The Journey From Desperation To Choice

When I hit our bottom in 2003, I felt, in a word, desperate ... more credit card debt since 2003, desperate still basically summed up my feelings.   We still lived ... our credit card debt, we would become proactive about doing so and in fact, we’d eliminate our car loan [more...]

Date: 2008-06-27 10:48:58

Blog posts (147) | Videos (251)
 

Late Introdcution Sorry

Late Introdcution Sorry killer-00 2 8 Introductions - Say Hello! ... 20 1,843 Search Engine Hacks And Secrets Legally Eliminate Your Credit Card Debts! Debtfree 59 4,123 Debt Credit Finance Loopholes And Secrets 20 Things You Didn't Know About Windows XP [more...]

Date: 2008-12-09 15:56:24

Home Equity Financing Options - Should You Get a Home Equity Loan?

div style=’float: right; width: 100px; padding: 5px; margin: 5px; background-color: #FFFFCC;’font size=1font color=’#cc0000′bTip! ... for consolidating or eliminating high interest credit card debts. This way, you are able to pay off ... access to emergency cash may opt for an equity line of credit. However, if you are not interested [more...]

Date: 2009-01-12 15:30:50

Debt Elimination

My Auntie Naneth was so depressed because of her credit cards bills ... know what to do. One day our supervisor advised her to apply debt elimination at debtelimination.net. They represent a non-profit debt consolidation company that helps the people nationwide to consolidate [more...]

Date: 2008-12-11 21:50:04

Obama Would Like All People Out of Credit-Card Debt – Legally Erase 50-60% of Your Past Due Debts

Are you plagued by your financial troubles? If so, how would you like to have your debt legally erased? You can! Little-known tactics along with consumer protection laws have enabled many Americans, just like you, to erase past due balances. The end result is a decrease in stress and an elimination of those past due balance letters from creditors.Last 5 posts by In the News - Sears Remodels US Army Veteran's Home - September 24th, 2009Don't Miss This Great VA Loan Benefit - No Penalty For Prepayment [more...]

Date: 2009-09-25 06:01:12

Debt Consolidation Headquarters

Eliminate credit card debt. Surfers who participate in this offer can receive a free consultation and help paying down their debt. (U.S) [more...]

Date: 2009-09-26 06:05:21

Letting go of the old and moving on to the new

Welcome to 2009.2008 was quite a year for us. So many exciting things happened, there are things that I haven't even written about yet. Yikes! ... for something NEW!Debt reduction and elimination is our other main focus this year. This is the continuation ... of credit card addiction. It's that other debt we are looking at now: student loans, home equity [more...]

Date: 2009-01-05 04:25:00

The Quest to Eliminate Debt

I am glad to report that we are definitely seeing the light at the end of the tunnel from where we are at ... and I collectively have a total of four credit cards, minus the supplementary card, which generates ... one of the reasons why we paid off the aforementioned credit card balance. Before the next cycle [more...]

Date: 2008-07-16 11:05:42

More Tips on Eliminating Debts

This can be considered a follow up on the previous post on eliminating debts ... of financial obligations to settle is debt consolidation. It takes away the risk of getting penalized ... they know it. If you are one of the typical credit card clients who make late payments, you should [more...]

Date: 2008-11-30 03:49:19

Debt Help

Debt Help January 15th, 2009 Subscribe To Our Feed Debt Assistance and Choosing the Right Resources to Help You can get help in eliminating ... of any future debt. Financial Assistance There are also financial aids available, which ... debt in many different ways. Anyone who is in debt, whether it be because of credit cards, loans [more...]

Date: 2009-01-15 11:38:14

Bill Consolidated

Bill Consolidated January 8, 2009 · Filed Under News · by News· Comment Being debt ridden is the man’s worst dream ... is a non profit organization that claims to be a practical and proven programme for elimination ... Consolidation Central strives to serve each with dignity and empathy. Credit card debt consolidation is also [more...]

Date: 2009-01-08 14:40:33

My Dollar Plan Month in Review - July 2008

I’m a firm believer in setting goals and making plans to achieve your goals. A great way to work your plan is to monitor it at regular intervals ... for Your Mid Year Checkup 7 Ways to Payoff Credit Card Debt 12 Tips to Prepare Your Finances for Vacation I Quit! Tax Savings: How to Deduct Mileage on Your Personal Car 10 Step Plan for Debt Elimination [more...]

Date: 2008-08-14 13:29:54

The Tightening

Last week, we had a "belt tightening" meeting at work ... , training cuts, and possible elimination of employee recognition events were all mentioned ... as well. Paying off credit card debt, saving more from each paycheck, putting off planned purchases [more...]

