Proud of My Six-Digit Student Loans

Rants like these about evil student loans (these examples by ToughMoneyLove) are how holier-than-thou people feel about student loans ... private schools. At one point, my loans were well over 100K. Today, I'm in my mid-twenties and debt free ... . That's the problem with one-size-fits-all personal finance. As for risk, Ramsey hates all student [more...]

Date: 2009-01-13 14:20:59

Blog posts (561) | Videos (277)
 

Online Student Loan Consolidation Methods

By Adam Boulton It is commonplace for students to avail of students loan, considering the increasing expenditure incurred on education ... into one to at least reduce the tension and burden. consolidation debt loan unsecured When so many ... . Generally, students utilize more than one loan programs and eventually end up with paying many [more...]

Date: 2009-01-14 15:30:12

Naughty and Nice

It's undeniably been a busy year for higher education with financial crises, continued student loan controversies, ... , Pennsylvania, and others are all looking to slash spending on higher education. Student Loan Panic ... followers of the student loan market this year. When credit and asset-backed securities markets froze [more...]

Date: 2008-12-18 22:20:06

What Happens When You Default on Your Student Loans?

As the economy tanks and employment skyrockets, the number of former students struggling to pay off their student loans is likely to grow, too.  While failure to repay any debt can have serious consequences, not making payments ... student loans are one of the only forms of debt that cannot be discharged in a claim of bankruptcy [more...]

Date: 2008-12-15 17:38:59

Want to Consolidate a Student Loan?

Just finished school and now it’s time to start paying on those Student loans fall into two categories. 1 ... consolidation services. A federally funded student loan also cannot be consolidated with credit card debt. If you are considering consolidation of your student loans, gathering the appropriate [more...]

Date: 2009-01-08 02:29:44

Student Loan Consolidation Program

Student loan consolidation program for university and college students is an important option, especially if they find themselves suffering from serious financial situation. Definitely a student with a lot of college debts staring his face can become stressed with such heavy financial load [more...]

Date: 2009-01-15 15:08:21

Small Business Administration - Financial Assistance

Our Fast Business Loan, unlike traditional bank loans, has less stringent requirements, faster approval, and no closing cost or fees ... Loans Business Loans Debt Consolidation Services Mortgage Loans Personal Loans Student Loans ... or for investment.Still, some investors in distressed debt, that a sign of a softening economy.That means every [more...]

Date: 2009-01-13 05:40:15

Get Ready to Consolidate Your Student Loans

If you have variable rate student loans, mark July 1, 2008 on your calendar ... . Since many lenders no longer perform student loan consolidation, you may be better off starting ... , and I’ll be happy to pay it off. Earlier this month I sent $750 to student loan repayment [more...]

Date: 2008-06-23 21:00:52

Ten Things to Do With $1,000 (Plus 21 More)

If you’ve suddenly come upon $1,000 you didn’t have the day before, you may get the urge to celebrate ... your student loan debt. This month, I again increased my monthly payment to my student loan debt. This student loan is currently the only debt I have, and I no longer qualify for a tax reduction [more...]

Date: 2008-09-15 12:00:04

Welcome to Freshman Year (Of My Student Loans)!

Been meaning to look into this for a while...especially since reading Shtinky's post on finally being above water on her student loans ... over $45k! And according to Aunt Sallie, I only took out $2,625 in student loans to pay ... my principal loan balance down to $70,110.Ah Freshman year. Dining hall food, dormcest, R.A.s, everything [more...]

Date: 2009-01-14 20:00:00

Does The Economy Make You Want To Pay Off Debt Or Build Up Savings?

Editor’s note:  I set this post to publish yesterday and made the classic “New Year” mistake of setting the date to 2008! ... , and then systematically started debt-killing.  First the credit card, then one student loan, then the car loan.  Now, we’re left with a $10000+ student loan, and a minimum payment of $145 versus [more...]

Date: 2009-01-09 15:08:06

Posts about Forbearance as of July 22, 2009

Become Eligible To Win $25,000 To Pay Off Your Student Loans In 4 Easy Steps! – lowinterestloans.hblblog.com 07/22/2009 by Batiyah Yisrael It sounds too good to be true, doesn’t it? To have the whimsical student loan fairy automatically and effortlessly wipe away $25,000 of your school loan. Wow, I caught myself daydreaming a bit there. As unbelievable as it sounds, there is a student loan company who is doing just that. [more...]

Date: 2009-07-22 12:02:58

Prepping Kids (Part 3)

Essential Money Skill #4: How to manage bills and other paperwork ... a payment on a credit card, being late with a bill payment, or not keeping track of her paperwork ... with him. Create a Student Loan File which includes all student loan information, a projection of how much [more...]

