credit card debt calculator : Does Your Credit Score Matter? (blog)

Does Your Credit Score Matter?

Almost every other day I see those goofy commercials on TV for your free credit report ... this information doesn’t help. In reality, most lenders are more concerned with your debt-to-income ratio than ... is actually calculated). If you have a large amount of revolving unsecured debt (primarily credit cards [more...]

Date: 2008-11-26 23:03:58

Blog posts (126) | Videos (33)

What your house is really worth

By Philip Brewer There are several things you can do with a house that you own ... a mortgage on the house or not. Just like having some credit card debt doesn't change the value ... to the structure of any debts you might have. A financial calculator can crank out a value for a $350 [more...]

Date: 2008-09-16 03:14:53

Surviving A Recession

We are all facing tough economic times. There is not denying it, though it seems like until the last few months, ... control of your debt, you are not alone. Take a look at this online debt payoff calculator to help ... every month just to keep up with past credit card usage. Prepare for unemployment. US job numbers [more...]

Date: 2008-10-10 14:27:55

Lose Weight, Get Rich: Write it Down

Lose Weight, Get Rich: Write it Down July 10th, 2008 I discovered yesterday, to my consternation, that a tall skim latte has 100 calories ... progress toward your financial goals. Unless you crunch the numbers with a credit card payoff calculator and figure out how much that interest really costs, you’ll continue to run up debt. See [more...]

Date: 2008-07-10 14:53:44

Rule of Thumb For Reasonable Housing Costs?

In an earlier post on motivating myself to work harder, I had thrown out a piece of “common” financial advice: ... from a mortgage calculator. The “other debt” is the sum of your other recurring monthly liabilities - car loans, credit card balances, student loan payments. There are usually two lender ratios [more...]

Date: 2008-09-10 13:58:59

Personal Finance Hard Truth Week in Review – It’s Almost Over Edition

The campaign is in its final days. I expect we will have six months or so before the next group of presidential wannabes begins making noises about ... of Debt Reduction and my post on Shouldn’t We Burn Credit Cards in Protest? Oh - that candy your kids ... a website that includes their amazing tax saving calculator. Apparently, you input your income [more...]

Date: 2008-11-01 13:34:12

Money woes

Urgh. I just did some calculations (thanks, Microsoft Excel!) and I came to a conclusion that I will be debt-free by next year ... it out of the house to spend on a splurge. Trust me, people, if you haven’t got a credit card yet, DON’T GET ONE. I’m so peeved at how I can spend so much more than I can afford with a stupid credit card [more...]

Date: 2008-07-16 13:03:25

City Kitchen Chronicles: Know-It-All Chili Lime Tofu and Greens

by JaimeI like to think it's something other than being a grown-up know-it-all that makes me love sharing knowledge ... me that he was getting his credit card situation in order and going on a budget, I was psyched. First ... out my amazing debt snowball calculator! I am the queen of cool!A big part of Isaac's new budgety life [more...]

Date: 2008-08-05 15:55:00

WolframAlpha helps you with your Debt

WolframAlpha It’s rare that I just find a site that is so absolutely useful and cool that I add it to my quick launch bar but WolframAlpha made the grade today. Fire it up type “credit card” in the search box and you can quickly calculate payoff scenarios, and not a one liner answer full of ads but an extremely useful output including sweet graphs, different paydown schedules and the like. [more...]

Date: 2009-05-20 19:09:05

Individuals With Too Much Debt Can Receive Monetary Assistance From Federal Grants – Available Now!

Owning a home is a great responsibility and equally a huge reward. Many people who move from an apartment into their own home cite it as one of the most enjoyable experiences of their lives. Home ownership is a very long commitment to a mortgage and that responsibility doesn’t go away just because other circumstances may change. In a financially challenged economy, many homeowners find themselves facing hardships when it comes to keeping their house payments up to date. [more...]

