Emergency Funds On Steroids

One of the most frequently asked questions in the personal finance realm is, “How much should my emergency fund be? ... goal.  For instance, when we become debt free I plan to start saving in a “Financial Independence” ... , beginner emergency fund while you are working to become debt free.  I understand the logic behind [more...]

Date: 2009-01-15 11:00:56

Blog posts (21) | Videos (37)
 

A Plan to Be Debt Free in 2009

Considering the current state of the economy, it’s likely a smart thing to try and rid yourself of any excess debt right now ... out your latest credit card statements, auto loan statements, student loan statements, etc ...  are a bit lower, and are also tax deductible. debt-payoff-plan Some people decide that it’s easier [more...]

Date: 2009-01-05 16:10:27

Debt Management – Made Easy

September 26, 2009 | By Michael Sasaki In Finance | by Michael SasakiIt is important for every person to lead a debt-free life; this can provide a secure future for them and their families. Long term debt can cause havoc to personal life. So, it is highly imperative to meticulously plan for debt and avoid huge debt payments.Research analysts have found out that people fall into the debt trap because of their spending habits. [more...]

Date: 2009-09-26 05:17:04

Debt Free Living, Cheap Family Meals, Used Kids’ Clothes @ The Roundup

Announcements I had my first article published at Wise Bread, where I share some basic investing tips for any market. I hope you’ll check it out! [ ... Carnival of Financial Planning Carnival of Debt Reduction Carnival of Money Stories Carnival of Personal ... : 20 Things That Rock About Being Debt Free Lazy Man and Money: How To Be Successful in the [more...]

Date: 2009-01-07 20:27:10

Prevent Credit Repair Scams

Persons with high amounts of debt can reap considerable benefits from debt relief programs. These programs are designed to help people who are unable to pay their debts. Nonetheless, finding a program and negotiating the terms of the plans could affect each individual's economic condition differently. In order to free yourself from debt, you should select a debt relief program that meets your exact goals. [more...]

Date: 2009-09-27 08:01:05

Weekly Round Up: Support Your Friends

zebra-friends Weekly Round Up: Support Your Friends Photo Credit:  angela7dreams Another week has flown by and I’m happy it’s Saturday ... ! Investing for early retirement - Part 1 Credit Card Companies Adjusting Credit Limits Based On Where You Shop A Plan to Be Debt Free in 2009 I have a new 0% credit card Frugality and Binge Buying [more...]

Date: 2009-01-08 02:09:44

Get Your Tax and Financial Questions Answered for Free

We’re back! Our imaginary vacation was great. It was fun to take some time off from writing and enjoy the holidays ... Year (20 Tips Inside) New Years Resolution One: Downsizing Our Home DON’T Set Any Resolutions A Plan to Be Debt Free in 2009 This Could Be The Day 7 Tips [more...]

Date: 2009-01-07 14:57:55

Free Debt Reduction Tool

As much as I love Quicken, I like finding free online tools I can suggest to my personal finance counseling clients ... PowerPay. Basically it’s a no-frills debt management program that allows a person to enter their debts ... . A teaser rate with a long duration can hugely influence your best plan of attack on debt repayment [more...]

Date: 2008-10-22 15:57:51

The Dirty Secrets of Debt Reduction (and What to Do About Them)

When I was a sophomore in college, I got my first credit card. I thought it was awesome — it was like free money ... to pay off debt. I was arrogant. I believed this advice didn’t apply to me. But then my car broke down ... , and then paused my debt elimination plans for a few months in order to stash $1,000 in the bank [more...]

Date: 2008-07-17 12:00:34

Help a Reader Payoff Debt

Last night I got a call from a friend looking for some financial help. He has $14,300 in debt and has a goal to be debt free by November ... Details Here are the details of his debt: Personal Line: $3,500 balance @ 15% - $7,000 limit Credit Card ... Plan When Does the 0% Credit Card Really Expire? The Great Credit Card Debate Continues…. Debt [more...]

