Can A Credit Card Company Garnish My Wages?

Some debt collectors, and even credit card companies, will threaten you with a wage garnishment action for non payment. [more...]

Date: 2009-01-14 01:50:34

Blog posts (215) | Videos (186)
 

Waterford Wedgwood PLC Enters Bankruptcy

One of the world’s premier luxury china and crystal makers, Waterford Wedgwood PLC, ... themselves taking on substantial debt to fund their expansion and acquisition efforts ... , Wedgwood and Royal Doulton collectors, both from a buying and selling perspective. It is certain [more...]

Date: 2009-01-05 17:08:48

Currency of Color

Tanner McAuley grew up in a unique environment. His godfather just happened to be Bob Guccione, Penthouse founder and renouned art collector ... with some envious classical looking angels, and accompanied by the phrase “In Debt We Trust.” [more...]

Date: 2008-12-10 19:59:23

Country Music Hall of Fame and Museum Can Keep Iconic Instruments

The Country Music Hall of Fame and Museum is full of what country fans and historians consider priceless ... , which left Robert Waldschmidt as trustee to figure out how to repay McLean’s debt. Worth almost ... no doubt the instruments would have been sold to a private collector and never seen by the public again [more...]

Date: 2009-01-06 17:59:27

Funny video: telemarketing prank - adapt it for collectors

Permalink Page 1 of 440 pages 1 2 3 > Last » Search CreditSuit ... Debt buyer LVNV incorrect credit reporting of collection Categories Credit crisis deliberately ... 10-year old debt Bankruptcy filings rapidly increasing, California up 80% Perspective: poverty [more...]

Date: 2008-11-15 20:28:00

The Art of Recession

The Art of Recession By Catherine Rampell You might think that an economic recession would be bad news for art collectors ... for bankruptcy protection the previous year while under investigation for hiding $430 million in debt [more...]

Date: 2008-10-19 23:30:43

Strange Phone Number Reporting

Today, I received a call from a bill collector. I proceeded to give them more crap than they bargained for, using my knowledge of debt collection scare tactics (along with the fact that I have no contractural obligation to their company, only the company the debt was owed to and my coffee-fueled distatse [more...]

Date: 2008-11-11 02:35:14

12 Confessions Of A Home Mortgage Collector [Wells Fargo]

A former Wells Fargo Home Mortgage home collector has stepped forth from the shadows to tell you what's really going on ... my own copy of the Fair Debt Collection Practices Act, and even then most people in WFHM ... . Bankruptcy will not forgive a mortgage debt. 4. Fight your bankruptcy fees with a passion! WFHM [more...]

Date: 2008-09-10 16:36:38

Can Collection Agencies Sue Me For Outstanding Debt?

Amazon.de Widgets The question that many people are asking is ‘can collection agency sue for a debt?’ With the amount of people suffering financial hardship due to the current economic crisis the number of people facing difficulties paying their bills is increasing rapidly and for the time being, at least, this trend shows no sign of reversing.Previously, lenders who had borrowers that had fallen into arrears would normally, only go as far as to post negative credit information upon the debtors [more...]

Date: 2009-09-29 11:34:48

Beating Collectors With Credit Repair

You may encounter a reasonable, mild mannered collector someday, but do not hold your breath. Collectors are trained to be emotionally effective. This means aggressive. They will keep you on the phone as long as they can in an attempt to bend your will to theirs. Their goal is to get money out of you, whatever it takes. Unfortunately, in their effort to dominate, they often step over the line of legality, and hence arises the need for credit repair techniques to neutralize their wayward conduct. [more...]

Date: 2009-09-25 15:17:42

Consolidate Debt Without A Loan

The Not So Wonderful World of Debt   The world is full of those who have fallen unfortunate prisoners of debt.  Debt is an equal opportunity employer and does not discriminate in reference to race, color, sex or creed.  Debt will attach itself to anyone, the young and the old, the rich and the poor.  Debt is the universal medium that we all share and can certainly relate too.  Everyone eventually accumulates debt.  Let’s face it our world revolves around it.  When you buy a home [more...]

