Student Loan Consolidation Program

Student loan consolidation program for university and college students is an important option, especially if they find themselves suffering from serious financial situation. Definitely a student with a lot of college debts staring his face can become stressed with such heavy financial load [more...]

Date: 2009-01-15 15:08:21

Blog posts (119) | Videos (16)
 

The Challenge Is Prices Got Stupid

The Daily Astorian reports from Oregon. “An increasing number of homeowners in Clatsop County are falling behind on their mortgage payments and ... Joe Schulte, VP of Compass Community Bank in Seaside, said subprime loan programs were available ... as the loan criteria change each day. ‘Loan officers have to be ahead of the curve,’ he said. ‘There’ [more...]

Date: 2008-10-07 17:26:52

Fifth Third Bank Involved in Student Loan Scandal

Fifth Third Bank could potentially lose its right to participate in the Federal Family Education Loan Program, the Department of Education’s program that allows private banks to offer Stafford Loans and PLUS ... Student Loan XPress entered into eligible lender trustee agreements with three lenders: MSA Solution [more...]

Date: 2009-01-08 17:40:15

Freddie, Fannie Force Borrowers to Waive Legal Rights

When the government announced in November that it would use mortgage giants Fannie Mae and Freddie Mac to streamline loan modifications for ... to sue, if they wanted to get those loans modified. The waiver of legal rights is buried among a long ... more affordable loans under the new loan program, which began on Dec. 15. Some experts say the waivers [more...]

Date: 2009-01-15 16:36:00

A Cause for Celebration

To celebrate Independence Day, Higher Ed Watch will be going on hiatus next week ... that have occurred in the Federal Family Education Loan (FFEL) program in recent years. Most of these changes ... substantial changes are to the federal student loan programs and the interest rates charged [more...]

Date: 2008-06-26 15:20:31

Hard Times for Student Borrowers

Kelly Lynch, a former Columbia College Chicago film and video major, is paying educational loan lender Sallie Mae $600 a month, ... loan lender suspended its student loan consolidation program in April. The policy shift left many ... about 1 percent of his total student loan debt of $60,000. Though Lynch, 21, never received [more...]

Date: 2008-06-30 16:02:42

Student, Car Debt Quietly Added to Bailout Plan

Jeez! This country very well may be doomed beyond hope! This is not the time to be sneaky, and push even more expenses on the taxpayers ... its bailout plan to include buying student loans, car loans, credit card debt and any other “troubled” assets ... program to foreign banks with extensive loan operations in the United States, potentially added tens [more...]

Date: 2008-09-24 02:08:02

Back Room Deal on Student Loan Subsidies?

Last month Secretary of Education Margaret Spellings wrote to Sen. Edward Kennedy (D-MA) ... in the guaranteed student loan program. This request has received little attention from the press ... reforms in the Federal Family Education Loan (FFEL) program. The Subsidy And Its History [more...]

Date: 2008-12-04 20:45:00

The long exhausting slog towards Home Ownership (TM)! continues.

Dead cat house update. Sellers "offered" last week to "let" us have half of the $5k sitting in escrow. They "only want $2500 ... , but now that the banks are all refusing to fucking loan money, apparently even those of us with VA ... that that's the entire point of the VA loan program, and the government guarantees the goddamn loan in the first place [more...]

Date: 2008-12-08 00:58:00

Depending on a Student Loan Without Cosigner When Nothing are Possible

Choosing a post-secondary course will provide you with a variety of options. After seeking advice from a guidance counselor before graduation day, there are many modes of financial assistance available for the college bound individual. Student loans no cosigner may be the only reasonable option for you once you have researched about scholarships, grants, work programs and other types of loans. Without a strong credit rating, getting this loan may be difficult. [more...]

Date: 2009-09-18 14:21:50

Green College Spotlight: Harvard University

This Ivy League college is known for being a leader in many arenas, ... Program, Graduate Green Living Program, FAS – Resource Efficiency Program, Green Campus Loan Fund ... like the library, dining hall and grad student housing [more...]

Date: 2008-10-13 11:00:38

Obama: Tax Hike For People Making Over $250,000/Year Is “Chump Change”

So says The One in an MTV interview: Sway: Our next question is from Matt from Iowa: “If your desire is to spread the wealth around, ... everybody is just looking out for themselves. I mean, the fact is, we just talked about student loans ... do you think we pay for scholarships or loan programs? That money doesn’t grow on trees. It’s got [more...]

Date: 2008-11-03 17:23:27

Attention GAO: Aid Programs are Still at Risk

If the events of the last two years have taught us anything, it's that the U.S. Department of Education's oversight of the Federal Family Education Loan (FFEL) program ... student aid programs stood at the top of the list, along with other notorious trouble areas [more...]

