Confusing Consumption With Investment

People are now waking up to the fact that what that real estate investment guru was pitching at the seminar wasn’t necessarily an "investment": ... loan rate Purchase prepaid credit card Christian consolidation counselor debt Experian business ... and score Home improvement loan maine Debt consolidation services Credit report credit score [more...]

Date: 2008-06-24 14:10:35

Blog posts (161) | Videos (110)
 

Is Expired Domain Registration A Good Investment Anymore?

Is Expired Domain Registration Still Profitable? After the dot com crash expired domain names have been a source of potential income. It is important to inexpensively obtain the automated tools required to track the thousands of domain name registration and abandoned websites that are removed from the domain registry and become available for [more...]

Date: 2009-01-15 06:52:23

50 Ways to Save $1,000 a Year

Looking for ways to save money this year? Want to boost your savings in a tough economy with little effort or pain? Good. I’ve got 50 (fifty) ... of loot. Raise Deductibles. Get out your policy and raise the deductibles on your car and home ... your insurance costs by about 40 percent. Buy a Cheaper Car. Pimping in a flashy vehicle? A smaller [more...]

Date: 2008-09-03 03:37:35

Rethinking The Early Mortgage Payoff

By Julie Rains The borrow-at-a-low-interest-rate-and-invest-to-get-greater-returns mentality was so embedded in our ... mortgage payoff question is: if you weren't using your money to pay off the mortgage, what would you be using the money for? Here are some alternative uses of extra cash: Pay off non-mortgage debt [more...]

Date: 2009-01-09 15:41:42

Moral Hazard….

Barry Ritholz at The Big Picture had these two comics that brought to the forefront again the issue of moral hazard ... or Freddie buy it? That’s all that most mortgage lenders really cared about when structuring a loan ... , $10.1 billion in loan loss provisions in the last 12 hours. That’s for a period of 90 days folks [more...]

Date: 2008-07-23 00:51:33

Facts For Lowering Costs Of Your Health Insurance

Health insurance is designed to offer financial protection against losses experienced due to illness, accidents, or injury. This type of insurance comes in lots of forms that offer different levels of protection. It can be purchased as part of a group policy or may be purchased by an individual [more...]

Date: 2009-01-15 22:51:37

Houston Mortgage Rates

A mortgage rates vary according to the type and the duration of the loan. There are three types of mortgage rates: 1. Adjustable Mortgage Rate 2 ... willing to present a ready report of mortgage rate calculator. These companies offer refinancing that involves obtaining a new mortgage loan on a property already owned - often to replace existing [more...]

Date: 2009-01-15 04:08:26

Forex Robots and Trading Signal Software – A Guide to Successful Trading

How do you start learning more about the Forex trading world and the many opportunities they can offer to merchants of all sizes are about the existence of many tools available in the Forex trader for analyzing the market and for the purchase and realize selling currencies pairs. These software tools are a necessity for the Forex traders because of the volume and the volatility that characterizes the FX market. [more...]

Date: 2009-09-28 21:35:26

Is it time to lock in our Home Equity Line rate? I'm Stuck!

average equity loan rate There's not many things i dislike about personal finance, but trying to "time the market" is definitely one of them! ... rate is lower than ANY OF OUR OTHER LOANS. It beats out our 1st mortgage, our car loan ... Similar to my car dilemna, now going on 4 months w/out a decision, it's enough to drive a person [more...]

Date: 2008-06-20 16:18:18

Mortgage Rate – Search for the Best and Reasonable Mortgage Rate

A mortgage rate is the amount of interest that has to be paid at the time of purchasing a home or any big asset. These rates vary from lender to lender and from company to company and hence the borrower needs to tactfully find out the cheapest rate and a trustworthy company. The mortgage rate is the extra amount that needs to be paid apart from the principal amount and hence care should be taken that the rate should be the cheapest so as it pay the lowest extra amount apart from the principal money. [more...]

Date: 2009-09-28 09:16:31

How To Create A Home Budget -is It Really Important?

Create A Home Budget Learning how to create a household budget is important in today’s economy. It is only by tracking our finances that we can ensure our financial safety, if not success. We can see where money is being earned and where it’s being spent. We can look for areas where we can cut spending and move the difference to savings [more...]

Date: 2009-01-09 17:16:00

Free Helpful Advice - Can The Hope For Home Ownership Relief Act Really Help Homeowners Avoid Foreclosure?

My take on this bill is that it will be a another government run fiasco ... be at least 31 percent; * They cannot afford their current loan; * They did not intentionally miss ... the new program include: * 30-year, fixed rate mortgage; * Maximum 90 percent loan-to-value ratio [more...]

