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Telemarketer calling from 714-679-2140 (Santa Ana, CA)

Annoyed reported a Telemarketer (7146792140 from Santa Ana area, CA) . The following comments were posted: Got an unsolicited text message from them "Do you have 10k or more in credit card debt? Our debt relief program CUTS your payments and total debt by over HALF. No upfront fees. May we contact you?" Permalink: http://www.numberinvestigator.com/phone/714-679-2140.html [more...]

Date: 2009-09-29 18:08:38

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Telemarketer calling from 949-981-0364 (Irvine, CA)

Alphanumericone reported a Telemarketer (9499810364 from Irvine area, CA) . The following comments were posted: Spam text message stating "Do you have 10k or more in credit card debt? Our debt relief program CUTS your payments and total debt by over HALF. No upfront fees. May we contact you? Permalink: http://www.numberinvestigator.com/phone/949-981-0364.html [more...]

Date: 2009-09-29 16:12:12


QTM Quantum Corporation Data Storage Devices

QTM has a possible cup setting up. This is one to watch. Small float with 180.28 mil. 79.87 mil in operating cash. Revenue 918.61M ... Total Cash Per Share (mrq): 0.158 Total Debt (mrq): 410.00M Total Debt/Equity (mrq): 1.884 Current ... operates as a storage company that provides backup, recovery, and archive solutions. The company [more...]

Date: 2009-01-04 19:46:23


Rewrite the State Budget!

by John Bambenek and Adam Andrzejewski At an education policy conference, from the podium an Illinois state representative says, ... now, the clarion call cannot be more clear…$2 billion of unpaid bills; worst pension debt in the nation; a total state debt of $110 billion; years of functionally unbalanced budgets; a Governor instituted, multi [more...]

Date: 2008-11-21 15:38:35


The Qualification Letter I Use for My Buyers and Require For My Listings

I have never had someone tell me they wanted more information than this letter provides ... their current monthly debt service as being a total of $X/month, and according to Mr. Client and Ms ... income, per (details of specific loan) guidelines, allows a total debt service plus housing [more...]

Date: 2008-12-17 14:43:00


Consolidation Loan Choices Make Choosing Easier

by Daniel Atolben Debt consolidation loans were created solely as a means for putting all the debt together, or consolidating it, ... takes your debt total, and through many different types of loans, can, with the appropriate credit ... with the highest credit rates. Home equity loans are also valuable to a consumer interested in debt [more...]

Date: 2008-12-25 14:11:33


Tell All Tuesday: Four Figure Debt Edition

Our total non-mortgage debt is now in the four figure range ... demolition!  Yesterday I made my “new” $300 payment to my student loan.  We are still building ... like that.  I like to feel like I am making progress.  This knocked the balance of my student loan down [more...]

Date: 2009-01-08 18:08:14


How Much Can You Afford?

Source: Yahoo! Real Estate If you’re like many first-time homebuyers, ... -to-income ratio. This is the figure lenders use to determine how much mortgage debt you can handle ... (Debt-to-income ratio) = $2,340 (Total allowable monthly debt payments) Next, add [more...]

Date: 2009-01-01 12:27:26


Repudiating the National Debt

Repudiating the National Debtby Murray N ... in "off-budget" loan guarantees and contingencies, the grand total federal debt is $20 trillion.Before ... debt, which was then scraping the legal ceiling of one trillion dollars. They cried because [more...]

Date: 2009-01-13 02:13:00


The Rising Costs of Student Loans

It wasn’t until he graduated college in May 2008 that my friend Ben realized the depth of his student loans: $40, ... too much about the numbers as he signed loan papers at the start of each semester. The debt totals ... at the time. In the past ten years, debt levels for college graduates have more than doubled. In 1993 [more...]

Date: 2008-11-06 23:43:36


free at last!

I don’t know really but emails keeps on spamming my inbox on ways to finally  get out of credit card debt ... and loan talks, but you see, things are going great now, totally debt free and peace of mind ... and make a discussion with your financial company, it can help to tell them the honest situation [more...]

Date: 2009-01-15 18:24:18


We're Nowhere Near a Bottom in Housing

From this week's Barron's:I agree with a lot of what Bill says. The economy is experiencing a rain delay. Nothing is going to happen for a while. Although the government's spending efforts will help, they won't be enough to cure the two ... is at multi-decade highs.On top of that total household debt is $13.9 trillion (which is about the same size [more...]

