Financial Planning Advice From Jeremy Gillman-Wells

Two weeks ago, I interviewed Jeremy Gillman-Wells ... credit card debt as soon as possible - the interest [more...]

Date: 2009-01-08 23:43:15

Blog posts (157) | Videos (188)
 

Can Collection Agencies Sue Me For Outstanding Debt?

Amazon.de Widgets The question that many people are asking is ‘can collection agency sue for a debt?’ With the amount of people suffering financial hardship due to the current economic crisis the number of people facing difficulties paying their bills is increasing rapidly and for the time being, at least, this trend shows no sign of reversing.Previously, lenders who had borrowers that had fallen into arrears would normally, only go as far as to post negative credit information upon the debtors [more...]

Date: 2009-09-29 11:34:48

Review – Secrets of a Stingy Scoundrel

About the Book Secrets of a Stingy Scoundrel is essentially extreme tips for saving money and losing any semblance you may have of dignity. Phil Villareal provides 100 tips to help you learn how to do things like: Get free meals at restaurants Finagle your way into a cheaper hotel room Save money at the club and, avoid contributing to company gifts What I Liked This was an honestly entertaining tome. The tips were wildly outrageous and in some instances down right dirty. [more...]

Date: 2009-09-28 13:21:37

The Benefits Of An Unsecured Debt Consolidation Loan

Amazon.de Widgets Unsecured Debt Consolidation Loans will combine all your existing debt into one much more manageable, lower interest loan, without putting your home, or any other collateral at risk.An unsecured debt consolidation loan is not as easy as it once was to be approved for. You will have to have a very secure job and have an excellent credit history with very little or no black marks against it, which is extremely difficult in these times of economic turmoil.But the signs are improving [more...]

Date: 2009-09-28 11:53:40

New US Credit Card Legislation Has Allowed Credit Card Companies Too Much Time!

Amazon.de Widgets President Obama’s credit card legislation, although welcomed during these times of harsh economic woe, unfortunately will probably fall just short of what every American has been screaming out for, a strong leash on the credit card industry. Legislation to regulate the credit card companies from imposing financially sapping interest hikes and reducing credit lines without warning, will shortly be announced, and not a moment too soon as a battle weary American public continually [more...]

Date: 2009-09-29 12:31:20

Never Show up to a Gunfight with a Knife

Why do so many people struggle with money? Why is it so difficult to get ahead in a time of such prosperity? Why do the rich keep getting richer while the poor and middle class seem to continually struggle? I’ll tell you the answer: Most people follow bad advice and mimic strategies of the financially unsuccessful rather than imitating those who are already wealthy. You see, every day you make money choices that affect all areas of your life. [more...]

Date: 2009-09-28 20:03:13

The 7 new rules of financial security

In a world turned upside down, you must re-examine some basic assumptions. A good place to start: understanding the true nature of risk.John Maynard Keynes, the Depression-era economist who’s having quite the comeback, once quipped when he was accused of inconsistency: “When the facts change, I change my mind. What do you do, sir?”Money has long advocated the benefits of consistency in your investing and financial planning. [more...]

Date: 2009-09-29 10:57:27

What Are The Benefits Of Using 0% APR Credit Cards?

Amazon.de Widgets The practice of chasing 0% credit cards has been around for a while now. Let’s face it, if you could guarantee continual use of credit cards without paying interest you too would jump from one card to the next.0% credit cards are as popular today as when they first appeared a few years ago and even during these harsh economic times credit card usage and the pursuit of these deals is continually increasing with massive increases in the past 5 years alone.How much of the blame [more...]

Date: 2009-09-29 12:13:36

Marijuana activist Emery surrenders to court, awaits extradition

That’s a good man being sent down there, for ridiculous prohibitionist laws. And mostly to appease the US at that. You can watch a documentary on Marc and his anti-prohibition activism here . You can learn who ships in the actual hard drugs here. Flashback: Vancouver pot activist Marc Emery to plead guilty to U.S. drug charge | The Post editorial board: Emery should be a free man | Canada “Prince of Pot” reaches deal on U.S. [more...]

