Store Credit Cards: Not The Best Idea

If you shop at department stores or mall clothing stores, you likely know how the transaction will go ... . And when a salesperson tempts me with a credit card offer by waving that in-store discount in my face, I say “ ... can generally obtain a reasonable rate on a major credit card by simply asking. Store charge accounts [more...]

Date: 2009-01-07 18:58:51

Blog posts (29) | Videos (13)
 

Best Prepaid Credit Card – What To Look For

September 27, 2009 | By Dan Moskel In Finance | by Dan MoskelYou may have heard of these and asked, “why are they called credit cards if you receive no credit?” To answer that question and many others, let’s look at them in detail.Nearly all of the major issuers offer these. The concept is very simple. Once you are approved, and nearly everybody regardless of their history is, you get a card in the mail. It looks identical to a regular one typically with a Visa or MasterCard logo. [more...]

Date: 2009-09-27 18:13:10

Lifestyle - Grow Green: 10 Tips for Personal Sustainability in Trying Economic Times

Alan Greenspan is calling it "a credit tsunami" that policymakers did not expect ... that will last, pay your bills, eat out less. Meantime, consolidate to one major card, close high ... away your credit cards for emergency use only Let's face it, spending is addictive, and having [more...]

Date: 2008-10-24 16:00:00

Don’t Get Trapped By Debt

debt management Experts will tell you that with good financial planning and by sticking to a monthly budget, ... your monthly commitments in terms of loan payments and credit card payments. You may make a major purchase by means of a loan or use your credit card to pay for a holiday thinking you do have the means [more...]

Date: 2009-01-07 07:00:18

Lawsuit Proceeds: Don’t Leave Home Without Them

Credit cards The settlement of a major lawsuit by a public company has generally not been used as a moment to comment on a company’s financial ... , in announcing a $1.8 billion settlement with MasterCard Inc. (after a similar, larger agreement with Visa ... While it is too early to assess the impact of these indicators, the antitrust settlement we’ve [more...]

Date: 2008-06-25 15:08:33

A Survival’s Guide to Debt Elimination

What is debt elimination? Debt cancellation is the pathway of getting your outstanding debts under control and then avoiding getting into debt in ... out of ten persons have at least one credit card, and the majority of these people are at least a few hundred dollars in debt with their card. Pay Off Your Bills This is just a given [more...]

Date: 2008-12-24 17:06:36

What Are The Major Benefits Of A Credit Card Debt Settlement Program?

45th Street, Manhattan, New York City Image via Wikipedia Debt Settlement is becoming one of the best systems for consumers to reach debt ... settlement as a means to get out of debt is due to the hard economic predicament we are currently going ... debt is something that can seriously weigh down on Americans monthly finances, and debt settlement [more...]

Date: 2008-11-11 19:51:57

Credit Card Rewards

In 2008 we as usual had large tuition bills. We also got a new credit card the Citibank CashBack Rewards, ... Citibank Simplicity - $213.17 Discover - $82.84 Total cash back rewards was $1703.70.  Realize that the majority of our spending came from putting $20k on our credit cards for my DH’s tuition payments [more...]

Date: 2009-01-08 15:23:14

Credit Card Laws and Court Rulings–Have They Helped Consumers?

This is a guest post by Bill Hardekopf, CEO of LowCards.com . Congress passed the Credit CARD Act in May but gave issuers and banks almost one year to implement the major provisions of the bill. Since then, issuers did exactly what they threatened to do–raise rates and fees on a broad group of cardholders. Consumers and elected officials are not happy about this, and members of Congress plan to introduce a bill to accelerate the effective date of the bill from February 22, 2010 to December 1, 2009. [more...]

Date: 2009-09-25 19:18:38

HOW TO EXTERMINATE AUTOMATED/RUDE CUSTOMER SERVICE/COLLECTIONS PESTS

August 19, 2008 at 3:23 am (Home ownership, Law, Sub-Prime Mortages, Uncategorized) ... in every city.  A major reputable credit card company once harassed me–called my home ... , consumer relations, Consumer Rights, credit, customer service complaints, foreclosures, identity theft [more...]

Date: 2008-08-19 03:23:58

Navy Tells Jonathan to Contact Me For Advice

Jonathan wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy ... to foreclosure, 1 vehicle repossessed, and 15 major credit cards maxed out and not paid for 2 yrs+. Everything [more...]

Date: 2008-10-09 02:53:22

Navy Tells Jonathan to Contact Me For Advice

Jonathan wrote to me through the GetOutOfDebt.org site and asked the following question. If you have a credit or debt question you’d like to ask just use the online form. I’m happy ... to foreclosure, 1 vehicle repossessed, and 15 major credit cards maxed out and not paid for 2 yrs+. Everything [more...]

Date: 2008-10-09 02:53:22

Peter Schiff vs Connie Fogal : Tarvitsemme lisää säästämistä ?

RussiaToday haastattelee.Peter Schiff oli yksi Ron Paul-kampanjan taloudellisista neuvonantajista - ja ilmeisesti Itävaltalaiskoulun yli-innokas ... (credit supply) of 800 billion dollars. Therefore, the debt owing is three times larger than the amount ... billion) is credit created by the major chartered banks as loans (mortgages, credit card loans [more...]

Date: 2009-01-13 13:04:00

Military Debt Consolidation

Debt has become a way of life especially after major holidays where consumers rack up credit card debt. While many people have heard of credit counse 2 Vote(s) [more...]

