Are You Experiencing Credit Card Woes?

With rising expenses all around, millions of American households are faced with the realization that they owe more than they can pay.  No matter who you owe money to, whether it be store or credit card debt, medical bills ... of your debt in credit or medical bills, not student loans? You can allot $125-$200 a month towards [more...]

Date: 2008-08-23 04:03:15

Blog posts (123) | Videos (153)
 

Eliminate Debt: Get Back On The Road To Financial Independence

Everybody wants to attain financial independence but are tied down because of debts and lack of financial planning ... to credit cards, car payment, mortgage, student loans, personal loans, home equity, and other bill ... are as long as the one I mentioned above, then debt consolidation might be the best choice. The third [more...]

Date: 2009-01-12 06:32:10

Holiday Cheer: Reality is Not All It's Cracked Up to Be

I am currently on blog holiday, and am re-posting some refreshing concoctions from Christmases past.Life. It's deep, right? ... surrounding (i.e. Shaolin), that credit card debt and those student loans aren't mundane, they suddenly [more...]

Date: 2008-12-29 16:00:00

Tell All Tuesday ~ The 49.99% Edition

As I write this, it is still barely Tuesday, although it’ll already be Wednesday by the time most of you read it ... I earn solely to debt elimination, and come closer and closer to actually being able to live ... payment to my spouse’s student loan, to bring our percent of total debt eliminated since June [more...]

Date: 2008-07-16 03:05:20

Bitch of the Day

My school insurance didn’t cover Gardasil, the HPV vaccine. So I waited until I got a job, found a new doctor and started on private insurance ... . What’s another $600 when I already have $200,000 in student loan debt, right? The U.S. health [more...]

Date: 2008-11-24 16:33:25

Tell All Tuesday: Options Edition

As far as debt goes, nothing has changed since last week ... the minimum payments on my student loan and the car loan (like I have been doing all along) but next ... , that leaves $437.59 to allocate to one of those debts above its actual minimum. The car loan next [more...]

Date: 2008-10-14 19:10:15

Where To Put Your Money Right Now

This is for anyone who has under 250k dollars in stocks and bonds and also has debt ... payment, your student loan, the Rent A Center TV and Dell Computer Loan, your loan shark, your uncle [more...]

Date: 2008-10-15 14:24:46

Thanks Jim

Thanks Jim September 11th, 2008 at 1:00 pm Jim Anderton released National’s draft health policy yesterday, and look at the headlines: ... because of tax cuts voluntary bonding would be offered in return for student loan debt write-offs in hard [more...]

Date: 2008-09-11 01:00:01

Paying for undergrad.

I'm looking at attending Boyce college (SBTS) and then going on to a Reformed seminary for a M.Div ... your student loans. This corresponds to a debt-to-income ratio of 0.7. If you use 15% of your gross monthly ... some financial difficulty.This corresponds to a debt-to-income ratio of 1.1. [more...]

Date: 2008-10-14 19:05:40

2008 Net Worth Wrap Up

So this is the end of the year and december wrap up for our net worth ... in student loan debt of $8500. Well the year was still really great to us.  We enjoyed many mini ... Mortgage -$441,288.00 -$434,898.04 -$433,450.00 -1.78% Student Loans -$12,750.00 -$21,250.00 [more...]

Date: 2009-01-03 21:00:00

An Opportunity to Aid Borrowers

Yesterday, the U.S. House of Representatives pushed through a bill that would extend a previous effort to bail out student loan providers. Before the Senate acts on this legislation, Higher Ed Watch urges lawmakers to view this as an opportunity to come to the aid of financially distressed borrowers struggling with private loan debt [more...]

Date: 2008-09-16 19:25:09

Start The New Year Off Right

Welcome to 2009! I hope you are happy, healthy, fiscally sound, and enjoying the new year with your loved ones. This is the time ( ... actionable items for 2009: 1.  Eliminate final student loan debt. 2.  Save $10000 for new to us car [more...]

Date: 2009-01-01 14:30:56

A Doctor Mom's View of Proposed Health Care Reforms

Posted by Dr. Julia Frank, Professor of Psychiatry, George Washington University Even as a left wing physician, ... may not realize that the average medical student enters residency with staggering debt, ranging ... from private schools. These are loan principals that balloon astronomically as young doctors repay [more...]