Date: 2009-09-24 06:00:00

Forgiven Debt Isn't Really Forgiven At All

By Kate Luther If you've been struggling with the rest of the economy, chances are you've been forced to rethink your financial priorities. And as a result, credit cards are often the first thing to go. The good news is that once you get behind, many credit card companies will offer to "settle" your account, some for as much as just 40% of your original balance. And if you're looking at a large chunk of credit card debt, making it go away for 40% of its value sounds like a pretty good deal. [more...]

Date: 2009-09-22 13:00:09

3 Insider Secrets To Choosing A Debt Collection Agency

If you’re a playing someone hunting to better your unpaid accounts uncovering an trenchant sparing and reliable assemblage authority crapper be a discouraging task. As in some industry, assemblage agencies depart in both motive and experience. As such, if you opt the criminal authority chances are you’ll retrograde hundreds, thousands and quite easily tens of thousands of dollars both in unrecovered debts as substantially as in offensive assemblage authority fees and commissions. [more...]

Date: 2009-09-22 10:11:40

Can debt negotiation organizations be of assistance?

The most rapid and least expensive program to get out of debt besides chapter 7 bankruptcy is to negotiate your credit card debt. There are a plethora of ethical debt settlement companies doing a good job that could aide you in negotiating your accounts down to the lowest amount possible. What they do is reach your collectors and honestly go to battle, looking to have the account look as if paid in full for a sum drastically lower than what was owed before. [more...]

Date: 2009-09-19 19:14:59

Finding A Good Lawyer For Your Battle Against Bill Collectors

Business is really good bill collectors in today’s economy. Faster than ever before since 1936, companies are turning their delinquent accounts over to professional bill collectors. That means if you ever fall seriously behind in your monthly payments you may find yourself facing a grizzled old pro bill collector that is mean enough to throw you into a protection from bear trap. If you CAN hire a good lawyer, then you can hide behind him and let her do all the dirty work of protecting your interests. [more...]

Date: 2009-09-24 08:26:22

Antique Collection

Some people falsely believe that the passion for accumulating a variety of antique treasures in an antique collection is an addiction, such as being a pack rat, but this is not actually true. The truth about going antiquing is that while it may be infectious, it is certainly not a disease and there is nothing wrong with having a passion for going out and looking for your favorite objects, especially since antiquing is a sure fire way for you to improve your mood. [more...]

Date: 2009-09-28 05:09:23

The Daily Poverty Party

Welcome to Bossy’s Poverty Party , an online support group for reining in spending, getting your finances in order, and climbing out of debt. Everyone basically knows what steps to take, but it is nearly impossible to climb that mountain alone. So every day nearly every day over the next year, Bossy will use this space to report her spending and missteps, along with cheap recipes, savings tips, and suggested tricks and goals. [more...]

Date: 2009-09-23 12:41:21

The Key To Wealth Is Staying Out Of Debt, And Similar Garbage

Try Living Without A Credit Card   Around seventy five percent of the Fortune 400 say that the key to wealth building is getting and staying out of debt, but the members are seemingly totally out of contact with day to day living, and apparently have no idea of what it’s like to live Related posts: Learn About Debt Validation And Why You Should Use It Bankruptcy, Debt Settlement Or Debt Consolidation? Innovative Way To Pay Less Interest On Your Credit Cards [more...]

Date: 2009-09-29 13:23:18

Operation Rollback

Posted by Review-a-Day, September 29th, 2009 3 CommentsFiled under:Review-a-Day. The Retail Revolution: How Wal-Mart Created a Brave New World of Business by Nelson Lichtenstein Reviewed by Jefferson DeckerThe Nation In October 2003 employees at more than 800 chain supermarkets in California walked out of their jobs after management demanded pay cuts and a reduction in health insurance benefits. [more...]

Date: 2009-09-29 09:54:00

Stamp Collector

Stamps -> Worldwide -> Collections, Lots Few types of collectors get more excited and enthusiastic about a new acquisition than a stamp collector. Stamp collecting is one of the most popular hobbies in the world, enjoyed by young children, the elderly, and every age in between. Over 20 million people in the United States collect stamps, with some of them enjoying the hobby very casually without much in depth knowledge of the individual stamps and their histories. [more...]

