How To Deal With Debt Collectors

by John Cooper Phone calls and other communications from debt collectors can be incredibly frustrating ... from another debt collector. Instead I suggest you hire a credit repair firm to dispute and remove the bad ... is multiplied when the debt they are calling you about is not yours or is due to a mistake [more...]

Date: 2008-12-18 16:58:13

Blog posts (211) | Videos (187)
 

Debt Collectors Harrassment

Debt Collectors Harrassment January 11, 2009 at 9:21 pm · Filed under Personal I should preface this entry: I probably owe someone a favor, ... the law. The following defines Abusive Debt Collectors Calls after 9:00 p.m. or before 8:00 ... I might even owe a few a debt of gratitude, but I DO NOT, nor have I ever owed someone MONEY [more...]

Date: 2009-01-12 02:21:54

Complaints About Bill Collectors Rocket as Debt Collectors Get Tough

A story by CNN today makes my article on How to Hide From Debt Collection, the Debt Collector and Creditors even more timely ... number of Americans who took on more debt than they could handle during the free-spending, easy-credit ... . After several years in which Americans were buying stuff on credit they couldn’t afford [more...]

Date: 2008-10-30 22:40:33

Compliant Debt Collection

Far too many uninformed consumers give in to the overbearing intimidation and scare tactics of unscrupulous debt collectors, ... to them from debt collectors. The FDCPA is a strict liability law, which means that a consumer bringing ... Act.The Fair Debt Collection Practices Act is enforced by the Federal Trade Commission under its powers [more...]

Date: 2009-01-08 19:28:29

Debt Collectors Are Facing Reality

dreamstimefree_17571302 Are debt collectors starting to face reality when it comes to payment of overdue bills? ... percent to 70 percent of a person’s total credit card debt. After many instances of collection abuse ... to cover their bills in a declining economy. The New York Times reported lenders and debt collectors [more...]

Date: 2009-01-15 15:16:33

Debt Negotiation and Dealing with Debt Collectors

Are you having trouble paying your bills? Getting dunning notices from creditors? ... budgeting, credit counseling from a reputable organization, debt consolidation, or bankruptcy. Debt ... Are your accounts being turned over to debt collectors? Are you worried about losing your home [more...]

Date: 2008-12-18 14:29:10

Fool-Proof 3 Step Formula That Reveals Best Time To Refer An Unpaid Account To A Debt Collector

by Angelo Ioanides A common dilemma for business owners worldwide is knowing when to stop chasing unpaid accounts in-house and hand them over to a debt collection agency. In reality you’re torn between trying to save money and customers chasing account yourself whilst being mindful not to hold on to those accounts for so long that they become virtually impossible to recover. Hence, there’s a threshold where the cost of chasing a debt yourself actually exceeds the costs of using a debt collector. [more...]

Date: 2009-08-22 11:35:09

Collector Threatens Jailtime Over Dead Debt [Debt Collectors]

Reader R. kinda messed up his credit years ago. He's a good boy now and his credit score is 700+, ... of limitations on the debt has well passed and threatening to send a debtor to jail is a violation of Federal law ... but now RSI Claims Process Services is hassling him about a 12-year-old credit card debt [more...]

Date: 2008-10-24 21:04:06

Family Finances: When you’re desperate, look out for fraud

At a recent home show, we were grabbed by a debt settlement company salesperson who offered to save us at least 40 percent in our effort to get ... Republican Searching For a Debt Consolidation Loan or Credit Card Counseling Service Beware Of Zombie Debt ... Collector? Bad Credit Debt Consolidation - Brutally Honest Advice Recent Debt and Foreclosure [more...]

Date: 2008-10-31 06:20:00

Fighting Debt Collectors

by John Cooper When you are being contacted by debt collectors it can be very aggravating ... to just sell your account to another collection agency if you request validation. This will result ... . If the debt is valid then we suggest you settle it. This is done through a settlement letter [more...]

Date: 2009-01-05 22:19:19

Debt Collectors; And what you can do to Get Them Out of your Life

FTC opinion letter on validation Section 809(a) of the FDCPA, 15 U.S.C. 1692g(a) ... with the collection of any debt, a debt collector shall, unless the following information is contained ... throw those collection letters away. They may very well be a vital part of your defensive strategy [more...]

Date: 2008-12-07 11:00:13

Anyone Feel Sorry For Debt Collectors?

According to a recent Wall Street Journal article, even debt collectors are falling on hard times. Cry me a river ... t collect it either. Does anyone else sense an impending bailout of debt collection agencies? I personally believe that when times get this tough, debt collection agencies will resort to activities [more...]