Date: 2008-06-24 13:29:39

Free Ebook: Suze Orman 2009 Action Plan

I am actually currently reading (and by reading I mean listening to an audiobook) ... of this book. I’d think the twenty something crowd would be most interested in: Credit card repayment plan Debt consolidation Expense/Income worksheet Finding ways to save Dealing with car loans First [more...]

Date: 2009-01-08 19:30:11

Evening Buzz

Permalink | Comments (0) | TrackBacks (0) America's Inauguration: A Retrospective--Thomas Jefferson: Americans "Enlightened by a Benign Religion" ... Government, which shall restrain men from injuring one another, shall leave them otherwise free ... , when national administrations of both parties are planning to add trillions to the national debt [more...]

Date: 2009-01-15 21:04:04

Debt Free

I made a post here yesterday about my problem with Standard Chartered bank ... that can help me with my debt elimination problem. I know this company can prepare a financial plan for me to help me manage my debt but I wonder if they have programs too that can help me deal with credit card [more...]

Date: 2008-12-06 16:11:54

Why Debt Consolidation Is Doomed To Fail

http://www.TheCreditCardSolution.com and view FREE videos by Bob Lindsey on a remarkable plan that has helped thousands of debtors eliminate their ... credit card debt without bankruptcy debt arbitration debt settlement attorney lawyer debt erase ... credit card debt. Debt consolidation agencies are not the answer. This approach is 100% legal [more...]

Date: 2008-12-01 16:41:48

Roundup: Catching Up My Feed Reader Edition

It’s been a while since I hit the feed reader–I mean a long, long while! ... will be the best year for individual savings this decade.”  I can’t help but feel that as soon ... Plan Can you think of 20 things that rock about being debt free?  NCN can!  We are not quite there yet [more...]

Date: 2009-01-04 11:00:15

America's Inauguration: A Retrospective--Thomas Jefferson: Americans "Enlightened by a Benign Religion"

March 4, 1801 Thomas Jefferson would wear no ceremonial swords to his simple swearing-in ceremony ... Government, which shall restrain men from injuring one another, shall leave them otherwise free ... , when national administrations of both parties are planning to add trillions to the national debt [more...]

Date: 2009-01-15 19:10:12

Don’t Forget - Today You Can Get Free Advice From Kiplinger and the NAPFA

Kiplinger is parterning with the National Association of Personal Financial Advisors for an event called Jump-Start Your Retirement Plan Days ... your questions. From saving for retirement, paying off debt, or even estate planning, they are there to help.  There are two ways to have your question answered. You can simply submit a question online [more...]

Date: 2009-01-13 15:48:59

Link Love and Free Shampoo

**Don’t forget to submit your DIY idea to our contest!  I dropped this into my calendar to share with you all as soon as I saw it advertised ... Credit Card – Mrs. Micah Have You Decided to Be Rich – Lazy Man and Money Help Your Kids Get Rich – ... is Tomorrow’s Used Car: Look at Models Today – No Debt Plan I also forgot to mention that my article [more...]

Date: 2009-01-14 14:00:52

The fates intervened.. & randomness

I had planned to spend the evening catching up on my day job, but after spending 2 hours this afternoon, and then breaking for supper, ... of it. Secondly:  I’m within spitting distance of being credit debt free. I paid off the biggies today ... at the one teeny weeny little card that I have left.  The credit cards, except for my debit card [more...]

Date: 2009-01-12 02:40:20

Jaguars plan to rebuild through draft

Don't expect the Jacksonville Jaguars to spend another $24 million in free agency.Not this year. Not down the road. Maybe not ever again ... shape than some franchises that have huge debt from new stadiums and face mounting losses ... to do it without spending big in free agency."If you look at our batting average over the years in free [more...]

Date: 2009-01-15 10:52:00

Accomplishing your dreams - one step at a time

Everyone has dreams and goals, some big, some small.  I have lots of them, but for me my two primary ones are 1) Be debt free and 2) ... free.  Make that dream or goal specific.  Word it as follows instead: “Pay off all $30,000 of my debt ... .  I have less than half the debt in 2006 and plan to be completely debt free except for my home within 3 years [more...]

Date: 2008-11-25 11:46:06

21 Results