by Zahir Ebrahim featured writerDandelion SaladZahir’s blog postProject Humanbeingsfirst Jan ... . You have explained credit very well in your excellent book Web of Debt (and I am half-way through it), and so has Paul Grignon in his outstanding video Money as Debt. Please understand that “Thou Shall Not Kill” [more...]

Date: 2009-01-13 20:44:07

Blog posts (531) | Videos (222)
 

How Government Grant Relieves From Debt?

Americans have a superb advantage of the government grants. People may have financial problem sometime in life. And many people go for borrowings. In order to pay off those borrowings, they borrow some more money and likewise the debt starts piling up. But thanks to government grant programs that you can become debt free or at least reduce [more...]

Date: 2009-01-14 19:20:03

Want to come upstairs and see my credit score?

When should you do it? On the third date? After meeting her parents? Half-way through the first date? When it just feels right? ... credit report is not during the honeymoon. Having the conversation about money and debt ... significant other about his or her credit score probably makes you squeamish, but it’s a subject [more...]

Date: 2008-08-19 10:00:00

Making a Family Budget

by Mary bush Whether you’ve just started a family and are new to the lifestyle, or you have several kids as old as high school age, ... it, you need some help, too. Debt comes in all shapes and sizes. You could have car loans, small business loans, loans from family, credit card debt, or money owed from any type of financing. You need to find [more...]

Date: 2008-12-31 12:10:08

Living Lean

The Background I’ve been reading Dave Ramsey’s Total Money Makeover. Mr ... card debt. Does any of that surprise you? The book inspired my husband and I to get our “ ... . Ramsey shares these statistics in his book: -19% of people who declared bankruptcy in 2002 were [more...]

Date: 2009-01-15 13:00:54

Are There Funds Available?

Are There Funds Available? Posted in January 15th, 2009 Category:Credit Funds availability is the main reason people fall into debt. make money online This lack of funds may be a direct result of a job loss, medical condition, business failure, etc.. Falling behind loans is not something most people plan or want to do, life [more...]

Date: 2009-01-15 18:51:30

War On Vice

2009-01-14 Labels: Canadian Society 0 comments The nanny-state expands further.This is just plain scary ... ? Charging a blackjack dealer with murder if a known gambler kills someone for money to pay for debts ... and then walks into a bar. They proceed to have one drink and leave. They drive off and kill someone [more...]

Date: 2009-01-14 21:21:00

3rd time is not a charm

By Fester: I support significant deficit spending this year.  I support massive public expenditures this year.  I don't support stupidity ... by many people to pay down debt, rather than spending the money and boosting the economy ... per paycheck that couples will receive will most likely go towards paying off debt.  Given [more...]

Date: 2008-12-31 12:42:23

Libertarian VP candidate Wayne Root on ‘the battered voter syndrome’

Posted at Root for America “He lies to me all the time. He takes my money and tells me that I can’t spend it as well as he can. I’ve watched him spend us into financial ruin, giving money to his friends. Wasting money on irresponsible schemes. We’re so far in debt, we’ll never get out.” “I work extra long hours to support him [more...]

Date: 2008-10-27 21:27:48

DebtFreeSteps.com To Assist You With Debt Relief

Spending money can get out of hand specially if you do not budget the money ... , clothing, and other unforeseen expenses, borrowing money and using credit cards for our purchases ... big purchases and it will be difficult to even rent an apartment or get a job. Credit cards should [more...]

Date: 2008-12-22 16:17:01

Taxpayers’ Alliance Launches “Brown Miscalculator”

On the eve of the Labour Party Conference, and with the City in turmoil, an explosive report from the TaxPayers’ Alliance (TPA) ... , energy policy, public service quality, value for money, real disposable income, national debt ... Calculator, an online Flash game which allows you to do some maths - the Gordon Brown way! Try out any sum [more...]

Date: 2008-09-20 08:00:08

Only risk what you can.

People think entrepreneurs are risk-loving. Really what you find is successful entrepreneurs hate risk, ... I had to take on was 40k in up-front financing that was my own money. So no debt to a bank and no partners ... those resources systematically, eliminating the largest risk first, the second-largest risk [more...]

Date: 2009-01-10 18:38:00

Think bums are poor? They’re actually richer than you!

Donald Trump and his daughter, Ivanka, were driving one-day and on the corner of a street they spotted a bum ... you spend your money: Pay off your debt – list out every penny you owe and the interest rate next ... millionaires pick up change off of the ground. You’ll be amazed how fast all of those pennies add [more...]