Date: 2009-01-10 01:17:17

Eliminate Debt: Get Back On The Road To Financial Independence

Everybody wants to attain financial independence but are tied down because of debts and lack of financial planning ... to credit cards, car payment, mortgage, student loans, personal loans, home equity, and other bill ... are as long as the one I mentioned above, then debt consolidation might be the best choice. The third [more...]

Date: 2009-01-12 06:32:10

Need to Eliminate Debt

Have you ever wondered on how to be debtless? Well, I did. Because of my credit card purchases, I have now the reason to believe that I have to eliminate ... to say is, it’s just a must to know how to eliminate debt before it burdens me. That’s why, I’ [more...]

Date: 2008-11-15 08:42:32

MY GOALS FOR YEAR 2009

Year 2008 was mostly devoted to debt elimination. I was able to terminate some credit cards and be able to enjoy some trips without hurting our ... Visa Card update my blogs every week (xerkel and textpartner) get a health insurance [more...]

Date: 2009-01-05 06:13:10

Danger: Beware Of Payday Loans For Debt Consolidation

By Ozeme J Bonnette For the past two years, the economy has really taken us for a ride. The economic crisis is hurting families at all economic levels. Now it is more critical than ever to be careful with your finances. Eliminating debt requires both consistency and determination. It can be tempting to seek ways to speed up the process. Some people consider taking out a loan to pay off credit cards. Here is one money mistake that you should really avoid. For two years, the economy ha [more...]

Date: 2009-09-28 19:02:40

How To Get Out Of Debt FAST Without Bankruptcy Or Debt Conso

Discharge and eliminate 100 percent of your Credit Card Debt without Bankruptcy, Consolidation, or Refinancing. [more...]

Date: 2009-01-03 02:50:45

The Dirty Secrets of Debt Reduction (and What to Do About Them)

When I was a sophomore in college, I got my first credit card. I thought it was awesome — it was like free money ... to pay off debt. I was arrogant. I believed this advice didn’t apply to me. But then my car broke down ... , and then paused my debt elimination plans for a few months in order to stash $1,000 in the bank [more...]

Date: 2008-07-17 12:00:34

Debt Consolidation For Debt Free Life

I used to go out with one of my colleague a lot of times because our children are on the same age level. I never saw her used credit card whenever she purchased something. I thought for a while ... consolidation financial service. They help people in eliminating debt as fast as possible. They provide reduce [more...]

Date: 2008-10-10 19:44:13

Tell All Tuesday ~ Slowly Forward Edition

This past week, all I did directly towards reducing our debt was made my monthly car payment ... $21,414.50 Broken down into: Credit Card: PAID OFF 2/7/08 Student loan (at 7%): $11,084.68 Spouse ... about our future debt elimination strategy and I wanted to address it.    Once my spouse’s student loan [more...]

Date: 2008-09-23 19:39:00

The first law that should be repealed in the United States is the 2005 Bankruptcy Bill: Will Obama eliminate debt slavery?

Our centralized government representatives would like us to believe that the subprime mortgage crisis was not expected, however, ... American citizen from this scam? In 2005, they created Debt Slavery by passing The Bankruptcy Bill. After years of lobbying, the “dream bill for credit card and financial service companies” finally came [more...]

Date: 2008-11-17 18:10:02

An Emergency Fund Is More than Just Money

  photo by chrisbb This is a guest post from The Happy Rock @ The Happy Rock, ... our debt elimination.  Building up 3-6 months expenses took what seemed like an eternity, but since ... up at your door step.  With a cash savings you can avoid using the credit card for things [more...]

Date: 2008-07-31 11:00:16

Debt Free

I made a post here yesterday about my problem with Standard Chartered bank ... that can help me with my debt elimination problem. I know this company can prepare a financial plan for me to help me manage my debt but I wonder if they have programs too that can help me deal with credit card [more...]

Date: 2008-12-06 16:11:54

In 2009 Go Back to Basics

Hi All,  Like most hardworking Americans you probably spend a good deal of time working for your money ... % credit card.  Dump it.  If you owe money on rent-to-own appliances, pay it off. If you have back taxes ... be wishy washy, eliminate high interest debt.   4) Own your own home.  Home ownership increases [more...]

Date: 2009-01-07 20:11:16

Debt Consolidation - How Obama is Making it Easier to Eliminate Credit Card Debt

Amazon.de Widgets Recent economic conditions and massive government spending have actually made it easier for consumers to eliminate credit card debt. The passage of the financial stimulus bills has given creditors much more flexibility when negotiating debt settlements. Not only do creditors have a lot of stimulus money to hedge their losses on debt settlements but they are also very worried about defaults on delinquent accounts. [more...]

