Do it yourself Credit Repair

by Rob Kosberg You found yourself in a very bad financial situation. You may feel emotional, hopeless, guilty or all of them ... habits. It doesn’t mean a “debt consolidation,” program or a home equity loan .The word is PLAN. Round up all credit reports, bill payment and credit card records, loan and mortgage records [more...]

Date: 2009-01-14 23:18:56

Blog posts (275) | Videos (161)
 

Know your Debt Status

I just finished doing the Bills IQ test and here is my score - 93% A. Am I financially fit? I think so ... on this test, bills.com can help you through their Debt relief programs. They have various resource ... . My score is not that bad and I know why under the section debt my score is the lowest which is 89 [more...]

Date: 2008-07-12 03:57:54

Bankruptcies Topped 100,000 in October

Seeing an increase in bankruptcy filings probably isn’t much of a surprise in this economy, ... to get by some other way, maybe through family loans or debt settlement programs or by playing a little shell game ... but the increase is all the more compelling because of this (from USA Today): The sagging economy [more...]

Date: 2008-12-01 21:33:21

Debt Cosolidation

.fullpost{display:inline;}When we have to deal with monetary emergency situation, ... for that problem.Now if you are in the bad debt problem you must come to debt elimination site. They will help ... . They are the expert in free debt consolidation program since 1997. So just go there now and solve [more...]

Date: 2008-12-20 04:01:00

What about Debt-Settlement Companies?

Several people have contacted us recently with questions about companies that offer debt-relief or debt-settlement ... an article focusing on the increasing number of consumer compaints about debt-settlement companies ... rates and fee reversal, as well as any hardship or debt management programs they might [more...]

Date: 2008-10-20 22:41:02

debt reduction…

Debt can be a very stressful and even suffocating circumstance ... . Go to www.download.com and download a free program called the Debt Reduction Calculator for Excel 1.0; it will allow ... . Many people have no idea how to even go about tackling their debt and, consequently, their debt [more...]

Date: 2008-12-24 07:47:42

Trish Says “Credit Counselor Is Going Out of Business And I’m Late On Payments”

Trish wrote to me through the GetOutOfDebt.org site and asked the following question ... than maybe a credit counseling or debt management program might be worth investigating to see ... . If you have a credit or debt question you’d like to ask just use the online form. I’m happy [more...]

Date: 2008-10-16 17:35:29

Student, Car Debt Quietly Added to Bailout Plan

Jeez! This country very well may be doomed beyond hope! This is not the time to be sneaky, and push even more expenses on the taxpayers ... its bailout plan to include buying student loans, car loans, credit card debt and any other “troubled” assets ... program to foreign banks with extensive loan operations in the United States, potentially added tens [more...]

Date: 2008-09-24 02:08:02

Do it yourself Credit Repair

Do it yourself Credit Repair by Rob Kosberg You found yourself in a very bad financial situation ... . You need to look long and hard at your credit use and spending habits. It doesn’t mean a “debt consolidation,” program or a home equity loan .The word is PLAN. You will start by collecting all your credit [more...]

Date: 2009-01-11 02:41:08

'Tis the season for bold predictions...

As customary, we are now in the part of the year where many will make predictions on what happens next year ... holders in danger of losing their homes will receive more assistance from a variety of programs since ... extensive income and debt documentation. Those with the best credit will get the best rates [more...]

Date: 2008-12-19 18:45:00

Collection Agency Demands “Lump Sum”

A reader asked for advice in response to a collection agency demanding a lump sum and refusing to accept a payment plan.. Hi Barry, I have a question for you regarding a collection agency. I have a credit card account ... . I’ve been working with Bank of America through a payment program, but they recently sold the debt [more...]

Date: 2008-11-12 01:48:47

Bad credit mortgages

by Mary Bush A bad credit loan mortgage is a way of purchasing a house, even with a poor credit score ... Consolidation News Best Tips to Manage and Eliminate your Credit Card Debt ... interesting residential property acquisition program. No credit is needed, no banks are involved, and most [more...]

Date: 2008-12-22 16:39:25

Oh, so now the banks want to talk about credit card debt

Funny how impending doom can change their minds. This remains an industry that is just begging to be regulated ... with consumer advocates to urge the government to allow huge portions of credit card debt to be forgiven ... for consumers to erase their credit card debts in bankruptcy. The new pilot program — which the banks [more...]