Date: 2009-01-12 15:30:00


Your tax dollars at work?

By Denise Ross If you can believe Rapid City property developer Doug Hamilton -and that does seem to be a big “if” - our tax dollars helped fund ... of his loan defaults, bounced checks and his bad business debt that stretches into the 10s of millions. ($18M in foreclosures so far, and possibly up to $45M in total debt, he says.) It all makes [more...]

Date: 2009-01-13 15:12:53


I’ve talked the talk, but have I walked the walk?

With a name like “Debt Destroyer” it’s kinda implied that I’m spending my waking hours destroying debt.  I wish that was the case ... * *I originally included a credit card balance in my initial debt total.  But I always pay off ... to go out on a limb and say that I’m not alone in my debt reduction journey. How are you doing?  Are you pleased [more...]

Date: 2009-01-08 15:04:31


Money Owes No Allegiance

By David Glenn Cox http://theservantsofpilate.com Jan. 5 (Bloomberg) ... at total US debt, like investors in GM stock, and ask, "Is this a viable entity?" The Fed lends to banks ... sign for a new car with nothing down, or they can buy $10,000 worth of Snickers bars on their credit [more...]

Date: 2009-01-07 18:28:58


Debt Consolidation Benefits

If you’ve ever been in a situation where you needed money that you didn’t have, you probably already know about loans and credit cards ... the borrower will be responsible for paying back a certain amount of the total debt each month. Credit Card A credit card is a “card” whose holder has been given a revolving credit line by a financial [more...]

Date: 2009-01-14 10:09:15


Predicting 02009 in retrospect

Predicting 02009 in retrospect January 2nd, 02009 by Alexander Rose Stewart Brand sent me this excellent piece by past Seminar Speaker, ... correct at some point… “With total debt above 350 per cent of US gross domestic product ... , Americans simply could not stabilise the ratio of their debts to their disposable incomes. The paradox [more...]

Date: 2009-01-02 18:52:35


My Debt Snowball

Until now, I have not really had any concrete debt reduction plan. I have just been making random extra payments on each card as I get the money ... . I entered all of my credit card information and used $1600 as my total monthly payment towards ... their debt. I decided to do some research on this and set one up for myself. The idea behind [more...]

Date: 2008-07-22 21:34:32


YRC Worldwide Pursues Long-Term Solution to Improve Financial Condition

Cancels Tender Offer and Evaluates Better Opportunities with its Banks National Integration to be Complete by Early Spring 2009 YRC Worldwide Inc ... facilities that would enhance the company’s financial flexibility including changes to its leverage ratio. The company’s credit agreement defines the leverage ratio generally to be total debt [more...]

Date: 2008-12-26 09:26:02


Mortgage Market Week in Review

I’ve got to tell you, I’d love to be able to write one of my Friday updates and tell you about some good news or tell you, “You know, ... side (the stock markets) and the debt side (bonds, loans, mortgages, Fed Funds, and all other types ... of a few firms, a total meltdown.    On the debt side, it really was very close to a nuclear reactor [more...]

Date: 2008-09-19 20:26:22


What The Heck Is ‘DCR’ And Why Should Real Estate Investors Care?

I get this question from time to time, as DCR isn’t as commonly known as some real estate investors might think. It stands for Debt Coverage Ratio ... loan amount. On your handy dandy loan calculator, mine is and will forever more be an HP 12C ... . It’s ratio of Net Operating Income to total annual Debt Service (a year’s loan payments [more...]

Date: 2009-01-11 00:32:23


Tell All Tuesday ~ The 49.99% Edition

As I write this, it is still barely Tuesday, although it’ll already be Wednesday by the time most of you read it ... I earn solely to debt elimination, and come closer and closer to actually being able to live ... payment to my spouse’s student loan, to bring our percent of total debt eliminated since June [more...]

Date: 2008-07-16 03:05:20


The Daily Poverty Party

paper-amounts When last we saw Bossy she was contemplating her grand mal seizure total = $62,518 debt. Bossy decided she not only wanted to know her exact debt numbers, but she wanted to know where ... information, such as the Payoff Calendar—and Bossy created a password and bookmarked this site [more...]

Date: 2008-10-15 13:50:58


Tuesday January 13th Day 2

Science 8 Block FToday you spent the day working on your full size model of the human body. Next day we'll watch Supersize Me ... to review.The case study is due next week.Some additional information:Check out this world clock. It counts the world totals or population, national debt, extinctions, rates of infectious disease etc. World [more...]

