6 Steps to Doomsday: A Great Depression II Scenario

I have to get this out of my system. BP’s interview with historians Michael Allen and Larry Schweikart helped assuage my fears some ... , out of money, default on their mortgages, car loans, student loans, credit card loans, etc. Bond ... access to credit, you can’t get that loan to start up the new business you’ve been planning [more...]

Date: 2008-10-07 18:00:29

Blog posts (42) | Videos (28)
 

How You Will Spot a Worthy Car Loan

by Sandy Maseko You should attain and keep a good credit rating ... know when you begin your search online for a new or used car loan is that you are going to see interest rate ... a higher interest rate on the lending amount. If a borrower gets a car loan at low annual percentage [more...]

Date: 2008-09-23 07:26:45

Cash for clunkers worked like this — (Sticker MSRP + markup + options + fees + taxes - $4,500 = Price you paid).

Financing 100% of the price of a car at anything other than 0% means you are under water after the first year. Most people put nothing down when buying a car — just ’sign and drive’ for whatever you can qualify for and believe the dealer has your interest at heart like with real estate agents. The average new car depreciates 10%- 20% in first year. A 60 month car loan won’t exactly ‘build equity’. Being in the Auto Industry, I can tell you we are having the worst September in our history. [more...]

Date: 2009-09-29 15:46:41

The Best Auto Loan Services

Buying a car is a big responsibility. It just means one thing – another bill added to your budget ... auto loan companies will play with your needs and your emotions. You will end up paying ... upfront. No hidden costs, no application fees. They have the best rate on new and used cars. The loan [more...]

Date: 2008-07-16 17:54:24

Hyundai’s Car Program: “Return Car IF Fired”

... to maintain monthly amortization for the vehicle that they may purchase. One reason why most car ... apprehensive of buying a car via financial services. Thanks to Hyundai’s new car loan scheme [more...]

Date: 2009-01-07 01:11:11

SEO tips to revitalise your website!

It’s new year and as website owners/webmasters, it’s a great time to look at our website with a new frame of mind! ... modelling on the cars they want to buy The site can have a car loan, car insurance calculator to help ... of generating fresh content.  I am taking the example of car dealer but the principles will apply [more...]

Date: 2009-01-02 02:25:12

Hyundai Bails Out Consumers By Buying Back Their Cars

Vehicles have been in the news quite a bit these days, from bailout plans to million-dollar hybrids. Clearly, car companies are desperate ... on their car loan or lease can walk away from a financing obligation when the difference between the resale value of the car and the balance of their loan is less than $7,500. I’m sensing a new trend. Buy [more...]

Date: 2009-01-06 15:59:53

Get the new car with a taxpayer funded loan

Brown and Darling have gone mad, surely?The idea that they are borrowing £trillions and charging the cost to us is bad enough, but to then offer the same money back to us in the form of a loan is not just bizarre it’s almost ... in South Shields, can no longer afforded the loan repayments on their current vehicle, as many [more...]

Date: 2009-01-15 09:19:15

Measure of Relief

The US government has several new student loan schemes to make debt less debilitating. ……… Daniel de Vise reports …………… Suzie Dundas is at that stage of life when student loans loom larger than car leases or electricity bills. The $390 monthly payments seem to stretch into perpetuity. They are her largest monthly obligation aside from her rent, which Dundas has decided she can no longer afford. She is about to move in back with her parents. [more...]

Date: 2009-09-06 11:04:18

From The INBOX: We Deserve It Dividend - Update: That’s Why We’re Not All Economists

Update: Sounded way too good to be true. A dedicated reader just called to point out the person is using the same calculator that Fannie, Freddi, ... for college – it’ll be there    Save in a bank – create money to loan to entrepreneurs.    Buy a new car – create jobs    Invest in the market – capital drives growth    Pay for your parent’ [more...]

Date: 2008-09-23 18:15:49

Making a Family Budget

by Mary bush Whether you’ve just started a family and are new to the lifestyle, or you have several kids as old as high school age, ... it, you need some help, too. Debt comes in all shapes and sizes. You could have car loans, small business loans, loans from family, credit card debt, or money owed from any type of financing. You need to find [more...]

