Families transform their finances in ‘U-Turn Challenge’
First Tech Credit Union is about to announce which households will be participating in its U-Turn Challenge ... participating families: Source and stability of income Type of debt Debt-to-income ratio Disposable income ... -determined categories: Debt reduction Savings increase Overall net worth increase Overall level [more...]
Date: 2009-01-15 11:21:05
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Let’s hear it for the Patz 1000 Alley Scraper 4-H Style Revue
Those folks at Purdue University are sheer genius. No offense to my friends at the fine land grant universities in Ohio and Pennsylvania, ... (the Brut Sun Bowl? San Diego County Credit Union Poinsettia ... director of Purdue’s Center for the Environment. The first offering? The tiniest new family member of “ [more...]
Date: 2009-01-15 05:02:18
Forex Trading Minimum $50
Get Up To $1000 Bonus On Your First Deposit. Open Your Free Practice Account Today & Get $2000 Free Credits. Deposit With Credit Card, PayPal, Moneybookers, Western Union, Wire Transfer. Website:http://www.etoro.com/B758_A10449_TClick.aspx Attention Please : Beware of fake / scam ads, PasarBaris.Com [more...]
Date: 2009-01-15 21:01:47
Police: Debt Collector Stole Identities
Posted on Thursday, 10 of September , 2009 at 4:32 pm NEWSTEAD—An Erie County debt collector is under arrest for allegedly stealing identities through her employment. Hope M. Dunlap, 38, of North Main St., Newstead, has been charged with first degree scheme to defraud and identity theft, both felonies. State Police said they were alerted to suspicious online loan payments by a local Federal Credit Union. [more...]
Date: 2009-09-10 21:32:44
'One more sad cry in a horrible storm'
From the Sacramento Bee:Sacramento's economy stands to lose around $1 billion over the next 18 months because of layoffs and unpaid furloughs imposed ... in Sacramento is huge," said Teresa Halleck, president of the Golden 1 Credit Union. "The last thing any ... with a mortgage will find it impossible to refinance, according to Irvine-based First American [more...]
Date: 2009-01-12 21:25:00
How to Get Your Official San Francisco ID Card, Program Kicks Off Today
First of all, if you’re asking yourself how on Earth you could possibly use one of these cards, then don’t worry about this whole program, ... you can use it. Oakland-based Capture Technologies says that these $15 cards are “protected ... of the Bank on SF partners – both banks and credit unions – will be accepting the SF City ID Card [more...]
Date: 2009-01-15 20:23:31
Using Reverse Mortgage Cash Out Options Wisely
Using Reverse Mortgage Cash Out Options Wisely Posted By Mulroony Vanrock on @ 2: ... the whole amount and plop it into into his local credit union account, live off of needed funds and earn interest on the balance. The first thing I did was to, in no uncertain terms, tell him he shouldn’ [more...]
Date: 2009-01-15 09:00:33
The Business of Bowl Games: It’s All About Money
The New York Times recently published a provocative article on the swindle…err, business of the Bowl Championship Series (BCS) ... Diego County Credit Union Poinsettia Bowl and collected $750,000 — a set of steak knives compared ... Conferences go to the B.C.S. automatically. This season, the first team in each conference to qualify [more...]
Date: 2009-01-07 19:48:14
Small Biz Owners Beware!
NBCPhiladelphia.com: Stacey Pace runs a small florist in New Castle, Delaware ... pace. But Pace became suspicious and asked for the credit card number first. Pace checked the card ... . He wanted the items shipped to Ghana. The shipping company demanded Pace pay up front by Western Union — [more...]
Date: 2009-01-07 15:08:00
Quicken for Mac Lacks Extended Validation Certificate Support
A few days ago, in the middle of the first wave of snow that hit Seattle, I tried to download banking transactions from my credit union, BECU (once dedicated to Boeing employees) using Quicken 2006 [more...]
Date: 2008-12-23 19:24:50
Left New Media Forum #3
Right, my down-time is over and I have at least half a dozen articles at least to write, so I shall get cracking ... , although in the first meeting we had Morning Star chaps show up, this has not been replicated in the other ... good idea (so I thought) was to have a Tony Benn and Neil Chomsky debate on the credit crunch [more...]
Date: 2009-01-15 18:38:29
Europe Reimports Jew Hatred, by Daniel Schwammenthal
The following article from the Wall Street Journal offers a succinct overview of what one of its editors sees as the ideological currents behind the ... credit for his unintellectual honesty. While most left-wing detractors of Israel claim their animosity toward the Jewish state has nothing to do with anti-Semitism, the head of a small Italian union [more...]
Date: 2009-01-15 14:57:03
Punish the savers - Part 23
There is something seriously wrong in the world when nations in dire need of domestic savings end up having to push interest rates to such ... . "It's earned an average of eight percent over the last seven years and it's tax free. Of course, past ... that also pays some kind of interest. This report in Times Online explains: Banks cut savings rates [more...]