Date: 2009-09-28 20:48:55

The cooptation of user participation

Article: Wikinomics and its discontents : a critical analysis of Web 2.0 business manifestos. By José Van Dijck and David Nieborg. We mentioned this essay before, which is a critique of a number of business authors, such as Don Tapscott’s Wikinomics, Charles Leadbeater and others, for failing to see the cooptation strategies of business and the antagonistic interests between proprietary platforms and user communities. Here are some excerpted paragraphs outlining some of the arguments of the essay. [more...]

Date: 2009-09-29 10:10:15

Divinity, Love & Living!

Last week I announced that we were going to be embarking on a fabulous new adventure — & here we are! My amazing friend & psychic advisor Joycelle will be doing weekly readings right here! Am I on the right path & is this a viable career choice? I’m feeling as if the relationship I am in is falling apart, just wondering what to do & if the right person is ever going to come along. [more...]

Date: 2009-09-29 01:04:07

Understanding Consumer Debt Consolidation

Amazon.de Widgets Living today has never been more difficult and the fine line between keeping ones head above water and drowning has never been finer so it is hardly surprising that more and more people are looking to consumer debt consolidation programs for assistance.Consumer debt consolidation programs have increased greatly in number over the past three years as the requirement for professional counseling and guidance has become more apparent now than ever before. [more...]

Date: 2009-09-28 11:48:54

Bailouts and Bankrolls

Lawmakers are holding hearings on Capitol Hill to try to figure out solutions to the newspaper industry’s troubles. U.S. Rep. Carolyn Maloney (D-N.Y., at right), who chairs Congress’s Joint Economic Committee, has proposed a bill that would allow community and metropolitan papers to become nonprofit organizations. Similar legislation has also been introduced in the Senate. [more...]

Date: 2009-09-28 17:23:43

Some Real Estate Points I Want To Share With You

by Paolo Koster Sometimes it is not enough to shop around for credit cards based of what they offer. More often than not, it pays to understand the terms of what the credit card offers before you getting the card. You must also take time to review the disclosures of terms and fees might appear on credit card offers you receive. Basically, business credit card is for the business peoples consumption. Compared to the regular credit card, a business credit card has a high limit plus low interest rates. [more...]

Date: 2009-09-29 13:20:43

Latest Tips For Using Loan Calculators To Save Money

September 28, 2009 | By John Boone In Finance | by Ann WhittakerImagine the next time you join a discussion about simple loan payment calculators. When you start sharing the fascinating loan calculator facts below, your friends will be absolutely amazed.Financing your dream car and keeping bad credit at bay is as simple as 1-2-3. Financial institutions are increasingly becoming flexible about bad credit personal loan applications. [more...]

Date: 2009-09-28 20:24:26

Daily Links: Twitter Time Edition

I think that maybe I finally have this Twitter thing figured out. Though I’ve had an account for a while, I’ve never really known what to do with it ... payment can be a useful guide for cardholders, the article says, but it’s a much better deal ... of influence on how quickly that debt gets paid. Research found that as suggested minimums drop, actual [more...]

Date: 2009-01-15 00:00:12

There are no short cuts.

Part of what I wanted to say last week ended up in this post, and bits and pieces of my ideas are still swirling around in my head like so many will-o-the-whisps- no sooner do I look at one directly but it disappears from sight. One thing I’ve been thinking about for a while is how convenience can be a weed that crowds out frugality [more...]

Date: 2009-01-02 09:27:15

Are Bad Credit Debt Consolidation Loans Difficult To Obtain?

Amazon.de Widgets Bad credit Debt Consolidation Loans are they still available? This article looks at whether or not the consolidation loan for people with bad credit is still available.Don’t take my word for it, but bad credit consolidation loans are rare…very rare, but the situation is improving slowly.It never used to be the case, but the decline of the economy over the past two years, due to the global fall out from the sub prime mortgage fiasco, has meant that lenders are reluctant to lend [more...]

Date: 2009-09-28 11:56:59

ScamBuste 286

NOTIFICATION OF PAYMENT VIA ATM CARD This is to officially inform you that we have verified your contract/inheritance file presently on my desk, and I found out that you have not fulfilling the obligations giving to you in respect to your contract payment. Secondly, you are hereby advised to stop dealing with some non-officials in the bank as this is an illegal act and will have to stop if you so wish to receive your payment immediately. [more...]