Date: 2008-12-31 12:10:08

Making a Family Budget

by Mary bush Whether you’ve just started a family and are new to the lifestyle, or you have several kids as old as high school age, ... it, you need some help, too. Debt comes in all shapes and sizes. You could have car loans, small business loans, loans from family, credit card debt, or money owed from any type of financing. You need to find [more...]

Date: 2008-12-29 11:07:10

Benefits of Acquiring Bad Credit Auto Loans through Sub-prime Car Lenders

Amazon.de Widgets The world economic recession has created a different set of dynamics before the lenders and primers. With pink slips and instability in the job market borrowers are finding it hard to maintain regularity in repayment. Unavailability of unsecured loans has also added to their worries. This is no less a turbulent time for lenders too. With increased number of bad credit borrowers they are forced to relax their good credit score while approving new loan plans. [more...]

Date: 2009-09-29 07:45:12

Benefits of Acquiring Bad Credit Auto Loans through Sub-prime Car Lenders

Amazon.de Widgets The world economic recession has created a different set of dynamics before the lenders and primers. With pink slips and instability in the job market borrowers are finding it hard to maintain regularity in repayment. Unavailability of unsecured loans has also added to their worries. This is no less a turbulent time for lenders too. With increased number of bad credit borrowers they are forced to relax their good credit score while approving new loan plans. [more...]

Date: 2009-09-29 07:45:12

Why Choose a Personal Secured Loan?

Listed below are some of the many reasons why choosing a personal secured loan makes good sense ... a number of other smaller loans, credit or store card balances. You would then benefit by having ... , weddings, buying a new car to consolidating all your existing loans, credit and store cards. A personal [more...]

Date: 2009-01-09 01:36:17

Compare and Select The Best Loan Among Different Loan Types

By Ada Denis Christmas time and the festive period in general is renowned for being a time where we all spend lots and sometimes more money than our ... to consolidate card and other debts but also perhaps to buy a new car, take a holiday, finance ... the various loan types by going on-line and using one of the many websites on the Internet [more...]

Date: 2009-01-02 10:25:30

Does The Economy Make You Want To Pay Off Debt Or Build Up Savings?

Editor’s note:  I set this post to publish yesterday and made the classic “New Year” mistake of setting the date to 2008! ... , and then systematically started debt-killing.  First the credit card, then one student loan, then the car loan.  Now, we’re left with a $10000+ student loan, and a minimum payment of $145 versus [more...]

Date: 2009-01-09 15:08:06

Understanding Vehicle Values

Most people of driving age have heard of Kelley Blue Book, in fact, ... , but it’s also used by professional lending institutions as well when considering  a loan to a private party for a new or used car, truck or SUV. When it comes to market value, Kelley’s word is golden [more...]

Date: 2009-01-15 11:30:43

Save Money When You Buy a Car

Buying a new car may be an every-day occurrence for some people, but for most of us it's a pretty big deal, and these days, ... . If the dealer suggests they can beat the terms of the loan you have, ask them to put it in writing, and check their numbers with your own calculator. Do Your Homework. Before you ever set foot on a car [more...]

Date: 2008-09-23 16:20:45

Compare and Select The Best Loan Among Different Loan Types

by Ada Denis Christmas time and the festive period in general is renowned for being a time where we all spend lots and sometimes more money than our ... to consolidate card and other debts but also perhaps to buy a new car, take a holiday, finance a wedding ... the various loan types by going on-line and using one of the many websites on the Internet. [more...]

Date: 2009-01-02 10:04:55

Compare and Select The Best Loan Among Different Loan Types

by Ada Denis Christmas time and the festive period in general is renowned for being a time where we all spend lots and sometimes more money than our ... to consolidate card and other debts but also perhaps to buy a new car, take a holiday, finance a wedding ... the various loan types by going on-line and using one of the many websites on the Internet. [more...]