Date: 2008-12-15 03:38:37

http://www.theheraldbulletin

http://www.theheraldbulletin.com/local/local_story_015152646 ... ' event last year, Neal loaned Reed quite a chunk of money but that debt was wiped away in Reed's 2004 ... of that bankruptcy to see if the money allegedly 'owed' to Neal by Reed was improperly listed as a debt [more...]

Date: 2009-01-15 23:44:18

Get More Happy

.fullpost{display:inline;}Image Source : http://misc.mortgagebrokers.ie/images/blogimages/debt_free ... of them feel the lack of money. Sometimes they take on bank debt or other places to meet their needs. Fortunately there debt settlement programs which are very useful for consumers in helping them [more...]

Date: 2008-12-23 13:49:00

Festival of Frugality #140 - The Frugal Quotes Edition

... Elliott, Care One Credit "Be studious in your profession, and you will be learned. Be industrious ... " - Madsow, Engineer a debt free life "Save Money on Formula and Diapers - 3 Tips That Work" - Modern [more...]

Date: 2008-08-26 08:11:28

Nortel files for bankruptcy protection

Nortel, the Canadian telecom equipment vendor, has filed for bankruptcy protection under Chapter 11 of the US Bankruptcy Code ... customers put off their purchases. It still has $2.6 billion in cash, but its long-term debt is around ... of money to settle a class action lawsuit in an accounting scandal. The financial crisis just put [more...]

Date: 2009-01-14 16:07:59

Some Sage Economic Advice . . .

A few days ago I stumbled upon some YouTube videos of Drayton Bird.  A quick search on YouTube will pull up some of his videos. I encourage you to take a look. Drayton is a world renowned direct marketing expert from the UK. Thirty years ago he was completely broke and in massive debt. He owed so much money [more...]

Date: 2009-01-14 16:47:24

Canadian ABCP Pyramid Built Pointy End Down

"Because they’re levered, the amount of global assets that would be affected if all this went down would be eight or 10 times the nominal value ... here. Remember that debt is money. Nobody finances things from a pile of gold coins in his money [more...]

Date: 2008-12-14 07:01:28

Clinton Writes-Off

Bloomberg:  Clinton Writes Off $13.2 Million Loan to Campaign, by Jonathan D. Salant: Hillary Clinton formally wrote off the $13 ... Biersack said. Nor can she deduct the money as a bad debt or as a job-hunting expense because political ... of Cincinnati law school and editor of TaxProf Blog. For prior TaxProf Blog coverage, see Romney Writes [more...]

Date: 2008-12-22 20:21:01

Never Ever Lend Money to a Friend - my story

I look back and I can’t believe how stupid I was. Expensive lesson learned… don’t lend more money to a friend than you can afford to lose ... him his money from home and he would pay it all back no problem. We were also waiting on this money ... for me for free until the debt was paid. Great. But the idiot got ripped off by the person he had bought [more...]

Date: 2009-01-15 00:37:49

The Gasoline Tax And The Renaissance Of The Bicycle

With the rise of the US automobile industry, the bicycle almost disappeared as a means of transportation in America ... -guzzling ways." It's better to use the money for mortgage payments, credit card debt, or a rainy day ... American public roads in good repair. They determined that the deficit between revenue and expense [more...]

Date: 2009-01-02 00:31:42

Eliminate Debt Now

Many times I catch myself trying to come up with ingenious ways to eliminate debt for my family and I ... your overall debt, lower your interest rates and give you more manageable monthly payments to pay off ... -adjusting your budget. This will help you save more money and pay off those debts sooner. Don't waste [more...]

Date: 2008-11-26 03:25:11

China: The Power Behind the $700 Billion Bailout

As Congress prepares to gift $15 billion to the three U.S. auto makers, there remains the mystery behind this year’s $8 ... . Yes, taxes will pay part of the bill. But the rest will be piled onto the national debt, which ... That Lend You Money,” which is Mr. Gao’s primary advice. One of Mr. Gao’s thoughts illuminates his take [more...]

Date: 2008-12-10 16:48:41

China: The Power Behind the $700 Billion Bailout

As Congress prepares to gift $15 billion to the three U.S. auto makers, there remains the mystery behind this year’s $8 ... . Yes, taxes will pay part of the bill. But the rest will be piled onto the national debt, which ... That Lend You Money,” which is Mr. Gao’s primary advice. One of Mr. Gao’s thoughts illuminates his take [more...]