Date: 2008-12-09 06:01:03

Widow Shrieks Bloody Murder: Debt Collectors Murdered My Husband

Dead Guy Video The era of complete and total disregulation of the financial violence industry has created a new class of predator, the debt collector, often a third party speculator who buys blocks of debt at a discount and sends bounty hunters out to collect on it, using tactics that would make Ghenghis Khan vomit blood. [more...]

Date: 2009-09-25 01:54:57

Is It Time For A New Mortgage Calculator

If You Get A Call From Your Mortgage Company Realtor Federal and State laws are on the side of those who are in the unfortunate predicament of ... and respectability–as long as a collection agency is the one at hand, not the original creditor. Most people ... or personally involved in it. And very few realize that debt collectors are comprised of debt [more...]

Date: 2008-11-29 02:38:23

Police: Debt Collector Stole Identities

Posted on Thursday, 10 of September , 2009 at 4:32 pm NEWSTEAD—An Erie County debt collector is under arrest for allegedly stealing identities through her employment. Hope M. Dunlap, 38, of North Main St., Newstead, has been charged with first degree scheme to defraud and identity theft, both felonies. State Police said they were alerted to suspicious online loan payments by a local Federal Credit Union. [more...]

Date: 2009-09-10 21:32:44

Debt Elimination

I have seen a number of people getting phone calls from debt collectors to pay the debts immediately. As you can see debt elimination is one of the main issues that are getting very popular ... as you are the one who need to manage debts. Debt consolidation companies out there in the market guides [more...]

Date: 2008-12-07 18:26:40

Stop the Collection Calls With Debt Consolidation

by Marlin Baccus It is a stressful thing to watch as the bills pour end week after week and know you do not have the money to even meet the minimum ... to the hilt, then it may be possible to work with a credit counseling agency to learn about debt ... and debt collectors. That can be extremely frustrating situation to be in. Can anything put an end [more...]

Date: 2008-10-23 19:57:58

Successful Debt Negotiation Can Lead To Lower Payments

by Dillon Azungen Unfortunately and often, many people find themselves in circumstances of overwhelming debt. When debt-collectors begin to knock on the door, indebted people understand that it is time ... is to engage in debt reorganization, the aim of which is to secure some form of debt relief. At this early [more...]

Date: 2008-11-30 16:59:42

What Every Consumer Needs to Know

What Every Consumer Needs to Know Building good credit history is extremely important to one’s life ... that control credit. These rights have been stated as provisions on Fair Debt Collection Practices ... so as to bear witness on whatever maltreatments or unduly practices of debt collectors and lenders. Fair Debt [more...]

Date: 2009-01-07 12:47:09

How Debt Consolidation Can Get Debt Collectors To Stop Calling

Are your bills unpaid and piling up? You are probably getting plenty of annoying phone calls from creditors ... counseling agency to discuss debt consolidation. If you know where to look, there are definite ... collection calls, or the feeling of guilt from being behind on payments. After debt consolidation [more...]

Date: 2008-12-25 06:35:48

Flamboyant Debt Collections - Fancy Dress Baliffs in Spain For Public Humiliation (VIDEO)

(TrendHunter.com) With the economic crisis, this is the time for debt collectors, the moment they have been waiting for. Many people consider debt collectors to be scum bags, but you have to hand it to this Spanish Debt… [more...]

Date: 2008-12-30 23:19:51

Managing Your Creditors: the Best Way to Do It

by John Brennan Those who find themselves in debt often times find themselves with many creditors ... to this Fair Debt Collection Act that a collector cannot contact you are work, inconvenient times ... debt Collection Practices Act and it protects you from brutal collectors. Personal, family [more...]

Date: 2008-09-24 17:17:26

How Debt Consolidation Can Get Debt Collectors To Stop Calling

by William Blake If your bills are piling up creating a mountain of debt, ... the mound of debt and flea from those collection calls? The answer you need may be this: debt ... , then it may be possible to work with a credit counseling agency to learn about debt consolidation. The options [more...]

Date: 2008-10-31 09:50:14

Get Rid Of Debt With The Help Of Debt Counselor

by Michael Benifez If you’ve decided that you are tired of constant calls from debt collectors, it’s time to do something about your old debts ... to consolidate your debts. Compared to these choices, debt counseling is an excellent alternative ... to get you out of debt. For some people, debt consolidation loans can work for paying off their creditors [more...]

Date: 2008-12-23 19:59:00

Get Rid Of Debt With The Help Of Debt Counselor

by Michael Benifez If you’ve decided that you are tired of constant calls from debt collectors, it’s time to do something about your old debts ... to consolidate your debts. Compared to these choices, debt counseling is an excellent alternative ... to get you out of debt. For some people, debt consolidation loans can work for paying off their creditors [more...]