Date: 2009-01-13 01:22:59
US retail sales, eurozone industrial production fall
Wednesday brought yet more gloomy economic data. Bloomberg reports that US consumers are cutting back on spending. Sales at U.S ... of credit led Americans to cut back on everything from car purchases to eating out. The 2.7 percent slump ... . The decline in purchases and lack of credit caused a further weakening in the economy across almost all areas [more...]
Date: 2009-01-15 00:21:48
James Passin: Rising Commodity Prices to Trigger Renaissance for Nuclear and Gold
Source: The Gold Report Commenting on what he views as an inevitable hike in commodity prices—and an equally inevitable shift into ... credit crisis has triggered a host of feedback effects, which have resulted in driving down energy ... economic conditions. There’s no credit lines needed to finance purchases, so we’re seeing catastrophic [more...]
Date: 2009-01-14 14:30:29
Transcript of Mayor Michael Nutter’s budget update
Date: Jan 15, 2009 Location: Philadelphia City Hall Speaker: Mayor Michael Nutter (transcript provided by Mayor’s Office of Communications) Good morning. I appreciate everyone being here today on what I’m sure was relatively short notice. I’ve asked you all here today because we need to share some information regarding some serious concerns [more...]
Date: 2009-01-15 19:01:46
Global Bear Market Grips EMU, Threatens Monetary Union
About 12 months ago at a Sovereign Society conference in St. Kitts, I asked the audience if they were bullish or bearish about the U.S ... credit crisis costing the country trillions and massive trade and budget deficits. Just staggering ... poised to unravel this year as the credit crisis comes home to roost in a big way as weaker EMU (European [more...]
Date: 2009-01-15 14:19:03
Time to Refinance?
It’s a good thing I don’t have a job! Or else I’d be refinancing again… I think in the past 7 years, we’ve had 3 houses, and at least 8 mortgages! ... d break even in about 16 months. More about our mortgage is described in The Perfect Ten Year Mortgage. Here’s another good break even calculator. Where to Look for Best Rates If you are shopping [more...]
Date: 2009-01-15 14:29:45
Felten for CTO?
comments) The True Story of the Telephone I grew up in Highland Park, Illinois, just down the street from where the telephone was invented ... , Hubbard established water and gas and trolley utilities for Cambridge, Mass. — some of the first in the nation. He also fervently lobbied Congress to replace Western Union’s monopoly on the telegraph [more...]
Date: 2009-01-08 09:30:52
Emotional, financial and legal advice on surviving redundancy
Keep calm Remember you're not alone Redundancy can be a devastating, sometimes brutal, experience but it's not your fault. "You aren't responsible for the vagaries of the western economic cycle. You didn't start the credit crunch in your own backyard," says Phillip Hodson, a fellow of the British Association for Counselling and Psychotherapy [more...]
Date: 2009-01-08 14:45:20
Sleep-Blogging Mary Schapiro's Confirmation Hearing
Having survived my live-blogging of the TARP Congressional Oversight Panel hearing yesterday, I thought I'd head over (virtually) ... conscious at that point, she'll have passed her first test.While we're waiting for the committee ... this out? Or did she mean 2007? Rather late, either way.)10:48 am: Schapiro says credit rating agencies [more...]
Date: 2009-01-15 15:07:00
Is 450 ppm politically possible? Part 8
By Joseph Romm A U.S. climate bill should set a target of reducing U.S. greenhouse gas emissions 20 percent to 30 percent below 1990 levels by 2020 ... the risks of dangerous impacts of global warming. That is the executive summary of a new report I have written for the Center for American Progress (Full report here PDF ). I have changed my thinking [more...]
Date: 2009-01-15 00:42:02
JUDGE HAIGHT’S RULING ON THE NEW YORK CITY DISTRICT COUNCIL OF CARPENTERS “REQUEST SYSTEM”, which lets contractors pick and choose which carpenters to hire off the out of work list
UNITED STATES DISTRICT COURT SOUTHERN DISTRICT OF NEW YORK ————————————————————————J( UNITED STATES OF AMERICA,Plaintiff, 90 Civ. 5722 (CSH) ... this Court, held that the District Council (also referred to as “the Union”) was in contempt ofthe ... Referral Rules required union members on the out-of-work list(”OWL”) to be “referred to jobs [more...]
Date: 2009-01-15 02:19:43
Gates of Vienna News Feed 1/8/2009
The latest word is that an agreement with Russia has been reached, and the flow through the gas pipeline will resume.Also, look for the storming of the Israeli consulate in Montreal, as well as other Gaza-inspired violence around the world.Thanks to AA, Abu Elvis, Insubria, JD, Tuan Jim, Vlad Tepes, and all the other tipsters who sent these in [more...]