Date: 2009-09-16 08:49:45

Why Debt Consolidation Is Doomed To Fail

http://www.TheCreditCardSolution.com and view FREE videos by Bob Lindsey on a remarkable plan that has helped thousands of debtors eliminate their ... credit card debt without bankruptcy debt arbitration debt settlement attorney lawyer debt erase ... credit card debt. Debt consolidation agencies are not the answer. This approach is 100% legal [more...]

Date: 2008-12-01 16:41:48

Credit Card Snowball Effect and How to beat it

by Philip Crafton Americans have on average three credit cards per household carrying a combined balance of nearly 12, ... . By now, you know that this will never alleviate your credit card pain. Debt elimination probably feels like an unattainable ... credit card debt. This is what conventional wisdom says is the best debt elimination practice: List [more...]

Date: 2009-01-09 08:59:11

Thriving on Less - Tools for a Frugal Life

“The mechanic that would perfect his work must first sharpen his tools.” - Confucius With any undertaking, it’s important to have the right tools ... , and stop wanting more. A plan to reduce expenses, both small and large. Sound financial habits. Debt-elimination strategies. Beyond those tools, I’d like to share some other ideas for scaling back [more...]

Date: 2009-01-08 15:56:04

Friends of Unfair Park: Your Morning Cup of Joe

Those who know me from my days at Dallas Blog might be familiar with a semi-regular segment I introduced called “Virtual Coffee.” The idea -- linking to stuff around the Web and providing commentary -- was hardly original, but I hoped it would provide an outlet to quick-hit items that either I didn’t have time to write separate blogs for or [more...]

Date: 2008-10-26 22:00:35

Bretton Woods 2, R.I.P.

A wide range of commentators, including your humble blogger, have worried about the clearly untenable system known as global imbalances, ... central bank is not lending to credit card issuers and banks that provide home equity loans. China buys ... eliminate the need to buy Treasuries to keep the currency low, but would also considerably reduce [more...]

Date: 2008-10-22 08:47:01

Reinventing America

America faces serious challenges to maintain its storied status quo. Hurdles include a sinking economy, wars in Iraq and Afghanistan, the rising cost of education, global warming, a crumbling infrastructure and American workers with uncertain futures. Trendwatchers are more acutely aware of these issues than most, but they’re also more hopeful [more...]

Date: 2009-01-13 09:40:59

Roth IRA FAQ, Income Streams and Financial Q & A @ The Carnivals

new logo design is now over. As for which logo won? It was a tight vote between 2 logos. Now how about I surprise you all with it when I put it up? ... In Washington All Financial Matters: Oil Just Keeps Dropping! Rich Credit Debt Loan: How To Stop ... Decision Crackerjack Greenback: Personal Finance in the Bible: Proverbs 13:7 Ask Mr. Credit Card [more...]

Date: 2008-12-03 22:11:44

Why Can't You Ever Make On-Time Payments?

By Tisha Tolar How frustrating is it to pay all of your bills each month when you finally get a minute to sit down and take care of things, ... are no longer as forgiving about grace periods and payment timelines. It is now more important ... . You need to change your financial habits to eliminate late fees and help you on your way to living a debt [more...]

Date: 2009-01-12 22:28:05

Thriving on Less - A Guide to Getting Out of Debt

“Debt is the worst poverty.” - Thomas Fuller It was only a few years ago when I was overloaded with debt – so much so that I couldn’t make all my payments and I had numerous debts sent to several collection agencies. I had creditors calling ... payment and make rent. It’s hard to imagine those days now – the unbearable burden of that debt – [more...]

Date: 2009-01-08 15:55:47

debt consolidation

we all are aware that the financial situation these days are not looking good, with companies cutting down employees and recession going on, ... that will help you compare the various debt management and credit counseling programs. and they even ... questions about credit related problems, credit card consolidation, and much more. but still [more...]

Date: 2009-01-08 05:15:44

Munger on Middlemen

Mike Munger of Duke University talks with EconTalk host Russ Roberts about the often-vilified middleman--someone who buys cheap, sells dear and does nothing to improve the product. Munger explains the economic function of arbitrage using a classic article about how prices emerged in a POW camp during World War II [more...]

Date: 2008-10-27 12:39:55

Debt Consolidation Benefits

If you’ve ever been in a situation where you needed money that you didn’t have, you probably already know about loans and credit cards ... the borrower will be responsible for paying back a certain amount of the total debt each month. Credit Card A credit card is a “card” whose holder has been given a revolving credit line by a financial [more...]