Date: 2008-10-31 08:38:00

GeoResources Files To Raise Cash (GEOI)

GeoResources, Inc. (NASDAQ: GEOI) has filed to sell up to $100 million in a mixed securities shelf registration. The company lists and combination of Common Stock, Preferred Stock, Depositary Shares, Debt ... through an active and diversified program which includes purchases of reserves, re-engineering [more...]

Date: 2008-11-25 22:48:49

A Good Debt Management Program Can Be a Life Saver

by William Blake Do you feel like you are over you head in debts? Many see themselves buried in debt due to car loans, medical bills, student loans, credit card debt, etc. All of these debts can spell financial disaster as the majority of them are unsecured loans [more...]

Date: 2008-11-05 19:13:30

Debt relief Deals “attack on the confidence of consumers”

How’d you to your monthly credit card payments and loans - guaranteed? ... said Carol creditors can lower their interest rates. Carol, who can pay their credit card, mortgages ... rate or reduce the amount you are liable. But beware! Some of these programs are debt relief Scams [more...]

Date: 2008-07-18 10:38:03

Government Binge Spending

As Washington’s attention has been focused on trillions of dollars in fixes for the current economic meltdown, ... the U.S. Treasury. By 2050, Medicare, Social Security and other costly programs will expand the national debt [more...]

Date: 2008-12-17 21:18:57

MORTGAGE FOR BAD CREDIT

If you would like to buy a new home or have some improvement plan but you are in the situation of poor credit score and it is hard to gain the trust ... in the country, and you can also use their programs to help you on debt consolidations, mortgage refinance [more...]

Date: 2008-11-13 07:17:06

Congress Dismayed By The Direction Of Paulson’s ‘$700 Billion Plane’

Today, Treasury Secretary Henry Paulson appeared before the House Financial Services Committee — alongside Federal Reserve Chairman Ben Bernanke and ... up just about everything but mortgages, including credit card debt. But as Andrew Jakabovics explained, “ ... Relief Program (TARP). During the hearing, Congress voiced its displeasure with Paulson. [more...]

Date: 2008-11-19 00:00:30

Fed Sees Economy Improving, Slows Buying of Mortgages

The Federal Reserve said that the US economy was in recovery after a severe downturn and decided to slow purchases of mortgage debt to extend that program’s life until the end of next March. Bonds Erase Losses as Fed in For Long Haul Klik her for at læse hele nyheden [more...]

Date: 2009-09-23 19:55:03

GETTING OUT OF DEBT

Now is the time of year people forget about all the rules of using debt and run up big credit card bills ... including getting you out of debt fast. But there is one particular program that can truly help ... . It's Christmas and we love giving gifts, even if it means going deeper into debt. We worry [more...]

Date: 2008-12-24 00:00:00

How I got rid of debts

I am going to write the pleasant experience that I had with debtconsolidation.com and how I was able to get rid  of the debts with their help ... debtconsolidation.net. First they gave me a Credit Consolidation counselling and my case was forwarded to a debt analyser. He gave me several tips on how to reduce my debts. He asked me to follow his program [more...]

Date: 2008-11-21 06:15:13

Fed Watch: Misguided Policies

Tim Duy: Misguided Policies, by Tim Duy: From the wires: 15: ... s economy. Policy would be best focused on supporting the inevitable transition away from debt ... , I find programs that purport to “help” homeowners by reducing their mortgage payments [more...]

Date: 2008-11-13 00:23:00

The Hope (Dashed) For Homeowners Program

an email: If you think it's worthwhile, how about an article that explains the HUD hope to homeowners program in plain(er) English ... . Is there an actual yardstick for that? Debt-to-income? Something else? The program is effective [more...]

Date: 2008-12-23 14:40:31

Fed Move Takes Rate Markets Into Unexplored Terrain

The Federal Reserve’s unprecedented switch to a range for its key target rate has propelled rate markets into uncharted territory ... of programs, from purchases of agency debt to mortgage-backed bonds to the possible purchases of Treasurys [more...]

