Beware of Scams, Especially When Traveling

I think everyone I know has a trip planned for the next few weeks, trying to get in just a few more days of summer fun before fall really sets in ... man tried to sell me pottery that he swore was over a thousand years old… too bad it looked exactly ... : they offer up all sorts of gas-saving gadgets for sale. There’s a wide variety of gadgets available [more...]

Date: 2008-08-20 20:22:49

Blog posts (351) | Videos (278)
 

Effortlessly and Easily Boost Your Credit Score

Effortlessly and Easily Boost Your Credit Score by Jacob FreemanMany consumers have no idea what a credit score is comprised of. What are they measuring and how does this number relate to my creditworthiness? While common sense tells us that paying our bills promptly is an important factor what else is important when it comes to credit scores?A credit score is just a numerical measurement of certain statistics. It is supposed to tell the lenders about the risk factors of the borrowers. [more...]

Date: 2009-09-26 19:20:25

Why do you do this to us, Ato Meles? By Yilma Bekele

September 26th, 2009 PrintEmail Goto commentsLeave a comment In the good old days it used to be the tradition of dictators to sit at home and never show their face in the capitals of the civilized world or in most parts of their own country. They respected the self-imposed isolation in the grand palace prison they constructed and did not pretend to love of be loved by others. It was a very refreshing condition for their subjects. [more...]

Date: 2009-09-26 16:47:50

Life After Bankruptcy Discharge

by Craig Schiffer There are a lot of issues which a person has to face after bankruptcy discharge. Apart from all the money related problems, there is a lot of mental stress which comes with bankruptcy. Therefore, it is very important that the person refers this phase as a bad phase in his financial life and get on with his life. He needs to try and forget about it and make a fresh start. It is difficult but certainly not impossible. [more...]

Date: 2009-09-29 17:10:51

Top 10 at 10: Chicken feet fight; PGC in Jacks Point?; PGC like a ’speculative IPO’; Dilbert

Here are my top 10 links from around the Internet at 10am. I welcome your additions and comments in the comments below or please send suggestions for Tuesday’s Top 10 at 10 to bernard.hickey@interest.co.nz We do not have a procedure for writing policies at interest.co.nz… 1.  Just what we don’t need - Trade tensions between China and United States are escalating despite an apparent backdown in Washington. [more...]

Date: 2009-09-27 21:04:24

Hard Truth Week in Review – Health Care Whining Edition

Our local paper ran yet another article featuring the stories of those who do not have health care insurance. The reporter undercuts the merits of the story by including the whinings of this woman who says she can’t afford health insurance. First, she quits her $85,000/year job and chooses not to continue her insurance coverage.  She whines about that. Then she learns that when you quit your job in a bad economy, you may have trouble finding another one. Check. She whines about that. [more...]

Date: 2009-09-27 20:40:08

A Perfect Time to Refinance Your Car

by Frank Jenkins Now is a great time to refinance a car loan if your monthly car payments are higher than what you can afford. By getting a refinance you’ll be able to reduce your monthly payment and have a lower interest rate. Basically, a new lender will simply pay off the old one, and the interested party will set up a new contract through the new lender, obviously with less of a monthly payment. By finding a lender with a better rate you save money in the long run. [more...]

Date: 2009-09-28 16:33:01

Need a Payday Loan? Important Tips are Here!

Do you looking for a same day payday loan? The financial help through a no fax payday loan will be a best option for you. Getting a loan on the same day of application is not that complicated because of the increase in payday loans available today. This will help you to manage your unexpected expenses without any delay. You don’t have to waste your time on faxing documents and proofs. If you are not getting approved by one lender, don’t be panic. You can try with other lenders. [more...]

Date: 2009-09-29 18:16:13

Bull Moves in Bear Markets

In high school, I once dated a girl whose father believed the world was doomed to nuclear destruction. While his family lived in a trailer house (as did mine), this man spent a lot of time and money building a bomb shelter in the back yard. He stocked up on food supplies. He warned anyone who would listen about the coming armageddon [more...]