Date: 2009-01-15 07:36:03

100.00 Payday Loan

In general these are secured loans ensuring that you need to pay an urgent bill of amount higher than these easy payday loans ... of payday loan calculator in due process. There are many ways to get loans from the banks, modern pay day ... that when you are out of town? Faxless cheap payday loans 100.00 payday loan approved very quickly indeed, in most [more...]

Date: 2009-01-14 20:06:00

Beyond Mortgage Payments, The True Cost of Home Ownership

When considering how much house you can afford, you’ll need to look beyond mortgage payments for the true cost of home ownership ... condition and to avoid having it end up like this: mortgage payment, home ownership ... expenses. Many hopeful home buyers assume that a sufficient down payment is all they require to qualify [more...]

Date: 2008-08-11 16:19:01

Fast Home Equity Loans - Getting Approved Online

div style=’float: right; width: 100px; padding: 5px; margin: 5px; background-color: #FFFFCC;’font size=1font color=’#cc0000′bTip! ... the interest on the outstanding amount./font/divpA home equity loan is a great way to put extra cash ... or taking a long overdue vacation. If you are looking to get a home equity loan, consider applying [more...]

Date: 2009-01-15 19:15:47

Read Now Necessary Knowledge - First Time Car Loaner

Read Now Necessary Knowledge - First Time Car Loaner Posted on January 15, 2009 (0) Comments Show Bookmarks Ask Bloglines ... in your name. You will get a valuable tool with a car loan calculator. You can apply an auto loan ... in such a situation. A Car Loan is generally customized so as to enable you to buy a car, and these loans [more...]

Date: 2009-01-15 07:44:16

Downsizing It All - Your Work, Your House, and Your Life

We’re back! Although the popular thing to do right now is a staycation to avoid high gas prices, we still went on our vacation. And it was wonderful! It’s always so hard to switch back from vacation mode to work mode after a long break. I’m just starting to get caught up on email [more...]

Date: 2008-07-23 13:29:53

Advantages of Online Banking

We set aside some time this weekend to pay a visit to our elderly Aunt Jane* and Uncle James ... of various aspects of life like accounting, finances, debt and more. She is content with Uncle James handling [more...]

Date: 2009-01-13 01:38:47

Easy Loans

Are you facing a very tough time with this bad time economy and are you feeling you are worst hit by recession? ... has been in this business for a long time and they will help us in a lot of ways to secure the loan that we need very much. Some of the type of loans that they help us to find are Payday Loans, Luxury Loans, Car [more...]

Date: 2009-01-14 02:35:00

Useful Advice - Can The Hope For Home Ownership Relief Act Really Help Homeowners Avoid Foreclosure?

My view on this bill is that it will be a dismal failure ... must be at least 31 percent; * They cannot afford their current loan; * They did not intentionally miss ... program include: * 30-year, fixed rate mortgage; * Maximum 90 percent loan-to-value ratio [more...]

Date: 2009-01-15 16:06:21

Negotiating Your Way to the Best Remortgage Deal

by Neal Dawes It is undisputable that finding a good remortgage deal for your house is going to be a difficult task to do ... in is currently going towards the principal of the loan. If you don’t have your loan stubs handy, you can check the Internet for a calculator that will figure out the numbers for you. When you see how much [more...]

Date: 2009-01-14 19:52:33

BORROWING FROM 401(K) PLANS COULD BE A BIG MISTAKE

Borrowing against a 401(k) may seem attractive, especially in today's economy ... has developed a calculator that shows just how expensive 401(k) withdrawals can be. The NCPA 401(k) calculator ... the tremendous amount of money you forego for your future retirement security. The calculator clearly [more...]

Date: 2008-07-17 13:25:58

Carnival of Debt Reduction: Tips via Twitter Edition

Welcome to the Carnival of Debt Reduction, a traveling weekly roundup of the best articles in the blogosphere covering credit cards, consumer debt, mortgages, and the elimination thereof. Here is more information about the Carnival of Debt ... to be featured in today’s Carnival of Debt Reduction. What follows is the best of those submissions [more...]

Date: 2009-01-12 13:00:59

Net Worth: JUNE - I lied, I'm still flying solo this round!

That's right, i'm way too lazy/unmotivated to combine our financial lives as yet ... . I used a new calculator for this one. My brother says he'll only need 2 more months, and then he'll ... . Auto Worth (kbb): Well, well, well - I actually paid MORE off this month than my car lost [more...]