Date: 2009-01-13 23:14:00


BANKRUPTCY PREDICTION. What are indicators of financial distress? What are indicators used in predicting corporate bankruptcy?

BANKRUPTCY PREDICTIONHere are some concise points for our Financial Learning Corner.Will the company fail? ... to total assets Debt to equity Fixed assets to stockholders' equityDoes company size bear ... . A balanced budget requires difficult choices, such as curtailment or elimination in certain services [more...]

Date: 2009-01-10 08:41:00


Living Lean

The Background I’ve been reading Dave Ramsey’s Total Money Makeover. Mr ... card debt. Does any of that surprise you? The book inspired my husband and I to get our “ ... . Ramsey shares these statistics in his book: -19% of people who declared bankruptcy in 2002 were [more...]

Date: 2009-01-15 13:00:54


Hard Times for Student Borrowers

Kelly Lynch, a former Columbia College Chicago film and video major, is paying educational loan lender Sallie Mae $600 a month, ... loan lender suspended its student loan consolidation program in April. The policy shift left many ... about 1 percent of his total student loan debt of $60,000. Though Lynch, 21, never received [more...]

Date: 2008-06-30 16:02:42


Debt Collectors Are Facing Reality

dreamstimefree_17571302 Are debt collectors starting to face reality when it comes to payment of overdue bills? ... percent to 70 percent of a person’s total credit card debt. After many instances of collection abuse ... to cover their bills in a declining economy. The New York Times reported lenders and debt collectors [more...]

Date: 2009-01-15 15:16:33


Afternoon Brew: My Girls

Afternoon Brew: My Girls Posted by Sean Filed in News January 15, 2009 Price of Highway Expansion Nears Triple Original Estimate. So it then makes perfect sense, seeing as our entire money system is incumbent upon debt ... , he's totally solved the homeless problem. [more...]

Date: 2009-01-15 21:18:53


Results of Capitalizing Leases (2)

United Airlines declared corporate bankruptcy on December 9, 2002.8 The ratios in Exhibit 4.8 tell us why—United has very little equity and has been heading in the wrong direction, even before September 11. The adjusted debt-to-total capital ratio shows that equity makes up only 1 percent [more...]

Date: 2009-01-09 00:06:53


Divorce Affects Credit Big Time

by Rob Kosberg Divorce can have unexpected effects on your credit ... with your finances before you receive the possibly devastating injuries to your credit. Know your total debt ... to examine the credit reports for each spouse. Any errors should be fixed so that both reports [more...]

Date: 2009-01-15 23:28:30


Sirius XM Slapped with Downgrade from Moody's

Citing a negative outlook for approximately $2.2 billion million of rated debt instruments, ... assessments of debt instruments issued by Sirius and its wholly-owned subsidiaries, XM Satellite Radio ... poor liquidity). With nearly $1.0 billion of its $3.3 billion total debt coming due in the New Year [more...]

Date: 2008-12-24 05:21:32


Delta gets financing to tackle debt

September 29th, 2009 Goto commentsLeave a comment <p>AFP - NEW YORK (AFP) - Major US airline Delta said it had closed 2.1 billion dollars in financing deals, marking "a significant step" toward repaying debt.</p><br clear=all>Similar Posts:Delta Air Lines closes a total of $2.1B in loans, making progress toward 2010 debt paymentsTwitter gets &quot;significant&quot; new fundingBank of America raises $13.47 billion in share saleBank of America raises $13.47 [more...]

Date: 2009-09-29 02:29:40


Debt Consolidation Scams - How to Protect Yourself

Donna, a single mother, owed several companies including her bank a total of $12,890 in credit card debt ... fraction), that’s a red flag for you. Beware of companies that promise to wipe out your debt today or erase ... to do something about it. Determined to become debt free “whatever it takes”, Donna contacted a debt [more...]

Date: 2009-01-08 23:55:02


August 2008 Net Worth

This month we rolled over DH’s old 401k into a Rollover IRA.  It took us a year to do it ... we increased our student loand debt by $4250 to $21250 total thus far.  We we get the other $4250 ... far, far away. As far as our spending goes we took two vacations to Montreal for 4 days and Maine [more...]