Date: 2008-11-04 12:00:11

10 Facts Every American should know about Baucus Health Plan

10 FACTS EVERY AMERICAN SHOULD KNOW ABOUT SEN. BAUCUS’ COSTLY GOVERNMENT-RUN HEALTH CARE BILL GOP LEADER: “THIS PARTISAN BILL IS THE WRONG PRESCRIPTION DURING THESE TOUGH ECONOMIC TIMES “ September 23, 2009 | House Republican Leader John Boehner (R-OH) | Permalink As the Senate Finance Committee gets set to begin its second day examining Senator Max Baucus ’ (D-MT) costly government run-health care bill, House Republican Leader John Boehner (R-OH) [more...]

Date: 2009-09-27 03:00:40

Above the fold

A DAILY round-up of economic news: Lots of news out there today. The Commerce Department has revised America's third-quarter GDP number down ... , in an attempt to increase other kinds of consumer lending, including student loans and car loans ... for retailers. The Federal Reserve announced two new facilities designed to boost consumer credit [more...]

Date: 2008-11-25 14:41:57

My Net Worth Is Down Only 10% Since Its August 2008 Peak

So, how did I manage this remarkable accomplishment?  Let me tell you…. I have been tracking my family’s net worth for about eight months now ... ).  You are essentially earning the interest rate of your credit cards and car loans when you pay them ... ;P 500 and other indexes because of the mutual funds’ bad gambles in stocks like AIG, Wachovia, Fannie [more...]

Date: 2009-01-10 18:13:54

GM, Ford Death Watch

Fortune is reporting GM plunges 31% as outlook dims Investors cast a shocking vote of no confidence in the future of U.S. automakers Thursday ... % of sales volume came from people with bad credit scores," said Magliano. "Now the subprime buyer ... is coming back to haunt them. Lenders dramatically cut standards for credit worthiness at the beginning [more...]

Date: 2008-10-11 05:40:52

The Past Is History

It’s Friday desk clearing time for this blogger. “Since she put her Norfolk rental home on the market four months ago, ... against their home equity through subprime loans will find it virtually impossible to refinance ... , now their loans are adjusted and they can’t make the payments,’ said Daniel Murphy, owner of Seaside Mortgage Co [more...]

Date: 2008-10-10 20:55:09

Blocking, Tackling & Running: Leveraging a Crisis Into Real Change

There's a fairly well known cartoon of two scientists working out a problem on a chalkboard covered with complex equations and down in the circle is a little circle with the key step inserted in small print - "and then a miracle occurs". Wouldn't it be nice if we could take the same short-cut to fixing the horrendous shopping list of significant [more...]

Date: 2009-01-16 20:07:11

Advice That Might Have Turned My Financial Life Around…Or Not

There are a few things I wish I had known before heading into the real world. (My actual graduation…I’m in the middle.) ... I’ll give my mom credit.  She told me debt is bad.  Unfortunately, the way I interpreted that is “debt is bad if you can’t pay the minimum balance.”  I’ve always had great credit.  I’ve bounced two [more...]

Date: 2008-06-19 11:00:36

GMAC Auto Loans

11 of the best sites about GMAC auto loans. Know of another site that should be listed here? Leave your suggestion at the bottom of this page. (Related searches: Auto Loans ,  GMAC Smart Lease , GMAC Auto Insurance ) 1. GMAC Automotive Financing - Home page of GMAC financing for car loans, truck loans and leases, including information on their SmartBuy and SmartLease programs that allow you to get into a GM vehicle for a lower monthly payment. [more...]

Date: 2009-09-28 14:59:09

Money in marriage

This is a post that discusses this post about a man who finds out that his wife has been hiding credit cards from him while he’s been working to pay ... . The post describes a husband dealing with his wife’s duplicity in finance. Many of the commenters were ... generally deceitful. There were also several women saying “It’s not just women who are bad at [more...]

Date: 2008-07-31 03:01:20

Could the last person to leave America please turn out the light.