Date: 2009-09-29 18:16:01

An Inside Look at Blueprint: Split, Finish and Track It

As we mentioned earlier , Chase has rolled out some new financial tools to help you track your finances and conquer your credit card debt. All in all, these simply amount to fancy ways of looking at your balance – but as anyone who regularly reads personal finance blogs knows by now, the road to a debt free (or at least a manageable amount of debt) is paved with discipline moreso than breaks from credit card companies. Blueprint offers Chase customers some flashy systems for motivating yourself. [more...]

Date: 2009-09-18 11:55:09

Carnival of Personal Finance: Live From Monticello!

(Thomas Jefferson's Monticello) I'm working on this carnival from my hotel room just down the road from Thomas Jefferson's famous home of Monticello, where I have spent the weekend at the fantastic Heritage Harvest Festival . Considering Jefferson was a bit of a profligate and died deeply in debt, his may not be the best example of good financial practices. Nevertheless, Jefferson was an incredibly resourceful, inventive man who had a lot of sensible things to teach us. [more...]

Date: 2009-09-14 11:00:00

Making the most of mortgage overpayments

By Rupert Jones Shock news: Brits are repaying their debts. For years we were Europe’s most credit-happy consumers, unable to resist the lure of super-sized mortgages and seemingly addicted to flexing our plastic – but now it looks as if we have caught the thrift bug. Bank of England data issued this week shows that, for the first time since records began in 1993, homeowners are paying back more on their mortgages than homebuyers are borrowing. [more...]

Date: 2009-09-07 01:09:47

How To Select The Right Mortgage Calculator For Your Needs.

Your dream house may not be everyone else idea of “Home, Sweet Home,” but it’s going to be all yours. Now if you can just figure out how to finance that bit of real estate. Not wanting to leave any stone unturned, you’re on this site to get some background for your decision. One kind of mortgage calculator (”how much house can I afford” type) takes a look at your budget and, with your input, works out how much you can afford to pay, either monthly or annually. [more...]

Date: 2009-09-11 00:01:41

September 9 2009: A crime that will forever go unpunished

Dorothea Lange The Road June 1938 Outskirts of El Paso, Texas. "Young Negro wife cooking breakfast. 'Do you suppose I'd be out on the highway cooking my steak if I had it good at home?' Occupations: hotel maid, cook, laundress" Ilargi: Whenever I try to avoid the subject of Fannie and Freddie these days, I seem to get drawn right back into the topic of troubled US states. And when avoiding them, somehow I'm back with Fan and Fred. Got to go with the flow,I guess. [more...]

Date: 2009-09-09 04:01:00

Reduce Card Debt Quickly

September 14, 2009 | By Daniel Mikes In Finance | Having mounds of credit card debt is something that nobody wants to have to face. Luckily for you there are great techniques to reduce credit card debt and get back on top again. Many people have used this great guide to help them along the way, so take a look and see what you can find! There are tons of tolls and tips that you’ll need in order to cut up those visa cards for good! Card offers are sent in the post or email each and each day. [more...]

Date: 2009-09-14 15:41:04

Reduce Visa Card Debt Fast

Having mounds of Mastercard debt is something that nobody wants to be forced to face. Fortunately for you there are great techniques to reduce Mastercard debt and get back on top again. Many people have used this great guide to help them along the way, so have a look and see what you can find! There are loads of tolls and tips that you will need to cut up those visa cards for good! Credit card offers are sent in the mail or e-mail each and every day. If you find one ensure that you toss it in the trash. [more...]

Date: 2009-09-15 09:32:10

How Credit Card can builds a good Credit Rating

Credit cards are a fact of life. You need one to make a hotel or plane reservation, or to rent a car, even if you plan to pay cash. Many stores require a credit card to accept your check. Responsible use of a credit card builds a good credit rating, too, marking the consumer as mortgage-worthy. But people who have never had credit or need to repair a poor credit history may not qualify for a regular credit card. For them, a secured credit card may be the only way to establish, or re-establish, credit. [more...]

Date: 2009-09-07 05:58:22

How Can I Reduce Visa Card Debt Now

Having mounds of credit card debt is something that nobody wants to have to face. Luckily for you there are great strategies to reduce Mastercard debt and get back on top again. Many people have used this great guide to help them along the way, so have a look and see what you can find! There are loads of tolls and tips that you will need to cut up those mastercards for good! Credit card offers are sent in the post or e-mail each and everyday . If you find one make sure that you throw it in the rubbish. [more...]

