Consumer Debt Collection Lawsuits: Are They Federal Or State Matters?
When you’ve been sued or harassed by a debt collection agency or a debt buyer, a company that purchases debt and generally uses illegal, ... federal or state court. *Federal vs. state* While the Fair Debt Collection Practice Act (FDCPA ... have adopted their own laws. We asked Steve Recordon, an attorney from San Diego, California whose firm [more...]
Date: 2008-06-26 13:40:47
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What’s Ahead
Obama Hot Spots 1) Pakistan is a de facto belligerent, analogous to Syria without the billions in US aid. It is nuclear, and anti-Democratic ( ... of the problem to India. 2) Inflation or Collapse? I don’t think we are near a Great Depression by any ... , the enormous bailouts, reprieves on debt, spiraling federal debt and borrowing from overseas, [more...]
Date: 2008-12-08 06:07:48
TARP II Demands Real, Thorough Debate
On Monday, President Bush made a request on behalf of the incoming administration to release the second half of the $700 billion that Congress ... when we are just about to begin consideration of a $1 trillion stimulus plan. The last thing we need is more debt upon debt ... the federal government should help do that. But as we consider spending another [more...]
Date: 2009-01-15 19:20:26
FTC Helps With Your New Years Resolution to Manage Debt
Information from the Federal Trade Commission to Help You Manage Debt: Knee Deep in Debt Having trouble paying your bills? ... , consider these options: realistic budgeting, credit counseling from a reputable organization, debt consolidation, or bankruptcy. Debt negotiation is yet another option. How do you know which [more...]
Date: 2008-12-30 17:45:34
The Republican dilemma
This was a great quote from Peggy Noonan’s editorial Mere Presidentsdealing with the quandary that the GOP finds itself in as the Anointing…er, ... , that number works out to something like $3000 of Federal debt for every man, woman and child in this country. For my family, that means we have a $30,000 share of the Federal debt. However since [more...]
Date: 2009-01-13 15:45:00
Repudiating the National Debt
Repudiating the National Debtby Murray N ... in "off-budget" loan guarantees and contingencies, the grand total federal debt is $20 trillion.Before ... debt, which was then scraping the legal ceiling of one trillion dollars. They cried because [more...]
Date: 2009-01-13 02:13:00
An Alternative to the Stimulus
The talk of Washington this week is the $850 billion Democrat stimulus bill – with massive federal spending as our country’s debt tops $10 trillion ... debt for future generations – by avoiding a trillion dollar spending spree Our bill will contain NO pork and NO earmarks I encourage you to look at the Economic Recovery and Middle-Class Tax Relief [more...]
Date: 2009-01-14 15:29:44
The Most Important Number for Technology Policy in 2009
Is $1,200,000,000,000.00. That’s the expected 2009 Federal budget deficit. Since the current Federal debt is estimated at a “mere” $10.6 trillion, this means that we’re expected to add nearly 9% in a single year to a debt accumulated ... in history as the man who finally caused the U.S. government to default on its unmanageable debt [more...]
Date: 2009-01-08 20:59:16
Individuals With Too Much Debt Can Receive Monetary Assistance From Federal Grants Available Now
Author : Lindsy Emery Owning a home is a great responsibility and equally a huge reward Many people who move from an apartment into their own home cite it as one of the most enjoyable experiences of their lives Home ownership is a very long commitment to a mortgage and that responsibility doesn't go away just because other circumstances may change In a financially challenged economy, many homeowners find themselves facing hardships when it comes to keeping their house payments up to date [more...]
Date: 2009-09-29 04:18:13
Monetary Policy and Economic Shocks
OSO writes from down under: Monetary Policy and Economic Shocks: Poor Ben Bernanke. You gotta feel for the poor guy ... by an overvalued US dollar that will eventually fall. 4) High levels of Federal government debt ... Bubble - deflationary US Dollar devaluation - inflationary Public Debt - inflationary If we were [more...]
Date: 2008-07-29 10:31:00
So it begins with garnishment law
The first step was to pick a field and then to pick a very specific topic ... research and interpretation, bankruptcy law, multiple state jurisdictions, Federal preemption, debt ... . The field I selected was “credit card debt” contained within the general legal domain. “Credit [more...]
Date: 2009-01-06 19:07:34
Consolidate credit card debt with debt consolidation - Loan Modification not the answer
Amazon.de Widgets Consolidate credit card debt with debt consolidationThe move by the FTC comes as federal and state officials plan to expand a crackdown on mortgage-related scams to other schemes that prey on debt-ridden consumers.. Try Credit card debt consolidationCan’t Pay Your Bills? You’re not alone. Today, millions of Americans are having difficulty paying their debts. Most of those in financial distress are middle-income families with jobs who want to pay off what they owe. [more...]
