paying in October ... (k) contributions. Having $12K at age 29 isn’t a bad start, but I’d make sure I was contributing at [more...]

Date: 2008-09-22 14:00:00

What Is My Credit Score and How Is My FICO Calculated?

If you’re like most people out there, there’s inevitably going to come some point in your life when you’ll need to apply for credit and seek out ... prospects like mortgage loans either - even routine applications for things like credit cards, checking accounts, auto loans, and even new jobs are undergoing greater credit worthiness scrutiny. Both [more...]

Date: 2008-07-08 03:19:44

Build A Credit History Before Getting A Car Loan.

Build A Credit History Before Getting A Car Loan. by Don RayIf you are a first time buyer there are a few things that you want to remember in order to get approved for a car loan, even if you don’t have a credit history there are ways to get around it, many lenders will help you get a loan regardless of your bad credit history,it doesn’t matter if you have no credit or even bankruptcies there are companies willing to help you get approved.Apply for a Major Gas Or Credit CardMost finance [more...]

Date: 2009-09-28 21:47:32

No Credit Car Loans.

September 28, 2009 | By Don Ray In Finance | by Don RayA few things for first time car buyers to remember to get approved for a car loan, if you have a no credit history there are a few ways to get around it, despite your bad credit there are lenders willing to help you get a loan, no credit, repossessions, there are still lenders willing to approve you.Apply for a Major Gas Or Credit CardMost finance companies are reluctant to approve a loan application if you have no credit history, [more...]

Date: 2009-09-28 22:00:26

Those Order Takers Are Now Gone In California

The Ventura County Star reports from California. “According to Bill Watkins, executive director of the UC Santa Barbara Economic Forecast Project…a foreclosed home in California sells for $200,000 less than a traditional home. Until foreclosures are worked through the market, ‘we don’t think the real estate market can clean itself up, [more...]

Date: 2008-12-27 18:47:48

Forecast for 2009

Introduction       There are two realities "out there" now competing for verification among those who think about national affairs and make things happen. The dominant one (let's call it the Status Quo) is that our problems of finance and economy will self-correct and allow the project of a "consumer" economy to resume in "growth" mode [more...]

Date: 2008-12-29 03:33:57

Carnival of Debt Reduction #151

Welcome to this week’s Carnival of Debt Reduction!  Since this is Carnival #151 here’s a debt reduction example based on a credit card payment of ... your debt snowball.  This list is a good way to ease into saving money and spending less. No Credit ... rate might give the biggest return on investment of all!) Credit Withdrawal talks about getting [more...]

Date: 2008-08-04 08:35:02

PFBlogger Spotlight: Green Panda Treehouse

What color is US currency? It’s green. What’s one of the most content creatures on the planet? Well, one of them is a panda ... of it. I got a credit card in college and like many of my friends, I charged on it like crazy ... some of my friends (who would return the favor and use their credit card next time). I also thought [more...]

Date: 2008-08-07 16:28:03

Steve Parker: What failure of bailout bill means to car buyers, carmakers and dealers

The worst news from yesterday's rejection of the bailout will be for, as usual, those least able to afford it ... get foreclosed; a few weeks versus as long as a year. Some new and used car dealers have electronics ... posting. New car dealers treat their used car lots like jewelry stores; they often make more profit [more...]

Date: 2008-09-30 12:07:44

Gates of Vienna News Feed 10/1/2008

USACalif. Lawmakers Get Free GasolineIMF Adds to Pressure on Congress to Approve Bail-OutNorth Carolina Man Pleads Guilty and is Sentenced for Federal Hate CrimesObama’s Assault on the First AmendmentObama and SlaverySchwarzenegger: Communism Still Bad IdeaThe Greenlining Institute: Does the Financial Crisis Have Its Origins in Berkeley [more...]

Date: 2008-10-02 00:29:00

Lending Woes: A Deeper Consumer Analysis

This may seem like an odd analogy, but I remember this story about my Mom when she was having her 7th baby ... for the Subprime Crisis.   Subprime loans did not come into being in late 2003.  2003 is the year more people ... You can’t get a good loan, but we can find you a BAD loan, if that’s what you want.”  Most people said [more...]

Date: 2008-12-29 21:19:46

Build A Credit History Before Getting A Car Loan.