By Paul Michael I don’t know about you, but I’m more than a little worried by recent economic events ... that sent a chill down my spine. The big, bad fact that had my heart thumping was the staggering ... and all its projected future tax receipts. This fiscal gap takes into account Uncle Sam's need to service [more...]

Date: 2008-09-17 23:17:53

Saturday sniplets

Been a wild week. We have seen the housing bill continue debate in congress to the point that they are meeting today(yes a Saturday!) ... auto leases through its lending arm Chrysler Financial, people familiar with the matter said Friday ... banks to renew a $30 billion credit facility -- backed by car loans, leases and loans to dealers [more...]

Date: 2008-07-26 00:24:00

Gordon Ramsay at the London Review (and some weekend links)

Would Gordon Ramsay eat at his own Restaurant. I think not. A couple of weeks ago, I followed my wife on a work trip to Los Angeles. I had never been, but with my Celtic’s Beat L.A. shirt packed, I was ready for adventure. It wasn’t nearly what I thought it was. Where we were staying (Omni Hotel), there was almost no one [more...]

Date: 2008-08-03 17:07:40

Vacation, Investing, Debt and Some Tips for Life

We’re in vacation mode… busy packing and ready to hit the road bright and early. Usually we fly, but this time we’re driving… we’ll see how 8 hours in the car goes with a 9 month old and 2 year old. Wish us luck - we might need it! Once we get to our destination we’ll be on a houseboat… hopefully without access to the Internet! [more...]

Date: 2008-07-09 14:06:19

Lessons Learned From Losing a Quarter Million Dollars

About the author: This guest article is presented by Debtkid, who recently begun working part-time for LendingClub ... that day, I made over $15,000 in a few hours with my laptop. I was 22 years old. Too bad I was already ... first with stocks, then options, then currencies. I gained access to capital from credit cards, personal [more...]

Date: 2008-11-26 12:30:53

Making Work for Ourselves (Part Two)

In part one, I imagined a scenario where one hundred people, selected at random, are stranded on a desert island ... to them. In fact, only forty need to work to satisfy the needs of the whole population. So how would ... , in their capabilities, in their generosity and so forth. There may, arguably, be different degrees of need [more...]

Date: 2009-01-17 15:58:44

savings accounts in problem banks. Gen X Finance asks if you got suckered into a fake gas price hike from hurricane Ike ... Posts:A Credit Card Survey, Passive Income, Car Payments @ The Carnival Money Articles To Make ... 29. Rich Credit Debt Loan suggests ways to undo the results of financial trauma. Money Ning [more...]

Date: 2008-09-16 16:36:41

Gates of Vienna News Feed 8/27/2008

The news feed is outgrowing its format. Readers have been inspired by it to send in more tips, so that tonight there are more than fifty articles here. I can’t create headline links for all of them; otherwise the top part of the post would be too long, So, if you want to read all the news that’s fit to post, click “read further” and keep scrolling [more...]

Date: 2008-08-27 22:17:59

FHA chatter; News from MERS, Wells, Flagstar; Home price index not as bad as feared

  As my grandfather used to say, “If you find yourself in a hole, the first thing to do is stop digging.”* Apparently the folks at Sunwest Bank , out of Tustin, CA, felt the same way. Clients received a letter saying, “I regret to inform you that as of October 2, 2009, Sunwest Bank will be suspending its mortgage banking operations. [more...]

Date: 2009-09-29 19:04:07

The Poverty Business

Sorry if this appears to be an older article, and not latest headlines, just thought it was interesting - loki The Poverty Business Inside U.S ... into Byrider, Tsosie drove off, jubilant, in a 1999 Saturn subcompact she bought entirely on credit ... access to credit has put cars, computers, credit cards, and even homes within reach for many [more...]

Date: 2009-01-15 00:45:24

Want to come upstairs and see my credit score?

When should you do it? On the third date? After meeting her parents? Half-way through the first date? When it just feels right? ... . But unlike family ties, it can be nearly impossible to sever yourself from bad credit. This column ... significant other about his or her credit score probably makes you squeamish, but it’s a subject [more...]