Date: 2009-01-09 04:49:00
Hillary Clinton Re-Imagined
Hillary Clinton Re-ImaginedHillary Rodham Clinton will serve in a non-partisan role as secretary of state, which may provide her an opportunity to recast her legacy.Hillary Rodham Clinton's confirmation hearing today in front of the Senate Foreign Relations Committee marks a turn in the legacy of a family that has dominated Democratic politics for [more...]
Date: 2009-01-13 20:05:21
The Bubble Was Bound To Break
WCSH 6 reports from Maine. “2008 was a difficult year for real estate on many fronts ... s now been resolved. But if the problem is your mortgage went up to more than you can afford, (Chapter ... A Manchester woman who owns a courier business got into debt after her gas expenses spiked to $1,500 [more...]
Date: 2009-01-14 13:37:16
Weighted Average Cost of Capital Doesn't Include Everything
Or: Figures don't lie, but Liars Sure do Figure! We've got a lot of people with loans in the low fives, interest rate wise, ... : $350,000 first at 5.25% $100,000 second at 8.5% $50,000 consumer debt at 12% This person then used ... that there's enough equity in the property to absorb the full amount of excess debt without PMI. Robert [more...]
Date: 2009-01-11 17:50:23
Drinking coffee reduces risk of Alzheimer’s
At first glance I was thinking no one in the Auto Industry should ever forget anything! Then they had to go ahead and put that last line in there about “too much is too much”. No matter, it does look like there is some good aspects to the best natural pesticide known to man! [more...]
Date: 2009-01-16 00:46:39
Obama talks Mexico today, Canada soon. And the new dog nears
... with Mexican President Felipe Calderon and will make his first foreign trip as president to Canada ... as a candidate seeking union support for the Democratic nomination, the ex-Illinois senator made much [more...]
Date: 2009-01-12 13:15:21
Where were you when the world ended?
Being a spoiler-filled (except for the final issue) narrative of your Winter Men reading experience, in nine (somewhat lengthy) parts. Part the First. Sometime around 10 August 2005. Your trip to the local comics-purveying ... do you know you’ve taken the first step toward damnation. How could you have known? The book begins [more...]
Date: 2009-01-11 16:25:10
Bear market intensifies for crude; prices tumble
With auto sales in the tank and people pulling back in every area to conserve and save, it is no wonder that oil consumption is on the drop. With people driving fewer miles and driving those miles in vehicles that get better economy, it is having a strong impact on crude demand and hence prices. But it does not stop there [more...]
Date: 2009-01-16 00:25:02
Things You Tend Not To Spend Much Time Thinking Seriously About When Making A Decision To Relocate
I have had this item on my blogging to-do list for probably 18 months now, without attempting to address it ... accounts and getting local credit cards. You see, your check - or should I say cheque? - drafted ... s start with credit history, something discussed in this blog a long time ago. Or, rather, your lack [more...]
Date: 2009-01-15 20:29:06
Ainda o “downgrade” da S&P (3)
Bloomberg The risk of losses on European government bonds is mounting as the economic slowdown threatens credit ratings in Ireland, Portugal, Spain and Greece. Credit-default swaps tied to the debt of Ireland rose more than seven-fold ... to be threatened with a debt downgrade when Standard & Poor’s said the country’s long-term rating [more...]
Date: 2009-01-14 11:03:02
Employment squeeze; rising costs strain Uni students; and an in-your-face trip to Le Cordon Bleu (and the year has only started!)
Singapore gripped by employment squeezeBy Sumathi BalaFinancial Times, January 15 2009Singapore’s job market is looking gloomy as the global economic slowdown takes its toll on local industries’ hiring.A recent survey reveals that more than half of bosses are planning to cut jobs in the first quarter of this year [more...]
Date: 2009-01-15 13:20:00
Is Bank of America The Next Citigroup?
Charles Darwin's theory was survival of the fittest. The Fed's policy is Survival Of The Weakest ... of America, which has been setting aside too little reserves for its own loans, Graham Fisher & Co.’ ... been so acquisitive, they find themselves with very little in tangible equity.” As Citigroup Goes To Sleep [more...]
Date: 2009-01-15 02:36:00
Will All Be Well, And End Well, In Estonia?
Well, there doesn’t seem to much room for doubt at this point does there, the Baltic Economies are in the van of the European economic slowdown for 2009, just as they were leading the charge up in 2007, and all that debate about whether we were going to get a hard landing or a soft one seems now so out of date and and old hat as we watch how [more...]
Date: 2009-01-13 15:59:56
The Ultimate Pandemic: Identity Theft
If you’ve ever been a victim of identity theft, you know first hand the stress and problems it can cause ... . 6. Make photocopies of your license and credit cards. Keep your social security card at home. Also ... with your name and address on it. This is especially important for credit card offers you receive in the mail [more...]