Date: 2008-12-25 08:38:54

How to Get Out of Debt Without Ruining Your Credit Further

by Michael Benifez If you’ve decided that you are tired of constant calls from debt collectors, it’s time to do something about your old debts ... to consolidate your debts. Compared to these choices, debt counseling is an excellent alternative ... to get you out of debt. For some people, debt consolidation loans can work for paying off their creditors [more...]

Date: 2008-12-25 08:31:19

Sensible Debt Collection

This post has been republished from the SitePoint Tribune #427 ... Now, your further action could be sending it to a debt collector, asking your lawyer to become involved ... now either receive your money, or you won’t. The beauty about using a debt collector or tribunal [more...]

Date: 2008-12-21 23:14:08

COMM 337: Pls read, discuss in class and file under 'Doc's bromides about 'surprise,' working edges of crowd'

The little green book that wouldn't go away? Well, it hasn't gone away. Let's read a financial crisis story in Tuesday's Washington Post (Oct. 14) ... . The head: "At Indian Call Centers, Another View of U.S." And the second deck: "As Economy Falters, Debt ... , heard-it-all-before debt collector. But lately, she has had no problem making American debtors [more...]

Date: 2008-10-17 16:13:00

How to Get Credit Card Debt Collectors to Focus Their Energy Elsewhere

Most of those people who cannot afford to pay their monthly minimum credit card payment become potential victims of the consumer debt collection industry. However, a growing number of consumers have found a law to protect themselves against credit card debt collectors. [more...]

Date: 2009-09-26 12:39:41

Knee Deep in Debt

  credit card debt Having trouble paying your bills? Getting dunning notices from creditors? ... budgeting, credit counseling from a reputable organization, debt consolidation, or bankruptcy. Debt ... Are your accounts being turned over to debt collectors? Are you worried about losing your home [more...]

Date: 2008-12-14 12:21:35

Unknown Caller calling from 843-761-2577 (Moncks Corner, SC)

Deborah reported a Unknown Caller (8437612577 from Moncks Corner area, SC) . The following comments were posted: I keep getting calls from this number and when I try to call back all I get is a FAX. I have a feeling it is a debt collector harrassing me because of grown childrens debts. They do not live with me and I want this to stop. Permalink: http://www.numberinvestigator.com/phone/843-761-2577.html [more...]

Date: 2009-09-23 13:35:21

Fair Debt Collection - Know Your Rights!

  FAIR DEBT COLLECTION If you use credit cards, owe money on a personal loan, or are paying on a home mortgage, you are a “debtor ... Collection Practices Act requires that debt collectors treat you fairly by prohibiting certain methods of debt collection. Of course, the law does not forgive any legitimate debt you owe.   This brochure [more...]

Date: 2008-12-27 18:39:33

Good News - Post Office to Layoff Only 40,000 Workers. Bad Time to Be In Delivery Business.

A friend called to tell me about the latest buzz of the postal service laying off 40,000 workers ... From Debt Collection, the Debt Collector, and Creditors I’m Afraid I’m Going To Get Laid Off. How ... of the country’s 1,300 post offices would be closed. According to the APA news agency, the company’ [more...]

Date: 2008-11-11 21:16:24

Project A Day @ Fiskarscraft

Project A Day @ Fiskarscraft birthday surprise Designer: Cathy Zielske http://cathyzielske.typepad ... from the Science Museum of Minnesota to a chain of Texas grocery stores to a national trade magazine for debt collection agency owners. (Yes, even debt collectors [more...]

Date: 2009-01-03 18:00:00

Sunday, 9:30 PM, Christian Kills Wife Because of Debts

On Sunday September 28, 2008, twenty floors up in a Boston apartment, Christian Mogensen, logged on to his website, updated his web page, ... of that Mogensen owed at least another $28,500 in debts from 1994 that were still being pursued by debt collectors. I bet there was more as well. Sources say that the debt collection activity was active [more...]

Date: 2008-10-01 20:33:25

“I’m Going to Put a Judgment on You”

Often we hear reports from clients that a debt collector threatened to put a judgment against them if a debt was not immediately paid.  This is a misleading statement and may be actionable under the Fair Debt Collections Practices Act and/or the corresponding Pennsylvania law protecting consumers from abusive debt collection [more...]

Date: 2009-01-04 21:06:20

Lithuanuan firm engaged witchcraft in debt collection

In these difficult times for creditors, a Lithuanian debt collector is offering an unconventional service to retrieve arrears: witchcraft ... or other companies,” said Amantas Celkonas, director of the Skolu Isieskojimo Biuras, or debt ... and I will do whatever I can to help people,” she said. Local pundits, however, ridiculed the agency’s move. “ [more...]