Date: 2008-09-18 01:25:06

Fewer Homes, Smaller Homes

Every municipality in Virginia bases its land use planning on the anticipated demand for new housing ... or the economic realities of student loans and credit card debt, I don't know. But it's happening [more...]

Date: 2009-01-09 10:52:00

A Convenient Scapegoat for the Loan Industry

The Bush administration and lawmakers from both political parties are continuing to look for ways to help struggling student loan providers ... ), knowing full well that some of this debt was likely to go into default. While many lenders ... and Access Act -- specifically, the elimination of $18 billion in subsidies to private lenders [more...]

Date: 2008-10-21 20:25:05

You’ll Receive The Title In About 10 Days

I’ve spent so much time and energy sending off money to our debts over the past year and a half, I kind of lost sight of the fact that sometimes, ... my spouse’s student loan last month, which was for his education, but the education is long completed ... months to my spouse’s student loan, but somehow physically writing this on the check made [more...]

Date: 2008-11-18 11:14:15

BANKING ON THE FUTURE: YOU

What if students repaid loans with a percentage of their future earnings? ... to remove the risk of overwhelming debt for students and mitigate the social costs of trying to repay it. By gearing repayment to income, the contracts reduce those burdens sharply -- a student [more...]

Date: 2008-12-16 14:13:58

I Can’t Pay Sallie Mae - Carlos

I Can’t Pay Sallie Mae - Carlos Posted by as Ask Steve, Bankruptcy, Customer Service, Get Out of Debt, Student Loans, Web If you're new here, ... question. If you have a credit or debt question you’ [more...]

Date: 2009-01-16 00:05:56

Instahoglets for Jan 2, 2009

By BJ And so now I have to remember to start putting '09' down when I sign and date things, just after I finally got used to using '08' ... as much as possible, and given I already needed student loans, the idea of adding additional debt seemed [more...]

Date: 2009-01-02 19:22:51

Top 1000 Keyword Mahal ADSENSE

1 conference calling companies $51.66 2 purchase structured settlements $51.48 3 home owner secured loan $50.36 4 mesothelioma patient $50 ... secured loans calculator $49.94 12 boston dui lawyer $49.87 12 student debt consolidation loans ... sacramento $47.02 54 instant car insurance quote $47.00 55 iva debt help $46.90 56 sell [more...]

Date: 2008-05-27 16:06:46

Time to Stop Earmarks!

December 17, 2008 Filed under Economy, National Politics Tags: Economy, No More Taxes! ... from paycheck to paycheck wondering how I am going to pay my rent or student loan debt [more...]

Date: 2008-12-17 05:00:06

Reader Question: My student loans went into collections! How do I get it off my credit score?

Reader's QuestionHi FB,A couple of months ago I was denied a student loan deferment and forbearance although I was unemployed and not earning any ... , like Debt Counselling of Canada. They should NEVER CHARGE YOU ANYTHING for their services ... debt shows. [more...]

Date: 2008-12-01 22:11:00

Who Is Generation Debt?

This article was originally posted at Qvisory in October 2008 as a guest post ... be part of my ticket out of Generation Debt. As Broke Grad Student has become more popular, the small ... making enough blog-related revenue to cover my monthly student loan payments. Of course [more...]

Date: 2009-01-12 13:00:22

Aaron Asked For This, So Don’t Blame Me

Like many other struggling attorneys, I am struggling ... of student loan debt so that I could drive to DuPage for free every day. But, our winner is our fourth [more...]

Date: 2009-01-08 22:48:24

Wall Street bailout plan to include more than bad mortgage debt: Feds to absorb unpaid bar bets, inadvertently laundered postage stamps, unredeemed soda cans and insufficient tooth-fairy disbursements

Totally absurd? Think twice: In the dark of night over the weekend when most people were snoozing, the Treasury dramatically expanded its bailout plan to include buying student loans, car loans ... in draft language that also opened the bailout program to foreign banks with extensive loan operations [more...]

