Dave Ramsey - Credit Card/Debt Collectors are SCUM

My hero, Dave Ramsey, tells of abusive practices and the violation of Federal law incorporated by debt collectors - particularly credit card debt collectors. Most people do not know that they have rights guaranteed to them by the Fair Debt Collection Practices Act (FDCPA) and debt collectors knowingly and habitually break these laws in order to frighten them into paying. IT IS NOT AGAINST THE LAW TO OWE MONEY! Do not allow yourself to be lied to (example: "You're going to go to jail if you ... [ go to Youtube.com ]

Time : 5 min 56
Added : 14/04/09 08:21
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Examples Of Illegal Third Party Contacts By Debt Collectors

Consumer Attorney John Watts discusses examples of how abusive debt collectors violate the Fair Debt Collection Practices Act (FDCPA) by contacting third parties. Some of the typical ways the FDCPA is violated by bill collectors is asking neighbors to take a message to the consumer, asking if the consumer is feeling ok, etc. If you would like more information, please contact us by phone at 205-879-2447 or visiting our website at www.alabamaconsumer.com If you would like our free report "How ... [ go to Youtube.com ]

Time : 2 min 36
Added : 03/06/09 01:10
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Burden Of Proof

trying to tell me the burden of proof is on me. These debt collectors are trying to get money out of me on a non actionable debt. A debt so old they can not sue. They violate THE FAIR DEBT COLLECTION PRACTICES ACT by failing to notify me of the debt and info on that debt. I have received nothing in writing just 2 harassing phone calls a week apart. I decided to start taping the calls once I was threatened with arrest which is false and another violation of federal law. ... FAIR DEBT ... [ go to Youtube.com ]

Time : 2 min 20
Added : 05/08/09 17:24
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Illegal Calls And Voicemails To Cell Phone By Collectors

Alabama consumer attorney John Watts discusses whether it is legal for a debt collector to call your cell phone or to leave a voice mail message on your cell phone. Other than threats, lies, etc. which are always prohibited by the Fair Debt Collection Practices Act (FDCPA), there are two main violations which we see frequently when collectors call cell phones. First, the failure to leave the Mini - Miranda. This is the requirement to tell you the collector is a "debt collector" and that the ... [ go to Youtube.com ]

Time : 4 min 21
Added : 27/05/09 19:55
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Barney's Rap for Justice Finger Snapping Time GLS

to protect human life and pesonal safety. . ... Legal Aid civil legal assistance Barney 100 year old volunteer attorney pro bono Sarasota Bradenton Manatee Pinellas Hillsborough Pasco St Petersburg Florida Clearwater Tampa Mortgage Foreclosure Defense against Predatory Lending Public Assistance Medicaid Disabiliity Housing Fighting Scams Unfair Trade Practices Consumer Law Elder Discrimination VAWA Domestice Violence Protecting Assets from Garnishment and Debt Collectors Fair Colleciton Act ... [ go to Youtube.com ]

Time : 1 min 21
Added : 22/05/09 03:07
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Debt Management: Credit Boot-camp™ How To Stop Debt Collectors Cold

http://www.DEBTWARRIORS.com Did you know that a Federal Law called the Fair Debt Collections Practices Act allows you to kick the "Third-Party Debt Collector" to the left (and out of your life)? This video shows you how to stop 3rd party debt collection harassment instantly. Don't Go To Court Alone! Hire an affordable Attorney in your state. For more info call 866-576-4996 - or go to www.prepaidlegal.com/hub/jeromeford [ go to Youtube.com ]

Time : 2 min 19
Added : 26/01/08 02:21
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ABC6's Emily Reimer on U.S. Rep. Mary Jo Kilroy's Medical Debt Relief Act

Over 28 million Americans were harassed by debt collectors in 2007 because of health care bills, but a new piece of legislation from US Rep. Mary Jo Kilroy would end the practice of using that debt even after it is settled to affect consumers credit scores. The Medical Debt Relief Act of 2009 would prohibit medical debt paid off or settled as a criteria for credit bureaus to determine approvals for mortgage rates and other consumer purchases. [ go to Youtube.com ]

Time : 1 min 42
Added : 31/07/09 14:28
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Pittsburgh Consumer Attorney, Jeff Suher helps consumers fight debt collectors!

News story about a consumer who sued a debt collection company and won! Debt collectors can be forced to pay you. Debt collectors are supposed to abide by the Fair Debt Collection Practices Act, but sometimes they just don't care! [ go to Youtube.com ]

Time : 2 min 56
Added : 20/02/09 18:56
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Being Harassed by Debt Collectors?

http://www.fairdebthelpers.com - If you've got debt problems and you're being harassed by debt collectors, the first thing you should do is talk to a lawyer who is familiar with the Fair Debt Collections Practices Act - FDCPA [ go to Youtube.com ]

Time : 1 min 35
Added : 06/12/08 04:46
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Announcement for People Being Harassed by Debt Collectors

http://www.fairdebthelpers.com - The Fair Debt Collection Practices Act (FDCPA) makes unfair or abusive debt collection practices illegal. Here's what to do if you're harassed in any of these ways. [ go to Youtube.com ]

Time : 2 min 18
Added : 30/10/08 14:37
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