Popular Tags, Blogs, and Videos about credit unions

Innovate in 2009 Using OPEX not CAPEX Funds

To say that organizations are approaching 2009 with more than just a little apprehension would be an understatement ... , I recently received an email alert from the Pennsylvania State Employees Credit Union (PSECU). Thankfully, the credit union is on solid financial footing, added $28 million to its reserves in 2008 [more...]

Date: 2009-01-12 11:00:00

Blog posts (189) | Videos (321)

Refinancing? Try Pentagon Federal Credit Union (PFCU)

With rates plummeting these days, many people are choosing to refinance ... broker. The winner: Pentagon Federal Credit Union To get a mortgage, you must join the credit union.   You can do this for free if you or a family member served in the armed forces and has proof [more...]

Date: 2008-12-20 07:10:32

Robert John Bowen

Robert John Bowen passed away January 9, 2009 in Riverside, California at the age of 80 years ... Employees Credit Union, serving on the Credit Union Board. Volunteer for AARP Tax Service for 17 years ... No. 6 at 2:30pm with Military Honors. Arrangements Entrusted To The Care Of Riverside, CA. (951) 785-4071 [more...]

Date: 2009-01-15 18:48:16

GM Loosens Credit Restrictions

In a rare instance of seeing an immediate impact on consumers from federal bailouts, GM’s financing arm, GMAC, ... of providing credit to buyers, including an agreement with Midwestern credit unions. The new requirements ... will lower its credit requirements from a credit score of 700 to one of 621 to secure car loans [more...]

Date: 2008-12-30 16:13:12

Military Retirement - Special Tools for Planning

by Michael Geoffrey People in the military usually have a much different retirement plan than ordinary civilians so they should use a special ... . Most people in the military are members of a credit union and that is always a great source of information. Getting help at your credit union is a good idea because they have years of experience [more...]

Date: 2009-01-15 23:55:06

Loose Change: 1/15/09

houdini_CV_20090115092637.jpg Getty Images Personal Finance: -How to shop for legitimate, nonprofit credit counseling. SecretsForMoney ... -Members of the Pennsylvania State Employees Credit Union will be trailblazers in the free credit-score front. It’s an expansion of the “Scores on Statements” program. WSJ -Along with college [more...]

Date: 2009-01-15 14:30:54

STCU: Crisis Averted

I enjoyed this note from Spokane Teachers Credit Union to their members: “In the interest of full disclosure, STCU would like to announce that, ... in the midst of the national mortgage crisis, your credit union has had one bad home loan… the crisis was all over in less than an hour.” Perhaps a little horn-tooty, but I think many credit [more...]

Date: 2008-12-22 20:17:36

Back to the Future

My understanding is that auto loans were once a major product for credit unions, until the automakers muscled them out with their own financing arms. NEW YORK (AP) -- Automakers General Motors Corp. and Chrysler LLC, along with a group of credit unions, said Wednesday that they are expanding to all 50 states programs that offer low-cost loans [more...]

Date: 2009-01-08 00:02:00

I’ve Become a Victim of the Credit Crunch

I already knew the credit card companies considered me a deadbeat, but I didn’t think I was that bad.  Sheesh ... be at the moment.  I think that’s bull ish.  But I don’t carry a balance, so I can’t really get mad. 4. Navy Federal Credit Union Platinum Visa Limit: $20,000 Thoughts: Always nice to have a credit union [more...]

Date: 2009-01-08 11:12:43

Anyone else get this scam?

At last night's BACA meeting a few of us were talking and discovered that many of us were contacted by some very possible scammer ... . Pentagon Federal Credit Union: There is a new phishing scam in progress by phone and SMS text ... from some Federal Credit Union. I've gotten two phone calls and it was never clear what the exact name [more...]

Date: 2009-01-06 17:51:08

Chrysler & MCUL Launch Nationwide “Invest In America” Program

After an initial trial run in December 2008 yielded a significant boost in lagging sales, ... to allow nationwide participation. Organized by the Lansing, MI-based Michigan Credit Union League (MCUL), “Invest In America” is an incentive program that provides either $500 or $1,000 “Credit Union [more...]

Date: 2009-01-09 19:41:50

Vantage CU’s Twitter 2.0 banking breakthrough

Every time you start to think the financial industry’s fixation with Twitter may be easing, something completely new comes along and shakes things up. Like this stunner: TweetMyMoney, a new fully-proprietary innovation from Vantage Credit Union that allows people to access account information and make transfers via Twitter. With the revolutionary new service, members can check their account balances, deposits, withdrawals, holds and cleared checks with simple commands. [more...]

Date: 2009-09-29 11:21:28

New Regulation on Credit Card Unfair Practices Approved

This week, the Federal Reserve, the Office of Thrift Supervision, and the National Credit Union Administration, ... or Practices, by financial institutions in connection with consumer credit card accounts and overdraft ... until a payment is over 30 days late. I always understood credit card rates to be variable, meaning [more...]