Date: 2008-08-19 10:00:00

The First To Fall And The Last To Rise

The Manteca Bulletin reports from California. “In the go-go days of stratospheric housing price increases some newer neighborhoods - such as Woodward Park, Diamond Oaks, and Villa Ticino - were seeing prices jump as much as $5,000 a month. Now those neighborhoods have returned back to earth as closed deals so far this month signal that banks are [more...]

Date: 2008-10-11 18:59:11

Bolsheviks Seize Detroit (GM)(F)(TM)

As far as anyone can prove, Henry Ford and Alfred Sloan were not members of the Communist Party. Neither one of them was asked to testify before the House Committee on Un-American Activities. No one has ever even hinted that either of them ever met Senator Joseph McCarthy. Left alone, Detroit did fairly well [more...]

Date: 2008-10-28 08:24:49

Recession? Depression? How Deep, How Far and What Can Be Done?

By Joshua Holland, AlterNet. Posted October 11, 2008. A survey of what some of the best thinkers believe we’re facing in the coming months and years — and the best ways to prevent complete disaster. As the financial crisis gains steam, moving from overextended American households to global banking giants, fear of a major crash is spreading [more...]

Date: 2008-10-12 14:39:21

The Bailout Busts - What’s Next for Americans

Lord, have mercy. I look at the news in the morning and am shocked & appalled only to receive some fresh, ... in their largest one-day point drop ever. Credit markets, whose turmoil helped feed the stock market’s angst, froze up further amid the growing belief that the country is headed into a spreading credit [more...]

Date: 2008-09-29 23:41:12

19th Finance Fiesta!  I hope you checked them out, if not be sure to look at all the great posts ... t dream anymore“, and I gotta agree Mrs Micah talks about throwing good money after bad, for me it’ ... want to because my DH is feeling the itch before the weather gets bad! My grandmother [more...]

Date: 2008-10-09 13:00:05

Please Pass the October Surprise

By Catherine Shaffer I've always believed that mastery of vocabulary is at least halfway to mastery of the subject ... they used money. Who knew? Credit default swap: Halfway between an insurance policy and a racetrack ... about whom they otherwise knew nothing. No job? No documentation? No problem. We have a credit default swap [more...]

Date: 2008-10-11 13:49:49

My Frugal Story by Green Panda

The following is a guest post by Green Panda of Green Panda Treehouse.  If you like this post, consider subscribing to her RSS feed ... financial mistake was getting a auto loan for my current vehicle. I had one car loan before but got ... a nominal amount for rent at my mom’s place. I got a credit card in college and like many of my friends [more...]

Date: 2008-09-02 11:00:16

Have you seen how bad things are in car rental? Avis, Hertz, Dollar all down 80%+

The crash test dummy in this photo maybe smiling but the car rental industry has smashed into the recession/global financial crisis wall with such ... received an enormous shock yesterday when I was surfing around Yahoo! finance and decided to see how the Avis/Budget stock price was doing. I have soft spot for the Avis Budget Group Inc (CAR) stock [more...]

Date: 2009-01-12 23:59:00

How To Save Your Home From Foreclosure

Recently, Passive Dad asked me about free creative ideas to help friends facing foreclosure ... if you qualify for FHA home loan. Cancel services that you don’t need without paying unreasonable penalty ... away knowing that it’s not worth the effort — i.e., too far upside down, bad mortgage term [more...]

Date: 2008-10-03 11:40:48

Personal Balance Sheet, September 2008 ($171,916, -0.8%)

Every month, I publicly review my personal financial condition. If you’re wondering why I post under a pseudonym, Flexo, this is the primary reason ... . Here is a review of my account balances and “modified net worth.” Click on the following report ... checking out NetworthIQ. If you’ve been following Consumerism Commentary, you may have noticed [more...]

Date: 2008-10-04 14:51:00

The Global Capitalist Crisis & India

The following is an editorial from Analytic Monthly Review. Published in Kharagpur, West Bengal, India, is a sister edition of Monthly Review. From the mrzine site.At Kasama, we are eager to see creative new work analyzing how global capitalism now operates in major Third World countries — and what that means for revolutionary possibilities and [more...]