Date: 2009-09-23 18:54:41
Individuals With Too Much Debt Can Receive Monetary Assistance From Federal Grants – Available Now!
Owning a home is a great responsibility and equally a huge reward. Many people who move from an apartment into their own home cite it as one of the most enjoyable experiences of their lives. Home ownership is a very long commitment to a mortgage and that responsibility doesn’t go away just because other circumstances may change. In a financially challenged economy, many homeowners find themselves facing hardships when it comes to keeping their house payments up to date. [more...]
Date: 2009-09-29 18:16:01
Deepak Chopra: Saving the U.S. Economy Through "Trickle Up" Economics
Dear Friends, I would like to share with you the 14 Point Program that my good friend, ... proposed his bailout plan and we discussed on my Sirius Radio program. Rinaldo is moderating ... in the first place, adding new layers of federal debt on top of layers of existing private and public debt [more...]
Date: 2008-10-07 03:22:20
Put not Your Faith in Stimulus Packages
As Obama, Volker, Summers, and Geithner prepare to ride into Washington to save us all with a stimulus package, Robert J ... , trigger a new one. A growing federal debt burden would also compound the problem of paying the staggering ... expanding purchases of consumer goods -- contributing to U.S. trade deficits -- and a housing boom [more...]
Date: 2009-01-05 14:32:25
Put not Your Faith in Stimulus Packages
As Obama, Volker, Summers, and Geithner prepare to ride into Washington to save us all with a stimulus package, Robert J ... , trigger a new one. A growing federal debt burden would also compound the problem of paying the staggering ... expanding purchases of consumer goods -- contributing to U.S. trade deficits -- and a housing boom [more...]
Date: 2009-01-05 14:38:51
The Nightowl Newswrap
It's mid-December - you know what that means... It's time to nominate your favorite small-market blog(s) for a Monkeyfister award! ... progressive... Consumers need help with debt: The Federal Reserve on Thursday will vote on sweeping reform of the credit card industry that would ban practices such as retroactively increasing interest [more...]
Date: 2008-12-14 17:02:06
Biden pays off much debt, Giuliani a little, Ron Paul still has zero
Joseph Biden, who's been regularly claiming he's not "the guy" who will be Barack Obama's vice presidential selection, was busy in July paying down the debt from his own, unsuccessful Democratic presidential campaign. Using federal matching funds, Biden slashed his debt to $173,999 from $1.15 million the previous [more...]
Date: 2008-08-21 01:43:06
DO YOU KNOW WHO IS RUNNING AMERICA?
I have been asked that question so much last year that I thought I would give you some thoughts on it ... of the banking interests, and the Internal Revenue Service, the system’s collection agency. Did you ever ... , secured by UCC Commercial Liens, which are then monetized as “debt money” by the Federal Reserve [more...]
Date: 2009-01-04 17:08:42
Senate Steineger Addresses Address to AFP Summit
We received this email from State Senator Chris Steineger earlier today, and we wanted to share it with you uncut and unedited ... , huge credit card debt for throw away consumer goods, and driving gas guzzler vehicles exemplify ... . Our government and its people have been living well beyond our means. The increased National debt, the federal [more...]
Date: 2009-01-14 20:07:00
When will the Recession end? Here's a collection of opinions.
This is the subject of my Mini poll which I invite you to vote in just below my Web site clock to the right ... global in New York.Don't count on debt-laden households to spend their way back to growth. As for banks ... , which means they are unlikely to throw open the cash spigots. The federal government is mired in debt [more...]
Date: 2009-01-04 07:44:00
Terengganu’s debt soars despite return of royalties
Terengganu’s debt soars despite return of royalties One night, when I was unable to fall asleep, I opened up the Auditor-General’s report, ... , the state government’s debt to the federal government has been rising during the same period: 2003 - RM891 ... These are largely due to federal loans, taken out for water supply and low-cost housing projects. [more...]
Date: 2009-01-15 11:31:06
Income Taxes? "No Constitutional Basis or Law"
“In 1913 America was a free country. Then a band of powerful bankers achieved their fathers' and great grandfathers' goal ... , that is direct apportioned tax or indirect uniform tax. The IRS claims that the 16th Amendment allowed ... solely by interest on the federal debt. All individual income tax revenues are gone before one nickel [more...]
