What are my Credit Rights?

Knowing your credit rights as a credit card holder will be your guide and protection against unlawful practices that may be committed by creditors and debt collectors. The Fair Credit Reporting Act (FCRA) has made distinct stipulations ... details or inaccurate information on your credit report. Notify a Consumer Reporting Agency [more...]

Date: 2008-12-22 06:55:21

Blog posts (19) | Videos (55)
 

Collection Agency calling from 571-431-1958 (Washington, VA)

Steve reported a Collection Agency (5714311958 from Washington area, VA) . The following comments were posted: AACC AACC AACC 5127689800 AACC 804-234-9056 assetacceptance.com Asset Acceptance is a leading purchaser and collector of charged-off consumer debt. Since 1962, we have provided credit originators such as credit card issuers, consumer finance companies, retail merchants, utilities and others an efficient alternative in recovering defaulted consumer debt. [more...]

Date: 2009-09-25 19:53:49

Fair Debt Collection - Know Your Rights!

  FAIR DEBT COLLECTION If you use credit cards, owe money on a personal loan, or are paying on a home mortgage, you are a “debtor ... Collection Practices Act requires that debt collectors treat you fairly by prohibiting certain methods of debt collection. Of course, the law does not forgive any legitimate debt you owe.   This brochure [more...]

Date: 2008-12-27 18:39:33

== The Debt Elimination Industry is BOOMING! ==

Credit Card debt is at an all time high, in fact it’s up to 2.8 Trillion Dollars. This means Millions of Consumers are in debt & need help! ... from harassing collectors. A service like this could be priceless. Click Here&gt [more...]

Date: 2009-01-16 03:52:10

Can A Credit Card Company Garnish My Wages?

Some debt collectors, and even credit card companies, will threaten you with a wage garnishment action for non payment. [more...]

Date: 2009-01-14 01:50:34

Can a credit card company take my home or wages?

I have received a number of calls from people who are concerned about just how far a collector can go to get money from them ... : 1. place a lien on property you own 2. seek a wage garnishment 3. levy accounts 4. appoint a receiver ... .  Often people are scared because the debt collector is making a number of threats or implications [more...]

Date: 2008-11-17 23:40:32

Family Finances: When you’re desperate, look out for fraud

At a recent home show, we were grabbed by a debt settlement company salesperson who offered to save us at least 40 percent in our effort to get ... Republican Searching For a Debt Consolidation Loan or Credit Card Counseling Service Beware Of Zombie Debt ... Collector? Bad Credit Debt Consolidation - Brutally Honest Advice Recent Debt and Foreclosure [more...]

Date: 2008-10-31 06:20:00

Debt Consolidation

Debt Consolidation   Posted in Saving Tips Are you overcome by credit card debt? Do credit card bill collectors leave more messages on your machine than your friends & family ... to help you reclaim financial freedom. They offer debt consolidation where they will work with each [more...]

Date: 2008-12-11 12:03:56

How to Get Credit Card Debt Collectors to Focus Their Energy Elsewhere

Most of those people who cannot afford to pay their monthly minimum credit card payment become potential victims of the consumer debt collection industry. However, a growing number of consumers have found a law to protect themselves against credit card debt collectors. [more...]

Date: 2009-09-26 12:39:41

November 2008 Financial Status / Net Worth Update

Net Worth Chart 2008 Credit Card Debt If you’re a new reader, let me start out as usual by explaining the credit card debt ... - I am not accumulating more consumer debt. Retirement and Brokerage accounts Well, it’s time to uncover my eyes ... reminds me, I might need to see if I can argue with the tax collector about my property tax appraisal [more...]

Date: 2008-11-03 11:57:45

Knee Deep in Debt

  credit card debt Having trouble paying your bills? Getting dunning notices from creditors? ... budgeting, credit counseling from a reputable organization, debt consolidation, or bankruptcy. Debt ... Are your accounts being turned over to debt collectors? Are you worried about losing your home [more...]

Date: 2008-12-14 12:21:35

How Credit Repair Services Can Help You Be Debt Free

a credit repair business Unfortunately, the world is set up to encourage borrowing ... techniques, end collector calls and teach people how to reduce debt. Debt consolidation credit ... loan, you’ll need an unsecured credit card and a lender to get by. Americans with credit scores [more...]

Date: 2008-12-15 21:41:26

Credit Blemished Over Imaginary Credit Card [Debt Collectors]

The NES collection agency is coming after Nancy for a debt on an account number she's never owned ... the account and sold it to a collection agency, who somehow had no problem contacting me repeatedly ... of the charge, however, was when I received a collection notice several months after [more...]

Date: 2008-10-30 19:20:44

Can debt negotiation organizations be of assistance?

The most rapid and least expensive program to get out of debt besides chapter 7 bankruptcy is to negotiate your credit card debt. There are a plethora of ethical debt settlement companies doing a good job that could aide you in negotiating your accounts down to the lowest amount possible. What they do is reach your collectors and honestly go to battle, looking to have the account look as if paid in full for a sum drastically lower than what was owed before. [more...]

Date: 2009-09-19 19:14:59

Collector Threatens Jailtime Over Dead Debt [Debt Collectors]

Reader R. kinda messed up his credit years ago. He's a good boy now and his credit score is 700+, ... of limitations on the debt has well passed and threatening to send a debtor to jail is a violation of Federal law ... but now RSI Claims Process Services is hassling him about a 12-year-old credit card debt [more...]

Date: 2008-10-24 21:04:06

How to Handle the Bill Collectors

How to Handle the Bill Collectors Posted in January 15th, 2009 Category:Debt Relief Credit card debt collection is a big business. There are millions of dollars every year from thousands of accounts that go to collection agencies for delinquency. Being in debt is never easy and it’s a very stressful time. You may receive [more...]

Date: 2009-01-15 05:53:51

How To Stop Bill Collectors From Harrassing You

A reader at Sample Debt Validation Letter asks how to get a collection agent to stop harassing her ... . Who can I report her to? And how do I get her to quit harassing me? The debt is an old credit card ... of all, once you enter the world of defaulted credit card debt - what good is it doing to talk to these people [more...]

Date: 2008-12-02 03:45:37

Debt Collectors Are Facing Reality

dreamstimefree_17571302 Are debt collectors starting to face reality when it comes to payment of overdue bills? ... percent to 70 percent of a person’s total credit card debt. After many instances of collection abuse ... to cover their bills in a declining economy. The New York Times reported lenders and debt collectors [more...]

Date: 2009-01-15 15:16:33

Manage Your Debt With CareOne Credit Counseling

We all strive for financial freedom.. a debt-free life.. a secure financial future ... : "The most common form of consumer debt is credit card debt, payday loans, and other consumer finance ... endless notices from creditors, accounts being turned over to debt collectors? Indeed, you're [more...]

Date: 2008-10-03 06:45:00

19 Results