Tips for Making Your Personal Finance Resolutions Stick- Turn Your Resolutions into Habits

Besides losing weight, getting your finances into shape is probably one of the most popular New Year’s Resolutions every year ... to it. With your finances, a goal such as “pay off $10,000 credit card debt” is much more specific and actionable than just “reduce my debt”. Make your resolutions specific goals Instead of “save more money” [more...]

Date: 2009-01-07 11:50:05

Blog posts (147) | Videos (251)
 

How President Elect Obama’s Administration Will Affect Your Finances

Yesterday’s historic election ended in a landslide victory for Barack Obama and the Democratic party. Our country’s economy is going through a rough patch right now, and President Elect Obama’s administration has a lot of work cut out for them. Regardless of who you voted for, the new administration’s fiscal policies will affect everyone [more...]

Date: 2008-11-05 12:21:21

6 Powerful Easy Tips for Living Debt Free.

by Finance-Experts-Team It does not matter if you are a beginner or an expert business owner ... when paying the bill. Credit cards are notorious for using low interest as bait for new customers ... in the pay and, therefore, your credit rate would be negatively affected. Additionally, use [more...]

Date: 2009-01-15 08:38:53

Philippine Fair Debt Collection Practices Act

Learning about the U.S. Fair Debt Collection Practices Act from playing the Bad Credit Hotel online game made me wonder if such laws also exist in ... Santiago introduced Senate Bill Number 1277 entitled “An Act Providing For Fair Debt Collection Practices ... : There is abundant evidence of the widespread use of abusinve, deceptive, and unfair debt colle [more...]

Date: 2008-11-26 22:43:50

Reflecting On Goals For 2008 and Moving On To 2009

Last year, all the goals I set were based on debt elimination and how much per month we could pay to debt ... s student loan under $5500 (snowball calculator says $5847) I more than met both these goals ... in October, and then paid off our remaining car loan in November.  The only non-mortgage debt we have left [more...]

Date: 2009-01-02 14:25:07

Net Worth Analysis

I did some quick analysis of my net worth over the last 3 years. It’s a download of my stats from Net Worth IQ and took some quick looks ... , my total liabilities are down up by 3%. Somehow, I let me credit card debts climb to triple their balance ... contributions for the rest of the year and put the extra money towards my credit card debts. I’ve [more...]

Date: 2008-11-14 15:00:01

Live Blogging the Third Presidential Debate

Hmm.  McCain mentioned Nancy Reagan in the hospital, but not Dick Cheney??  Where’s the love?! ... and then a scalpel.  “I know how to save defense spending”  “I know where to cut”  Tarrifs on sugar ... of words!  Planetarium projector!  Dang.  I should have made a Bingo card… Obama:  Earmarks accoung [more...]

Date: 2008-10-16 01:05:53

The Best Online Debt Cures

Hello- If the thought of talking to a credit counselor giving them all your personal information sounds frightening to you, ... is one of the fastest ways to reduce your credit card balances without filing bankruptcy.  Many people ... in credit card debt, they can help you reduce your balances by up to 50% or more. Take a look [more...]

Date: 2009-01-08 02:17:08

Upcoming Vote on Credit Card Reforms

Every Tuesday, Smithee presents an article about his own experiences credit cards with and observations about the credit card industry. The U.S ... . Issuers also must eliminate the use of the term “grace period” on credit card applications ... . Federal Reserve is set to vote on Thursday (Dec. 18) on a set of rules which could change credit [more...]

Date: 2008-12-16 13:03:40

Lifestyle - Grow Green: 10 Tips for Personal Sustainability in Trying Economic Times

Alan Greenspan is calling it "a credit tsunami" that policymakers did not expect ... that will last, pay your bills, eat out less. Meantime, consolidate to one major card, close high ... away your credit cards for emergency use only Let's face it, spending is addictive, and having [more...]

Date: 2008-10-24 16:00:00

POWER DOWN YOUR DEBT (7)

But what about the discipline it will take to stop reckless spending and eliminate debt? Most people are successful at some sort of orderly approach to paying off debt, and are usually vigilant enough to stick to that system until at least one debt is paid off. But minus a full Power [more...]

Date: 2009-01-15 11:08:55

The Effect Of Credit Card

by Mike Carbeck If you’re looking to get a credit card, be sure to go over the terms with a fine-toothed comb ... your credit rating, and are also in danger of falling into debt .You need to compare the companies ... for your money. Many people fall into debt because they charge too many luxuries onto their credit card [more...]