Date: 2008-08-31 13:03:41


Eliminate Debt

Most people,at some point of time in their lives are affected by debt and then lead a dejected and totally unhappy life ... in the web site.The web site also provides you information on how bad a credit card debt ... .It is very important that one finds a good debt consolidation service to eliminate [more...]

Date: 2009-01-13 22:44:46


Government debt — who will pay?

“The ‘incidence’ of taxation refers to who pays the ultimate burden of a tax. The optimal theoretical resolution is government budget surpluses that reduce the debt. But that is the least probable scenario. Total government spending in the USA has reached an astonishing sixty percent of national income. Most of the American economy’s output is now allocated by government rather than the desires of individuals. [more...]

Date: 2009-09-24 04:57:10


At Credit Crunch Ground Zero: More Transparency — Same Result

The moves come amid reports that the committee has approached Ottawa for nearly C$10 billion to prevent the failure of the hard-fought rescue plan ... for the insolvent debt, bringing the total backstop to C$39 billion, the committee said today in an e-mailed [more...]

Date: 2008-12-12 15:24:55


Syllabus for FBE 589

University of Southern CaliforniaMarshall School of BusinessDepartment of Finance and Business EconomicsProfessor Richard K ... of outstanding marketable Treasury securities was about $5 trillion, total corporate debt [more...]

Date: 2009-01-06 21:04:00


Poverty - Φτώχεια - υπερβολή - εσύ πεινάς κι εγώ πετάω...

Almost half the world — over three billion people — live on less than $2.50 a day. ( ... annually, a figure that exceeds total aid flows and debt relief to the region in 2003.http [more...]

Date: 2008-10-15 06:17:00


WHY SHOULD WE PAY FOR STADIUM?

Thompson_NYC_Comptroller_nyreblog_com_.JPG ***MEDIA ADVISORY*** THOMPSON TO CITY: ... package with the Yankees to allow for construction of a new stadium. The debt package totaled [more...]

Date: 2009-01-13 16:10:28


Economic Brink Shapes 2009 HPI Power 50

By BRIAN A. HOWEY in Indianapolis and MARK SCHOEFF JR ... . The total credit market debt as a share of the U.S. gross domestic product stood at 176 percent in October ... at 335 percent in 2006. Debt, in essence, has become [more...]

Date: 2009-01-10 12:14:21


Five Myths and Realities about Setting Goals

... the way. A person who wants to totally wipe out their $50,000 worth of debt will not do it in one big ... plan with each year wiping out $10,000 in debt, versus waiting until the entire amount [more...]

Date: 2009-01-12 23:54:43


The Biggest Bailout Ever

Cross posted on myDD Like the proverbial thief in the night, ... ) total mortgage debt. That corresponds to one third of America's gross domestic product [more...]

Date: 2008-09-08 21:31:26


Northfield state of the city address

By Mayor Vincent Mazzeo Delivered at the city reorganization meeting Tuesday, Jan ... had an added assessment of $4,578,000; collection of taxes remain strong at 98 percent. Our total debt [more...]

Date: 2009-01-14 12:28:33


Ascendas REIT - Looks undervalued

A-REIT has obtained S$200m in credit facilities to refinance part of its S$300m commercial mortgage-backed securities (16% of total debt) due in August 2009 at a low credit spread of 120bp (vs [more...]

Date: 2009-01-14 04:05:00


Getting out of credit card debt. My story.

As a person who got himself into a large amount of credit card debt at an early age, ... to have amassed a total cumulative credit card balance of over $17,000. I was at a different point ... MasterCards, a Discover card, and several department store credit cards. Living beyond my means [more...]

Date: 2008-12-22 07:42:08


Six Months of Blogging!

Hey guess what? It's been six months since I started this blog!! ... 14 day period. 2. Pay off "short-term" debt - two payday loans totaling about $400; loans [more...]

Date: 2008-11-17 15:29:54


Teva To Acquire Barr For $7.5 Billion

The world’s largest maker of generic drugs is expanding once again. Teva has agreed to pay $66.50, or a total of $7.46 billion plus the assumption of net debt of approximately $1.5 billion. The share price is 42 ... reflects the ongoing growth and consolidation in the generic-drug industry as governments, consumers [more...]

Date: 2008-07-18 11:26:02


Quick and easy ways to reduce your debt

Interesting article on how to quickly reduce your total debt 1 Vote(s) [more...]

Date: 2009-01-16 04:26:48



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