Date: 2009-09-29 08:54:51

Student Loan Consolidation

by Layla Vanderbilt If you are struggling to pay off your student loans, or to balance the payment of multiple student loans, you may want to consider student loan consolidation. This approach is particularly helpful for borrowers facing forbearance or deferment, or if your level of debt is effecting your credit score. You can often decrease your level of debt, interest rates and number of loans in one step through loan consolidation. [more...]

Date: 2009-09-29 14:56:40

How to Improve Your Credit Score When Paying Down Debt

Kudos to you for focusing on paying down your debt. Regardless of what you do from here on out from a credit score perspective, you are already doing the best of all things – paying down your debt. However, you can make some small mistakes in the process that will hurt the improvement of your credit score. Hopefully, with some advice, you can avoid them. Don’t Cancel Cards When you pay off a credit card, it’s very tempting to cancel the card and cut it up into tiny little pieces. Please don’t. [more...]

Date: 2009-09-29 11:00:28

Preparing for the coming year

I was shocked to see a Labor Party politician on the TV news yesterday say that now we've had our retail therapy over Christmas (his words, not mine) we should all go off and book a holiday. I won't be taking his advice, I, instead, thought of how sad it is when people bend and compromise their values for the sake of power. Despite [more...]

Date: 2008-12-30 18:57:00

My Bills Are Too High, Will A Consolidation Loan Help?

Amazon.de Widgets Bill Consolidation loans; otherwise known as credit or debt consolidation loans, are loans that are currently in high demand as people look for ways to shore up their financial situations, for what looks like at least another 18 months of financial uncertainty.Quite simply, bill consolidation loans are loans that pay off lots of smaller loans and debts that usually have higher interest rates. The benefits and value of applying for bill consolidation loans are;1#. [more...]

Date: 2009-09-28 11:44:10

Will Your Credit Score Be Ruined By Credit Card Debt Consolidation Negotiators?

Amazon.de Widgets Credit card debt negotiators claim that they can help you pay less than you owe. Read the truth about credit debt negotiation scams. Protect your credit history.There are different reasons why people fall into debt. All of a sudden you may realize that you just can not make your regular payments. All of your bills and credit card statements drive you to the point of insanity and it seems that you will be unable to get out of this pit without help. [more...]

Date: 2009-09-29 11:50:50

Accidents on Holiday and How to Recover Personal Injury Compensation

Author : Steven Hinchliffe If you have accidents on holiday (either in the UK or abroad) and want to pursue personal injury claims, as long as the "holiday package" was booked through a tour operator in the UK and what you were doing at the time of the accident was part of that package, then you may be able to make an injury compensation claim against the tour operator for your injuries and any related financial losses In this situation the personal injury compensation claim would fall under [more...]

Date: 2009-09-29 04:18:13

After my personal experiencing the difficulties I have faced when I was dealing with the debts after my marriage I have decided to share some advice ... Collection Agency: So finally I just want to introduce this website which can be helpful ... for those that are newly married or they are going to marry soon.  I was not having too much debt [more...]

Date: 2009-01-15 15:04:28

Why Can't You Ever Make On-Time Payments?

By Tisha Tolar How frustrating is it to pay all of your bills each month when you finally get a minute to sit down and take care of things, ... are no longer as forgiving about grace periods and payment timelines. It is now more important ... . You need to change your financial habits to eliminate late fees and help you on your way to living a debt [more...]

Date: 2009-01-12 22:28:05

Want to Become the Greatest Sports Handicapper? Here’s How

Want to Become the Greatest Sports Handicapper? Here’s How You will be able to get tips on best betting practices. … can make money on sports now and forever with a conservatively sports betting strategy . Texas Hold’em Rules and Strategy Card Playing And Betting At Texas Holdem Poker Author writes articles, tips and advice for Better Betting … Free Horse Racing Tips and Betting Strategies … Baseball Betting Strategy , Tips & [more...]