Date: 2009-01-14 11:03:30

Credit Card Debt Reduction - What You Must Know

by Ferdinand Mekinsy Reduce credit card debt and eliminate it before it assumes a horrifying shape ” This is truly the crux of the story ... . As we just said, there is a lot of advice available on how to reduce credit card debt and the only thing you need to do is put that advice, on how to reduce credit card debt, to practice in real life. Well [more...]

Date: 2009-01-15 14:51:14

Understanding the Terms Of Credit Card

by Mike Carbeck If you’re looking to get a credit card, be sure to go over the terms with a fine-toothed comb ... t overuse it. However, do not apply for a credit card if you’re trying to eliminate debt. Using a credit ... for your money. Many people fall into debt because they charge too many luxuries onto their credit card [more...]

Date: 2009-01-07 10:48:30

Who Knew Personal Finances Could Be So Sexy and Fabulous

Skinnydebtdiet_finances Today, for Finances day on the Skinny Debt Diet, I have dived into the world of the personal finance blogs and wowza, ... months she has managed to eliminate $17k in debt from her shopaholic days. krystalatwork has a size zero debt! Very impressive. She is tracking the building of a retirement portfolio and a travel [more...]

Date: 2009-01-13 08:19:51

Credit Card Debt Reduction - What You Must Know

by Ferdinand Mekinsy Minimize credit card debt and eliminate it now before it takes on a terrifying shape ” This is really the gist of the story. Now, What is the way you adopt in reducing your credit card debt? Well, you simply minimize ... of reducing credit card debt related problems, then finally get rid of them(or perhaps significantly reduce [more...]

Date: 2009-01-08 01:39:40

Advantages of Online Banking

We set aside some time this weekend to pay a visit to our elderly Aunt Jane* and Uncle James ... of various aspects of life like accounting, finances, debt and more. She is content with Uncle James handling [more...]

Date: 2009-01-13 01:38:47

The Carnival of Debt Reduction (Like Suze Orman Would Do)

One of my favorite carnivals is the Carnival of Debt Reduction - getting out of debt has been a long term goal of mine, ... Should You Go? Broke is: paying your rent with a cash advance from your credit card. Debt Freedom ... and I know that it’s a goal of many to pay off their debts and live the debt-free lifestyle [more...]

Date: 2009-01-06 15:46:38

What You Must Know About Reducing Your Credit Card Debt

by Ferdinand Mekinsy Reduce credit card debt and eliminate it before it assumes a horrifying shape ” This is truly the crux of the story ... of advice on how to reduce credit card debt, are available, however nothing much seems to change ... debt. As aforementioned,lots of advice are available on how to minimize credit card debt, and the only [more...]

Date: 2009-01-14 13:51:26

Debt-Proof Principles to Live By

As I read through Mary Hunt's Debt Proof Living book, I found what she called some basic principle of "Debt-Proof Living" ... to you, But when you put the item on a credit card, you end up paying more than it is worth and in a sense, because you are still paying on it to the credit card company and you don't own it, they own it. ** No Debt [more...]

Date: 2009-01-07 23:51:54

A Loophole for Medical Bankruptcy

In 2005, special interest groups pushed for, and obtained, ... for. But if you buy too much crap with your credit card, you’re on the hook, pal.What will happen bankruptcy laws ... and high debt loads? You connect the dots. I’m beginning to see where this whole “medical credit [more...]

Date: 2009-01-08 14:19:51

Carnival of Debt Reduction: Tips via Twitter Edition

Welcome to the Carnival of Debt Reduction, a traveling weekly roundup of the best articles in the blogosphere covering credit cards, consumer debt, mortgages, and the elimination thereof. Here is more information about the Carnival of Debt ... to be featured in today’s Carnival of Debt Reduction. What follows is the best of those submissions [more...]

Date: 2009-01-12 13:00:59

On Good Debt, Bad Debt and Ugly Debt

You probably heard of it before, the concept of good debt versus bad debt. If not, then I’m excited to tell you about it today ... credit card expense that you don’t pay off immediately. So what’s ugly debt? Here’s the second part ... . Moreover, did you know that there’s also such a thing as ugly debt? I first encountered [more...]

Date: 2008-11-10 12:59:32

Credit care debt solution - eliminate debt with personal loan

Talks is always easier than done, every credit care debt solution will suggest to eliminate your biggest debt first or to consolidate all your debt ... . This is where the personal loan come in. There are tone of ways to allocate the funds you receive under the terms of a personal loan. You may use it eliminate credit card debt. A personal loan offers [more...]