Date: 2009-01-07 11:48:49

Paying My Student Loans

This post originally appeared on January 23, 2008. It explains how I’ve managed my American student loan payments as an expatriate in France ... with me when I moved to France: my American Visa and my student loans. I have paid off my credit card, although ... . Then it finally hit me- my father owns a store, and has the ability to charge credit cards [more...]

Date: 2008-12-25 11:00:02

Number-Crunching the Effects of Student Loans

College Scholarships.org has the bad financial news for college students explained simply and graphically below. The immediate effects of student loans are explained, as well as the long-term effects (the ones you thought you’d be done thinking about that many years down the line). I’m hoping that the nationwide foreclosure situation has educated everyone as to what happens when people are allowed to borrow beyond their means. [more...]

Date: 2009-09-28 22:01:51

How To Pay Down $83,306.89 in Student Loans

I have been out of college for about 2.5 years now and made a little bit of progress on my private student loan ... from you) against my private consolidation loan. So the goal is looking at a minimum of $16,800 going ... but not impossible. How are your numbers looking for student loan debt remaining? Private or federal [more...]

Date: 2009-01-07 20:00:00

6 Steps to Doomsday: A Great Depression II Scenario

I have to get this out of my system. BP’s interview with historians Michael Allen and Larry Schweikart helped assuage my fears some ... , out of money, default on their mortgages, car loans, student loans, credit card loans, etc. Bond ... access to credit, you can’t get that loan to start up the new business you’ve been planning [more...]

Date: 2008-10-07 18:00:29

Hard Times for Student Borrowers

Kelly Lynch, a former Columbia College Chicago film and video major, is paying educational loan lender Sallie Mae $600 a month, ... loan lender suspended its student loan consolidation program in April. The policy shift left many ... about 1 percent of his total student loan debt of $60,000. Though Lynch, 21, never received [more...]

Date: 2008-06-30 16:02:42

There Are Worse Things In Life Than Student Loan Debt

by William Blake The negative effects of student loan debt on recent college graduates have been well reported on ... people may present opportunities to you, giving advice on how to eliminate all of your debt related ... organizations and speak to one of their debt specialists. They can help you with consolidation loans [more...]

Date: 2009-01-15 10:47:03

Measure of Relief

The US government has several new student loan schemes to make debt less debilitating. ……… Daniel de Vise reports …………… Suzie Dundas is at that stage of life when student loans loom larger than car leases or electricity bills. The $390 monthly payments seem to stretch into perpetuity. They are her largest monthly obligation aside from her rent, which Dundas has decided she can no longer afford. She is about to move in back with her parents. [more...]

Date: 2009-09-06 11:04:18

Bernanke Acts While Paulson Dithers

bernpaul1.jpg Today, in yet another transformation of the ever-changing Troubled Assets Relief Program (TARP) ... to creditworthy consumers,” by extending relief to holders of “auto loans, student loans, credit card loans ... to a plan being implemented by the New York Fed that is aimed at easing the current credit crunch. The NY [more...]

Date: 2008-11-25 19:26:04

Depending on a Student Loan Without Cosigner When Nothing are Possible

Choosing a post-secondary course will provide you with a variety of options. After seeking advice from a guidance counselor before graduation day, there are many modes of financial assistance available for the college bound individual. Student loans no cosigner may be the only reasonable option for you once you have researched about scholarships, grants, work programs and other types of loans. Without a strong credit rating, getting this loan may be difficult. [more...]

Date: 2009-09-18 14:21:50

Passin’ the Buck

My morning ritual combines breakfast and channel surfing, to get a flavor of what we used to call the “mass media” considers newsworthy ... administrators of the federal student loan program. ASA has put forth a proposal for federal student loan reform ... is on the up and up, interest rates are high, repayment options are limited, and students face the [more...]

Date: 2009-01-13 14:15:10

House shines light on student bankruptcy

“Earlier this week the House held a hearing on private student loans and bankruptcy, shedding light for the first time on a rather unknown yet devastating aspect of student debt. Did you know that because of legislation dating back to 1976 under the Higher Education Act private student loans are unable to be discharged through bankruptcy? In other words, feel free to run up the credit card and splurge, but take out loans to pay for education? That’s just reckless. [more...]