Date: 2009-01-15 15:24:48
Portugal Sustains
“Art has a function of teaching about the human condition. We live in hope, hope is fundamental” - Manoel de Oliveira Manoel de Oliveira (photo and quote above) is a living example for the Potuguese people of how to force their way out of the low growth/low per capita income trap into which they have steadily stuck their neck [more...]
Date: 2009-01-12 14:37:23
How well are our local banks performing?
There's much speculation that TARP (the Treasury's Troubled Asset Relief Program, ... in a suffering economy, and fearful of making the kind of mistakes that got it into trouble in the first ... officer. “First thing you do is put your own mask on, stabilize yourself.” [more...]
Date: 2009-01-14 14:25:00
The 60 Most Anticipated Films Of 2009
2009 is obviously underway, and it could be a really great year. In no particular order, we've written about (or mentioned in brief) 60-plus films that we're looking forward to in 2009 (we actually name roughly 78 films in total, give or take). Sure, some of them we have reservations about, and some could be totally godawful, [more...]
Date: 2009-01-10 22:24:00
DrumBeat: January 13, 2009
Analysis: Global power demand to languish in 2009 The outlook for energy commodities this year remains grim, says a new report from Merril Lynch. Neither cold winter temperatures in the Northern Hemisphere nor a steep fall in the price of energy have provided much support to the demand for oil, natural gas or coal [more...]
Date: 2009-01-08 01:35:34
Transcript: President George W. Bush Final Press Conference - January 12, 2009
(Source: White House Press Office) 9:17 A.M. EST THE PRESIDENT: Thank you. Tapper. We have been through a lot together. As I look through the room, I see Jake, Mike, Herman, Ann Compton. Just seemed like yesterday that — that I was on the campaign trail and you were analyzing my speeches and my policies [more...]
Date: 2009-01-12 20:41:57
The 2:00 a.m. “Stuck in Portland” Redesign Launch Story
I mentioned in the comments about the redesign that there was a back story to this week’s launch, ... for a more typical article. First, the Trip to Portland Following the recommendation of a couple ... there. When I returned to Union Station for my 2:50 p.m. train, I learned it was canceled due to inclement [more...]
Date: 2009-01-08 01:38:16
DrumBeat: January 12, 2009
A novel plan for economic stimulus What's different now? In the 1930s, even though the U.S. economy collapsed, we still had a surplus of natural resources -- we were then the world's No. 1 producer of oil and coal. Fast forward 80 years. Despite the recent temporary dip in the price of gas and heating oil, [more...]
Date: 2009-01-12 14:02:56
Intentionally left bank
“Intentionally left bank,” is the only thing Seattle Metro Credit Union’s billboard says ... : This is actually a full-color photo. That’s what Seattle looks like in winter.) Seattle Metro Credit Union ... relationships. The campaign is designed to complement the credit union’s “7 Principles,” a philosophy built [more...]
Date: 2009-01-15 20:55:54
Today in Palestine! ~ Headlines January 14, 2009 ~
US cancels Israel arms shipment over Greek objections The US military has to had to cancel a planned shipment of munitions from a Greek port to a US warehouse in Israel due to objections from Athens, a Pentagon spokesman said on Tuesday. "I think the Greek government had some issue with the offloading of some of that shipment in their country and [more...]
Date: 2009-01-15 14:18:00
Paulson speaks
Secretary of the Treasury Henry Paulson took time out of his busy schedule wasting 700 billion dollars of taxpayer money (and thereby turning a credit crisis into a depression) to speak at Resources for the Future ... ’s record and said that he didn’t think the president had gotten credit for changing the global [more...]
Date: 2009-01-08 01:41:23
What The Rise And Fall In Housing Has Done
The Ventura County Star reports from California. “Thousands of Ventura County residents were pushed out of their homes last year, and many more were left hanging on by a thread — a situation exacerbated by mounting job losses. In Ventura County, December foreclosure filings surged 37 percent from November and 97 percent from a year ago, [more...]
Date: 2009-01-15 18:16:59
Thursday, Janyary 15, 2009
(NOTE: There will be no update of the news Friday, instead, we will be covering a most interesting story – an untold one about US POWs captured at the Battle of the Bulge, then sent to concentration camps as slave laborers) The day’s top political news: Bush Bids farewell President George W [more...]
Date: 2009-01-15 14:35:07
FSA to speed up compensation payouts of collapsed banks
Customers of failed UK banks could get their money back within a week under proposals outlined today. The Financial Services Authority (FSA) ... for customers to get back their money within seven days if a bank fails". When one credit union ... if a bank, building society or credit union fails." He said the current scheme had worked well [more...]
Date: 2009-01-07 15:49:12