Date: 2008-12-17 17:00:26

law suit

i am in a debt settlement program now for about 3 months. They are carging me a fee and taking money out of my account each month. They say it will take 3 years to settle. I got a call form [more...]

Date: 2008-09-29 12:04:27

Debt Free

I made a post here yesterday about my problem with Standard Chartered bank ... that can help me with my debt elimination problem. I know this company can prepare a financial plan for me to help me manage my debt but I wonder if they have programs too that can help me deal with credit card [more...]

Date: 2008-12-06 16:11:54

Start with households

We’ve had a few comments recently asking why Harry’s Place isn’t posting more about the current financial ... with the households,” she said. “Years of flat wages, low savings and high debt have left America’s households ... jobs by funding programs to repair and build roads, bridges, schools and other public infrastructure [more...]

Date: 2008-12-02 21:02:06

How do you save money?

One of my hobbies is shopping. Two months ago I realized that every time my hubby and I go to the mall I can't help, but buy stuff ... this typically involves a debt consolidation loan, but could also be referred to as a credit counseling program ... ? Are you financially fit or are do you need a debt consolidation? Debt consolidation [more...]

Date: 2008-07-31 05:13:41

Battling to Rebuild New Orleans by June Cross

Battling to Rebuild New Orleans by June Cross For her Frontline documentary, airing Tuesday evening on PBS stations, ... .  Meanwhile, she studied the shifting rules of the Road Home Small Rental Homeowners’ program ... , and now I’m in so much debt I can’t ever see a way [more...]

Date: 2009-01-06 15:37:53

Tony Writes In “I Have Too Much Debt On My Credit Cards”

Tony wrote to me through the GetOutOfDebt.org site asking for advice ... your credit score and credit report then you need to think about repaying your debt without going into a credit counseling program. The basic techniques you need to follow are to develop a budget [more...]

Date: 2008-10-07 20:37:46

Feds unveil new plans to unfreeze credit

Feds unveil new plans to unfreeze credit Posted November 25, 2008 11:12 AM ... securities (MBS) backed by Fannie Mae, Freddie Mac, and Ginnie Mae. Spreads of rates on GSE debt ... the operational details of this program will be provided after consultation with market participants [more...]

Date: 2008-11-25 17:55:41

$35 Billion More in Handouts/Bailouts Headed to Housing Agencies

While I am all for a 1st world country (especially the richest country on Earth*) providing shelter even for its worst off citizens, I don’t really understand why being a renter has become a near crime in America. *excluding debt I am just going to post the programs as they come one after the... [more...]

Date: 2009-09-29 16:23:52

Financial Crisis

FINANCIAL CRISIS CURE It is a well-documented fact that the financial crisis was caused by corporations and individuals knowingly, ... amounts of further debt, the government can start a RECOVERY PROGRAM designed to identify [more...]

Date: 2009-01-10 04:15:40

Practical Guide On Debt Consolidation

by Don Pedro Debt consolidation is a way to manage or even reduce the amount of debt someone has ... about your loans, interests, credit card debt, card information, your monthly income ad ... moderates the program and he deals with all other creditors on behalf of you. A proper debt consolidation [more...]

Date: 2008-12-27 10:39:46

Capmark Funds $62M for Pair of Connecticut M-F Properties

Capmark Finance Inc. has originated a total of $62.4 million in permanent, fixed-rate debt through its Fannie Mae DUS program for the refinancing of two Connecticut multi-family properties. Commercial Property News - Northeast Realestate News [more...]

Date: 2009-01-15 11:53:00

High school to MD in five years

California Lt. Gov. John Garamendi wants to combine college with medical school, enabling a high school graduate to earn an MD in five years ... a medical degree within reach of young people who may be discouraged by the prospect of eight years of college — and a  load of debt — to get to a poorly paid residency. The program should work [more...]

Date: 2009-01-12 12:44:49

Troll Hall of Fame: Bryan

Bryan used to troll around Pushing Rope and Tas's defunct blog Loaded Mouth. Tas and I took great joy in mocking Bryan ... ? Cutting programs for the needy and driving the state in debt is not sound policy. Crist balked ... paying for current growth management, then why is there a current surplus? The housing bubble [more...]