Date: 2008-12-10 10:41:35

Compare and Select The Best Loan Among Different Loan Types

by Ada Denis Christmas time and the festive period in general is renowned for being a time where we all spend lots and sometimes more money than our ... to consolidate card and other debts but also perhaps to buy a new car, take a holiday, finance a wedding ... the various loan types by going on-line and using one of the many websites on the Internet. [more...]

Date: 2009-01-04 09:44:52

Should I save my money or send extra money toward a loan?

About a year ago, I bought a new car.  Not being too far out of college, ... our credit card debt, bought a house, and started saving regularly.  But after a few months of putting ... my credit wasn't well established and I was forced to finance with what I'd call an affordable [more...]

Date: 2008-06-10 12:05:31

Start The New Year Off Right

Welcome to 2009! I hope you are happy, healthy, fiscally sound, and enjoying the new year with your loved ones. This is the time ( ... actionable items for 2009: 1.  Eliminate final student loan debt. 2.  Save $10000 for new to us car [more...]

Date: 2009-01-01 14:30:56

The Easy Way To Plan Family Finances

#fullpost{display:inline;}Dear Friend,Most of us have trouble keeping track of our finances and making financial plans and decisions ... or a deposit for a house.Car loan calculator to help you calculate whether you can really afford that new car you've always wanted.Car Leasing/Purchase calculator to automatically calculate whether [more...]

Date: 2008-12-28 13:51:00

Wilmington NC Mortgage

If ever discussing loans, it should be done with an established company like Wilmington NC ... should come to this point you need more money for a new home, car, job or traveling or other kind of self education, you can use the loan calculator here http://www.alphamortgage.com/loan_calc.php [more...]

Date: 2009-01-01 22:46:00

Debt Update – 9/28/09

With starting a new job, I only received 3 weeks pay for the month of September, so that put us back a little bit in terms of paying off our car loan. It will definitely be paid off in October though since we only owe 4% on it yet, so that’s good news! Then, I can focus on student loan #1 which is the smaller of my two students loans. The other student loan will probably take 2-3 years if we are aggressive in paying it off. [more...]

Date: 2009-09-28 15:00:02

GM Loosens Credit Restrictions

In a rare instance of seeing an immediate impact on consumers from federal bailouts, GM’s financing arm, GMAC, ... of providing credit to buyers, including an agreement with Midwestern credit unions. The new requirements ... will lower its credit requirements from a credit score of 700 to one of 621 to secure car loans [more...]

Date: 2008-12-30 16:13:12

The Current Economic Crisis and Build Quality in Cars - The old Datsun wins over the Continentals

Recently the whole world seems to be facing some sort of economic crisis ... in the first place and it is most probably that the bank had to get an interbank loan to come ... s going to be broke. Once everyone is broke, no one buys new calculators, cars, PDAs, telephones [more...]

Date: 2009-01-12 06:30:00

The Lending Lunacy Continues as GMAC Gives Out More Bad Loans

This past week the Treasury used $5 billion of funds from the Troubled Asset Relief Program ((TARP)) to purchase senior preferred equity in GMAC, the financing arm of General Motors (GM). GMAC reacted immediately to deploy the funds by lending to new car buyers with credit scores as low as 621 [more...]

Date: 2009-01-01 11:02:24

Automaker with Gore ties gets loan to build hybrids (The Tennessean)

WASHINGTON - Fisker Automotive, a California manufacturer of luxury electric vehicles with ties to former Vice President Al Gore, will receive more than $500 million in federal loans to develop a plug-in hybrid sports car with a sticker price of nearly $90,000 and a new plug-in hybrid vehicle to be built in the United States. [more...]

Date: 2009-09-29 07:19:30

Automaker with Gore ties gets loan to build hybrids (The Tennessean)

WASHINGTON - Fisker Automotive, a California manufacturer of luxury electric vehicles with ties to former Vice President Al Gore, will receive more than $500 million in federal loans to develop a plug-in hybrid sports car with a sticker price of nearly $90,000 and a new plug-in hybrid vehicle to be built in the United States. [more...]