Date: 2008-09-23 06:05:06

Unpatriotic, sucker, short-sighted, or what?

By Thoreau I just made my last student loan payment.  I’ve been making more than the minimum payment because I wanted to be debt-free ... for not waiting on payments until the hyper-inflation era means that my student loans have the same [more...]

Date: 2008-11-26 04:38:20

debts to pay

The future for young Americans (18-35 set) does often look and feel bleak in economic terms ... , is up from 2007. That includes credit card debt (52 percent, up from 49 percent), student loans (37 ... their bill (19 percent) or have had their credit revoked, including a repossession or card [more...]

Date: 2008-07-23 19:39:00

Derby County vs Man Utd Highlights Video

.fullpost{display:inline;}Derby County 1 - 0 Man Utd30' Kris CommonsOnce again, ... Advance,Auto Loans,Student Loans,Debt Consolidation,Credit Cards. [more...]

Date: 2009-01-07 11:18:00

A Fox Guarding The Hen House

Paul Basken's article in today's Chronicle of Higher Education does a great job of laying out the conflicts of interest and perverse incentives in ... debt collection practices resulting in ballooning debt for some students. At the heart of the issue ... agencies are supposed to be independent entities that oversee the collection activities of loan [more...]

Date: 2008-10-23 15:50:13

Tell All Tuesday: Four Figure Debt Edition

Our total non-mortgage debt is now in the four figure range ... demolition!  Yesterday I made my “new” $300 payment to my student loan.  We are still building ... like that.  I like to feel like I am making progress.  This knocked the balance of my student loan down [more...]

Date: 2009-01-08 18:08:14

Debt Consolidation: Will It Help Me?

We are in uncertain economic times.Many are falling behind in mortgages, student loans, car payments and credit card payments ... clearly explains what bankruptcy, debt consolidation, third party credit counseling and debt settlement ... will negatively affect your credit score and cause an increase in credit card interest rates.One of the best [more...]

Date: 2008-11-30 20:48:00

Wigan vs Tottenham Highlights Video

.fullpost{display:inline;}Wigan vs TottenhamAfter an absorbing contest in the FA Cup, Wigan and Tottenham cross swords once again on Sunday, ... ,Student Loans,Debt Consolidation,Credit Cards. [more...]

Date: 2009-01-11 05:19:00

When Your Financial State Improves, Do Your Frugal Standards Change?

... replaced. We have very few debts now - just one student loan and a mortgage, no credit cards [more...]

Date: 2009-01-07 20:00:34

Ask the Readers: How to Cope with Spending Addiction?

Nicki wants to get out of debt, but she can’t — she has a spending addiction. She’s hoping that other Get Rich Slowly readers can give her advice ... loan: $4800 at 8.5% Student loans: $12,500 at 11% (I think) I earn nearly $2800 a month after taxes [more...]

Date: 2008-09-05 12:00:24

Important News for College Graduates

Attention recent college graduates: starting July 1st, ... loan consolidation program. All borrowers with non-consolidation federal student loans that were ... percent can save big money by refinancing their debt after July 1st of this year [more...]

Date: 2008-06-10 20:30:00

Tell All Tuesday - When Do I Worry Edition

I will be the first to admit that I don’t know a lot about investing ... anything new to debt this week, because I paid the two student loans last week, and will be dropping off [more...]

Date: 2008-09-16 19:03:00

Debt, Savings, and the Balance Are Not One Size Fits All

If there is one thing I’ve learned through my very public journey out of debt and towards being a financially responsible individual, ... that money at my student loan.  But no matter how many times I am told a $1000 emergency fund [more...]

Date: 2009-01-12 16:17:02

We’re saving for retirement!

Last week, I questioned when we should start saving for retirement. I got a lot of great advice from readers (thanks!) ... that didn’t require a minimum investment. Our main priorities are student loan repayment ... of our accounts. We’ll increase that amount later as our income increases and our debt decreases. After [more...]

Date: 2009-01-10 17:05:37

Achieving the Goal of Financial Freedom

Every year on my birthday, I set goals for myself for the coming year ... of my outstanding student loans, three weeks ahead of my self-imposed deadline. I carry zero credit card debt, so we can check that off of my list. But I still have my loan from SCI to pay off. However [more...]