Date: 2008-07-03 15:19:04

Determining the Proper Withholding

I've noted previously that none of us should be giving the government an interest-free loan by having too much tax withheld from our paychecks ... . But if this isn't clear enough, you can also visit the Federal Withholding Tax Calculator for a bit [more...]

Date: 2008-07-10 10:30:45

How To Draft A Basic Financial Savings Plan

When it comes to long term financial planning, my wife and I don’t really have one ... to a new house, buying a car, buying a new computer, major vacation, having children, paying ... #2. Calculate Saving Needs Aurora SC180 Calculator Now that you have each expense listed, you’re going [more...]

Date: 2008-09-16 13:55:25

FDIC Insurance Coverage: Limits and Strategies

recent history of bank failures in the United States. Unfortunately, just over a week later, the graphic that I put together is already out of date… Just yesterday, the FDIC announced that two more banks failed: The 28 branches of 1st National Bank of Nevada and First Heritage Bank N.A [more...]

Date: 2008-07-24 10:06:53

Arizona Mortgage Rates January 9 2009

Scottsdale Mortgage Rates for January 9, 2009 Mortgage News This Week Lower. Rates generally were lower this week and as a result many loan officers were busy helping people ... no payments for as long as they live in the home.  Here is an easy-to-use calculator where you can find [more...]

Date: 2009-01-09 05:39:03

Best Guidebook to A Few Tricks To Raise Your Credit Score

Raise Your Credit Score Your beacon report can be your most prize possession or your most annoying hindrance. The fact still stands that you can not live comfortably without having a good credit score. The is no way to avoid the issues of your credit score, one way or another your credit score report will become a topic of discussion [more...]

Date: 2009-01-13 14:14:02

5 Expenses You Can’t Afford If You Have Credit Card Debt

You need to cut down your monthly expenses and live frugally if you ever want to get out of debt ... to a low interest credit card or apply for a debt consolidation loan If you still doubt in what I say ... . Let’s assume you have a $20,000 in credit card debt and you current minimum payment is around [more...]

Date: 2009-01-13 20:52:59

Refinancing Mortgage Loan Options - How to Refinance and Keep Your Terms

Refinancing can save you money, but the downside is that you have to restart amortization. Once again you are paying mostly interest at the beginning of your loan. But there are ways ... for even lower rates. You can also pay off your loan sooner, further increasing your interest savings [more...]

Date: 2009-01-16 01:09:49

Mortgage Calculators Can Help You With Valuable Mortgage Calculations

Mortgage calculators can offer you with useful loan mortgage calculations A high-quality loan calculator will allow you to make well-informed decision on your mortgage loan whether you plan to purchase a new home, thinking about refinancing a present mortgage loan or just want to be familiar with what your mortgage loan alternatives are [more...]

Date: 2009-09-29 17:34:16

Enhanced Calculator for S60 hits Nokia Beta Labs

Enhanced Calculator for S60 Sick and tired of the default calculator on your Nokia S60 smartphone? ... Series 40-based feature phones and consists of three parts - basic, scientific and loan calculator… ... , just for case. That being said I’m glad to report Enhanced Calculator for S60 is now available for download [more...]

Date: 2008-08-20 13:32:22

Iraqi Government Confirms Preference For 2010 Withdrawal

Iraqi government statements about a time horizon for our withdrawal from Iraq is a big plus for Obama and a big negative for McCain. It might be true, but it does not have to be that way. Since the McCain campaign is seemingly unable to get out of their own way, [more...]

Date: 2008-07-22 01:13:36

Mortgages Are Tricky To Comprehend For New Borrowers, Don’t Be Confused!

Mortgages are difficult to find your way through for borrowers, don’t be confused! ... to compare mortgage interest rates? To understand mortgages basically, a mortgage is a loan ... lender as security until the entire amount of the loan has been repaid along with the associated interest [more...]

Date: 2009-01-11 02:57:54

I loaned my brother $1230 and I WILL be getting it back.

This is part two of a two part series on loaning family money. This is the GOOD part. (the not-so-good part is here) ... updates) and The Bank of J. had its first customer! The Loan Details We threw around some ideas ... (compounded monthly): $1258.54 *i used the calculator [more...]

Date: 2008-07-16 17:40:33

Qualifying for an FHA Home Loan

If you’re in the market for a home or looking to refinance, you might want to check into an FHA home loan ... to include re-modeling/repair costs in the amount of the loan, no pre-payment penalty, and possible ... loan limits in your area, check out this calculator [more...]

