Devise your own Credit Repair Plan
by Rob Kosberg You found yourself in a very bad financial situation. You may feel emotional, hopeless, guilty or all of them ... habits. It doesn’t mean a “debt consolidation,” program or a home equity loan .The word is PLAN. You will start by collecting all your credit reports, bill payment statements, and credit card [more...]
Date: 2009-01-14 23:53:58
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Do it yourself Credit Repair
Do it yourself Credit Repair by Rob Kosberg You found yourself in a very bad financial situation ... . You need to look long and hard at your credit use and spending habits. It doesn’t mean a “debt consolidation,” program or a home equity loan .The word is PLAN. You will start by collecting all your credit [more...]
Date: 2009-01-11 02:41:08
Collection Agency Demands “Lump Sum”
A reader asked for advice in response to a collection agency demanding a lump sum and refusing to accept a payment plan.. Hi Barry, I have a question for you regarding a collection agency. I have a credit card account ... . I’ve been working with Bank of America through a payment program, but they recently sold the debt [more...]
Date: 2008-11-12 01:48:47
THINKING ABOUT TOMORROW
Social Security and Medicare are on a course to eventually crowd out every other government program or usher in a significantly larger federal ... and local governments. Suppose Social Security and Medicare were ended tomorrow -- collecting ... the liability owed to those nearing retirement (55 and older) more than doubles the accrued debt [more...]
Date: 2008-12-03 13:36:58
Debt Management Programs– best way to get out of debt.
A debt management program collectively takes all the loans of various amount and interest rates and forms into a new loan which is released to you. After that, only a single installment is required to be paid every month on a fixed rate of interest. This process is known as debt consolidation. Usually, debtors opt for bill consolidation scheme from the fear of bankruptcy. The problem originates with the use of many credit cards or taking multiple loans from various banks for personal or investment purposes. [more...]
Date: 2009-09-08 05:51:11
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