Date: 2009-01-13 15:03:48

Fiscal Insanity Virus Strikes Canada, Sweden, Italy, IMF

The world health organization has confirmed new cases of the extremely contagious Fiscal Insanity Virus (FIV) that is rapidly spreading the globe ... a deadline of just a few weeks to get more loans out into the sagging economy, prompting the banks ... the banks to provide adequate credit in Canada,” Mr. Flaherty said at a news conference in Saskatoon [more...]

Date: 2008-12-24 22:38:00

Your Take: Are We In A Recession?

It used to be that the measure of a recession was two consecutive quarters of negative GDP, something that we haven’t done yet. However, with all the bad financial news (enormous national ... companies taking massive writedowns, domestic car manufacturers tanking, etc), it’s sure feels [more...]

Date: 2008-08-08 10:18:51

Worse Than You Think - Part 1

Worse Than You Think - Part 1 Posted by DJ Drummond Published: December 1, 2008 - 2:48 PM Congress surprised me a little while back, ... dollars per car or truck sold) from sales and just under 3 billion dollars from finance and insurance ... into the financial health of these companies. Boy howdy, these guys are in really bad shape, and more, throwing [more...]

Date: 2008-12-01 19:48:25

Treasury Warns Against Getting Into Trouble With Debt

Earlier this month the Treasury Department, headed by Henry Paulson, in conjunction with The Advertising Council, ... financial future. I love the tagline: “Don’t let your credit put you in a bad place.” In an apparent ... online video game that attempts to teach the importance of having a good credit score managing debt [more...]

Date: 2008-09-29 16:47:02

Car Repair and Cashback Cards - Big Spender Edition

“Hey man, just put it on your credit card…” That’s the best answer the Honda service manager could give me as I attempted to negotiate with him to cover the repair costs for the air conditioner compressor failure on our Honda CRV. Honda ... they were paying for the replacement parts but I told him that the $600 repair was still a lot of money [more...]

Date: 2008-09-08 04:01:03

Things You Tend Not To Spend Much Time Thinking Seriously About When Making A Decision To Relocate

I have had this item on my blogging to-do list for probably 18 months now, without attempting to address it ... s start with credit history, something discussed in this blog a long time ago. Or, rather, your lack of such overseas, which will hamper your efforts to obtain auto financing or even apply for local credit [more...]

Date: 2009-01-15 20:29:06

Deal Journal] Bottom Feeding: Banco Santander of Spain is in advanced talks to take full control of Sovereign Bancorp, ... the credit crisis? Look to a measure called Value at Risk, or VaR, explains Gordon Crovitz. WSJ ... a program to buy mortgage-backed securities. The United Arab Emirates will guarantee domestic bank [more...]

Date: 2008-10-10 14:10:24

What Is The Point Of Bailing Out The Automakers If We Don't Want Their Cars?

The big decision looming right now is whether or not we should bail out the big three American automakers, and if so how should it be structured? ... to Detroit. To critics, it is a neat encapsulation of everything that’s wrong with bloated car ... , and comes to about $40 an hour. ... The second category is fringe benefits, like health insurance [more...]

Date: 2008-12-10 16:49:29

Another Reason for Cash Hoarding: Big Credit Default Swaps Market Test Imminent

Most observers have taken as a given that the increased disinclination of banks to lend to each other is counterparty risk, that is, ... have said that financial firms are unwilling to provide loans to each other because they know how bad ... to a Financial Times piece that discusses the upcoming settlement of credit default swap payouts [more...]

Date: 2008-10-03 04:35:15

Gates of Vienna News Feed 10/8/2008

As of tonight the news feed has been up and running every day for three months (except for when I’ve been away).I’ve received a few complaints about it. Some readers don’t like to have to scroll through the headlines to get to the good stuff, and others don’t want me to waste space on American news stories which are being covered thoroughly [more...]

Date: 2008-10-09 03:43:00

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