Date: 2009-01-15 20:24:52

Rwanda / IMF Executive Board Completes Fifth Review under PRGF and Approves US$1 ... Executive Board also concluded the 2008 Article IV consultation with Rwanda. Details of the findings ... program in 2008. Economic growth accelerated and external public debt sustainability improved. While [more...]

Date: 2009-01-13 10:12:00

The Bailout Will Lose Money, and I'm Ready to Bet On It

I'm locked and loaded to bet on the bailout. My muse is none another than H.R. 1424, section 134: SEC. 134. RECOUPMENT ... , the Director of the Office of Management and Budget, in consultation with the Director ... in order to ensure that the Troubled Asset Relief Program does not add to the deficit or national debt [more...]

Date: 2008-10-07 17:51:32

Express Debt Settlement

* Free Consultation * 12-48 Month Savings Program * One Affordable Monthly Payment * Attorneys and Arbitrators Fight For You * Predatory Lending Settlement * Avoid Bankruptcy * Achieve Financial Freedom * Servicing 21 States across the USA: [more...]

Date: 2008-12-29 20:20:13

DVD Round-Up: January 13, 2009

This week, British television comes of age with Skins and The Secret Diary of a Call Girl and Dane Cook makes his third bid for movie ... , bad soap operas and costume dramas based on 19th century English novels.  And while those programs ... narration and frank commentary about sex owes a clear debt to Sex and the City.  Of the two, Skins [more...]

Date: 2009-01-08 01:40:26

How Do Lenders View Credit Counseling Services?

Typically consumers that have overwhelming debt have two options, either enter into a Consumer Credit Counseling Program or declare Bankruptcy ... Credit Counseling program for such reasons as it is more cost effective and easier to implement. Many credit card companies and creditors realize that it would be more beneficial to actually work [more...]

Date: 2008-12-09 00:04:36

Fed's Latest Rescue Package Throws Lifeline to Home Buyers

According to this Reuters article, the Fed announced a new rescue package of $800 billion USD to lower the cost of home purchases, credit card and student loans. Under the new mortgage program, the Fed will buy up to $100 billion of debt issued by government-sponsored mortgage enterprises Fannie Mae, Freddie Mac [more...]

Date: 2008-11-26 09:12:56

Media Digest 1/1/2009 Reuters, WSJ, NYTimes, FT, Bloomberg (GM)(C)(IBM)(TWX)(VIA)(WFC)

According to Reuters, Wall St. closed its worst year since The Depression. Reuters reports that GMAC did not hit its goal of trading debt for equity and cash. Reuters ... to reconsider its growth programs as exports shrink. It now plans to do more to help exporters. The New [more...]

Date: 2009-01-01 10:40:54

Treasury rejects credit card debt, only Wall Street debt matters

As much as I am against credit card debt, I'm fed up with the double standards of Paulson and Bush ... program that would allow as much as 40 percent of credit card debt to be forgiven for consumers ... . There are plenty of Americans who pushed debt onto credit cards because they were struggling [more...]

Date: 2008-11-14 01:05:01

Obama’s Describes His “New Deal” Program

Just what we need when the country is in debt to the tune of trillions of dollars for future entitlement liabilities, a new public works program: President-elect Barack Obama added sweep and meat [more...]

Date: 2008-12-06 18:48:37

At Last - Looking at the Customer from Their Point of View

Stessa Cohen and Kristin Moyer here.  Wells Fargo announced that it is launching an online loan-consolidation repayment program in combination with ... “How to really pay off credit card debt” “How to get a small business loan in a credit crunch” ... a savings tool:  the Wells Fargo Debt Pay Down Solution.  This solution will let customers [more...]

Date: 2008-12-15 14:46:25

The Road to Debt Relief

Living with debt is not something someone hopes for, ... to debt relief, whether it is through self-help, credit counseling, dept management programs ... to eliminate it. Once many individuals realize they have a problem with debt, they are too embarrassed [more...]

Date: 2008-12-07 18:57:58

Debt Deluge - Modified Debt Snowball

I am a big fan of  Dave Ramsey.  I listen to his radio program and I’ve read all of his books.  Dave made famous a specific debt reduction method - The Debt Snowball.  From personal experience, I can verify that The Debt Snowball works - and I’ll be eternally grateful for Dave’s enthusiasm [more...]

Date: 2009-01-15 17:06:11

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