Loan Modification - how to lower payments and interest rate
Loan Modification (aka Loss Mitigation)is a process whereby your lender may agree to lower your payments and/or interest rate, and maybe even your loan balance, as an alternative to foreclosure. Learn the basics in this video and see our website for more details. Remember never to take any actions without checking with your tax person and a real estate attorney. See the web site at:
http://www.MoneyCreditOnline.com
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Time
: 9 min
02
Added
: 30/10/08 21:38
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Personal Finance & Money Management Tips : High-Yield Daily Interest Tips
High-yield daily interest is a marketing term that banks and financial institutions use to draw investors into the branch to deposit money. Better understand what interest rates and loans are and the terminology to go along with them through tips and advice from an experienced financial adviser in this free video.
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Time
: 1 min
09
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: 12/10/08 18:37
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Personal Investment & Loan Tips : Unsubsidized Loan Tips
Unsubsidized loans are loans that are not fully covered by the collateral of the borrower and are loaned partially in good faith by the creditor. Decide if an unsubsidized loan is a good form of investment with tips and advice from an experienced financial adviser in this free video.
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Time
: 1 min
19
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: 12/10/08 17:31
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Personal Finance & Money Management Tips : What is a Yield?
A yield is profit made by financial institutions from loaning deposited monies to other individuals at a higher annual percentage yield (APY) than they pay on the deposited money. Better understand what interest rates and loans are and the terminology to go along with them through tips and advice from an experienced financial adviser in this free video.
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Time
: 1 min
07
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: 12/10/08 18:37
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General Credit & Loan Information : Learning Debits & Credits
A credit card is based on a line of credit as determined by the credit card company, while a debit card is tied to the amount of money in a bank account. Decide whether to get a credit card, which allows users to overextend their funds, or a debit card, which can keep spending in check, with the advice in this free video on personal finance from a licensed mortgage broker.
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Time
: 1 min
34
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: 30/10/08 20:19
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Personal Investment & Loan Tips : Signature Loan Tips
Signature loans are loans that a creditor approves with only the borrower's good credit history and signature promising to repay the debt. Decide if a signature loan is a good form of investment with tips and advice from an experienced financial adviser in this free video.
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Time
: 1 min
11
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: 12/10/08 17:31
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Personal Finance & Money Management Tips : High-Yield Safe Investment Tips
A great high-yield safe investment is an annuity from an insurance company, because they offer a higher rate of return than banks. Better understand what interest rates and loans are and the terminology to go along with them through tips and advice from an experienced financial adviser in this free video.
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Time
: 1 min
13
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: 12/10/08 18:37
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General Credit & Loan Information : How to Monitor Credit
An important part of monitoring credit is asking credit bureaus to put a fraud alert on a credit report to keep someone from stealing a social security number and the credit history associated with it. Sign up with an online credit monitoring service to get monthly e-mails in order monitor a credit report with the tips in this free video on personal finance from a licensed mortgage broker.
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Time
: 1 min
15
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: 30/10/08 20:19
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Personal Finance & Money Management Tips : Tips on Refinance Rates
Refinance is a secondary market term in the mortgage business for when a rate is expired and the borrower must renegotiate the loan. Better understand what refinancing is and the terminology to go along with it through tips and advice from an experienced financial adviser in this free video.
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Time
: 1 min
08
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: 12/10/08 18:37
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Investment Finance Tips : What is Simple Interest?
Simple interest is a simple percentage that the borrower has to pay back on a loan to the creditor. Understand how simple interest works to increase the rate of return with tips and advice from an experienced financial adviser in this free video.
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Time
: 1 min
19
Added
: 11/10/08 22:00
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