Date: 2009-09-29 07:19:30

Automaker with Gore ties gets loan to build hybrids (The Tennessean)

WASHINGTON - Fisker Automotive, a California manufacturer of luxury electric vehicles with ties to former Vice President Al Gore, will receive more than $500 million in federal loans to develop a plug-in hybrid sports car with a sticker price of nearly $90,000 and a new plug-in hybrid vehicle to be built in the United States. [more...]

Date: 2009-09-29 07:19:30

Automaker with ties to Al Gore receives $528.7 million govt loan (The Tennessean)

WASHINGTON (AP) - Fisker Automotive, a California manufacturer of luxury electric vehicles with ties to former Vice President Al Gore Jr., will receive more than $500 million in federal loans to develop a plug-in hybrid sports car with a sticker price of nearly $90,000 and a new plug-in hybrid vehicle to be built in the United States. [more...]

Date: 2009-09-28 18:52:45

Automaker with ties to Al Gore receives $528.7 million govt loan (The Tennessean)

WASHINGTON (AP) - Fisker Automotive, a California manufacturer of luxury electric vehicles with ties to former Vice President Al Gore Jr., will receive more than $500 million in federal loans to develop a plug-in hybrid sports car with a sticker price of nearly $90,000 and a new plug-in hybrid vehicle to be built in the United States. [more...]

Date: 2009-09-28 19:09:28

Automaker with ties to Al Gore receives $528.7 million govt loan (The Tennessean)

WASHINGTON (AP) - Fisker Automotive, a California manufacturer of luxury electric vehicles with ties to former Vice President Al Gore Jr., will receive more than $500 million in federal loans to develop a plug-in hybrid sports car with a sticker price of nearly $90,000 and a new plug-in hybrid vehicle to be built in the United States. [more...]

Date: 2009-09-28 18:52:45

Laid off? Hyundai will take your car back

By Peter Valdes-Dapena CNNMoney.com senior writer NEW YORK (CNNMoney.com) ... , we are looking for ways to reassure shoppers that Hyundai still represents the best value in the auto ... a claim, and any remaining balance on the loan up to a maximum of $7,500. “If you find that you cannot [more...]

Date: 2009-01-05 18:47:37

I WANT MY BAILOUT MONEY

“I Want My Bailout Money” is the first song on the new hip hop album by NaturalNews.com editor Michael Adams (the “Health Ranger”) ... like it was crack They take your car, your home, everything that you own And when you’re jobless and broke, you still gotta pay the loan If you’re thinkin of stealin some food, please don’ [more...]

Date: 2009-01-11 18:30:32

Chief Family Officer's New Year's Resolution: Pay off all non-mortgage debt

I've been feeling very sympathetic about PaidTwice's current dilemma: She's super dedicated to paying off her family's non-mortgage debt, ... a reliable car. Like PaidTwice, I am torn. On the one hand, I very much want to wipe out my Stafford loan, which is our only remaining non-mortgage debt. But Marc and I are both facing some uncertainty [more...]

Date: 2009-01-02 19:47:01

Car Loans Tips And Recommendations

Topics: car loans Most people who wish to buy a car will need to take out a car loan ... against a risk calculator. This is important to remember when applying for a car loan that new ... are generally very short term and can generally be repaid within two to six years. Obtaining a car loan [more...]

Date: 2008-12-08 13:05:41

Loan Calculator Secrets To Lower Your Rates

Sep 20th, 2009by Billy Eubank. The best course of action to take sometimes isn’t clear until you’ve listed and considered your alternatives. The following paragraphs should help clue you in to what the experts think is significant in terms of simple loan payment calculators.Are you looking to purchase a new car or have recently signed a contract to purchase one? Well no doubt you will require car finance for your new car. If you carefully observe, you will find that most of them are stereo type. [more...]

Date: 2009-09-20 15:36:47

How Do I Get Personal Loan With Fair Credit Score But Debt To Income Ratio Is High. I Had Been Declined?

I just got a new job as a nurse, my college loan, car loan, co-signer daughter car loan, mortgage payment, owned a house but no more equity left. my credit score is fair, no late payment. I need immediate financial need to keep me going for the next 6 month. Where can I get quick loan ? [more...]

Date: 2009-09-27 10:51:16

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