Date: 2009-09-29 15:15:30

Eight Tips for Remodeling Your House

Call me Captain Confidence but I have this awkward habit of thinking projects I jump into will be easier than they usually are ... ? A monkey could do it.Well to our credit we did get it done but the one-day project stretched into 30 ... this latest maneuver of ours I think I may be able to give some real advice about heading into a remodel [more...]

Date: 2009-01-08 09:00:00

Guilty By Association

Many years ago, I used to run my sites out of an office building in an industrial part of Richmond. There were two other tenants in the building. One was an auto repair shop. The other was a drug dealer who used his unit to make illegal ... of association. The commentators asked me how many people I know who never run a Credit Card balance [more...]

Date: 2009-01-04 23:45:11

Reduce Your Interest Rate With A Credit Card Debt Consolidation Loan

Amazon.de Widgets Credit Card Debt Consolidation Loans are the perfect solution to manage credit card debts properly. These loans will not only provide a manageable single loan but will reduce greatly the amount you repay each month because of the lower interest rates often applied to loans.It is without a shadow of a doubt that most people would like to reduce their debt burden to as small an amount as possible. [more...]

Date: 2009-09-29 11:54:49

How to Avoid a Lawsuit From a Collection Agency

The first thing you need to understand is that most large collection companies have a lawyer at their disposal who writes letters on their behalf ... to respond… they’ll sell the debt to another collection agency for pennies on the dollar. In order for them ... that they cannot legally be collected on. So even with a judgment to repay the debt… the collec [more...]

Date: 2009-01-14 19:53:56

What Can I Do? I’m Treated Like A Financial Leper Because My Credit Is Bad

Amazon.de Widgets If you feel like you’ve been well and truly left out to dry by the financial institutions, you have every right. The current economic meltdown is the reason, and because of our excessiv spending of the last 5 years we’re not totally blameless, but we’re certainly not to blame for the financial mess that the US and the rest of the world is facing right now either. [more...]

Date: 2009-09-28 12:04:42

Navarrette: I Like Blago’s Chutzpah!

Looking for a column loaded with racism, hyperbole, praise for a man embroiled in scandal, ... be forgiven if they disregard Ruben's advice, and shift their admiration toward somebody slightly ... Blagojevich as a stepping stone to reveal the ever disturbing race card.  What Blagojevich, Bobby Rush [more...]

Date: 2009-01-02 17:32:35

Seven Huge Financial Mistakes I Made During My College Career

Over the last few weeks, I have been reflecting on how many members of my rather close extended family are either near high school graduation or are in college right now. They have so many great opportunities ahead of them in the next few years - and so many chances to botch things, too [more...]

Date: 2009-01-04 14:00:00

Government Intervention in Foreclosure

This is Part Four of a series of articles on foreclosures. This article does not constitute legal advice. Foreclosure laws vary from state to state. Homeowners in financial distress should always hire legal counsel. Call your local state bar association for a referral.  Reduced or free legal aid may be available in some states [more...]

Date: 2009-01-07 07:00:13

Facing Debts after Wedding

After my personal experience in the difficulties I have faced when I was dealing with the debts after my marriage I have decided to share some ... . 3) Debt Collection Agency: So finally I just want to introduce this website which can be helpful ... much debt. The big amounts I was having was $15000 in credit card debt and 3 years on car payments [more...]

Date: 2009-01-15 15:04:28

Personal Finance Tips

by Jim Parker Do you know the best way to financial freedom and wealth? You might be surprised at the simple things you can do to be just like them ... finance. Personal finance includes topics like budgeting, retirement, savings and debt management ... you end up with debt. To gain balance in your personal finances you need to be debt free. This comes [more...]

Date: 2009-01-15 20:01:49

Ask the M-Network: What to do if you’re deep in debt

Last week the M-Network rolled out a new feature:  Ask the M-Network.  This week, we’re going to answer a question about debt from one of my readers ... to know if this is credit card debt or some other debt - there is a big difference. If credit card debt, then you might want to think about going to a consolidation company who can work on your behalf [more...]