Date: 2008-08-13 13:29:02

The Ups and Downs of Buying a Home

Pretty soon this will be our yard! We’ve been on the home buying roller coaster for almost a month now, ... hobbies.  While playing around with the mortgage calculator, I discovered a few homes had finally fallen [more...]

Date: 2008-07-24 11:00:15

Fifty Fun Facts About Bank Failures

While I was researching the differences among thrifts, banks, and credit unions, ... insurance coverage limits have exceeded inflation (according to the BLS’s inflation calculator). The FDIC [more...]

Date: 2008-09-02 16:00:39

Find Out More - Can The Hope For Home Ownership Relief Act Really Help Homeowners Avoid Foreclosure?

Find Out More - Can The Hope For Home Ownership Relief Act Really Help Homeowners Avoid Foreclosure? ... be at least 31 percent; * They cannot afford their current loan; * They did not intentionally miss ... the new program include: * 30-year, fixed rate mortgage; * Maximum 90 percent loan-to-value ratio [more...]

Date: 2009-01-16 03:42:39

Flagstar Bank 12 to 14 month Promo CD Rate

Flagstar Bank 12 to 14 month Promo CD Rate Citibank Savings Account Promo Flagstar Bank $100 Checking Offer Roth IRA vs Tradtional IRA CD Ladder Calculator Imperial Capital Bank’s iMoney Market Checking Mortgage Foreclosure Resources Certificate of Deposit Calculator AIG Bank High Yield Money Market Account eBank 1 Year Certificate [more...]

Date: 2009-01-14 12:03:46

Posts about Mortgage Market Report as of January 14, 2009

Flagstar Bank 12 to 14 month Promo CD Rate - monitorbankrates ... Bank $100 Checking Offer Roth IRA vs Tradtional IRA CD Ladder Calculator Imperial Capital Bank’s iMoney Market Checking Mortgage Foreclosure Resources … Money Market Account Financing a Car Purchase [more...]

Date: 2009-01-14 12:23:49

West Coasters! Blast off with “SPACED”!

West Coasters! Blast off with “SPACED”! Thursday 3 July 2008 @ 12:53 pm If you love “Shaun” and “Fuzz”, then how the fuck can you not love “Spaced”? Right before the start of ComiCon, get your ass to the Stash for the British Invasion! Get all the info right here! [more...]

Date: 2008-07-03 16:53:27

Making Interest Only Loans Work For You

If you want to lower your mortgage payment, there is a good chance you will evaluate an Interest Only option on your mortgage loan ... . With an interest-only mortgage loan, you pay only the interest on the mortgage in monthly payments ... you borrowed $250,000 at 6 percent. For the first three years, the savings on an interest-only loan [more...]

Date: 2009-01-15 22:07:08

Nokia Series 40 calculator enhanced and ported to Series 60

Not only is the native calculator app on all Series 60 Nokia phones very boring, ... java calculator application, work it up a little bit, and throw it out in Beta Labs for Nokia Series 60 devices. The new and enhanced Series 60 calculator features three different calculating [more...]

Date: 2008-08-19 23:40:08

Best Guidebook to Affiliate Marketing In 3 Steps

Best Guidebook to Affiliate Marketing In 3 Steps January 15th, 2009 Affiliate marketing is a process where the merchant will pay a portion of their sales revenue to an affiliate if the sale is result of the affiliate’s promotion to the products and services offered by the merchant [more...]

Date: 2009-01-15 08:07:10

Stop Home Foreclosure Now Using These Steps

Escalating foreclosure rates are a sad measure of the condition of our economy ... Card companies will often reduce your minimum monthly payment. Mortgage lenders can make a loan [more...]

Date: 2009-01-14 03:26:43

Moral Hazard Revisited…..

One of the important things that Paulson said in the press conference yesterday was that we (the government) ... it?   That’s all that most mortgage lenders really cared about when structuring a loan.   On Wall Street [more...]

Date: 2008-09-08 22:39:28

Pre-Payment Penalties and Second Trust Deeds

This was originally from February 2007. The situation as to what loans are available has changed quite a bit since then, ... interest only with a rate of 5.375 fixed for 5 years with a payment of $1157.42. My second loan [more...]

Date: 2008-07-24 16:28:13

Online Auto Loan-Love to Know

When you are looking for online auto loan, you also have to consider everything related to auto loan since this will give you more understanding before choosing the best online auto loans, they are: auto loan calculator,auto loan berkeley springs,auto loan rates,bad credit auto loans,gmac auto loan,auto loan payment calculator,auto loan [more...]

Date: 2009-01-15 02:13:55

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