Date: 2008-07-10 22:02:00

Wall Street bailout plan to include more than bad mortgage debt: Feds to absorb unpaid bar bets, inadvertently laundered postage stamps, unredeemed soda cans and insufficient tooth-fairy disbursements

Totally absurd? Think twice: In the dark of night over the weekend when most people were snoozing, the Treasury dramatically expanded its bailout plan to include buying student loans, car loans ... in draft language that also opened the bailout program to foreign banks with extensive loan operations [more...]

Date: 2008-09-23 06:05:06

Passin’ the Buck

My morning ritual combines breakfast and channel surfing, to get a flavor of what we used to call the “mass media” considers newsworthy ... administrators of the federal student loan program. ASA has put forth a proposal for federal student loan reform ... is on the up and up, interest rates are high, repayment options are limited, and students face the [more...]

Date: 2009-01-13 14:15:10

Even The MTV Crowd Is Asking About Wealth Redistribution

Here’s a fun two-fer; we have MTV going harder on Obama than any MSM outlet (except Fox News) and he have a new definition of “chump change ... is just looking out for themselves. I mean, the fact is, we just talked about student loans ... do you think we pay for scholarships or loan programs? That money doesn’t grow on trees. It’s got to come [more...]

Date: 2008-11-03 20:28:36

Money Mailbox Friday - Countrywide Home Loans

I received a postcard from Countrywide Home Loans yesterday advertising the benefits of their home loan program ... score required Flexible qualifying guidelines 30, 35 and 40-year loan terms available Fixed rate and fixed period Adjustable Rate Mortgages (ARM) options During the housing boom, many of these loan [more...]

Date: 2008-07-18 15:30:58

Debt Management Programs– best way to get out of debt.

A debt management program collectively takes all the loans of various amount and interest rates and forms into a new loan which is released to you. After that, only a single installment is required to be paid every month on a fixed rate of interest. This process is known as debt consolidation. Usually, debtors opt for bill consolidation scheme from the fear of bankruptcy. The problem originates with the use of many credit cards or taking multiple loans from various banks for personal or investment purposes. [more...]

Date: 2009-09-08 05:51:11

USDA Fields Farm Bill, Prepares Ground for Next Administration

In seven months after late summer congressional passage of the 2008 Farm Bill, the U.S ... program parameters for marketing assistance loans, loan deficiency payments, and direct and counter ... million DCP contracts for 2008 and issued $5.1 billion in direct payments.Published regulations [more...]

Date: 2009-01-14 15:19:00

Need Money for College - Borrow Smartly

... or hit pay dirt. However, there are plenty of options for taking a loan to fund a college education. Some examples are Perkins loan, Subsidized and Unsubsidized Stafford loans, Federal Parent Plus Program [more...]

Date: 2008-07-10 04:10:00

N.J. man learns modifying mortgage to cut payments may impair credit rating

by Moe Bedard on September 29, 2009 · 0 commentsin American Nightmare To confuse consumers even more, not all lenders follow the guidelines.That may change on November 1, when lenders can use a new code to report them as a “loan modification under government program.” The code will clarify which borrowers have taken modifications, but because the modification process itself is not streamlined, it won’t be the only worm squiggling out of the can.The bigger impact on credit scores may depend on how [more...]

Date: 2009-09-29 13:48:05

A Good Debt Management Program Can Be a Life Saver

by William Blake Do you feel like you are over you head in debts? Many see themselves buried in debt due to car loans, medical bills, student loans, credit card ... program to handle almost any kind of debt, though credit card debts are what most people sign [more...]

Date: 2008-11-11 15:28:58

Democratic Rep. Won't Subpoena BofA Over Records That Could Damage Him

California Republican Representative Darrell Issa is another public figure hot on Bank of America's tail. And this time it doesn't have anything to do with the Merrill acquisition, which is what most folks are concerned with. His concern is Countrywide's old and controversial "VIP" program, which channeled sweetheart loans to influential figures.  Issa is looking to subpoena the bank to see if there are recordings between Countrywide and some of the politicians who may have received the mortgages. [more...]

Date: 2009-09-28 09:48:00

The Venture Capital Infusions

From Entrepreneur.com : It’s not often that America’s small businesses get $2 billion in federal funds set aside just for them. But that’s what happened when President Obama signed the American Recovery and Reinvestment Act this February.  Better known as the stimulus bill, the ARRA changed the rules for a little-known SBA program that loans money to qualified VC firms called Small Business Investment Corporations, or SBICs. [more...]