Sep 28, 2009Carsby Don RayHere are a few tips to help first-time car buyers get approved for a car loan, there are ways to get around having no credit history, there lenders who are willing to help you get a loan if you have bad credit, or no credit, or recent repossession there are still lenders willing to approve you.Apply for a Major Gas Or Credit CardIt can be difficult to finance companies to approve a loan application if you don’t have a credit history, it helps to have some type of credit [more...]

Date: 2009-09-28 22:10:33

The Four-Paragraph White Flag

As I watched the following section of President Bush's speech tonight, ... if you have good credit history, it would be more difficult for you to get the loans you need to buy a car ... instinct is to oppose government intervention. I believe companies that make bad decisions should [more...]

Date: 2008-09-25 03:46:00

Improve Gas Mileage, Market Your Home, Plus Winners of the Million Visitors Giveaway!

Winners of The Million Visitors Giveaway Earlier, I was thinking of giving away $5,000 to the actual millionth visitor on my site, ... as one of my motivators for losing weight. No Credit Needed: I was a bit unhappy about this news — that gas stations may be curtailing the use of credit cards. Not sure if this is a trend though [more...]

Date: 2008-06-22 19:46:14

Another Not-Quite-a Linkfest

Another Not-Quite-a Linkfest, filled with random holiday weekend linkage . . . ~~~ INVESTING & TRADING ??? ... Seeking Alpha (Footnoted) ~~~ ECONOMY ??? States Going From Bad to Worse (Real Time Economics ... also Stay-at-Home Grillers on July 4th Still Pay More (Bloomberg) ??? U.S. Auto Sales Plunge [more...]

Date: 2008-07-06 16:15:00

Criminal Charges: Volume XVII

About the author: This guest article is presented by Jeremy M. Simon, who writes for Taking Charge ... is nearly here, and credit card misdeeds show no sign of letting up, meaning yet another well-stuffed ... and an athletic duo who swiped credit cards and distributed pot. Malaysian credit card thief could take [more...]

Date: 2008-11-24 12:30:59

People Get Ready

      In the twilight of the Bush days, in the twilight of the twilight season, a consensus has formed that we are headed into a long, dark passage leading we know not where. Even CNBC's Lawrence Kudlow has been reduced to searching for stray "mustard seeds" of hope on hands and knees in a bleak and tortured financial landscape [more...]

Date: 2008-12-08 13:40:28

Finance Fiesta #7: Mamma Mia Edition

Welcome one and all to the 7th Edition of the Finance Fiesta!  This is the first carnival I have ever hosted, so hope it’s a good one for you ... she knows best.  I give these posts the thumbs up as the best of the week. Mr. Credit Card from Ask Mr Credit Card answers a question from a reader “A Collections Company Sold my Debt After it was paid [more...]

Date: 2008-07-17 13:00:20

Personal Finance 101: Credit Reports, Credit Scores, and Hard and Soft Pulls

pf101 Over the last few days, I’ve received a ton of questions about so-called “hard pulls” and “soft pulls” on your credit report and how they affect your credit score. In order to get the full scoop, I did some extensive research on the subject, and here’s the best information I can find. Let’s start off with the basics. What’s a credit [more...]

Date: 2008-07-23 20:00:38

Money in marriage

Money in marriage This is a post that discusses this post about a man who finds out that his wife has been hiding credit cards from him while he’s ... was the comments. The post describes a husband dealing with his wife’s duplicity in finance. Many ... who are bad at money, my husband’s the spender and I’m the saver…” and many comments to the tune of “ [more...]

Date: 2008-07-31 03:01:20

Secured Holiday Loans: Especially for Hassle-Free Holidays

Holiday-it means a break from our repetitive routine and getting chance to explore the world with joy and joviality ... , for holidaying you have to look for various options. Though credit card is a good alternative ... of your property, like your home, car etc, which will be used as collateral. With secured holiday loans [more...]

Date: 2009-01-16 16:44:37

How To Become A Millionaire and Get Rich In 10 Steps

So you want to be a millionaire? Well you know what? Me too - and I’m determined to get there in the near future ... of the credit markets, instead of just sitting on my hands and wishing upon a star, I’m taking active ... financing. Instead, they embraced its responsible use, viewing credit cards and balance transfer offers [more...]

Date: 2008-10-13 08:13:02

Portugal Sustains

by Edward Hugh: Barcelona "Art has a function of teaching about the human condition. We live in hope, hope is fundamental" - Manoel de Oliveira Manoel de Oliveira (photo and quote above) is a living example for the Potuguese people of how to force their way out of the low growth/low per capita income trap into which they have [more...]