Date: 2009-01-14 12:00:07

Why You Should Never Live On Cash

From Now On, You’ll Learn To Live On Cash If you’ve ever watched the show, Till Debt Do Us Part, then you’ll know that the host, Gail Vaz-Oxlade, ... Cost You Money Whenever possible, I will charge everything I buy on a Credit Card. The main reason for this is because it makes me money. If you’re the kind of person who never runs a credit card [more...]

Date: 2008-12-30 00:19:00

Ten for Tuesday (January 13, 2009)

Here’s this week’s Ten for Tuesday. Enjoy! 1. My friend, Lindsay, details how she and her husband are handling allowances. 2 ... , same-as-cash, and no-interest-no-payments. 6. Protect your FICO score as more inactive credit card ... break out the credit cards. 7. The Digerati Life offers up some pointers on preparing for a job [more...]

Date: 2009-01-13 17:39:22

How to Become Debt Free using 6 Powerful Tips?

by Finance-Experts-Team It does not matter if you are a beginner or an expert business owner ... Your Credit Card Statements. On the one side, low interest credit cards offer an attractive offer ... one or more of them that consequently lead to a non-desired late in the pay and, therefore, your credit [more...]

Date: 2009-01-15 08:36:59

The vicious Home Rental Scam – don’t get conned.

By Paul Michael It seems like new variations of the Nigerian 419 scam pop up every week. The one that caught my attention recently involved renting a home, and it’s a nasty trick that could take anyone by surprise. But if you know what to look for, you can avoid it. I’ve been looking around for a home rental recently [more...]

Date: 2009-01-05 19:17:04

New Year, new credit card

by James Noon The impact of the infamous ‘Credit Crunch’ of 2008 still has a grip on the UK economy as we head into 2009 ... credit card companies are only accepting people with good credit histories. So before you plan your 2009 ... an outstanding credit card balance onto a new card. This fee is normally around 3% of the total transferred [more...]

Date: 2009-01-14 20:12:54

Cash in those bank rewards travel points!

Kudos to the Wall Street Journal for pointing out yesterday an important side effect of the financial problems of Citigroup and other banks: Credit-card rewards programs are vanishing, especially for travel. On March 1, Citibank will make a key change to its ThankYou Rewards program for its credit-card holders. You'll have to spend [more...]

Date: 2009-01-14 22:57:23

Top 10 Trends In Managing Small Business Finances in 2009

There’s not much good news to report on the financial front as we move into 2009. Layoffs are occurring at breakneck speed and “out of business” signs are in high demand for many small business owners. Overall, the landscape is different than it has been for a long time, [more...]

Date: 2009-01-14 08:12:29

What 2 Things Are The Main Reasons Why Credit Card Consolidation Should Be Considered?

Amazon.de Widgets Credit card consolidation is an excellent way to improve credit card debt both by simplifying the management of your debt and the more importantly the amount you will eventually repay.Credit card consolidation will undoubtebly help if you have many credit cards and are starting to lose control of both your repayment schedules and the amount you need to pay to each card provider. [more...]

Date: 2009-09-29 11:41:23

How Do Credit Counselors Help You?

by William Blake It is not unusual for a person to be shouldering much more debt then he actually can handle ... and for some it eventually gets out of hand and impossible to maintain. For those people credit counseling can offer some assistance. What can a credit counselor do for you? A person with a sizeable debt that is hard [more...]

Date: 2009-01-15 10:32:19

Oprah’s Best Life Financial Webinar w/ Suze Orman

Oprah’s Best Life webinar featuring personal finance guru Suze Orman will be taking questions from viewers about money matters, ... to make debt reduction a top priority. Your indebtedness is the second most important factor for FICO ... your score to decrease, so be cautious about taking on new debt. This includes thinking twice [more...]

Date: 2009-01-15 19:38:01

Best Personal Finance Articles From The Digerati Life: 2008 Wrap Up

As we await for the year to turn, I thought to do a little wrap up of the stuff we’ve published here in 2008. I realized after I looked through some of these articles that I tend to write novels at times, but if you don’t mind in-depth ramblings, then these posts may be of interest to you [more...]

Date: 2009-01-01 00:00:06

51 - 100 of 157 Posts
Page: First | < Preceding | Next >
0 | 1 | 2