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LendingClub.com Could Not Help Me Refinance My Car Loan. – Erik

Rollover USA-401K Rollover to IRA is a post from: Rollover USA-401K Rollover to IRA “Dear Steve, My situation revolves around my car loan. I got my loan back in July 2006, and the interest rate was high, understandably because I had bad credit. Now two and a half years later, it seems that it still is horrible, because NO ONE will refinance me. I tried LendingClub.com (I googled my problem, [more...]

Date: 2009-09-29 19:01:13

Blog posts (16) | Videos (24)
 


How You Will Spot a Worthy Car Loan

by Sandy Maseko You should attain and keep a good credit rating ... know when you begin your search online for a new or used car loan is that you are going to see interest rate ... a higher interest rate on the lending amount. If a borrower gets a car loan at low annual percentage [more...]

Date: 2008-09-23 07:26:45


Combat Crisis with Low Interest Payday Loans

by katie George A posh car or a toy car; what it needs to make it your own is money. Difference lies only in the amount ... . About the Author: Credit Card Deals Information on the Risks of Debt Consolidation Related Articles ... small needs. Concentrating the latter, low interest payday loans have come in to being [more...]

Date: 2009-01-06 08:48:23


By Request: The Foreclosure People

Katy asks: Matt I’ve been wondering this from across the Atlantic for some time: ... with the exception of the odd ‘middle class person sleeping in car’ human interest story on CNN ... people who’d taken out loans they were never going to be able to pay. Since that time, the “real economy [more...]

Date: 2009-01-07 15:24:39


Money as a Dealbreaker?

Is money a “dealbreaker” in relationship?  If you meet a great person and found out after a few months of dating, they had massive student loans, some credit card debt, and a car loan; is that a deal breaker?  Would you run for the hills or stick around? It was an interesting question posed on a message board I read.  But currently two [more...]

Date: 2008-09-04 13:00:04


Cash for clunkers worked like this — (Sticker MSRP + markup + options + fees + taxes - $4,500 = Price you paid).

Financing 100% of the price of a car at anything other than 0% means you are under water after the first year. Most people put nothing down when buying a car — just ’sign and drive’ for whatever you can qualify for and believe the dealer has your interest at heart like with real estate agents. The average new car depreciates 10%- 20% in first year. A 60 month car loan won’t exactly ‘build equity’. Being in the Auto Industry, I can tell you we are having the worst September in our history. [more...]

Date: 2009-09-29 15:46:41


Illinois Regulators Take Aim At Car Title Lenders

As you might remember, efforts in the General Assembly to crack down on predatory "payday" ... loans is the combination of exorbitant interest rates and meager regulation. Indeed, title loan ... these proposed rule changes: - Restrict loans to $4,000 or less. - Limit the number of times a loan [more...]

Date: 2008-07-23 16:57:45


Where The Credit Still Flows

Judging by the volume of ads I’m seeing for CashPoint during the Ravens-Dolphins game, ... , and offer you a loan with no credit check for some total amount of principle that’s less than half the car’s appraised value, and a high interest rate but not quite so high as a payday loan. Thus [more...]

Date: 2009-01-04 19:53:28


Mulally: Car Czar should keep hands off product decisions

Filed under: Government/Legal, Ford Now that General Motors and Chrysler have accepted Federal assistance in the form of low-interest bridge loans, ... to make product recommendations to senior management. In fact, that's exactly what the so-called car ... administration, Ford's CEO said, "My god, I hope that a car czar does not get into the product [more...]

Date: 2009-01-14 13:56:00


Free Ebook: Suze Orman 2009 Action Plan

I am actually currently reading (and by reading I mean listening to an audiobook) ... of this book. I’d think the twenty something crowd would be most interested in: Credit card repayment plan Debt consolidation Expense/Income worksheet Finding ways to save Dealing with car loans First [more...]

Date: 2009-01-08 19:30:11


Debt Consolidation: Will It Help Me?

We are in uncertain economic times.Many are falling behind in mortgages, student loans, car payments and credit card payments ... clearly explains what bankruptcy, debt consolidation, third party credit counseling and debt settlement ... will negatively affect your credit score and cause an increase in credit card interest rates.One of the best [more...]

Date: 2008-11-30 20:48:00


Don’t Worry, Be Happy: Surviving the Financial Crisis?

Are you surviving the financial crisis? While the mainstream media seem more interested in spinning stories of foreclosures, ... a credit card balance, or like my wife and I, added a photovoltaic system to power our all-electric CitiCar ... Americans are exiting the debt-based economy, paying off credit cards, canceling car loans, paying [more...]

Date: 2008-11-20 04:12:42


10 Best Ways to Save Money in 2009

The year 2008 has been financially difficult and from the looks of it, the situation is likely to get worse, ... . If you have a number of different loans taken at different interest charges, it may help you to consolidate ... impact on your utility bills and you will save money on them on a monthly basis. 3) Cars [more...]

Date: 2009-01-02 13:53:38


Need to do some calculation to save some money?

Dollar Times have some interesting widgets to help you calculate your expenses ... . The site have financial calculator for coffee savings, gas savings, commuting cost, retirement, mortgage, millionaire, car loan, cigarette and many more. Below are couples of widgets [more...]

Date: 2008-07-08 10:09:53


Fed Slashes U.S. Interest Rate To Basically Zero

Wasn’t the Fed supposed to cut rates in half today, from 1 percent to 0 ... income” no-doc teaser-rate reverse-equity 105% loans that enabled Juan Drywallhanger and his old lady ... $40,000 per year and already buried in credit-card and SUV debt. So, now that grand era can return again [more...]

Date: 2008-12-16 20:54:35


Eliminating Debt in 5 Easy Steps

by John Major It is unfortunate that in today’s economy, debt rules all. From the deepest spots of our wallets, we have charged ourselves to the point of no return. The commercials and ads promising a better car, newer home and more of this and that are all based on lines of credit and bank loans. Our children have been raised in this economy where paying for something means a monthly payment and a low or high interest rate; this is why debt elimination is needed. [more...]

Date: 2009-09-24 11:39:25



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