Date: 2009-01-12 19:22:42

DrumBeat: September 18, 2008

Refilling fuel tanks after Ike to take weeks HOUSTON (Reuters) - Oil refiners and producers on Thursday rushed to restore Gulf of Mexico production following Hurricane Ike, but energy traders and analysts warned it will take several more weeks to refill U.S. fuel inventories, increasing the risk of shortages [more...]

Date: 2008-09-18 13:19:59

Posts about Obama Health Care Failure as of September 26, 2009

HCHR - Senator Baucus has Pushed Back the Vote on the Public-Option Amendments - nhinsider.com 09/26/2009 Developing Story: Senator Baucus has pushed back the vote on the Public-Option amendments propsed by Senators Jay Rockefeller and Charles Schumer from today to Tuesday, September 29, 2009.  Baucus used time constraints to delay the vote back.    Read the developing story ObamaCare’s Choice: Get an Insurance Or Go To Jail - poligazette.com 09/26/2009 No joke . [more...]

Date: 2009-09-26 13:00:29

25 Fantastic Indie Gems Made for Less Than $1 Million

Written by Adam Quigley Behind every outstanding Hollywood blockbuster, there’s a film director who had to work their ass off to helm that project. And though their early work is not often seen by the public eye, that doesn’t mean it’s not accessible to those who are interested in seeking it out [more...]

Date: 2008-10-10 02:07:35

Mid-Year Housing Bubble Predictions

I’ll forward this thread through the 4th of July. Here are some predictions from the end of 2007 ... . This includes Canada, Mexico, UK, Spain, and others. The rest of the world is still in ‘it’s different here’ ... This will cause the world-wide credit crunch to be more severe, as borrowers in other parts of the world start [more...]

Date: 2008-07-02 11:04:11

16 Great Personal Finance Resources & Blogs

It’s one of the most common reasons for arguments and divorce in marriages. It can keep us from achieving our dreams, or it can enable us. It can cultivate the worst in people, and it can cultivate the best. Money is one the most fundamental, crude, material parts of our existence, yet we look at it like some kind of metaphysical, [more...]

Date: 2008-07-09 13:30:32

Portugal Sustains

“Art has a function of teaching about the human condition. We live in hope, hope is fundamental” - Manoel de Oliveira Manoel de Oliveira (photo and quote above) is a living example for the Potuguese people of how to force their way out of the low growth/low per capita income trap into which they have steadily stuck their neck [more...]

Date: 2009-01-12 14:37:23

Returning A Car To A Dealership Harms Credit

Vehicle ownership is a big responsibility. When you choose to own a car, you have to consider more than just the cost of the vehicle itself ... , but it can help you to avoid a hit to your credit. If you’re lucky, you can sell the car for as much ... you do a lot more for yourself financially. You don’t want to get stuck with bad credit. If you can’ [more...]

Date: 2009-01-12 19:00:58

Cold facts of how we could be ‘Iceland inside the euro’

Could the unthinkable come to pass here? Could Ireland default on its sovereign debt? The answer is yes. Such a disaster is now quite possible. In the same way as a family can end up losing the house, the car, everything, a country, too, can fail to make its repayments. At the moment, such thoughts [more...]

Date: 2009-01-14 04:44:29

Star Money Articles and Carnivals for the Week of August 25

Here are some recent interesting posts from the MoneyBlogNetwork and beyond as well as a list of the carnivals Free Money Finance was in this week and my posts that were included: No Credit Needed lists ways to save on the golf course. Get Rich ... Bread says green is good. AllFinancialMatters wonders if 401k plans are really that bad [more...]

Date: 2008-08-29 10:20:54

Can Battery Technology Save GM?

The saga at GM continues. On Monday I spoke of GM's Ridiculous Bluff to raise prices on the 2009 line of autos ... cut GMAC's credit rating one level to six rankings below investment-grade last week as ResCap burns through cash after losing $5.3 billion in the past six quarters. Credit-default swap prices give [more...]