Date: 2009-01-14 12:49:13

Divorce Debt and Free Credit Reports

When individuals get divorced, one of the major problems that couples have during this already difficult time, is dealing with their finances. Many couples have high credit card balances in both of their names or have multiple debt issues ... out consolidation loans to minimize high balances into one lower payment. Couples can also speak directly [more...]

Date: 2008-11-24 17:02:57

Taking Steps Towards Financial Freedom

If there was anything that the hubby and I did right in settling our major obligations in 2008 it was debt consolidation ... . We even managed to terminate credit cards, which we are very happy about. We decided ... . The previous years have gotten us in medical bill debt that we thought we would have to shoulder [more...]

Date: 2009-01-12 03:46:04

Time to Celebrate!

I don't have much time to write, but I needed to update to say -- I just got a major promotion and am extremely excited about what that means all ... , I can save quite a bit of money. I paid off my small credit card debt the other day, with my next ... I might have got it right this time. Negotiation for more money was a little awkward (when isn't [more...]

Date: 2009-01-08 09:38:32

“Cooling Off” and other tips for Overspending: Learning to Value Your Money

  Throughout the United States, there are counties and states that have a mandatory 5-7 day waiting period for purchasing a handgun ... dangerous” in a mall.   ”Me, a credit card, and a mall do not mix well”, she said jokingly.   After helping ... .  One of the major premises behind this law is that it will give the applicant a possibly needed [more...]

Date: 2009-01-14 04:20:00

Reach Out and Touch Someone!

Who would have ever thought that these words, as advertised by a major telephone company many years ago, would still be true today ... credit card information that may be used to "establish you are who you say [more...]

Date: 2009-01-16 03:00:55

In major settlement, St. Louis Park company agrees to stop handling consumer arbitration disputes

Less than a week after being sued by the Minnesota attorney general’s office, the nation’s largest arbitrator of credit card and consumer collections has agreed to stop performing such work, state Attorney General Lori Swanson announced today. The National Arbitration Forum, based in St. Louis Park, allegedly deceived consumers into thinking it was a neutral arbitrator in debt collection, the lawsuit said. [more...]

Date: 2009-07-19 21:01:22

A Good Debt Management Program Can Be a Life Saver

by William Blake Do you feel like you are over you head in debts? Many see themselves buried in debt due to car loans, medical bills, student loans, credit card debt, etc. All of these debts can spell financial disaster as the majority of them are unsecured loans [more...]

Date: 2008-11-05 19:13:30

Big Victory in Fight Against Spam: Major Spam Host Axed

The Washington Post is reporting that a US host allegedly responsible for a whopping 75% of the junk email sent out globally on on a daily basis has ... activities, such as hosting child pornography, sites that managed payment processing for spam and child porn, and a Trojan horse operation that apparently swiped banking and credit card information [more...]

Date: 2008-11-12 18:42:03

Financial Forecast for 2009, Considering Resource Limitations

In this post, I consider some major issues contributing to our current financial problems, before making a financial forecast for 2009. These are 1 ... from the bottom: Layer 1. Household Debt (Mortgages, auto loans, credit card debt, student loans ... debt-based financial system operating. 3. Where we are now, and the role reduced resources [more...]

Date: 2009-01-06 15:10:32

10 governors sign letter opposing union-endorsed, anti-worker, pro-bullying law; Sebelius not one of them

10 Republican governor's signed the following letter regarding proposed "card check" legislation that is supported by every major American union, and that Obama is expected to sign (credit to Club for Growth). The mis-named "Employee Free Choice Act" would take away workplace rights that workers have enjoyed for decades. The Honorable Harry [more...]

Date: 2009-01-15 14:01:00

Three Legislative Proposals That Could Have Major Consequences for Your Finances

J.D. is on vacation. This guest post comes from DR of The Dough Roller, a money management blog ... that is quietly pending in Congress. Ranging from credit card reform to foreclosure assistance [more...]

Date: 2008-12-18 13:00:42

Southampton vs Man Utd Highlights Video

.fullpost{display:inline;}Southampton 0 - 3 Manchester United20' 0 - 1 Goal Danny Welbeck37' Matthew Paterson Red Card 48' ... , but Bobby Stokes' goal gave the south coast side a 1-0 victory and their only major trophy.Personal Loans,Cash Advance,Auto Loans,Student Loans,Debt Consolidation,Credit Cards.Danny Welbeck [more...]

Date: 2009-01-04 12:53:00

A recent article in Business Week highlights some apparently (IMO) improper practices used by credit-card issuers in collecting debts ... Forum (NAF) … specializes in resolving claims by banks, credit-card companies, and major retailers ... of their credit-card applications to arbitrate any disputes over bills rather than have the cases [more...]

Date: 2008-06-16 19:52:25

Needing Help!!

As I have mentioned in my earlier posts that I am now having a major difficulty in handling my credit card bills ... consolidate their credit card debts and also reduce interests; thus giving each families ... of not sending us money, I already incurred over dues and consistent follow-up calls from credit card [more...]

Date: 2008-06-23 11:44:44

Credit Card Balance SmackDown - Higher Fees + Lower Limits

Happy Holidays. Just when we enter the spending season, families are likely to see their budgets strained by another complication ... running up a lot of debt if you can. After the holdays, use our online debt payoff calculator to help ... consumers! Many major credit card companies will pass on costs by: Raising Credit Card Fees [more...]

Date: 2008-11-25 16:38:29

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