Free Debt Snowball Spreadsheet

Vertex42, a site devoted to Microsoft Excel templates, spreadsheets, and calendars, has posted a free debt snowball calculator ... into the worksheet. This file contains two worksheets: A debt reduction calculator, which allows you to list your debts, their balances, interest rates, and monthly payments. A payment schedule telling [more...]

Date: 2008-08-26 19:51:18

Blog posts (164) | Videos (54)
 

Need a game to learn to manage your credit?

By Philip Brewer Everybody learns best in their own way ... under the fair debt collection practices act, debt collection agencies, bankruptcy (chapter ... calculators for budgeting, debt pay-off schedules, and the actual cost of items bought on credit. Among other [more...]

Date: 2008-09-18 11:51:03

NEXT STEPS - A New Part Of The Crusade - Part 3

I am PUMPED about Next Steps, the newest division of IWBNIN ... you may need can be found on this page. Debt Reduction Tools Calculate your Debt Freedom Date and Actual Cost of Debt here. You can also use the Early Pay-Off Calculator to find out how much sooner [more...]

Date: 2008-10-29 08:00:29

The Greatest Offer For Those who Want to Receive Backlog Reduction Mortgage

These days the economy of the United States is breaking down ... your expenditures for the last half of a year and use debt calculator to realize your debt-to-income ratio ... increasing and the America encounter poor case. Debt elimination must be on everyone’s mind. With a not big [more...]

Date: 2008-12-14 23:31:59

Stock Market Dictionary - D

DFifth letter of a NASDAQ stock symbol specifying that it is a new issue, such as the result of a reverse split.D/ASee: Documents Against AcceptanceDCFSee: Discounted Cash FlowsDSCRSee: Debt-service coverage ... one uses to calculate accrued interest on various debt [more...]

Date: 2009-01-02 16:33:00

Pocket Profile: Frugal Babe

This week we spoke with Frugal Babe, who started a blog to chronicle her family’s path out of debt after starting a health insurance agency with her ... more in rent. Student Loan Debt: None! Top percentile. Credit Card Debt: None! Top percentile ... calculators to figure out how long it will take us to pay it off. The Bigger Picture: Tell [more...]

Date: 2009-01-08 16:49:31

Surviving A Recession

We are all facing tough economic times. There is not denying it, though it seems like until the last few months, ... control of your debt, you are not alone. Take a look at this online debt payoff calculator to help ... every month just to keep up with past credit card usage. Prepare for unemployment. US job numbers [more...]

Date: 2008-10-10 14:27:55

The best Debt Cures - Bankruptcy or Debt Settlement?

Hello- It’s cyber Monday, time to start shopping online if you haven’t done so already ... a look at bankruptcy and debt settlement as these are the more popular options for getting credit card ... at their free debt calculator and here’s what it gave me: credit card debt paid with bankruptcy [more...]

Date: 2008-12-02 02:39:50

Credit Card Balance SmackDown - Higher Fees + Lower Limits

Happy Holidays. Just when we enter the spending season, families are likely to see their budgets strained by another complication ... running up a lot of debt if you can. After the holdays, use our online debt payoff calculator to help ... consumers! Many major credit card companies will pass on costs by: Raising Credit Card Fees [more...]

Date: 2008-11-25 16:38:29

Does Your Credit Score Matter?

Almost every other day I see those goofy commercials on TV for your free credit report ... this information doesn’t help.  In reality, most lenders are more concerned with your debt-to-income ratio than ... is actually calculated). If you have a large amount of revolving unsecured debt (primarily credit cards [more...]

Date: 2008-11-26 23:03:58

Rule of Thumb For Reasonable Housing Costs?

In an earlier post on motivating myself to work harder, I had thrown out a piece of “common” financial advice: ... from a mortgage calculator. The “other debt” is the sum of your other recurring monthly liabilities - car loans, credit card balances, student loan payments. There are usually two lender ratios [more...]

Date: 2008-09-10 13:58:59

City Kitchen Chronicles: Know-It-All Chili Lime Tofu and Greens

by JaimeI like to think it's something other than being a grown-up know-it-all that makes me love sharing knowledge ... me that he was getting his credit card situation in order and going on a budget, I was psyched. First ... out my amazing debt snowball calculator! I am the queen of cool!A big part of Isaac's new budgety life [more...]

Date: 2008-08-05 15:55:00

Green Panda Treehouse serves up a feast of a Carnival

A big thank-you to Green Panda Treehouse for the fantastic feast of a Carnival this week, from hors d’ouvres to the desserts ... an economic crisis. No Credit Needed describes how credit card companies calculate minimum monthly payments. Erase Debt shows how to get rid of debt with less stress. Finance Tips 101 reports on dealing [more...]

