My Everyday Look
I love dressing up. If only I have extra cash to buy clothes and accessories everday, I will. Unfortunately, I have a big credit card debts to pay off on my next payday but after that I will shop again for more dress, tops and jeans! Good thing that shopstyle has been created! From here [more...]
Date: 2009-01-15 04:42:14
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Debt consolidation service
Nowadays almost all adults in American society has credit cards in their wallets ... , a lot of people is buried in too much debt that they don't know what to do anymore. The good news ... their financial condition. One of those companies is Get Loan, you can avail their free debt [more...]
Date: 2008-12-02 04:26:46
How to Replace Bad Financial Habits With Good Ones
This is a guest post from Leo Babauta of Zen Habits. His first book, The Power of Less, was recently published by Hyperion ... situation? Some ideas: Impulse spending. Overuse of credit cards or other debt. Spending without tracking ... stem from our financial habits. Bad financial habits lead to overspending, too much debt, a house [more...]
Date: 2009-01-14 13:00:09
Debt Management Ideas
by William Blake One of the fastest growing businesses in America right now is debt management ... your money. If you have trouble paying more than the minimum on your credit card bill, for instance ... if you can get yourself out of debt now. - Enter a Debt Counseling Program: There are good programs [more...]
Date: 2008-11-01 07:23:58
How to Get Out of Debt and Credit Card Tips
Taking care of our finances requires a great deal of knowledge and implication on our behalf. As adults, we must take responsibility when it comes to money and put to good use all the advice that is being given to us. Fortunately, we have one more hand offered and that is represented [more...]
Date: 2008-12-21 16:41:06
Financials, Cyclicals - Plus Retailers - Weigh On Equities
LOSSES STEEPEN AS EARNINGS REPORTS NEAR The same dragons that have ravaged the countryside and laid waste to the good citizens of Wall Street - ... of other financials lost ground, on a combination of worries about the fourth-quarter earnings reports that are due out shortly, and exposure to the consumer, amid clear signs that credit-card spending [more...]
Date: 2009-01-15 21:10:46
Home Equity second mortage Loans - Good For Building
Homeowners sometimes find that after they have moved into their dream home, ... mortgage. This extra money you take out against the home can be used to pay off credit card debt, medical ... as a way to improve the atmosphere of the home. Others will use it to consolidate their bills [more...]
Date: 2009-01-14 07:53:00
Host Unlimited Bandwith - The Good And The Bad
It seems that almost everyone you come across has their own web page ... wishing to conduct business on line, you should think about such things as shopping carts, credit card ... on the web, you should seek advice from someone technically competent to guide you on what’s needed to effect [more...]
Date: 2009-01-15 14:28:07
An End to the Good Times?
Egads. Even the New York Times isn’t sure that the good times of endless government spending can go on forever ... relentlessly, as if gravity, arithmetic and the tyranny of debt had been defanged by financial engineering. Armed with credit cards and belief in a bountiful future, Americans brought home ceaseless [more...]
Date: 2008-12-29 22:10:40
One Million Use Credit Cards for Mortgage or Rent - UK
According to housing and homelessness charity Shelter, about 85% of the UK’s £1.4 trillion personal debt is secured against property. The good thing with secured debts, of course, is that they normally come with a lower APR (Annual Percentage Rate) than unsecured debts. Nonetheless, a mortgage is by far the biggest debt most [more...]
Date: 2009-01-15 18:34:40
5 Fixes for Financial Woes Get Out of Debt Fast
This year we are not in a good shape when we talk about financial status. We expect too much of our farm crop ... and every debt. Include the debtor’s name, the amount of the debt, the interest rate, and the minimum ... . Put “bad” debts, such as unpaid high-interest credit card balances and payday loans – cash loans [more...]
Date: 2008-12-10 04:04:12
Christmas Loans For A Luxurious Christmas (Article)
Christmas marks the beginning of everything good, filled with happiness and celebrations ... christmas loans. A lot of people cover up the festive costs by using the credit card or overdraft ... are designed specifically for UK residents, to meet the expenses that will be incurred on the forthcoming [more...]
Date: 2009-01-06 07:40:06
Great Creepy CRM video
I found this brilliant CRM video on Michael Seaton’s blog “The Client Side” and thought it was too good not to re-post ... . The problem is that its not all make-belief. Credit card companies, grocery food chains ... by this video. Smart technology doesn’t make a company bad, bad people do. [more...]
Date: 2009-01-16 03:28:05
Bank Loan Stats: The Good, The Bad & ........
The Federal Reserve's survey of loan quality for U.S. commercial banks is in. Bottom line, it's still all about residential housing delinquencies and charge-offs, which remain ugly and are killing the banks. Surprisingly to some, credit card delinquencies and losses are holding up reasonably well, [more...]