Date: 2009-09-14 15:27:00

Reduce Visa Card Debt Quickly

Having mounds of Mastercard debt is something that no one wants to have to face. Luckily for you there are great strategies to reduce Visa card debt and get back on top again. Many of us have used this great guide to help them along the way, so take a look and see what you can find! There are loads of tolls and tips that you will need to cut up those mastercards for good! Credit card offers are sent in the mail or email each and everyday . If you find one ensure that you chuck it in the rubbish. [more...]

Date: 2009-09-15 09:32:17

How Can I Reduce Credit Card Debt Now

Having mounds of Visa card debt is something that no one wants to have to face. Fortunately for you there are great techniques to reduce Mastercard debt and get back on top again. Many people have used this great guide to help them along the way, so take a look and see what you can find! There are plenty of tolls and tips that you will need to cut up those credit cards for good! Credit card offers are sent in the mail or e-mail each and every day. If you find one ensure that you throw it in the rubbish. [more...]

Date: 2009-09-14 15:34:25

You Can Reduce Your Credit Card Debt Quickly

Having mounds of credit card debt is something that nobody wants to need to face. Luckily for you there are great strategies to reduce Visa card debt and get back on top again. Many people have used this great guide to help them along the way, so take a look and see what you can find! There are plenty of tolls and tips that you will need to cut up those visa cards for good! Visa card offers are sent in the mail or email each and everyday . If you find one make sure that you throw it in the trash. [more...]

Date: 2009-09-15 09:35:44

23 Powerful Tips and Tools to Eliminate Debt

H ere is one of the most frequently asked questions in all of personal finance: "How do I get out of debt?" At one level, eliminating debt is simply about following a few steps: Stop going into more debt Spend less than you make Pay off debt with the difference If you follow these steps, eventually you'll be debt free. The problem is that following these steps isn't always so easy. And to make matters worse, there is a lot of "help" out there that can make matters worse. [more...]

Date: 2009-09-17 10:48:15

Should you pay off credit card debt with your home equity?

If you find yourself saddled with thousands in credit card debt you may be considering turning to your home equity to finally get that debt off your back. For some people this can be a great idea because it turns what may be tens of thousands of dollars of debt at a high interest into an affordable monthly payment at a low, fixed rate. You should realize, however, it has serious potential downsides that need to be considered before you make your decision. [more...]

Date: 2009-09-08 11:46:39

Need a Payday Loan? Important Tips are Here!

Do you looking for a same day payday loan? The financial help through a no fax payday loan will be a best option for you. Getting a loan on the same day of application is not that complicated because of the increase in payday loans available today. This will help you to manage your unexpected expenses without any delay. You don’t have to waste your time on faxing documents and proofs. If you are not getting approved by one lender, don’t be panic. You can try with other lenders. [more...]

Date: 2009-09-29 18:16:13

My latest post at the Young Mathematicians Network blog is on how to get from graduate school to your first academic job without hopelessly screwing ... , and so on — on credit cards at 15% to 18% interest. My indebtedness went even deeper ... -interest debt, after telling myself I’d finally be able to afford nicer things once I had a job [more...]

Date: 2008-12-14 18:42:56

Is anyone still reading?

Hi everyone. I know it's been a long time since I've rapped at 'cha. I really don't want blogging to feel like a chore - otherwise, what's the point? ... credit card) paid off by the beginning of March, my Capital One card (which was supposed to be used ... , has been the two hours I've spent on my personal budget. I'm not massively in debt or anything [more...]

Date: 2009-01-10 03:26:00

Credit Card Payoff Calculator

Copyright 2009: Randy Wilfried For more on this author visit: http://www.randywilfried.comRecent Articles on: http://www.recentarticleson.net A credit label boon electronic caclulator helps by giving an thought as to how we could replay a change in your credit label and thereby display we a compulsory changes we could do for targeting your amends goal. Credit label boon electronic caclulator is a monetary electronic caclulator which can be run with Java Support and a browser. [more...]