Date: 2008-12-02 09:36:21

An Exceprt From the Christmas Letter

Quiet For The Moment Originally uploaded by Cavalier92 Every year my parents send out a letter to their Christmas list. I don't like it ... traveling to Maine, Southern California, Annapolis and DC this year without the kids and to Maine ... whimpers softly when he calculates the amount of debt she will go into in order to work as an artist [more...]

Date: 2008-12-18 19:37:11

Taxpayers’ Alliance Launches “Brown Miscalculator”

On the eve of the Labour Party Conference, and with the City in turmoil, an explosive report from the TaxPayers’ Alliance (TPA) ... , energy policy, public service quality, value for money, real disposable income, national debt ... Calculator, an online Flash game which allows you to do some maths - the Gordon Brown way! Try out any sum [more...]

Date: 2008-09-20 08:00:08

Google Docs Treasure Trove

The “Free” collection of online applications included with Google Docs provide a great introduction to the SaaS world ... , invoice and business card templates are among your choices. Spreadsheet options include loan calculator, credit card payoff, invoice, debt manager, household expenses, budget planner, road trip [more...]

Date: 2008-07-27 17:17:01

Obama Aims to Help Patients Wipe Away Medical Debts

calculator Barack Obama wants to make it easier for patients facing bankruptcy because of medical bills to eliminate those debts ... . This exemption will create a process that forgives the debt and lets the individuals get back ... school who has done research on medical debt and bankruptcy. She told us Obama proposal looks [more...]

Date: 2009-01-07 10:06:00

debt reduction…

Debt can be a very stressful and even suffocating circumstance ... . Go to www.download.com and download a free program called the Debt Reduction Calculator for Excel 1.0; it will allow ... . Many people have no idea how to even go about tackling their debt and, consequently, their debt [more...]

Date: 2008-12-24 07:47:42

What your house is really worth

By Philip Brewer There are several things you can do with a house that you own ... a mortgage on the house or not.  Just like having some credit card debt doesn't change the value ... to the structure of any debts you might have. A financial calculator can crank out a value for a $350 [more...]

Date: 2008-09-16 03:14:53

Reflecting On Goals For 2008 and Moving On To 2009

Last year, all the goals I set were based on debt elimination and how much per month we could pay to debt ... s student loan under $5500 (snowball calculator says $5847) I more than met both these goals ... in October, and then paid off our remaining car loan in November.  The only non-mortgage debt we have left [more...]

Date: 2009-01-02 14:25:07

Nevada Mortgage - How Much Can I Borrow?

This is typically the first question our Las Vegas Mortgage clients ask when applying for a new home loan ... , type of credit borrowed, and recent inquiries. Debt-to-Income Ratio The (DTI) is calculated ... The DTI would be 42%. Most mortgage guidelines require a 45% or lower Debt-to-Income ratio. Loan [more...]

Date: 2008-12-31 21:02:55

Loan Modifications Principal Reductions

How to calculate debt to income ratios or DTIRs for a loan mod I made this video to show you how to calculate DTIRs, which are the most important thing lenders pay attention to in determining [more...]

Date: 2009-01-07 13:27:51

WalletPop - Personal Money Management from AOL

AOL’s latest project is WalletPop, a personal finance counterpart to their popular site money.aol.com ... a comprehensive list of various calculators - credit & debt, mortgage, auto loan [more...]

Date: 2008-07-15 09:03:39

I.O.U.S.A., the “insurmountable” deficit, and health care costs

I.O.U.S.A. is a documentary that purports to explain why America is drowing in debt, both public and private ... deficit calculator to explain things: The enormous budget deficits projected for future years [more...]

Date: 2008-11-11 20:58:43

Free Daily Horoscope Readings for January 15th 2009

Aries The Ram Daily Love Horoscope Reading: Your astrology readings for today have authorized the prediction of a zodiac sign of compatibility with ... calculator of the celestial globe makes known a karmic debt can be settled if you are wise enough ... is soon to shine Psychic Single Card Tarot Reading: The Emperor - Reconnect with your family today [more...]

Date: 2009-01-14 23:00:58

What are Home Loan Jobs

by Ethan Hunter Most people sitting in a loan companies office isn’t thinking about working there - but there are some people, perhaps you yourself, ... to debt ratio, you find a serious challenge. Having ... with a calculator? Was math an easy subject in school for you, and did you breeze through it while others [more...]

Date: 2008-07-08 11:30:10

What The Heck Is ‘DCR’ And Why Should Real Estate Investors Care?

I get this question from time to time, as DCR isn’t as commonly known as some real estate investors might think. It stands for Debt Coverage Ratio ... loan amount. On your handy dandy loan calculator, mine is and will forever more be an HP 12C ... . It’s ratio of Net Operating Income to total annual Debt Service (a year’s loan payments [more...]