Date: 2008-11-19 02:12:16
Quote of the Day - Frank Rich
Quote of the Day - Frank Rich 21 Dec, 2008 3 Comments Our feel-good movie of the year is “Slumdog Millionaire, ... in the toilet of globalization: one of those mammoth call centers Westerners reach when ringing an 800 number to, say, check on credit card debt. When he gets his unlikely crack at instant wealth [more...]
Date: 2008-12-22 04:37:25
How can I reduce my debt & improve my situation?
I’m upside down in my house, have about $38k in CC debt. I make good money, but wanna try to find a faster way to recovery. Most the consolidators want my situation worse in order to make it better… & they all seem ... payments. i have about $38k in credit card debt… virtually all are 6-8% apr…. except [more...]
Date: 2009-01-05 13:34:34
An argument for consumer debt forgiveness
Not a good one, but an argument nonetheless: A better sollution is to figure out a way to get people out of debt, perhaps make it easier and less stigmatizing to go bancrupt on credit cards, or start forgiving ... the extra debt. So who takes the loss, the banks or other creditors? [more...]
Date: 2009-01-15 18:25:42
3 Little Known Reasons To Stay Away From Debt Consolidation Loans
A debt consolidation loan is often said to be a good way to reduce your debt. The common theory is that you can lower your interest rate, particularly if you’re consolidating credit card debt, and wind up with a smaller payment. This theoretically lets you get the debt paid [more...]
Date: 2008-08-26 20:52:46
A Good Debt Management Program Can Be a Life Saver
by William Blake Do you feel like you are over you head in debts? Many see themselves buried in debt due to car loans, medical bills, student loans, credit card debt, etc. All of these debts can spell financial disaster as the majority of them are unsecured loans [more...]
Date: 2008-11-05 19:13:30
How Debt Consolidation Can Help Get Your Debt Paid Off
by William Blake Many people opt to get rid of their accumulated debt by recurring to what is referred to as debt consolidation ... you, then it is a good deal. Another option to consolidate your debt, most effective if you have several credit ... rate and transfer all of your debt to that card. You will save a lot of money on interest [more...]
Date: 2008-11-23 14:32:25
Master Cleanse2: Day 4
I'm hungry! But that's normal when you haven't eaten for four days, right? But it's ok. It's all worth it. I was asked today "How do you do it? ... !?!? She has FAR MORE discipline than she gives herself credit for! So today was fine. The real work ... to FINISH THE LIST! Good trick, eh? Here's my list: 1. Send out our Happy New Year cards [more...]
Date: 2009-01-16 02:04:38
Good news for credit card users
Finally, some happy news for credit card holders. Late last week, Bank of America announced it will no longer require customers who sign up for their credit cards, bank accounts and certain loans to give away their right to sue in a dispute. Bank of America’s decision is the biggest yet in a growing movement away from mandatory arbitration clauses, which force consumers who have a problem with a service provider into private arbitration forums to settle disputes. [more...]
Date: 2009-08-17 20:47:35
New Year, new credit card
by James Noon The impact of the infamous ‘Credit Crunch’ of 2008 still has a grip on the UK economy as we head into 2009 ... credit card companies are only accepting people with good credit histories. So before you plan your 2009 ... an outstanding credit card balance onto a new card. This fee is normally around 3% of the total transferred [more...]
Date: 2009-01-14 20:12:54
Forgiven Debt Isn't Really Forgiven At All
By Kate Luther If you've been struggling with the rest of the economy, chances are you've been forced to rethink your financial priorities. And as a result, credit cards are often the first thing to go. The good news is that once you get behind, many credit card companies will offer to "settle" your account, some for as much as just 40% of your original balance. And if you're looking at a large chunk of credit card debt, making it go away for 40% of its value sounds like a pretty good deal. [more...]
Date: 2009-09-22 13:00:09
Credit Spiral
So, say you’ve had a good relationship with a credit card company and been paying off substantially more than minimum payment over recent months ... from the credit card company saying they’re reducing your credit limit, right before Christmas. Would ... of our house leading to a less positive debt ratio report from a credit rating agency [more...]
Date: 2008-11-26 19:39:28
Top Debt Consolidation - Quick And Easy
It is more than likely that you are familiar with the negative aspects of credit cards debt. This would be a good example of unsecured consumer debt ... people probably know how credit card debt occurs, but for those who don’t it simply happens ... into credit cards debt, however that is not all it normally spirals out of control and people are stuck [more...]
Date: 2008-10-04 11:12:47
Membership Has Fewer Rewards
For credit card-carrying Americans, the latest news from the economic crisis is good, then bad, then good again ... they had to, since credit card companies raised their interest rates even as personal income ... . Credit card and collections companies have started to accept that many Americans are flat broke [more...]
Date: 2009-01-14 19:00:18
Good Credit Report Score
Good Credit Report Score December 20th, 2008 Subscribe To Our Feed Bankruptcy is an option but the laws have changed and it is not always the ... what you are getting yourself into. Credit card debt consolidation companies must be of concern ... there are some ways of credit card debt relief. There are no instantaneous solutions [more...]
Date: 2008-12-20 06:19:18
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