Date: 2008-12-10 19:31:00

Afternoon Brew: My Girls

Afternoon Brew: My Girls Posted by Sean Filed in News January 15, 2009 Price of Highway Expansion Nears Triple Original Estimate. So it then makes perfect sense, seeing as our entire money system is incumbent upon debt ... , he's totally solved the homeless problem. [more...]

Date: 2009-01-15 21:18:53

Animal Crossing classic GameCube review. Nintendo debuts its “sim life” communication series

Animal Crossing was one of Nintendo’s new franchises for the Nintendo GameCube ... quarters, which you do by collecting money and paying off your debt. Not knowing exactly ... speaking to other characters, going on little “missions” (I use mission loosely), collecting items [more...]

Date: 2008-12-08 08:45:57

Bedtime Stories with Gerry

Gerry Connolly is a Congressman. Gerry used to be Chairman of the Fairfax County Board of Supervisors ... to increase the national debt. Right now, the National Debt is approaching 11 Trillion dollars ... be over $41,000. Foreign countries and other investors own that debt. Every time we spend money [more...]

Date: 2009-01-15 04:01:55

Oprah’s Best Life Financial Webinar w/ Suze Orman

Oprah’s Best Life webinar featuring personal finance guru Suze Orman will be taking questions from viewers about money matters, ... to make debt reduction a top priority. Your indebtedness is the second most important factor for FICO ... your score to decrease, so be cautious about taking on new debt. This includes thinking twice [more...]

Date: 2009-01-15 19:38:01

Contest and Sale: Dining on a Dime print book from Living on a Dime

Tawra Kellam and Jill Cooper of Living on a Dime are amongst the most renowned frugal-living experts on the internet today.  Their books, both in print and e-book have enabled mothers nation-wide to pay down their debts and save money on groceries, children’s items, gifts, home decorations, beauty products and many other household needs [more...]

Date: 2009-01-01 23:16:36

44 Essential Personal Development Posts from ‘08

2008 has been by far the best year of my life. I have hundreds of stories to tell, ... to Boost Your Brain Power - Litemind How to Be a Man - Steve Pavlina Success by Elimination: Removing ... to Cut Right Now if You’re in Debt - Consumerist 40 Ways to Make Money on the Internet - Dumb Little [more...]

Date: 2008-12-30 12:18:52

bad credit 2nd mortgage

If you are in need of a second mortgage, don’t let bad credit stop you from applying for a loan. Bad credit is a very common problem and lenders have become much more lenient when it comes ... with a bad credit can help you to pay the huge amount of your debt and save extra money for expenditures [more...]

Date: 2009-01-14 04:43:23

Debt Solutions Advisors. Useful Things to Take Into Consideration

If you contact a debt managment company your first point of contact will be what are commonly called in the industry as an ‘advisor’. Like all salesman they have one interest; money. It is not uncommon for advisors at debt solutions companies to earn in excess of 50k a year. These people are multilingual in that they are all able to speak various dialects of bullsh*t. Firstly, get this notion out of your head. There is no way you can solve your debt problems in a day. No way at all. [more...]

Date: 2009-06-17 01:03:56

Private Equity Firms Expected to Show 20-30% Losses for 2008

OK, you gotta help me. Private equity is basically levered equity ... that fell off a cliff, high debt loads, and in many cases, debt maturing in the next year or so. So how ... market levels to take their targets private. They then put massive amounts of debt money [more...]

Date: 2009-01-07 05:01:00

How to pay off your HECS Debt from UNI

Not everyone has the ability to pay their HECS (Higher Education Contribution Scheme) ... ways to live around it whilst paying your debt off quickly and easily. Saving Money on University ... voluntarily you will also receive a $70 bonus payment, reducing your debt by $770. Methods to pay [more...]

Date: 2009-01-15 11:17:25

Tell All Tuesday - Everything’s The Same And Everything Changes

Since we paid off my spouse’s student loan this month, everything else just got the minimum treatment last week.  This week, we haven’t done anything towards paying off debt as far as paying money out directly ... month. I figured out last week that I’d need about $490 above and beyond the snowballed debt payments [more...]

Date: 2008-10-28 19:16:41

10 Steps To Escaping The Paycheck To Paycheck Cycle

For the first fifteen years of my adult life, I lived paycheck to paycheck ... , I realized that I was making enough money to begin my debt reduction. 4. I listed my creditors ... I’ve ever made was to fund this mini-emergency fund.  Twice during my debt reduction process [more...]