Date: 2008-12-20 18:34:48

56,000 More Victims of Heartland Breach

About 56,000 members of Suncoast Schools Federal Credit Union have been notified that their debit card accounts were exposed to fraud. It is the latest casualty of last year's breach of Heartland Payment Systems, one of the country's largest credit card processors, where information from more than 100 million credit and debit card transactions was exposed. Not until the end of May did Suncoast discover that some of its customers who use Visa Check Cards could be in danger. [more...]

Date: 2009-06-18 23:04:00

Credit Repair Help - It’s Not As Hard As You Think!

by Mark Alison People are in debt. Living in this world with bad credit can be difficult ... of your credit cards, be sure to pay off and close the accounts. Credit history is important ... s a good idea to join a credit union as well. They offer a better chance of giving you a consolidation [more...]

Date: 2009-01-06 14:47:19

Link Roundup: Two-dollar bill edition

A week ago I was able to get twenty-three $2 bills at our credit union.  They had been in my wallet but I asked my wife if she wanted one ... in debt.  (One dollar at a time!) Five Cent Nickel keeps watch on mortgage rates and opportunities ... again.  (You won’t find a more supportive debt reduction coach.) Being Frugal gets back to basics: “ [more...]

Date: 2009-01-15 08:10:35

Ten Ways to Reduce Debt

by Michael Geoffrey Debt reduction requires good planning and great financial discipline. Here are ten steps that can reduce your debt: 1 ... a debt consolidation loan. If you are a member of a credit union you may find they offer better ... to encourage you to transfer your balances to their credit card. However, beware of missed or late payments [more...]

Date: 2008-11-24 22:33:22

Police: Debt Collector Stole Identities

Posted on Thursday, 10 of September , 2009 at 4:32 pm NEWSTEAD—An Erie County debt collector is under arrest for allegedly stealing identities through her employment. Hope M. Dunlap, 38, of North Main St., Newstead, has been charged with first degree scheme to defraud and identity theft, both felonies. State Police said they were alerted to suspicious online loan payments by a local Federal Credit Union. [more...]

Date: 2009-09-10 21:32:44

Forex Trading Minimum $50

Get Up To $1000 Bonus On Your First Deposit. Open Your Free Practice Account Today & Get $2000 Free Credits. Deposit With Credit Card, PayPal, Moneybookers, Western Union, Wire Transfer. Website:http://www.etoro.com/B758_A10449_TClick.aspx Attention Please : Beware of fake / scam ads, PasarBaris.Com [more...]

Date: 2009-01-15 21:01:47

The only thing we have to fear is fear itself.

We’re starting off with a little history. During the presidential campaign in 1932, Frankin D ... everyone borrows from the banks, licensed lending companies, credit unions and the car makers who offer ... up in Washington can talk about “freeing up the credit market” and “easing liquidity”, but it all comes [more...]

Date: 2009-01-15 11:51:55

Mid-Holiday Roundup

Here we are, halfway between Christmas and New Year’s. Our holidays started with a relaxing Christmas Eve followed by an enjoyable Christmas morning ... Reasons Why Credit Unions Kick Ass @ pfBlueprint List of 50 Largest Mutual Fund Companies @ GenXFinance ... Dollar Journey New FICO Credit Scoring System in 2009 @ Credit Addict Credit Cards Made a Little [more...]

Date: 2008-12-29 06:05:13

'One more sad cry in a horrible storm'

From the Sacramento Bee:Sacramento's economy stands to lose around $1 billion over the next 18 months because of layoffs and unpaid furloughs imposed ... in Sacramento is huge," said Teresa Halleck, president of the Golden 1 Credit Union. "The last thing any ... with a mortgage will find it impossible to refinance, according to Irvine-based First American [more...]

Date: 2009-01-12 21:25:00

Things I Learned When I Refinanced My Home

Some days I feel like a home refinancing expert. I’ve refinanced my home twice in the last three years to take advantage of attractive interest ... , I called my local banks, credit unions, and savings and loan companies. I also checked interest rates ... to the interest rates on many credit cards. In addition to looking for a lower interest rate, people [more...]

Date: 2009-01-15 01:31:07

Pink Slip Loans…Even for Cheap Cars!

Pink Slip Loans…Even for Cheap Cars! January 14th, 2009 by Charles Pruett It may seem like a crime, having bad credit and not being able to get a loan from you bank or credit union; and…well…it sort of is. And no matter whose fault it is your credit is in the tank, you can get one of 800LoanMart’ [more...]