Date: 2009-01-14 10:09:15

DrumBeat: October 22, 2008

Organic farming 'could feed Africa' Organic farming offers Africa the best chance of breaking the cycle of poverty and malnutrition it has been locked in for decades, according to a major study from the United Nations to be presented today. New evidence suggests that organic practices – derided by some as a Western lifestyle fad – are [more...]

Date: 2008-10-22 13:49:58

How to be Debt Free and Have a Good Budget Stand

Having been trapped in debt is exactly depressing. However, most of us are frequently experiencing such a situation rather than being free from debt. There are many factors making us trapped in debt; they are, credit card bill, house loan, car ... is the place where we can learn and simultaneously get the recipe of how to have a debt free living [more...]

Date: 2009-01-06 13:34:23

Tap My 401(k) or Borrow From Family?

A while back (actually, almost a year and a half ago now… how time flies…), I talked about using a 401(k) to pay off credit card debt ... with a person who used my credit recklessly. I am now left with about $30K in debt, almost all of it high ... union and have no way to consolidate that debt. This leaves me with two options: tap into my 401 [more...]

Date: 2008-11-20 14:00:33

Gates of Vienna News Feed 1/8/2009

The latest word is that an agreement with Russia has been reached, and the flow through the gas pipeline will resume.Also, look for the storming of the Israeli consulate in Montreal, as well as other Gaza-inspired violence around the world.Thanks to AA, Abu Elvis, Insubria, JD, Tuan Jim, Vlad Tepes, and all the other tipsters who sent these in [more...]

Date: 2009-01-09 04:49:00

Transcript: DICK Cheney on Fox News Sunday | The Exit Interview | December 21, 2008

(Source: CQ Transcriptswire) Editor’s Note: This portion of the show transcript contains only the Cheney interview. Mr. Chris WALLACE: Mr ... s package basically extends a line of credit to the companies for a specified period of time and also ... that’s a target. That’s not a restriction. The bond holders taking equity instead of debt — that’ [more...]

Date: 2008-12-21 20:13:21

POWER DOWN YOUR DEBT (5)

A Systematic Approach to Paying Off Debt We have painted a fairly bleak picture of the debt problem in the United States, ... . When you learn how to “Power Down” debt, you will be able to eliminate compound interest much more quickly ... at the top of their list. You will notice on the report that the first debt listed is a VISA credit [more...]

Date: 2009-01-13 10:52:20

Ask the M-Network: What to do if you’re deep in debt

Last week the M-Network rolled out a new feature:  Ask the M-Network.  This week, we’re going to answer a question about debt from one of my readers ... to know if this is credit card debt or some other debt - there is a big difference. If credit card debt, then you might want to think about going to a consolidation company who can work on your behalf [more...]

Date: 2009-01-14 12:00:07

Two Financial Goals - Less Debt, More Income

This article is part of an M-Network group writing project, the 12 Days of Christmas - Personal Finance Style ... beast which can be incredibly difficult to slay - especially credit card debt, which can have interest ... up your credit cards and stop spending more than you earn. Accelerate your debt payments. After [more...]

Date: 2008-12-02 11:10:55

Don’t let Credit any Credit Card Company Keep you Down

by Denzel Abintenk Unfortunately it is very normal for people to get themselves into severe debt using their credit cards that they require the ... and quickly find yourself in exactly the same position again. Credit card debt is a vicious circle, once ... which encourages you to spend more. The best way to prevent credit card debt is to be cautious [more...]

Date: 2009-01-14 20:27:27

How to Become Debt Free using 6 Powerful Tips?

by Finance-Experts-Team It does not matter if you are a beginner or an expert business owner ... Your Credit Card Statements. On the one side, low interest credit cards offer an attractive offer ... one or more of them that consequently lead to a non-desired late in the pay and, therefore, your credit [more...]

Date: 2009-01-15 08:36:59

Holiday Windfalls: 7 Tips on Using Them

The holidays often come with a windfall or two: a monetary gift from a relative or a bonus from an employer. We don’t necessarily expect these gifts — that’s why they’re called windfalls — so deciding what to do with them can be a little complicated. Perhaps you have a pressing need for cash to pay an important bill [more...]

Date: 2008-12-25 13:30:00

Goal Setting: Getting Out of Debt Once and For All

By Nora Dunn It is easy enough to say that you have a goal of being debt free in “x” months or years ... out her credit card and dig an even deeper hole of debt in the name of “treating” herself ... are? A friend of mine has gads and gads of consumer debt – the worst kind, with high interest rates [more...]

Date: 2008-12-16 21:11:59

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