Date: 2009-09-09 14:00:00

Jumbo Prime: ‘Walk Away’ Loans - More Downgrades Coming

This weekend a top reporter, Teri Buhl at the New York Post, picked one of my weekly research reports to clients I put out a couple of weeks ago ... . But regulators are hell-bent of ’saving’ us all with programs that will just not work. In my opinion, the only ... multiples of incomes and rents without exotic loan programs or artificial, temporarily, [more...]

Date: 2008-12-10 10:51:12

Sen.-Elect Tom Udall Opens Three Offices to Serve New Mexicans

Constituent services are important for every member of Congress and U.S ... with include: Veterans: Problems with veterans' benefits, eligibility determinations, VA home loans ... checks. Housing: Problems arising with housing vouchers, federal loan programs and HUD. Immigration [more...]

Date: 2009-01-05 22:42:13

Target Campus-Based Aid

The holidays may be over, but the higher ed community is still waiting to see what Uncle Sam is going to put into its stimulus stocking ... and inefficiency in the federal student loan programs, because that's where big taxpayer savings were ... .  Our bet is it will be much needed tens of billions of dollars, hopefully for both student aid [more...]

Date: 2009-01-07 17:20:05

Important News for College Graduates

Attention recent college graduates: starting July 1st, ... loan consolidation program. All borrowers with non-consolidation federal student loans that were ... percent can save big money by refinancing their debt after July 1st of this year [more...]

Date: 2008-06-10 20:30:00

Beau Friedlander: Why Does Competition Over Green Tech Spur Gore Baiting?

You may have heard about the "Gore-backed" car company that got more than $500 million to make a sports car. What you may have missed: the government is backing green technology and a plan to make it popular. The loan in question (reported by the Wall Street Journal ) is the fourth conditional loan commitment the Department of Energy has entered into under the Advanced Technology Vehicles Manufacturing Loan program. [more...]

Date: 2009-09-28 16:36:47

Online Student Loan Consolidation Methods

By Adam Boulton It is commonplace for students to avail of students loan, considering the increasing expenditure incurred on education ... into one to at least reduce the tension and burden. consolidation debt loan unsecured When so many ... . Generally, students utilize more than one loan programs and eventually end up with paying many [more...]

Date: 2009-01-14 15:30:12

Bailout must be stopped

The trillion-dollar bailout of financial corporations and institutions must be stopped for a variety of reasons, ... snoozing, the Treasury dramatically expanded its bailout plan to include buying student loans, car ... included in draft language that also opened the bailout program to foreign banks with extensive loan [more...]

Date: 2008-09-24 11:28:20

Laying Out Student Loan Options for CBO

Around this time of year our friends at the Congressional Budget Office (CBO) ... Grants As we have said previously, the role student loan guaranty agencies play in the Federal Family Education Loan (FFEL) program is anachronistic, inefficient, ill-defined and riddled [more...]

Date: 2008-10-30 15:41:49

Hidden in the Stimulus Bill

Last December Higher Ed Watch caught wind of back-room maneuvering on Capitol Hill to retroactively change the way the federal government sets lender subsidies in the guaranteed student loan program. Education Secretary Margaret Spellings ... concern that the change sought by the Secretary (and the student loan industry) was being debated [more...]

Date: 2009-01-15 23:20:03

A123Systems to Spend $2.3B Building Factories in Michigan

Battery developer A123Systems plans to build a manufacturing plant in Michigan with $1.84 billion in direct loans from the U.S ... of loans from the DOE’s $25 billion Advanced Technology Vehicles Manufacturing Loan Program — ... capacity and electric sports car startup Tesla Motors has applied for about $400 million to build [more...]

Date: 2009-01-07 17:25:45

At Last - Looking at the Customer from Their Point of View

Stessa Cohen and Kristin Moyer here.  Wells Fargo announced that it is launching an online loan-consolidation repayment program in combination with ... “How to really pay off credit card debt” “How to get a small business loan in a credit crunch” ... a savings tool:  the Wells Fargo Debt Pay Down Solution.  This solution will let customers [more...]

Date: 2008-12-15 14:46:25

One in 54 Homes Entered Foreclosure in 2008

One in 54 Homes Entered Foreclosure in 2008 Some interesting new statistics were published this morning regarding the state of the housing market ... stated-income loans. "Clearly the foreclosure programs implemented to date have not had any real ... in a statement. Like the troubled loans they are meant to fix, modification plans can include complex [more...]

Date: 2009-01-15 22:44:59

Face Your Bills Now!

America, an advance country with growing credit concern year by year, is in dangerous bill problem for almost its entire people ... %.  For its bill consolidation loans program, costumer has to avoid 5 main points in consolidating debt ... . So, get free from debt now by having right bill consolidation program and then start saving [more...]