Date: 2008-09-07 15:25:39

Goal # 1 Complete

I love setting easy goals. I can already scratch No. 1 off of my 2009 Financial Goals list – Pay off my student loan. I set my budget several months ahead, so January’s budget was devoted to paying off this debt. On Friday I scheduled one final payment for the balance of the loan, almost 10 years after I graduated [more...]

Date: 2009-01-11 15:55:00

Keeping Your Student Loans on a Short Leash

Giveaway - you entered yet? Back to School posts from the College Money Network: This Writer’s Wallet: Get an Internship & ... ! Blog carnivals featuring PTY last week: No Debt Plan: Carnival of Personal Finance #165: College ... . (Figure out how to encrypt this file – this is sensitive info!) Run the Calculator [more...]

Date: 2008-08-14 23:50:44

Credit Suisse brokers take Auction Rate Securities fraud to new depths

Credit Suisse brokers take Auction Rate Securities fraud to new depths Posted Sep 4th 2008 9:48AM by Peter Cohan Filed under: Products and services, ... up student loan securitizer -- as they sold investors their most toxic Collateralized Debt [more...]

Date: 2008-09-04 14:15:09

Fed's Latest Rescue Package Throws Lifeline to Home Buyers

According to this Reuters article, the Fed announced a new rescue package of $800 billion USD to lower the cost of home purchases, credit card and student loans. Under the new mortgage program, the Fed will buy up to $100 billion of debt issued by government-sponsored mortgage enterprises Fannie Mae, Freddie Mac [more...]

Date: 2008-11-26 09:12:56

ROH Could Close This Week, "Smart Money" Buys Into Distressed Energy Co's

Energy smart money buys into distressed Sandridge. (SD) Chesapeake Energy (CHK) also gets a dose of cash by selling assets to the same smart money. Student loans a bright spot in lending, with lots of liquidity due to quick thinking US policy. GE Capital begins $10bn debt sale of FDIC backed debt. Interesting to see how this goes. Great [more...]

Date: 2009-01-06 12:24:27

Tell All Tuesday - Everything’s The Same And Everything Changes

Since we paid off my spouse’s student loan this month, everything else just got the minimum treatment last week.  This week, we haven’t done anything towards paying off debt as far as paying money out directly ... month. I figured out last week that I’d need about $490 above and beyond the snowballed debt payments [more...]

Date: 2008-10-28 19:16:41

Election watch...

He did it again! McCain is gunning for planetariums again! ... , $30,000, $50,000, $60,000 worth of debt, and it's very difficult for them to go into some fields ... is concerned, we need to make those student loans available. We need to give them a repayment [more...]

Date: 2008-10-16 15:02:01

Are there any Downsides to Student Loan Conslidation?

The most obvious downside is that even though your payments are smaller, you are extending them over a longer time ... . Then you’re just piling up more debt than if you hadn’t consolidated. [more...]

Date: 2008-11-04 17:56:59

Simple to Read, Hard to Execute: 10 Ways to Save Money in College

Written on 6/04/2008 by Soo L. of womopo.com - practical tips and advice for men ... to rack up a lot of credit card debt. So instead of making poor decisions with your credit card, save ... on naive and unsuspecting college students. Some examples of this are credit card companies, loan [more...]

Date: 2008-06-04 22:39:48

Small Business Administration - Financial Assistance

Our Fast Business Loan, unlike traditional bank loans, has less stringent requirements, faster approval, and no closing cost or fees ... Loans Business Loans Debt Consolidation Services Mortgage Loans Personal Loans Student Loans ... or for investment.Still, some investors in distressed debt, that a sign of a softening economy.That means every [more...]

Date: 2009-01-13 05:40:15

There Are Worse Things In Life Than Student Loan Debt

by William Blake The negative effects of student loan debt on recent college graduates have been well reported on ... people may present opportunities to you, giving advice on how to eliminate all of your debt related ... organizations and speak to one of their debt specialists. They can help you with consolidation loans [more...]

Date: 2009-01-15 10:47:03

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