Date: 2009-08-26 05:56:31

Top Guidelines in Getting the Best Mortgage Rates.

From a past few years many people have made their way towards the mortgage companies to purchase their properties because of the easy installment facilities and Least Mortgage Rates. People have understood the word mortgage very well and this is the reason why the mortgage companies are thriving year by year or in fact day by day. Buying the property, taking the assistance from the mortgage companies is a simple method without burdening ourselves with the bulky amounts. [more...]

Date: 2009-09-10 22:45:26

Track and Lower Expenses to Save Money

According to the National Bureau of Economic Research, America has been suffering through a recession since December 2007. As people go cold turkey on credit and struggle to put their households on a cash basis, the first thing most of us need to do is spend a month finding out exactly where our money is going [more...]

Date: 2008-12-05 16:00:39

Rebuild your nest egg - 17 moves to secure your future now

Consumer Reports - January 2009 When bad investments happen to good people, there's only one thing to do short of weeping: Turn to Plan B ... and household goods. About 20 percent have paid off most or all of their credit-card debt ... and making choices we'd hoped to avoid. We might have to work harder to slash debt, cut spending [more...]

Date: 2009-01-13 22:42:30

Green Credits

Governments everywhere face the challenge of how to engage their citizens in a program of carbon emissions reductions. There have been two main approaches so far – carbon taxes and personal carbon quotas. We propose Green Credits, an alternative which is based on rewarding citizens after they have taken actions to reduce their emissions [more...]

Date: 2008-08-28 17:40:45

Shop For Groceries Online, Not Paying Off Credit Cards @ The Carnivals

free credit scores by telling us all about Credit Karma! Money Smart Life: Henry confesses to being a credit card expert with a secret. Gen X Finance reminds us that market conditions shouldn’t derail our investment strategies. With the current damage the market has done to our portfolios, can we really avoid being fair-weather investors? [more...]

Date: 2008-07-16 23:00:00

What to do if you are laid off

Jobs are evaporating as nervous employers are cutting costs by slashing payrolls ... a paycheck, credit card payments can build quickly with no means to reduce them. Credit counselors say ... prematurely and turn to credit cards or other loans that will become lead weights in a long [more...]

Date: 2008-12-20 21:30:28

Free Daily Horoscope Readings for January 15th 2009

Aries The Ram Daily Love Horoscope Reading: Your astrology readings for today have authorized the prediction of a zodiac sign of compatibility with ... calculator of the celestial globe makes known a karmic debt can be settled if you are wise enough ... is soon to shine Psychic Single Card Tarot Reading: The Emperor - Reconnect with your family today [more...]

Date: 2009-01-14 23:00:58

How To Choose The Correct Mortgage Calculator For Your Needs.

Mortgage calculators can provide you with valuable loan mortgage calculations. A good loan calculator will enable you to make educated decisions about your mortgage loan whether you plan on buying a new home, considering refinancing an existing mortgage loan or just need to know what your mortgage loan options are. It is very important to base important mortgage loan decisions on sound calculations. Most loan calculators will enable you to do that. [more...]

Date: 2009-09-10 23:56:55

How To Choose The Right Mortgage Calculator For Your Needs.

Date: 2009-09-10 23:43:51

Military Retirement - Special Tools for Planning

by Michael Geoffrey People in the military usually have a much different retirement plan than ordinary civilians so they should use a special ... . Most people in the military are members of a credit union and that is always a great source of information. Getting help at your credit union is a good idea because they have years of experience [more...]

Date: 2009-01-15 23:55:06

An Aid For My Personal Finances

Last year, I attended the “How to Be Truly Rich” Seminar by Bo Sanchez, and since then I have been cautious with how I used my money ... for their Certificates of Deposits (CD). MonitorBankRates.com have a CD calculator that can help them ... use of the Certificate of Deposit Calculator available for use in the website.By using [more...]