Date: 2009-01-14 15:26:00
As expected
MSNBC (19/12) In another about-face, the Bush administration says Congress needs to free up the second half of the $700 billion federal bailout ... real-estate debt coming due, some of the country’s biggest property developers have become the latest to go hat-in-hand to the government for assistance. They’re warning policymakers that thousands [more...]
Date: 2008-12-22 09:44:36
Trouble in Banktopia By Mike Whitney
Dandelion Salad By Mike Whitney 09/27/08 “ICH” The financial system is blowing up. Don’t listen to the experts; just look at the numbers ... debt. Game over. The Federal Reserve itself is in danger. So, it’s on to Plan B; which is to dump ... dealers via the Primary Dealer Credit Facility, and through another facility created on Sunday [more...]
Date: 2008-09-28 00:14:57
Starving the Unemployed
During the Bush administration, the federal debt ” nearly doubled,” going from $5.7 trillion to $10.6 trillion ... policy. Many denied that government could help, government is always the problem, never the solution ... of us were so worried about has now come to pass. Because of the high levels of government debt [more...]
Date: 2009-01-09 01:44:44
The Corporate Elite & Uncle Sam at their WORST!
-------------10/26/2008"Jonathan Melle", who lives in the bottom 10% of America's income & wealth set, via the U.S. Government, which has over $10 trillion (nominal) and counting higher in federal government national debt, now owns shares in my nation's corporate elite financial institutions, including, but not limited to, [more...]
Date: 2008-10-26 19:56:00
$1.2 Trillion Deficit & You - #TCOT #diggcon #statebooks #pork
Bill Smith, ARRA Editor: As President-elect Obama and congressional Democrats propose various ideas for a potential $1 trillion stimulus bill, ... massive national debt. The Post writes, “At $775 billion over two years, the package under discussion would represent a massive and risky expansion of the federal debt even if the government were [more...]
Date: 2009-01-07 17:58:00
GOP Attacks Labor in Alternative Auto Bailout Plan
Saying the Democrats’ Detroit bailout plan “guarantees failure at taxpayer expense, ... t be trusted to fix a problem they created, the Republicans say. From the statement out of Rep. John ... , when the GOP took control of Congress in 1994, the federal debt was roughly $4.7 trillion. Now it stands [more...]
Date: 2008-12-10 19:11:45
GOP attacks labor in alternative auto bailout plan
Saying the Democrats’ Detroit bailout plan “guarantees failure at taxpayer expense, ... t be trusted to fix a problem they created, the Republicans say. From the statement out of Rep. John ... , when the GOP took control of Congress in 1994, the federal debt was roughly $4.7 trillion. Now it stands [more...]
Date: 2008-12-10 21:36:51
Five Questions: The Fed Proposes to Sell Debt
One can criticize the Federal Reserve for a number of its actions in this 2007-2008 credit crisis, but it has not lacked for creativity. The most recent possibility that is being broached would be the sale of its own debt, in order ... -debt world seems strange, but it could happen. MarketBeat has a few questions about this, however [more...]
Date: 2008-12-10 17:46:07
How To Pay Down $83,306.89 in Student Loans
I have been out of college for about 2.5 years now and made a little bit of progress on my private student loan ... from you) against my private consolidation loan. So the goal is looking at a minimum of $16,800 going ... but not impossible. How are your numbers looking for student loan debt remaining? Private or federal [more...]
Date: 2009-01-07 20:00:00
Optimal Fiscal Policy with a Liquidity Trap and Gridlock
Robert WaldmannI'm still thinking about Krugman's excellent little model which gives the very clear result that optimal macro policy implies that ... for Government consumption (G) sooner or later so they don't count the federal debt as part of their net [more...]
Date: 2009-01-13 10:19:00
U.S. Government's Debt Problem
Although Treasury bond prices have come off the boil in recent days, yields remain substantially below where they were two months ago ... packages have set the stage for a massive increase in federal government debt issuance in the months [more...]
Date: 2009-01-07 07:11:29
Consumer Advice to Ring in the New Year
December 23, 2008 FTC News Release: Nine Consumer Tips to Make the Most of 2009 As 2008 draws to a close, ... credit report with no strings attached. To learn more about credit, mortgages, debt collection ... the Federal Trade Commission has nine consumer tips that can yield big dividends next year [more...]
Date: 2008-12-23 18:24:31
Thinking Strategically About a Post-Balanced Budget Future
Paul Krugman has a good column today about how state balanced budget needs lead to perverse outcomes during an economic crisis that demands fiscal ... anything except federal debt, and those states that can borrow at all are being forced to pay [more...]