Date: 2009-09-21 02:27:58

Find Out What Debt Validation Means And Why It’s Important

Imagine getting a phone call or a knock on the door, and when you answer it, a person called Victor says that he been authorized by someone name Joe to collect a debt that you owe him, and it’s true that you do owe somebody called Joe some money. Even if you had the money, and knew that you owed it, would you pay this new person on the scene? I’m pretty sure that you wouldn’t even consider for a moment giving Victor any money, until you were 100% sure that he was really acting on Joe’s behalf. [more...]

Date: 2009-09-26 20:20:24

What Happens to My Debt When I Die?

Does your debt just disappear when you die? What happens to all of your credit cards, car loans, student loans, and mortgages when you, or a loved one, dies? How do you deal with debt collectors and which debts are you responsible for?  If the debt was only in your name then no other individual person is responsible for it or them. If this is the case someone can mail the collection agencies the death certificate and if they still don’t back off  the collectors can be reported to the authorities. [more...]

Date: 2009-09-24 05:00:21

C. Nolo Publications

Several Nolo publications can provide you with information to supplement what is in this book. Money Troubles: Legal Strategies to Cope With Your Debts, by Robin Leonard and Deanne Loonin, provides extensive information on prioritizing your debts, negotiating with creditors and deciding whether or not bankruptcy is for you. How to File for Chapter 7 Bankruptcy, by Stephen Elias, Albin Renauer, Robin Leonard, and Kathleen Michon, is a detailed, thorough how-to guide for filing for Chapter 7 bankruptcy. [more...]

Date: 2009-09-21 02:00:32

Learn About Debt Validation And Why You Should Use It

Would You Immediately Pay A Third Party That Came To Collect A Debt? Imagine for a moment that you owe a person called Joe some money, and you get a knock on your door, or a phone call from somebody named Victor, who says that that he represents Joe, and Related posts: Bankruptcy, Debt Settlement Or Debt Consolidation? The Key To Wealth Is Staying Out Of Debt, And Similar Garbage Find Out Who Buys Junk Debt, And Why! [more...]

Date: 2009-09-21 12:02:41

Collection Agency calling from 865-684-2141 (Knoxville, TN)

Amber reported a Collection Agency (8656842141 from Knoxville area, TN) . The following comments were posted: I have told these people that I dont know who they are looking for but it isnt my name and to remove me. The day I said that I got 37 calls and filed a complaint with the FCC. It is a scavenger debt collector who has nothing but a name that might or might not be yours and a total that someon owes. Always request a copy of a debt and the write them a "Get Lost" letter. [more...]

Date: 2009-09-20 21:49:30

Sidestep talking to blood hungry bill collectors

If a debt collector tries to get in touch with you, the smart thing you can do isn’t talk to these people at all. All they will do is aggravate you to try and get money on the debt. They’re probably going to tell you many things that aren’t the truth. They will try and get you to not pay on whatever else it is you might be paying on such as an automobile loan, power, or even real estate loan. They will try and convince you that it’s okay to defer one of those obligations. [more...]

Date: 2009-09-25 15:02:31

You Sent It: Maxwell + The Bill Collector

Creole Latina submitted these flicks of Maxwell looking mad a little uncomfortable around Unifund majority owner David Rosenberg at ... . Rosenberg: Unifund, with senior partner David Rosenberg at the helm, has a huge potential for growth. Debt ... growing delinquent portfolios. Creditors have found it more cost-effective to sell debt than [more...]

Date: 2008-07-14 22:12:23

In Memoriam - 2008

My friend Joel called me on Christmas Day to inform me of the passing of Eartha Kitt (more on her below). Shortly before New Year's Eve, I began compiling a list of notable and not so notable celebrities who slipped the mortal bonds of Earth during this past year.Here's what I came up with:Johnny Grant - the unofficial Mayor of Hollywood [more...]

Date: 2009-01-02 15:18:00

The #1 Debt Collection Mistake

This content copyright © My Article Directory | Web Content 2009 If you’re like the majority of business owners chances are you’re making the most common and most costly account recovery mistake. And if that’s the case, when you flush this out of your system and rid yourself of this simple mistake, your cash-flows will soar. So what is this ruinous mistake? In a nutshell, it’s holding on to your debts too long. [more...]