Date: 2009-01-14 16:23:32

Buying a house at Christmastime is so fun

Update! On the real house! Which was originally supposed to close today (yeah, a few days before Xmas--great plan), but isn't, obviously.So lessee ... on a VA loan (at a lower rate, since rates have dropped**) from the Navy credit union--Mr. B.'s doing ... costs have risen since we originally had a loan approved on the dead cat house (for $100k more than [more...]

Date: 2008-12-22 20:49:00

How to Get Your Official San Francisco ID Card, Program Kicks Off Today

First of all, if you’re asking yourself how on Earth you could possibly use one of these cards, then don’t worry about this whole program, ... you can use it. Oakland-based Capture Technologies says that these $15 cards are “protected ... of the Bank on SF partners – both banks and credit unions – will be accepting the SF City ID Card [more...]

Date: 2009-01-15 20:23:31


We now present the only guide to bowl watching you’ll need: every bowl game previewed in just ten words each. EagleBank Bowl: Wake Forest vs ... , but someone’s catching herpes on this trip. San Diego County Credit Union Poinsettia Bowl, Boise ... , 8 p.m. ESPN Weis in volcano “accident”; delicious smell permeates island. Buyout: POOF! Motor [more...]

Date: 2008-12-09 18:19:25

Five Ways To Make Any Financial Resolution A Success (Guest Post From J.D. Roth)

This guest post is from one of Wesabe’s new Advisory Board members, J.D. Roth, who writes about smart personal finance at Get Rich Slowly ... resolutions to improve our lives. Many of our goals are financial: get out of debt, open a retirement ... or credit union. Check out this huge list of rewards checking accounts by state for rates as high [more...]

Date: 2009-01-08 17:07:44

Ramp up rewards while others ramp down

The Wall Street Journal reported yesterday that banks are busy making rewards plans less rewarding. Saying: Now, with the economy contracting and fears rising about credit-card delinquencies, banks are trying to cut costs and bolster profits. While credit unions face many of the economic [more...]

Date: 2009-01-15 14:01:17

Upon starting to glance at our taxes

So one thing federal financial regulators and Congress need to examine is why banks can pay virtually nothing in interest rates on standard savings ... while regulating the hell out of them. And yes, there are credit unions, which can be a good [more...]

Date: 2009-01-06 18:53:43

Medvedev, Bush Stand For Nuclear Non-Proliferation

Barack Obama Wrist Watch: Time For a Change Indeed Thursday Israel and Hamas Will Begin Truce Jerry Manuel Named Interim Manager of Mets Navy Federal Credit Union To Serve Personnel At Navyfederal.org Philadelphia Orchestra Announces Neighborhood Concerts Technique Used in Human Ankle Injuries Modified to Treat Dogs' Knees Obama's [more...]

Date: 2008-06-17 18:11:52

Thursday 081127

HAPPY THANKSGIVING Nate Hardy Chief Petty Officer Nate Hardy was killed Sunday February 4th during combat operations in Iraq. Nate is survived by his wife, Mindi, and his infant son Parker. We’re asking the CrossFit community to make donations to the “Nate Hardy Memorial Fund” in care of the Navy Federal Credit Union [more...]

Date: 2008-11-27 02:23:52

Consolidating Your Debt

by William Blake Debt can overpower your life and make your life more stressful than you need it to be ... for getting back on the right financial path. Debt Consolidation - Unsecured An unsecured loan ... Information on Debt Consolidation Almost all lending institutions, banks, credit unions [more...]

Date: 2008-11-13 15:08:33

Let’s hear it for the Patz 1000 Alley Scraper 4-H Style Revue

Those folks at Purdue University are sheer genius. No offense to my friends at the fine land grant universities in Ohio and Pennsylvania, ... (the Brut Sun Bowl? San Diego County Credit Union Poinsettia ... director of Purdue’s Center for the Environment. The first offering? The tiniest new family member of “ [more...]

Date: 2009-01-15 05:02:18

Families transform their finances in ‘U-Turn Challenge’

First Tech Credit Union is about to announce which households will be participating in its U-Turn Challenge ... participating families: Source and stability of income Type of debt Debt-to-income ratio Disposable income ... -determined categories: Debt reduction Savings increase Overall net worth increase Overall level [more...]

Date: 2009-01-15 11:21:05

A Tale of Two Lenders

I’ve talked before about the difference between banks and credit unions ... about my friend who called me up and needed some advice on debt consolidation. She wanted to get all of her credit ... who then made the determination. He didn’t even see a credit score. My question was about the debt [more...]

Date: 2008-10-21 13:02:50

The Business of Bowl Games: It’s All About Money

The New York Times recently published a provocative article on the swindle…err, business of the Bowl Championship Series (BCS) ... Diego County Credit Union Poinsettia Bowl and collected $750,000 — a set of steak knives compared ... Conferences go to the B.C.S. automatically. This season, the first team in each conference to qualify [more...]