Date: 2009-01-14 05:36:00

About Those Balance Transfers…

Now that the days of 0% balance transfers and no balance transfer fees are likely a thing of the past, ... of these spendthrift habits has resulted in not a little bit of debt for Mr. Grouch, but he has recently committed to a goal of eliminating it entirely. Good for him! In order to reduce his debt as quickly [more...]

Date: 2008-12-16 21:12:28

Sunday link Love: Redemption Edition

My blogging friend Lynnae at Being Frugal is part of a collection of moms that blog for Walmart, ... From a Stock Market Decline Thrifty Florida Mama: Tips To Set Aside Money For Christmas Chief Family Officer: Continuing Dilemma - Public School Vs Private School My Super-Charged Life: Debt-Free [more...]

Date: 2008-10-12 17:59:54

Shareabill Brings Some Sanity to Social Purchases

Paying bills collectively with friends is common, but keeping track of such matters, ... presents you with money to pay charges to your credit card or recompense for past cash transactions ... by the name of Shareabill may come handy. It keeps everything sorted. And it’s as much calculator [more...]

Date: 2008-09-24 20:09:33

Know About Your Car Payment

by Mary Bush As a car driver, whether you rent or mortgage, you have to pay for bills every month ... in it. The calculator will tell you how much you can afford to spend on a car. If you already have an idea ... . If you economic situation is not so well, I suggest you choose a longer term. Meanwhile decent credit [more...]

Date: 2008-12-24 05:23:56

Become More Efficient By Simplifying Your Life

Simplicity is a concept that we all desire, yet very few of us follow ... There are no two ways about it; Credit card debt is a disease. If you are reading this article and are bogged down by this evil debt, do yourself a favor and tear those vultures up. At the very least, put them [more...]

Date: 2008-08-15 00:00:59

Confusing Consumption With Investment

People are now waking up to the fact that what that real estate investment guru was pitching at the seminar wasn’t necessarily an "investment": ... loan rate Purchase prepaid credit card Christian consolidation counselor debt Experian business ... and score Home improvement loan maine Debt consolidation services Credit report credit score [more...]

Date: 2008-06-24 14:10:35

Debt Get Out of - are You Financially Dyslexic?

To be honest, I started writing this article around a keyword that I wanted to capture attention for, which is “debt get out of” ... the credit card companies will push when someone gets into the debt get out of situation. * Debt ... of 2001-2006, but these days, debt consolidation loans are difficult to qualify for. Unsecured debt [more...]

Date: 2008-12-19 04:00:45

Free Excel based Debt Reduction Calculator to Payoff Credit Card Debt

Works with : Microsoft Office, OpenOffice To start with this Free Excel based Debt Reduction Calculator, you first enter all your debts in this excel. You can specify all kinds of debts in this: Credit Card Debt, Auto loan, Student loan, personal loan, and any other debt. After that, you specify interest rate of each debt and minimum payment required to be paid for each. This is the minimum payment that you financial institution has stipulated for your debt. [more...]

Date: 2009-09-21 12:00:37

Debt My Addiction of Choice

Lack of money is the root of all evil. -George Bernard ShawI read a great book once called Looking Out For #1 in which the hero talked about what his ... belief that you don't want to pay your credit card debt-that you have stacks of money sitting around ... credit card debt with the best debt consolidation possible. You still have to have money to pay [more...]

Date: 2008-12-27 19:29:00

50 Ways to Save $1,000 a Year

Looking for ways to save money this year? Want to boost your savings in a tough economy with little effort or pain? Good. I’ve got 50 (fifty) ... of loot. Raise Deductibles. Get out your policy and raise the deductibles on your car and home ... your insurance costs by about 40 percent. Buy a Cheaper Car. Pimping in a flashy vehicle? A smaller [more...]

Date: 2008-09-03 03:37:35

New Ventures and Personal Goals

Wow, it has been over a month since my last post. Impressive, isn’t it? ... you know that the advanced mode of the windows calculator can also convert from binary to decimal ... . On an even more personal note, I have made it a goal to pay off all of our non-mortgage debt [more...]

Date: 2009-01-09 15:58:04

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