Date: 2008-12-04 12:30:30

Trichet’s Vision Unravels as Investors Shun Italy, Spain Debt

Trichet’s Vision Unravels as Investors Shun Italy, Spain Debt January 16th, 2009 by Money broker By Emma Ross-Thomas Jan. 16 (Bloomberg) -- European Central Bank President Jean-Claude Trichet’s vision of economies converging behind the shield of a shared currency may be unraveling. Read full story Posted in Business [more...]

Date: 2009-01-16 00:37:39

The New Reader’s Guide to Get Rich Slowly

The New Reader’s Guide to Get Rich Slowly Wednesday, 11th June 2008 (by J.D.) ... topics. I share stories about debt elimination, saving money, and practical investing. I also post ... of daily readers. By following my own advice, I’ve managed to ditch my debt and actually begin saving [more...]

Date: 2008-06-17 01:01:04

When You Owe Money to the IRS Tax Debt Relief Can Help

The IRS may offer a settlement deal, or they may agree to a more flexible payment plan Whatever solution you agree to will be the one that you keep Failure to comply with this agreement can result in garnishment and reassessment of penalties and interest [more...]

Date: 2009-09-29 08:10:48

20 Ways to Bring Love and Good Fortune in the New Year

Human beings, by nature, are superstitious. Perhaps because we live--and will always live--in an uncertain world ... is guaranteed. Pay your bills before January 1st as the new year should not begin with debt. Conversely, don’t loan any money or pay loans as you’ll be paying out the rest of the year. The same goes [more...]

Date: 2008-12-31 15:17:43

Saving Money, Even When You Have None to Save

Even as I thought about making the goal of saving  €1500 in 2009, I cringed inside ... just by living? Shouldn’t I be tossing as much money as possible into paying down our debt instead ... , one of the cats, a major household appliance, I would like to know that we could solve the problem without having [more...]

Date: 2009-01-14 11:00:34

What The Hell Is Leveraging? [Leveraging]

Leverage leverage leverage. Everyone's talking about it, but what does it mean? Basically it's a fancy word for debt, and companies can use that money to go buy more stuff ... securities then you've got a problem. Or, as Paddy Hirsch learns us in his latest whiteboard explainer [more...]

Date: 2008-12-09 23:35:32

My 2008 Discretionary Spending: Progress and Challenges

For nearly three years, I’ve chronicled my adventures as I learn about money management. I’ve dug myself out of debt, quit my job to write full time, and begun to build wealth. But how well do I practice what I preach? For the most part, I follow my own advice. I believe there are two [more...]

Date: 2009-01-12 13:00:06

The “Helicopter Drop” Has Begun

The Fed cut interest rates to effectively 0% today, but that really isn’t important. The problem is that even though money is now ( ... about all the existing debt starting to go bad, so creating new loans doesn’t make sense. Thus comes the “helicopter ... debt and mortgage-backed securities to provide support to the mortgage and housing markets.” [more...]

Date: 2008-12-17 00:03:00

DrumBeat: December 12, 2008

U.S. Northeast Heating-Oil Delinquent Bills Top $100 Million (Bloomberg) -- Heating-oil dealers in the U.S. Northeast have more than $100 million in unpaid bills from residential and business customers after fuel prices rose to a record, a consumer-debt service found. The money is owed by customers [more...]

Date: 2008-12-12 13:55:16

“How to Create Wealth Automatically – Guaranteed!”

Are you sick and tired of? Living in debt? Worrying about your financial future? Not having money at the end of the month? Not being able to spoil yourself whenever you want to? Not enjoying overseas travel? Working for a boss? Having to leave your children in day-care while you fight the traffic and your job? We have a financial solution, whether you want to make a little or a lot of extra cash. [more...]

Date: 2009-09-29 18:24:05

Goldman Sachs and UBS Executives Will Forgo Bonuses

One of my concerns about the original bailout bill was that the money paid to financial institutions would be used to pay for outsized executive ... that it is alright to refuse payment for horrible financial results and I hope more banks follow suit. Thanks ... Money Be Used to Forgive Credit Card Debt?: ... [more...]

Date: 2008-11-17 16:41:38

Important News for College Graduates

Attention recent college graduates: starting July 1st, ... loan consolidation program. All borrowers with non-consolidation federal student loans that were ... percent can save big money by refinancing their debt after July 1st of this year [more...]

Date: 2008-06-10 20:30:00

Best Money Posts of the Year

As part of the “best of” series I asked personal finance bloggers to submit their best post and share why they felt it was their best one ... it is a good investment vehicle for military members.” Tough Money Love - The College Student Debt Machine [more...]

Date: 2008-12-31 12:40:51

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