Date: 2009-01-13 14:15:59

Are You In Financial Trouble? Money Tips To Cope With Hard Times

How do we cope with hard times? Even if you are in financial trouble, there’s always hope. Maybe these money tips may help! Hard Times Thank you to Jacques Sprenger for contributing this thoughtful post. Almost 20 years ago, I lost my job and had no immediate prospect to find another one [more...]

Date: 2008-12-02 23:30:39

Silence Your Money Worries And Relax:

By Carole Fogarty Editor of  Rejuvenation Lounge and facilitator of Women’s Rejuvenation Retreats: Rejuvenate Your Habits: ... Worries: If you are keen like me, to uncomplicate your life this year, eliminate debt and silence ... Habits War On Debt Calendar For 2009:  Click on the link war on debt (in the left column [more...]

Date: 2009-01-08 01:39:33

Missing babyhood when your babies grow up

Missing Babyhood... When It's Too Late Corbis The Dopest Jack-O-Lanterns on the Block Lookybook: Find the Perfect Picture Book Drug-Sniffing Dogs - For Your Kids Calling All Kid-Friendly Grilled Cheese 'wiches [more...]

Date: 2008-10-24 15:42:40

Finance Loans and Credit Rating

by Mary Bush Dealers typically sell your contract to an assignee, such as a bank, loan company or credit union ... card companies, and credit unions. Regulated by the Swiss Federal Department of Finance ... . Compare current rates being offered by contacting various banks, credit unions or other lenders [more...]

Date: 2009-01-06 19:50:33

Obama's Economic Speech

I've posted his major speeches in full for the past eighteen months. His latest - given today in Toledo, Ohio - continues after the jump ... this week and see that so much of their hard-earned savings have disappeared. The credit crisis [more...]

Date: 2008-10-13 23:32:00

Friday Digest - Vol. 09 No. 01

Friday Digest — Vol. 09 No. 019 January 2009THE FOUNDATION"A Constitution of Government once changed from Freedom, can never be restored. Liberty, once lost, is lost forever." --John AdamsPATRIOT PERSPECTIVE2008 in review: Top questions Barack Obama did not answerBy Mark AlexanderPerhaps you've noticed an abundance of "Top Ten" [more...]

Date: 2009-01-09 16:19:00

My Debt Consolidation Advice

Most families in America have debts and loans such as credit card payments, medical bills, and personal loans etc ... yourself free from the loans and debts. It is called debt consolidation. If you want ... . Debt consolidation is a good way to put your debts and loans together into a monthly payment. A good [more...]

Date: 2009-01-11 01:07:02

Three Random Stories (and Personal Finance Links)

I thought about not posting the last two stories, but I figured they were entertaining and the kind of thing that I would to read if I were someone else. Not too much personal finance after the first story, so if that’s your interest, just jump straight down to the links and enjoy [more...]

Date: 2008-12-15 20:07:25

Consolidating is Smart

Consolidating your debts is actually one of the smartest things you can do to eliminate debt ... your debt and make sure that you never get yourself too far in credit card debt. There are many reasons ... debts. Those who give advice on how to eliminate debt say that consolidating your credit card debt [more...]

Date: 2009-01-06 00:46:53

Credit Card Debt Reduction - What You Must Know

by Ferdinand Mekinsy Reduce credit card debt and eliminate it before it assumes a horrifying shape ” This is truly the crux of the story ... of advice available on how to reduce credit card debt, but still nothing much seems to change ... . So, how do you reduce credit card debt? Well, you reduce credit card debt by preventing [more...]

Date: 2009-01-15 14:51:01

Eliminate Debt - Live Stress Free

Eliminate Debt - Live Stress Free Posted in January 15th, 2009 Category: ... Credit Many of us have fallen behind a credit card payment here and there only to learn ... . This is the main reason credit card offers are handed out to the first taker. Credit card companies love to ... [more...]

Date: 2009-01-15 04:11:54

Take Control of Your Finances Part 6: Get Out of Debt

Debt is like indentured servitude. You work and earn income, but you hand over that income to someone else. With debt, your finances are controlled by someone else, not you. For example, credit card ... is controlling a portion of your finances. If a Citi customer is accruing more debt on the credit [more...]