Date: 2008-10-01 00:16:40

The Truth about Debt Management Plans

by Jon Ochs In my years of experience in the industry, I have found that most people are looking for a debt relief option that does not exist ... Consolidation: Debt consolidation is, in nearly all cases, a home equity loan or second mortgage ... . Because these programs rarely ever do what they claim, and many credit card companies no longer endorse [more...]

Date: 2008-09-21 12:49:13

Fannie and Freddie to Announce Mass Loan Modification Program

re-default. This may also further erode investor confidence in residential mortgage backed securities, ... monies to put towards housing payments. Step 3) Start Improving Your Credit Rating This can take a long ... you pay your bills on time, that you have good credit.  Paying your bills on time only accounts for 30 [more...]

Date: 2008-11-11 19:02:07

Want to Make Money?

I think with the high gas price and really low economy in the country, we all want to make extra income aside from monthly salary we all get ... is this Payday Loan Affiliate Program that I saw last night. I am definitely enrolling because every customer who completed and accepted in the Payday One loan, you’re entitle to  get $25 for that alone [more...]

Date: 2008-07-16 09:38:11

When Will the Real Estate Market Stop Going Down?

by Mary Bush A question I get asked quite often is when will the real estate market stop going down? Or have we already hit bottom? ... to go up. Also there are thousands of people in negative amortization or pay options arms that have yet ... and investors of mortgage backed securities are now getting very strict. Many of the loan programs [more...]

Date: 2009-01-04 23:42:02

Crist to lawmakers: Cut less, borrow more

Gov. Charlie Crist carefully avoids direct criticism of the Legislature ... that I have is that we make these reductions without hurting the end user: the student. So we're watching closely," said ... of economic development experts to a "Tallahassee Tuesday" discussion of a new $10-million loan program [more...]

Date: 2009-01-06 16:06:09

Crist to lawmakers: Cut less, borrow more

Gov. Charlie Crist carefully avoids direct criticism of the Legislature ... that I have is that we make these reductions without hurting the end user: the student. So we're watching closely," said ... of economic development experts to a "Tallahassee Tuesday" discussion of a new $10-million loan program [more...]

Date: 2009-01-06 15:56:15

Devise your own Credit Repair Plan

by Rob Kosberg You found yourself in a very bad financial situation. You may feel emotional, hopeless, guilty or all of them ... habits. It doesn’t mean a “debt consolidation,” program or a home equity loan .The word is PLAN. You will start by collecting all your credit reports, bill payment statements, and credit card [more...]

Date: 2009-01-14 23:53:58

CFO, senator question 'gardening' plan

The $10-million "economic gardening" proposal by Gov ... of meaningless." Legislation awaiting final passage (SB 38A) would set up a $10-million business loan ... ?" Sink said. "It's really kind of meaningless." The loan program may have other problems, following [more...]

Date: 2009-01-13 19:07:54

VA Home Loans With 100% Financing For Veterans and Active Military Members

I thought it would be prudent to discus some of the outstanding benefits of the VA Home loan program at the time when the banks in our country are going through an exceptionally difficult time thereby, hindering numerous home buyers from obtaining mortgage financing without perfect credit and a down payment. Currently the VA home ... [more...]

Date: 2008-11-24 19:00:03

Bankruptcies Topped 100,000 in October

Seeing an increase in bankruptcy filings probably isn’t much of a surprise in this economy, ... to get by some other way, maybe through family loans or debt settlement programs or by playing a little shell game ... but the increase is all the more compelling because of this (from USA Today): The sagging economy [more...]

Date: 2008-12-01 21:33:21

Public Service Loan Forgiveness Program

This information comes from a great web page created by the National Council of Nonprofits ... Cost Reduction and Access Act of 2007. There might be hope for those with tremendous student loan debt ... , public safety, public interest law service, public care for children, elders or disabled [more...]

Date: 2009-01-05 21:51:43

AES Student Loans Review (pfblogs.org)

American Education Services is a private company that offers information and applications for a variety of governmental and private financing options for students all under one roof. Their website http://www.aessuccess.org/ allows students and their parents to compare various college loan programs, search out financial aid and scholarships [more...]

Date: 2008-10-14 03:04:06

CFO, senator question 'gardening' proposal

The $10-million "economic gardening" proposal by Gov ... of meaningless." Legislation awaiting final passage (SB 38A) would set up a $10-million business loan ... ?" Sink said. "It's really kind of meaningless." The loan program may have other problems, following [more...]

Date: 2009-01-13 21:02:56

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