Date: 2009-01-11 00:32:23

Musings on a Post-Credit World

Musings on a Post-Credit World Air pockets in valuations can make old calculations meaningless ... have focused on was the absurdity of loading debt onto a newspaper company in the current environment ... improve and that the debt could be rolled over at lower costs after that happened. Will private [more...]

Date: 2008-12-08 22:20:52

Feed the Pig

Commercials for Feed the Pig came on my radio this morning. I love those commercials ... . It also has a credit card payoff calculator. There are articles about establishing a budget, paying ... credit card debt. Tips on what you should do before you get married, have children, and buy a home [more...]

Date: 2008-09-30 00:05:00

Debt Calculator

Where To Get Doxycycline PharmacyLasix ShippingVPXL PharmacyGeneric Flomax OklahomaCityDiscount Nolvadex Drug InformationWhere Order Aldactone MailOrder Neurontin FrankfortWhere To Get Lexapro AustraliaTaking LotrisonePrice For Flomax TestimonialsPrice For Plavix For AddWhere To Get VPXL PharmacyPrice For Elavil For AddElimite EffectsPurchase UltramPropecia TestimonialsWhere Order Flomax Overnight DeliveryBuy Lotrisone TallahasseeElimiteOrder Inderal JacksonGeneric Zithromax MailWhere To Get Lasix [more...]

Date: 2009-09-20 05:45:04

Top 1000 Keyword Mahal ADSENSE

1 conference calling companies $51.66 2 purchase structured settlements $51.48 3 home owner secured loan $50.36 4 mesothelioma patient $50 ... secured loans calculator $49.94 12 boston dui lawyer $49.87 12 student debt consolidation loans ... sacramento $47.02 54 instant car insurance quote $47.00 55 iva debt help $46.90 56 sell [more...]

Date: 2008-05-27 16:06:46

21 Key Real Estate Analysis Measures & Formulas

By James Kobzeff A must-have article for anyone involved with real estate investing; ... ) - Cash flow before taxes is net operating income, less debt service and capital expenditures, plus ... because they require a financial calculator or investment real estate software to compute [more...]

Date: 2008-12-18 10:03:26

Debt Consolidation: Now’s the Time

By: Catherine Brock The Roman Empire fell in 476, and the Berlin Wall came down in 1989 ...  out your debts and their respective rates. With the help of a credit card payoff calculator, compute the total ... to combat inflationary pressures. Domino effect If interest rates do rise, credit card debt and debt [more...]

Date: 2008-06-23 15:08:21

110 Financial Calculators: Fast Answers to Your Money Questions

Have you ever wondered how your salary compares with others in your profession? ... about how to accelerate your debt payoff? Curious what it will take to save your first million ... a graphing calculator, abacus or legal pad. You don’t even need to count your fingers and toes. Simply click [more...]

Date: 2008-12-03 05:22:28

Money woes

Urgh. I just did some calculations (thanks, Microsoft Excel!) and I came to a conclusion that I will be debt-free by next year ... it out of the house to spend on a splurge. Trust me, people, if you haven’t got a credit card yet, DON’T GET ONE. I’m so peeved at how I can spend so much more than I can afford with a stupid credit card [more...]

Date: 2008-07-16 13:03:25

Lose Weight, Get Rich: Write it Down

Lose Weight, Get Rich: Write it Down July 10th, 2008 I discovered yesterday, to my consternation, that a tall skim latte has 100 calories ... progress toward your financial goals. Unless you crunch the numbers with a credit card payoff calculator and figure out how much that interest really costs, you’ll continue to run up debt. See [more...]

Date: 2008-07-10 14:53:44

Household Budget Calculator

Household Budget Calculator enlarge This spreadsheet is divided into three section, first section is the budget overview, ... - Debt Reduction Services (more…) [more...]

Date: 2009-01-14 15:48:01

Real Estate Analysis Measures & Formulas

Successful real estate investing requires a savvy understanding of several key financial measures and formulas ... calculator or investment real estate software to compute. 1. Gross Scheduled Income (GSI ... not include debt service, income taxes, or depreciation. Example: $18,525 5. Net Operating Income [more...]

Date: 2008-12-16 20:38:43

Another Way I Use Credit Cards to My Advantage

Recently, I started to make bigger purchases around the middle of the month because I found that I can save more money this way ... further. Credit cards have a statement date where they will calculate how much you owe with the due ... ScoreWhat Helps Me Give Away Free Gas Gift CardsDrowning in Debt? Don’t Make This Credit Card [more...]

Date: 2008-10-06 16:08:14

Try the Brown calculator

Gordon Brown calculator The calculator accompanies a report released today going through Brown's economic record and making it absolutely clear ... regime, public debt, pensions, public services, the budget deficit, inflation and interest rates [more...]