Date: 2009-09-27 12:37:30

Unknown Caller calling from 717-506-0661 (Mechanicsburg , PA)

Sboyer reported a Unknown Caller (7175060661 from Mechanicsburg area, PA) . The following comments were posted: this number is calling me frequently and as I do not answer numbers I do not recognize, I am assuming this is probably a bill collector, so they can either send me a bill or leave me alone. I only deal with bills sent by the post office. Otherwise I assume they are vulture scam artist debt assumers. Permalink: http://www.numberinvestigator.com/phone/717-506-0661.html [more...]

Date: 2009-09-29 13:02:43

Writing Your Debt Collection Dispute Letter

This is the second guest post in a special How to Fight Debt Collectors series on Bargaineering.com. Writing a debt collection dispute letter is the first line of defense against a debt collector. Make them prove that the debt is legitimate before you do anything. Just because they have your name doesn’t mean the debt is legitimate. If you don’t remember it or you remember paying it off, a dispute letter can help you resolve it quickly. [more...]

Date: 2009-09-29 11:01:53

How to Fight Debt Collectors Series

Starting next week, we will be publishing a series of articles in a new feature series called How to Fight Debt Collectors . I’ve tapped the expertise of Craig Cunningham, known as Codename47 on the Fatwallet Forums, who has been a citizen warrior in the fight against debt collectors. If you have a debt collection problem and you post it on the Fatwallet Finance Forums, the first name that everyone recommends you message is Codename47. [more...]

Date: 2009-09-25 16:46:12

FCRA seven year credit reporting period

Amazon.de Widgets A good credit report increases your financial credibility and makes you eligible for loan approvals. But at times there are some mistakes in the credit report which hampers your financial status in a big way. Sometimes you can become a victim for the misleading information in your credit report. In such cases there is a stipulated time for the reporting period, which is generally seven years. There is a standard method for calculating the seven-year reporting period. [more...]

Date: 2009-09-23 18:30:50

November 2008 Financial Status / Net Worth Update

Net Worth Chart 2008 Credit Card Debt If you’re a new reader, let me start out as usual by explaining the credit card debt ... - I am not accumulating more consumer debt. Retirement and Brokerage accounts Well, it’s time to uncover my eyes ... reminds me, I might need to see if I can argue with the tax collector about my property tax appraisal [more...]

Date: 2008-11-03 11:57:45

Disgusting waste of money on pie-in-the-sky ends in foreclosure sale after environmental damage done

If only Benton County officials had stood up to developers, a big chunk of watershed would still be healthy. Please scroll down the right side of this page to the the link to the Association for Beaver Lake Environment's Web site for photos and maps and more information.Many wise people spoke against this project at the beginning [more...]

Date: 2009-01-14 15:41:00

Can Congress Bail Out of the Bailout? by Michael Hudson

Dandelion Salad by Michael Hudson Global Research, October 13, 2008 And what about the Fed’s Even Larger Giveaway? ... oligarchic elite, or in a debt cancellation, a Jubilee Year to rescue society. But when the government ... in a zero-sum game. A debt overhang always ends either in foreclosure of the debtor’s property [more...]

Date: 2008-10-14 00:46:15

Nathan Hale returns to the battlefield on November 4

Big news from the Sony camp today as the company has finally tagged a firm release date on Insomniac Games’ “Resistance 2 ... Collector’s Edition. The package, which will set you back $79.99, includes a Chimeran action figure ... pretty cool, but I think a Leviathan statue would have been much cooler. The collector’s edition [more...]

Date: 2008-09-02 20:00:17

How to Avoid a Lawsuit From a Collection Agency

The first thing you need to understand is that most large collection companies have a lawyer at their disposal who writes letters on their behalf ... to respond… they’ll sell the debt to another collection agency for pennies on the dollar. In order for them ... that they cannot legally be collected on. So even with a judgment to repay the debt… the collec [more...]

Date: 2009-01-14 19:53:56

Beating Credit Card Debt Collectors at Their Own Game

Beating Credit Card Debt Collectors at Their Own Game by Matthew HighlanderConsumer debt collectors! Credit Card debt collectors! There ought to be a law against them! Fortunately, there is a law, and educated consumers have learned how to use it to fend off these debt collectors by making their job difficult.Time is money for a credit card debt collector, who is in the business of collecting unsecured consumer debt, most of which happens to be credit card debt. [more...]