Date: 2008-12-29 21:15:46
Bush: ‘I’ve Always Sided With The People’ On Tax Cuts And Spending
Today, President George Bush held his final press conference, during which “he became passionate in defense of some of his policies ... and the war in Iraq, driving the federal debt to historic heights. As the Washington Post noted today [more...]
Date: 2009-01-12 18:45:48
Transcript: Obama Presser - Economy, Panetta, Middle East | January 6, 2009
(Source: CQ TranscriptsWire) SPEAKER: PRESIDENT-ELECT BARACK OBAMA ... of irresponsibility that we’ve seen is the enormous federal debt that has accumulated, a number ... insert pet projects without review. We will create an economic recovery oversight board made [more...]
Date: 2009-01-07 02:11:15
Are We Crazy? Starting a Business NOW?
Here is some much-needed sanity from Business & Media Institute commentator Dan Kennedy: ... are not about Obama and his minions, nor the running up of trillions of fresh federal debt, nor bail-outs [more...]
Date: 2009-01-07 18:45:32
Krugman: Fed mortgage rate help is a good idea
Krugman:Mortgage rates have dropped a lot in recent weeks, which is a good thing. But there’s still a huge spread between mortgage rates and rates on federal debt ... s not nearly enough to turn the economy around, but it could really help the economic recovery package. [more...]
Date: 2008-12-27 04:00:01
Department of Funny Headlines
"Borrowing $23.3 billion for state budget won't be easy, analyst says" I would replace "easy" with "possible ... potentially borrow some money, but it would either be against ourselves (by pushing the debt ... illegal) or by giving borrowers a federal guarantee against default, which is the whole reason why [more...]
Date: 2009-01-08 01:35:57
Auto News
Reports Of Sales Talk Are False LLC is not in talks with its largest supplier, Magna International Inc ... Motors Corp.’s debt as part of the federal loans approved last month to save the struggling company [more...]
Date: 2009-01-14 22:21:07
Auto News
Reports Of Sales Talk Are False LLC is not in talks with its largest supplier, Magna International Inc ... Motors Corp.’s debt as part of the federal loans approved last month to save the struggling company [more...]
Date: 2009-01-14 22:16:37
Key Bank's "One-Two Punch"
Last week, we described how Key Bank has partnered with dozens of unlicensed and unaccredited trade schools to help thousands of students take on ... . Key Bank has apparently been able to avoid forgiving borrower debt at these defunct schools ... discharging borrowers' debt has been to intentionally disregard the U.S. Federal Trade Commission's [more...]
Date: 2008-12-17 20:20:04
Homeowners bank on new ways to fight foreclosures
News & TrendsEarly this year, homeowners in Cleveland filed a class action against financial titan Deutsche Bank, ... activity” that flies in the face of state law and the federal Fair Debt Collection Practices Act [more...]
Date: 2008-12-12 07:19:00
Starving the Unemployed
During the Bush administration, the federal debt " nearly doubled," going from $5.7 trillion to $10.6 trillion ... of us were so worried about has now come to pass. Because of the high levels of government debt [more...]
Date: 2009-01-09 00:23:00
How Official Economic Numbers Have Deceived Us
Following up on my post earlier today about the difference between unemployment and underemployment, ... measurements help determine interest rates, federal interest payments on the national debt, and cost [more...]
Date: 2008-12-07 16:00:57
President Obama Wants You to Get Rid of Your Debt Apply For Your Free Federal Grant Now
Currently the United States of America is facing its most serious economic crisis in decades Commentators noted that the country lost about 2 6 million jobs last year, while another 589,000 were shed in January this year alone [more...]
Date: 2009-09-28 12:22:12
20 Comments on the Current Economic Scene
1) There are firsts for everything. Americans paid down debt for the first time, according to a Federal Reserve Study that started in 1952. America has always been a pro-debt and pro-debtor nation. It goes all the way back ... year period. But, the Pilgrims did extinguish the debt. Us, well, I’m amazed at the decrease [more...]
Date: 2008-12-18 21:00:40
Global Financial Meltdown: Sweeping Deregulation of the US Banking System (1999)
Dandelion Salad by Michel Chossudovsky Global Research, October 17, 2008 The following text reviews, in a historical context, the 1987, ... . Moreover, as underwriters of the public debt at federal, state and municipal levels, the financial [more...]
Date: 2008-10-18 13:45:19
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