Date: 2008-09-19 09:23:08

1928: Ruth Snyder and Judd Gray

On this date in 1928, a suburban femme fatale and the corset salesman who had murdered her husband were electrocuted at Sing Sing prison ... that remorseless calculator in the sky can compute why these two, of all those thousands, were the ones ... owes them a debt of gratitude. The execution of a woman was quite sensational; Ruth Snyder [more...]

Date: 2009-01-08 06:37:59

Weekend Reading – 09/18/09

       I had articles in two different carnivals this week. Here they are: Best of Money Carnival – Is Debt a Sin?   Money Hacks Carnival – How Much Should I Save for Retirement? – Part 3: How Much Each Year? (Free Retirement Calculator!)        Mike at The Oblivious Investor has just released a new book called Investing Made Simple . He’s a great writer and does an excellent job of breaking down complex topics to the basics. [more...]

Date: 2009-09-18 07:30:53

Keeping Your Student Loans on a Short Leash

Giveaway - you entered yet? Back to School posts from the College Money Network: This Writer’s Wallet: Get an Internship & ... ! Blog carnivals featuring PTY last week: No Debt Plan: Carnival of Personal Finance #165: College ... . (Figure out how to encrypt this file – this is sensitive info!) Run the Calculator [more...]

Date: 2008-08-14 23:50:44

Home Buying 101 - Step Three: How much can you afford?

This is the third installment of twelve weekly features for first-time homebuyers on buying a home, now updated for 2009 ... sites that offer free mortgage calculators. I like Ginnie Mae’s. But because there are so many ... like a car, student loan, engagement ring, etc. More debt and more inquiries will likely lower [more...]

Date: 2009-01-07 09:39:01

App Bargain Bin: Daily Price Drops

PhotoBuddy - $1.99 Free (ONE DAY ONLY) “Provides convenient ways to help professionals and amateurs calculate some of the most needed camera ... written in collaboration with the creator of the TV show, Anthony E. Zuiker!” - Debt Clock - $.99 Free (PRICE DROP) “Realtime view the US National Debt, complete with the latest Pork news [more...]

Date: 2008-11-21 06:12:02

Weekend Reading – 09/18/09

Rollover USA-401K Rollover to IRA is a post from: Rollover USA-401K Rollover to IRA I had articles in two different carnivals this week. Here they are: Best of Money Carnival – Is Debt a Sin? Money Hacks Carnival – How Much Should I Save for Retirement? – Part 3: How Much Each Year? (Free Retirement Calculator!) Mike at The Oblivious Investor has just released a new book called Investing Made Simple . He’s a great writer and does an excellent job of breaking down complex topics to the basics. [more...]

Date: 2009-09-18 07:30:53

Individuals With Too Much Debt Can Receive Monetary Assistance From Federal Grants – Available Now!

Owning a home is a great responsibility and equally a huge reward. Many people who move from an apartment into their own home cite it as one of the most enjoyable experiences of their lives. Home ownership is a very long commitment to a mortgage and that responsibility doesn’t go away just because other circumstances may change. In a financially challenged economy, many homeowners find themselves facing hardships when it comes to keeping their house payments up to date. [more...]

Date: 2009-09-29 18:16:01

Mortgage Calculators Are Useful Instrument to Evaluate Your Options

The highest aspect/priority on each person’s mind while submitting an application for a home loan is getting the lowest mortgage rate. There are a number of lenders, who are ready to offer you excellent deals. In addition there are a few who will look as if they charge you less on the other hand, they may have a lot of hidden costs. You have to be cautious once it comes to deciding on your lender. It would help you if you collect as much as necessary information on mortgage loan in most cases. [more...]

Date: 2009-09-29 18:16:11

An Inside Look at Blueprint: Split, Finish and Track It

As we mentioned earlier , Chase has rolled out some new financial tools to help you track your finances and conquer your credit card debt. All in all, these simply amount to fancy ways of looking at your balance – but as anyone who regularly reads personal finance blogs knows by now, the road to a debt free (or at least a manageable amount of debt) is paved with discipline moreso than breaks from credit card companies. Blueprint offers Chase customers some flashy systems for motivating yourself. [more...]

Date: 2009-09-18 11:55:09

Managing Debt Wisely

Leading a debt-free life is the best way to provide a secure future for ourselves and our families. Long term debt, when becomes very large, can wreck a persons life. So, it is imperative for everyone to meticulously manage their finances to avoid huge debt payments. It has been proven through research that most people have debt due to their spending habits. So, if there is a need to change our lifestyle to prevent a debt situation in the future, it should be done immediately. [more...]

Date: 2009-09-29 16:41:49

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