Date: 2008-06-25 14:48:55

ISRAEL-PALESTINE TEST-CRICKET MATCH; ABSTRACTIONS, POLITICS, AND SCIENCE IN THE SHADOWS ON THE STAIRCASE

If it were me managing the Israel squad leading 916-5 in my innings with no out and still on my opening pair, ... it because no matter how bad it gets in the world or how powerless and meaningless you feel ... who's been reading me regularly and knows some finance and math has probably figured it out already [more...]

Date: 2009-01-13 01:21:00

Book Review: Frugal Living for Dummies

Okay another book review and another dummies book. The winner of the Personal Finance for Dummies is Cindy ... about cutting up credit cards and setting a realistic budget.  It also says to track what you spend and really stick to a budget.  My one issue with this chapter is it only looks at credit card debt as bad [more...]

Date: 2008-10-23 14:00:02

Your Free Credit Score: Is There Such A Thing?

What’s the big deal about credit scores? Since credit scores are recognized as predictors of future bill paying ability, the better your rating, ... your financial standing. Really, who wants to wade through credit report paperwork when a number can tell all? While your credit report is a record of all your credit-related activities, your score [more...]

Date: 2008-07-16 01:28:24

Daily Dose: 07/21/08

»AsianWeek Market Report »Koreans Outraged by Japan’s Claim to Disputed Islands »Ningbo, China to Give Milwaukee 2 Stone Lions »Congresswoman Hirono Honored as National “Pre-K Champion” of 2008 »California League of Conservation Voters to Conduct Poll of AAPIs on Environmental Issues »Asian Americans, Native Hawaiians & [more...]

Date: 2008-07-21 20:50:26

How To Break Away From The Debt Prison, Forever!

By Tom Graneau Americans are plagued with personal financial problems ... finance is the most common platform for human errors. Many of us have purchased more “stuff” on credit ... . Mistakes are part of the developmental stages of life. We make errors in every segment [more...]

Date: 2009-01-16 18:03:11

The Real Reason Citigroup Is a Mess

Citigroup CEO Vikram Pandit is blaming his company’s considerable troubles on moves by previous management to dive into real estate ... . Citigroup, like others, simply got caught up in the complicated market of derivatives and credit ... rates, misleading terms, unnecessary and expensive products like credit insurance, and the rest [more...]

Date: 2008-11-26 15:00:31

Why Your Credit Score Is So Important To Your Ability To Borrow

Your credit information may be of no use to you. If you’re not planning on buying a house or renting an apartment, buying a car, taking out a loan, paying for college or getting a new credit card, then you won’t need to worry about getting ... you are and where you need to be financially. Bad Credit To improve your credit information, you’ll need [more...]

Date: 2009-01-17 13:04:13

DrumBeat: January 13, 2009

Analysis: Global power demand to languish in 2009 The outlook for energy commodities this year remains grim, says a new report from Merril Lynch. Neither cold winter temperatures in the Northern Hemisphere nor a steep fall in the price of energy have provided much support to the demand for oil, natural gas or coal [more...]

Date: 2009-01-08 01:35:34

Fierce Financial Tips: The Carnival of Personal Finance #178, Struwwelpeter Edition

I’ve been waiting for this chance to host The Carnival of Personal Finance for some time ... ? Before you wonder, please let it be known that this is not how I teach my kids our family values ... about forgiving credit card debt. In fact, if Congress changes the accounting rules surrounding credit [more...]

Date: 2008-11-10 05:46:25

This Market Is Unique

A report from New Jersey Biz. “Homeowners in the state facing mortgage foreclosures are heading in droves to law firms, state agencies and nonprofits for advice on how to save their homes or buy time before they hand over their keys. Glenn Reiser, a partner in (a) [more...]

Date: 2008-06-18 15:12:58

Is there Good Debt?

by Michael Geoffrey Some people think that all debt is bad. But that is not the case. There is some debt that is actually good ... . The overwhelming majority of credit card purchases are things that lose value. Another bad debt is borrowing ... with the potential for a greater return in the long run. The money you spend is gone. * Credit card debt [more...]

Date: 2009-01-17 09:19:02

The E60 BMW 5-Series Facelift Range Test Drive: BMW 523i SE, 525i Sports and 530i

Click for enlarged image The E60 BMW 5-Series has come a long way since it was first unveiled to the world. You could say it gave a rude shock to those who loved the low slung elegance that the E39 portrayed. It was a no holds barred styling affair for Chris Bangle after warming himself up with the E65 7-Series launched earlier [more...]

Date: 2008-11-02 20:35:07

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