Date: 2009-09-22 14:31:57

In Uncertain Times Innovation Prevails for One Savvy Collection Agency

NEW YORK, N.Y., Oct. 16 (SEND2PRESS NEWSWIRE) -- In response to economic uncertainty, New York based collection agency Williams, Charles & ... card payment offerings used by others in the industry, WCS' collection staff can tailor the WCS ... whether a debt gets paid," Weiss reports. Another feature of the service is that is generates [more...]

Date: 2008-10-16 11:06:59

Financial Turnaround - If you are a farmer or fisherman, there

Financial Turnaround - If you are a farmer or fisherman, there The one sensible way to turnaround your business and stop business liquidation ... of wealth owing to an unsuccessful restructure. Most turn around projections include items like debt management, equipment leasing, financial resource based lending and the raising of capital funds. New [more...]

Date: 2009-01-15 23:33:09

Reader Mailbag #30

Each Monday, The Simple Dollar opens up the reader mailbags and answers ten to twenty simple questions offered up by the readers on personal finance ... if it would be a smarter idea to take the money I would be investing to continue paying off my debt over the next 6 months, after which I will have eliminated my credit card debt and half of my [more...]

Date: 2008-09-29 14:00:56

Those Order Takers Are Now Gone In California

The Ventura County Star reports from California. “According to Bill Watkins, executive director of the UC Santa Barbara Economic Forecast Project…a foreclosed home in California sells for $200,000 less than a traditional home. Until foreclosures are worked through the market, ‘we don’t think the real estate market can clean itself up, [more...]

Date: 2008-12-27 18:47:48

Is There a Future for the Bank?

In the good old days of plain vanilla finance, intermediaries were distinguished, and clearly distinguishable , between bank and non-bank intermediaries. The former, it was explained, were "special" in that they collected funds (mostly) in the form of short-term, sight money deposits, and lent them out (mostly) in the form of long-term, personal, non-marketable loans. [more...]

Date: 2009-09-29 18:53:18

Is There a Future for the Bank?

In the good old days of plain vanilla finance, intermediaries were distinguished, and clearly distinguishable , between bank and non-bank intermediaries. The former, it was explained, were "special" in that they collected funds (mostly) in the form of short-term, sight money deposits, and lent them out (mostly) in the form of long-term, personal, non-marketable loans. [more...]

Date: 2009-09-29 18:53:18

Working Puzzles with Grace and Mercy

#fullpost{display:inline;}Sunday was my VERY FAVORITE kind of day! It snowed, and I am so glad my tree is still up and lit. For snow and Christmas lights make me really happy. Add in our family being together and healthy--there is nothing better on this earth!We have spent a good amount of time during this holiday working puzzles [more...]

Date: 2009-01-06 17:20:00

SPOTLIGHT: Books of January 2009

Welcome to the January 2009 edition of Fantasy Book Critic’s monthly SPOTLIGHT which covers fantasy, science fiction, horror, thrillers, YA, and more. Happy Holidays everyone! Notable titles this first month of the new year include new releases from Margaret Weis & Tracy Hickman, Lois McMaster Bujold, Charlie Huston, Bernard Cornwell, R [more...]

Date: 2009-01-01 08:01:00

Assessing Your Debt Situation

If your debt problems are behind you and you’re only concerned with cleaning up your credit report, skip ahead to Chapter 4, ... hassled by a collection agency, see Chapter 3, Section D. If you face an emergency, act on it at once ... into rebuilding your credit, take care of any financial emergencies. Then you should tally up your debt [more...]

Date: 2009-01-13 04:45:55

Assessing Your Debt Situation (2)

B. Face Your Debt Problems Some people with debt problems believe that the less they know, the less it hurts ... just how much I can’t pay.” But you must come to terms with your total debt burden. You cannot take ... to go. Figuring out what you owe may result in a pleasant surprise. Most debt counselors find that people tend [more...]

Date: 2009-01-14 04:50:12

The Choice Has Been Made, but the Consequences Don't Have to be the Same

America made a decision about two months ago. We all got together--or, actually, about 63 percent of us got together--and unfortunately decided that we wanted a nanny state and would march forth, hand-in-hand and foot-in-mouth, toward totalitarianism. In 1964, America faced a similar choice between Barry Goldwater and Lyndon Johnson [more...]

Date: 2009-01-02 18:13:43

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