Date: 2008-11-21 17:52:35

Randomly Politically Incorrect

Why hasn’t Obama put McCain away? Everything is in his favor. Count the ways. Obama has far more money than McCain ( ... , in Chicago-style, sued to invalidate African-American voters’ petitions when he wished to eliminate [more...]

Date: 2008-10-20 18:00:21

Trepidation About Quantitative Easing, Version 2.0

The Fed made official its move to quantitative easing today, and said it will take no prisoners until it has lowered rates and credit spreads further ... of agency debt and mortgage-backed securities to provide support to the mortgage and housing [more...]

Date: 2008-12-17 10:28:49

Obama's Speech On The Economy

The complete text, via Sargent, is on the flip. Two things stood out for me. First, the 90 day moratorium on mortgage foreclosures ... that so much of their hard-earned savings have disappeared. The credit crisis has left businesses large [more...]

Date: 2008-10-13 22:39:16

DrumBeat: December 10, 2008

U.S. gasoline use to decline most since 1979-80 WASHINGTON (Reuters) - U.S. gasoline demand is expected to decline more sharply this year and next than in any other two-year period since 1979-1980, the federal Energy Information Administration said on Wednesday [more...]

Date: 2008-12-10 13:52:25

You Must Protect Your Credit Card Information

You Must Protect Your Credit Card Information January 15th, 2009 Subscribe To Our Feed credit card numbers More than ever, people rely on their debit card and credit card to make the bulk of the purchases that they need ... and security of the debit and credit card information. The modern world and modern consumers love [more...]

Date: 2009-01-15 12:58:59

THE SHALLOWEST GENERATION

James Quinn is a senior director of strategic planning at The Wharton School of University of Pennsylvania.  James has held the positions of treasurer, controller, and head of strategic planning at with retailers, homebuilders and the university in his 22-year career [more...]

Date: 2008-11-15 14:27:00

Goal Setting: Setting Personal and Finance Goals for 2009

Goal setting, setting personal goals and financial goals in 2009 is what many of us are focusing our time and energies on, ... Personal Finance: Eliminate Credit Card Annual Fees Save ... out of debt or managing debt, the increasing number of home foreclosures in the U.S. etc, making a goal [more...]

Date: 2009-01-12 10:00:49

Stop The Auto Bailout Campaign

Enough is enough. Congress is about to waste more money attempting to prop up ailing dinosaurs GM and Ford ... I pointed out the self serving proclamations of Wagoner.Wagoner states that a GM bankruptcy would [more...]

Date: 2008-11-17 22:36:00

Full Text: Barack Obama Economy Speech | Toledo, Ohio | October 13

A Rescue Plan for the Middle-Class As Prepared for Delivery We meet at a moment of great uncertainty for America ... this week and see that so much of their hard-earned savings have disappeared. The credit crisis [more...]

Date: 2008-10-13 22:22:45

Pay Off Your Credit Card Debt

by Landon McGehee In an ideal world, we would have no need for a credit card ... it, then cut the card up. You can always apply for a new one once you are free of debt, if you think ... . If you had your way, you would pay off any debt in full as soon as you can, to eliminate any financial [more...]

Date: 2009-01-15 20:59:39

Online Student Loan Consolidation Methods

By Adam Boulton It is commonplace for students to avail of students loan, considering the increasing expenditure incurred on education ... into one to at least reduce the tension and how can i eliminate credit card debt burden. how can i eliminate credit card debt [more...]

Date: 2009-01-14 07:36:18

Debt Reduction 101 - Beginner’s Guide To Debt Reduction

Debt Reduction 101 - A Beginner’s Guide To Debt Reduction Calculate How Much Money You Have On Hand Checking Account: ... . Emergency Fund:_______________ Calculate How Much You Have Available For Immediate Debt Reduction ... Payments) Credit Card 1:__________     Interest Rate:__________     Minimum Payment [more...]

Date: 2008-11-20 18:29:01

Tips for Using a Student Credit Card

Are you a college student that has just got their first ever student credit card? ... If you’ve just received your first student credit card and...How to use your First Student Credit Card ... one!  Although you may think you know how credit cards work entirely, there are still some important tips [more...]

Date: 2009-01-06 00:13:52

Obama Calls for Sacrifice

Sen. Barack Obama (WDCpix) ... go shopping more” even as individual debt soared, and cut taxes for the wealthiest citizens while national deficits ballooned and debt doubled into the double-digit trillions. The message under the current [more...]

Date: 2008-11-25 23:41:33

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