Date: 2009-09-29 02:57:21

Five Things That a Generation X Financial Planner Did, That You Can Too

This is a guest post from Jeff Rose, an Illinois Certified Financial Planner(TM) and co-founder of Alliance Investment Planning Group ... student loan and credit card debt at ease.  Luckily, I stumbled into a career as a financial ... students graduate with a combination of student loan and credit card debt. Most of us are just kind [more...]

Date: 2009-01-14 15:45:19

40 Money Tips for College Students

I remember the first day I set foot at college, it was a mixture of excitement and fear at the prospect of being on my own ... , myself included, this means graduating with some student loan debt (I had and still have over $20k in student loans) but that’s OK. Avoid credit card debt at all costs. Consider this, if you owe [more...]

Date: 2008-09-24 11:43:57

What you need to know about repaying your student loans

For those of you whom graduated this past June, the grace period on your student loans is coming to an end ... loan (Perkins or Stafford), you are entitled to a discounted interest rate (usually .25 ... expenses.  Here's a run-down on the options: >> Level Payment Plan: The total amount of your loan [more...]

Date: 2008-12-30 23:08:33

TARP II: The Wrath of TALF

In normal times the Federal Reserve responds to crises by using teeny, gold-plated hydraulic levers to raise and lower interest rates ... which it will lend up to $200 billion to support the issuance of debt backed by consumer and small-business debt -- such as credit-card loans, student debt, auto loans and loans backed by the Small [more...]

Date: 2008-11-26 15:35:02

Southampton vs Man Utd Highlights Video

.fullpost{display:inline;}Southampton 0 - 3 Manchester United20' 0 - 1 Goal Danny Welbeck37' Matthew Paterson Red Card 48' ... , but Bobby Stokes' goal gave the south coast side a 1-0 victory and their only major trophy.Personal Loans,Cash Advance,Auto Loans,Student Loans,Debt Consolidation,Credit Cards.Danny Welbeck [more...]

Date: 2009-01-04 12:53:00

TARP goes TALF as FRBNY lends against AAA ABS

For all those people out there who want to know why they're not seeing more of this government bailout money directed at ordinary folk, boy do I have an acronym for you. Meet TALF, the Term Asset Backed Securities Loan Facility ... gin up lending for things like auto loans, student loans and credit cards, essentially disappeared [more...]

Date: 2008-11-25 16:23:55

Fifth Third Bank Involved in Student Loan Scandal

Fifth Third Bank could potentially lose its right to participate in the Federal Family Education Loan Program, the Department of Education’s program that allows private banks to offer Stafford Loans and PLUS ... Student Loan XPress entered into eligible lender trustee agreements with three lenders: MSA Solution [more...]

Date: 2009-01-08 17:40:15

My Bad Experience of Applying Private Student Loan

I didn’t enter to local university to further my study last time, ... . At that time, I have to get the private student loan from bank because my family has financial problem ... ’t apply for private student loan and we borrowed some money from my mother’s sister. This is bad [more...]

Date: 2008-10-16 03:54:12

Charge it

BACK in October, my colleague in Los Angeles wrote, apropos of the government's puchase of a stake in Capital One: ... -Backed Securities Loan Facility, which will lend as much as $200 billion against new or recent vintage asset backed securities collateralized by "student loans, auto loans, credit card loans [more...]

Date: 2008-12-01 20:46:10

Increasingly Desperate Arguments Against Student Loan Reform

Newsweek has published a mini-debate (the “Student Loan Smackdown”) between for-profit bank representative John Dean and myself, on the subject of whether Congress should pass President Obama’s plan to redirect $87 billion in lucrative subsidies for for-profit banks to Pell grants and other worthy causes. [more...]

Date: 2009-09-29 13:58:57

Student Loan Socialism

We know that a government student loan monopoly is just right for you. After all, what could go wrong with politicians owning everything? Warning: May cause hilarity. [more...]

Date: 2009-09-29 21:14:15

TARP “Reform” Only Makes Things Worse

Dear fellow patriot, Representative Barney Frank, chairman of the House Financial Services Committee, has introduced H.R ... of consumer loans, such as student and auto loans. More government bureaucracies to supervise other ... out auto manufactures and make loans to their financing arms. Congress opposed the use of the funds [more...]

Date: 2009-01-15 05:41:17

North Dakota Legislators Considering A Tuition Freeze

Because government price controls always work so well. (BISMARCK) ... of higher education is taking its toll on students. As noted by the Project on Student Debt, North Dakota ... through student loans. The average debt held by these students is $21,648, which ranks 15th [more...]