Date: 2009-01-07 19:48:14

Who's Missing from the Payday Loan Debate?

Saturday's Washington Post carried an article with the hopeful headline "Credit Unions Slowly Fill Void as Payday Lenders Leave D.C."  In January-before Ohio enacted its anti-payday lending law, before the Arkansas Supreme Court interpreted that state's laws to effectively ban payday lending-the District of Columbia capped [more...]

Date: 2008-07-28 03:25:37

Headline News - January 14, 2009

Wall St. Journal: Bank of America to Get Billions in U.S ... AIte Group Report: U.S. Credit Unions: Seize the Opportunity Note: Throughout the day, as Payments ... Services Acquires Private Label Credit Card Program of Canadian Luxury Jeweler Birks Bank Systems [more...]

Date: 2009-01-14 13:26:41

More Online Application Madness

So there’s something with the Navy … as a civilian … which could be really interesting for me and for which I know I’m qualified ... the house until I went down to the Credit Union and then to the grocery.  Jenni’s feet are still ... than the Federal jobs I applied for back when I lived in DC … and the ubiquitous SF-171 [more...]

Date: 2008-12-30 03:19:02

America’s Got Talent Returns Tonight

America’s Got Talent Returns Tonight Liza Minnelli Introduced At Hollywood Bowl Hall of Fame AFP Presents Ten Top 10, ... Indeed Thursday Israel and Hamas Will Begin Truce Jerry Manuel Named Interim Manager of Mets Navy Federal Credit Union To Serve Personnel At Navyfederal.org Philadelphia Orchestra Announces [more...]

Date: 2008-06-18 04:54:18

The constant stream of Ultraseek redirects to malware

I’ve been tracking a steadily increasing amount of redirects, often from legitimate .gov, .edu or major corporations ... that the Coca Cola Credit Union is currently redirecting to malware.  An example string is as follows: http://search.creditunion.coca-cola.com/creditunion/cs.html?url=//marker2009 com%2Fin.php%3F%26n [more...]

Date: 2009-01-11 15:07:56

Your deposits are up. So what?

“Deposits are the lifeblood of banks.” – Bob Chapman, President Bank of the James These days, ... by at least 11%. And a recent survey by CUNA found that one-fourth of credit unions were enjoying above [more...]

Date: 2009-01-14 11:21:35

East Coast bias takes solace in P-Bowl attendance

Read and respond: If college football fans on the West Coast and in the Rocky Mountains think that Eastern media centers don’t respect them, ... more people to meaningless postseason games sponsored by auto repair shops and credit unions [more...]

Date: 2009-01-07 22:50:41

UBS, Credit Suisse: Swiss Bank Shorts Worth 30%

Vikram Pandit is not the only bank CEO who is trying desperately to find that tricky balance between contraction and shareholder value; ... -supermarket model. Shares of Union Bank of Switzerland (UBS), Credit Suisse (CS) and Deutsche Bank (DB ... will have to follow suit shortly. The problem UBS and Credit Suisse confront is that (a) a fair proportion [more...]

Date: 2009-01-15 14:18:17

Using Reverse Mortgage Cash Out Options Wisely

Using Reverse Mortgage Cash Out Options Wisely Posted By Mulroony Vanrock on @ 2: ... the whole amount and plop it into into his local credit union account, live off of needed funds and earn interest on the balance. The first thing I did was to, in no uncertain terms, tell him he shouldn’ [more...]

Date: 2009-01-15 09:00:33

A Few Pictures - Not Sure What They Are or Could Be Worth

MyPaperNow.com - Your Stories, Your Life. / Join Us In The Journey / : " ... school to house an official branch of the Suncoast Federal Credit Union, is a 2008 Little Red ... 5 schools had 10 five-star schools: Apollo Beach, Brooker, Cimino, Corr, Mintz, Sessums, Summerfield [more...]

Date: 2008-10-17 01:40:00

Ron Paul Pressing for MBL Easing in Stimulus

http://www.nafcunet.org/T... Jan. 12, 2009 – Rep. Ron Paul, R-Texas, is organizing a letter to House Speaker Nancy Pelosi, D-Calif., in favor of including greater member business lending authority for credit unions in connection with this year’s stimulus bill. read more [more...]

Date: 2009-01-12 21:31:47

Fifty Fun Facts About Bank Failures

While I was researching the differences among thrifts, banks, and credit unions, ... insurance coverage limits have exceeded inflation (according to the BLS’s inflation calculator). The FDIC [more...]

Date: 2008-09-02 16:00:39

Rip a Page out of Kermit’s Book

I’ve got four young boys, the youngest being three and the oldest being seven years old ... , who announced today that it will shrink itself by one third.  Meanwhile, the credit unions are innovating [more...]

Date: 2009-01-14 23:07:49

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