Date: 2009-01-15 17:02:00

Firm hires witch to hunt debt dodgers

In these difficult times for creditors, a Lithuanian debt collector is offering an unconventional service to retrieve arrears: witchcraft. Go to the Source Related posts:Mans £5 Debt repaid 39 years later. A Sheffield man who lent a penniless Australian tourist £5...How to activate the Law of Supernatural Debt Cancellation From Benny [more...]

Date: 2009-01-15 14:41:31

Help Yourself

Tons of American consumers struggle with debt problems and don’t know where to turn for help ... and your rights when dealing with debt collectors. ... . Thankfully though, people are able to find debt relief from places [more...]

Date: 2009-01-06 05:03:04

Money, Credit, and the Law – Know Your Rights

That’s the title of a valuable new video narrated by Professor Richard Alderman, director of the Center for Consumer Law at the University of Houston Law Center. The video, consisting of easily digestible short chapters, provides help managing personal finances, dealing with credit problems and debt collectors, responding when sued by a creditor, seeking credit counseling, or exploring the option of bankruptcy.  The video can be viewed online or a DVD can be requested directly from Professor [more...]

Date: 2009-09-17 20:50:58

What Benefits do Non Profit Consolidation Services Offer?

Having financial troubles can be an anxious time; with bill and debt collectors constantly calling on the phone or knocking at your door. Being unable to make even a small contributory payment makes the feeling of helplessness even worse; it is at this time, or in the best case scenario, prior to this time, that one should start seeking or start taking some professional steps to get back onto an even financial keel. [more...]

Date: 2009-09-23 13:03:25

A couple of interesting articles from Clark Howard: 11/24/2008

A couple of interesting articles from Clark Howard’s website: Debt collectors facing tough times reclaiming money Debt-collection agencies are reporting big losses, according to The Wall Street Journal. For example, one agency owned by Chase lost $15 million [more...]

Date: 2008-11-24 21:33:20

How to Handle the Bill Collectors

How to Handle the Bill Collectors Posted in January 15th, 2009 Category:Debt Relief Credit card debt collection is a big business. There are millions of dollars every year from thousands of accounts that go to collection agencies for delinquency. Being in debt is never easy and it’s a very stressful time. You may receive [more...]

Date: 2009-01-15 05:53:51

Class action against debt collectors

Surely it would have been possible to line up a lead plaintiff who did not himself turn out to run a competing collection agency Tags: class actions , debtor-creditor law , Minnesota Related posts July 13 roundup (0) Yogurt marketing class action (1) Yet more from the publicity file (0) Yes, I’m being facetious (16) Xbox 360 lawsuit bogus? (0) [more...]

Date: 2009-09-29 04:30:35

Debt Free

.fullpost{display:inline;}I`m an ordinary man with wife and two children to feed with my fix income ... debt consolidation program since 1997. So I sign up and ask for their free debt consultation ... so my debt becoming bad debt. That time is very stress full to me the debt collector always come [more...]

Date: 2009-01-08 15:08:00

Questions About Collections? Ask Melissa

Dear Melissa, My daughter is in the midst of a career move and has had a bill sent to a collection agency in the state she previously resided in ... to offer advice and answer questions pertaining to debt collection.  With running her own successful collection agency, she seeks to keep debt collectors accountable for their actions and in line [more...]

Date: 2009-01-14 13:00:17

Free Money Debt Grants

Debt grants help individuals and families get the financial aid they need without filing for personal bankruptcy or destroying their credit or just ... is that they typically lead to bad outcomes regardless. Dealing with a debt collector on your back, for example ... , just dig deeper holes. The typical American who is deep in debt will do one of several [more...]

Date: 2009-01-14 12:24:03

Dealing With Third Party Debt Collectors

Currently, the American penal system doesn’t feature debtors’ prisons. We’re not living in Victorian times ... individuals from invasive debt collection practices. These include statutes of limitations, which say ... after the original lender has sold them to a collection agency. In states such as California, statutes [more...]

Date: 2008-07-03 13:13:03

Difficult Credit Troubles May Find Aid In Consumer Credit Counseling

Quite a lot of options exist for those who have a dilemma running their cash including something called consumer credit counseling services. A person can turn to this kind of help if they have a dilemma with debt collectors, the incapacity to set up and preserve a workable financial plan or he or she seems to be unable of saving funds for retirement. [more...]

Date: 2009-09-29 18:00:51

Credit Blemished Over Imaginary Credit Card [Debt Collectors]

The NES collection agency is coming after Nancy for a debt on an account number she's never owned ... the account and sold it to a collection agency, who somehow had no problem contacting me repeatedly ... of the charge, however, was when I received a collection notice several months after [more...]

Date: 2008-10-30 19:20:44

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