Date: 2009-01-15 21:56:58

Student, Car Debt Quietly Added to Bailout Plan

Jeez! This country very well may be doomed beyond hope! This is not the time to be sneaky, and push even more expenses on the taxpayers ... its bailout plan to include buying student loans, car loans, credit card debt and any other “troubled” assets ... program to foreign banks with extensive loan operations in the United States, potentially added tens [more...]

Date: 2008-09-24 02:08:02

Hidden in the Stimulus Bill

Last December Higher Ed Watch caught wind of back-room maneuvering on Capitol Hill to retroactively change the way the federal government sets lender subsidies in the guaranteed student loan program. Education Secretary Margaret Spellings ... concern that the change sought by the Secretary (and the student loan industry) was being debated [more...]

Date: 2009-01-15 23:20:03

Help a Reader: Funding College

Here's a question I recently received from a reader: Should I take a new Stafford Loan for school, or just put it on a credit card? CC rate is 5.9% Student Loan is 6.8% Each 6 month term will be around 3k. I'm looking at 4 terms to finish. The tax benefits of the Student Loan are interesting, but I'm not sure how great they will really [more...]

Date: 2008-08-26 19:46:10

Government Extends Loans to Detroit Automakers

This is today’s big news, and you’ve probbably heard about it already ... Commentary: A Personal Finance Blog:GM Wants You to Fear its Collapse: ...New Students Get Student Loan ... . This morning, President Bush approved three-year loan to GM and Chrysler which would give [more...]

Date: 2008-12-19 16:07:46

How Old Are You Financially?

How old are you financially? A baby? A toddler? A child? A teenager? A young adult? Mature? A senior citizen? ... out financially, beginning to contribute to retirement accounts. Might also have a first credit card, car loan and the all important student loans as well. Lots of expenses are part of the ‘latte factor’ [more...]

Date: 2008-11-26 11:00:27

The Rising Costs of Student Loans

It wasn’t until he graduated college in May 2008 that my friend Ben realized the depth of his student loans: $40, ... too much about the numbers as he signed loan papers at the start of each semester. The debt totals ... at the time. In the past ten years, debt levels for college graduates have more than doubled. In 1993 [more...]

Date: 2008-11-06 23:43:36

What’s Going On? November 6, 2008

"High School Musical" star Bart Johnson I don’t know what it’s like by you, but it’s gray, ... one. What happens if you’re approved fora loan but can’t afford to pay it off? This is especially appropropriate for college students seeking student loans, and those who are considering applying [more...]

Date: 2008-11-06 17:10:42

Need Cash?

We can’t deny that these days, everything seems to be so much expensive than before. With the gas price hike, food prices, tuition fees as well ... for a bill that is due and you just can’t find money. Good thing there is PayDay Loans that can help ... for a project, this Student Loan Repayments is there to rescue you! Actually, there are different kinds [more...]

Date: 2008-10-08 20:02:09

Citron Comments on Apollo Part 2 - Revenge of the Analysts

stock ticker: APOL Citron is fascinated by the analysts’ quick responses to its Apollo report, ... . Managing Cohort Default Rates by paying back student loans is not a new concept. It was employed ... According to the department, the company “then attempted to collect the loan amounts from its students [more...]

Date: 2009-01-15 17:24:54

Student Loan

.fullpost{display:inline;}-Everyone want get better education, after high school we want continue the education to University, ... , this site also gives tools and resources for student to get scholarship, loan repayment calculator, financial aid calendar, from this loan you can get fresh fund between $3000-$45.000 per year [more...]

Date: 2009-01-10 07:49:00

Eliminate Debt: Get Back On The Road To Financial Independence

Everybody wants to attain financial independence but are tied down because of debts and lack of financial planning ... to credit cards, car payment, mortgage, student loans, personal loans, home equity, and other bill ... are as long as the one I mentioned above, then debt consolidation might be the best choice. The third [more...]

Date: 2009-01-12 06:32:10

Girl Turns to Prostitution to Pay Off Student Loan Debt

lasvegas09152008.jpg Photo courtesy of .craig We have all read stories of shocking things people have done to get out of debt ... for repayment of her student loan debt.  Some Nevada house of ill-repute has agreed to host the “event ... loan debt.  There are certainly many other reputable alternatives to debt repayment. Charity for Debt [more...]

Date: 2008-09-15 11:00:10

A Plan to Be Debt Free in 2009

Considering the current state of the economy, it’s likely a smart thing to try and rid yourself of any excess debt right now ... out your latest credit card statements, auto loan statements, student loan statements, etc ...  are a bit lower, and are also tax deductible. debt-payoff-plan Some people decide that it’s easier [more...]

Date: 2009-01-05 16:10:27

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