Goal Setting: Getting Out of Debt Once and For All
By Nora Dunn It is easy enough to say that you have a goal of being debt free in “x” months or years ... out her credit card and dig an even deeper hole of debt in the name of “treating” herself ... are? A friend of mine has gads and gads of consumer debt – the worst kind, with high interest rates [more...]
Date: 2008-12-16 21:11:59
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Debt Consolidation Scams - How to Protect Yourself
Donna, a single mother, owed several companies including her bank a total of $12,890 in credit card debt ... fraction), that’s a red flag for you. Beware of companies that promise to wipe out your debt today or erase ... to do something about it. Determined to become debt free “whatever it takes”, Donna contacted a debt [more...]
Date: 2009-01-08 23:55:02
Free Living
In this complicated financial status due to non-stop daily expenses, monthly bills, children's educational expenses, ... . The overflowed using of more than one credit card is really sink us into a big debt when unable to use in minimal expenses. Not realizing that we are already sinking into big credit card debt. It's time [more...]
Date: 2008-12-02 01:16:10
$30K to $0: How We Became Debt-Free in One Year
Doug and Rachel We’re debt-free, but we didn’t begin our marriage this way. Since this is our story, I asked Doug to write it with me ... loans, and possibly $2,000 in credit card debt. It was greater than all of my savings, and I knew ... had some debt, but I wasn’t sure how much it was. We needed to discuss our finances openly together [more...]
Date: 2008-10-13 09:21:09
Divorce Debt and Free Credit Reports
When individuals get divorced, one of the major problems that couples have during this already difficult time, is dealing with their finances. Many couples have high credit card balances in both of their names or have multiple debt issues ... out consolidation loans to minimize high balances into one lower payment. Couples can also speak directly [more...]
Date: 2008-11-24 17:02:57
Welcome to the Bad Credit Hotel: Check in for Free!
Mirrors on the ceiling…. pink champagne on ice. We are all just prisoners here, of our own device… ... marketing on college campuses and how student credit card debt has become a serious problem. Recent ... students — and adults as well — to learn to get a grip on excessive credit card spending [more...]
Date: 2008-10-22 14:22:16
missed.
I got a call from my credit card company today telling me that my due date had gone past already! argh! how could i miss it for the world?! ... or if I actually need a debt help or something because they are actually offering free help with debt and even credit counseling. That is one of the many effects of the holiday season and the birthday [more...]
Date: 2008-11-06 15:46:16
Compare Credit Cards After the Holiday
With the holidays almost upon us it is without question that many of us went over the top in terms of spending this year, ... loans that will cover all of our debt. But what many people will do in terms of making things a bit easier, freeing cash flow, and lowering interest rates is to consolidate all credit card debt onto [more...]
Date: 2008-12-18 20:00:57
How Saving has Enabled Us
“Save your money, and one day it will save you” -old African proverb Moneymonk shared the above in her Friday quote post last week ... pretty much debt free, with the exception of our home mortgage and credit card balances, which are paid ... Finance, check back every Wednesday for a new segment. This is not financial advice. Please consult [more...]
Date: 2009-01-14 12:38:00
Be Debt Free with Bills IQ
My husband and I just bought a house a few months ago ... our two cars are paid off, we still have credit card debt. I don't like debt and I'd like to be out it if I could help it. With our situation right now, I have considered debt consolidation to help lower [more...]
Date: 2008-07-08 18:19:00
free at last!
I don’t know really but emails keeps on spamming my inbox on ways to finally get out of credit card debt ... and loan talks, but you see, things are going great now, totally debt free and peace of mind ... and make a discussion with your financial company, it can help to tell them the honest situation [more...]
Date: 2009-01-15 18:24:18
Does Your Credit Score Matter?
Almost every other day I see those goofy commercials on TV for your free credit report ... this information doesn’t help. In reality, most lenders are more concerned with your debt-to-income ratio than ... is actually calculated). If you have a large amount of revolving unsecured debt (primarily credit cards [more...]
Date: 2008-11-26 23:03:58
Understanding Financial Aspect and Debt Consolidation
I am back now guys. I just watched some news in a television program while having some chat with my husband ... that you will also pay it later every time you swipe that credit card. Credit here, loans ... if you have problems right now about your finances and those tons of credits you have. How to become debt free [more...]
Date: 2008-12-12 22:11:29
Tired of Living with Debt?
We all know that most Americans are tied up with debts especially upcoming holiday is fast approaching and we cannot avoid to use the credit cards ... and approachable. Debt Settlement is what you need to be free from any hassle of debts. Everything [more...]
Date: 2008-12-19 23:09:28
Christmas Shopping Tips to Keep Your Holiday Spending Under Control
Do the holidays put a strain on your budget? It can be one of most expensive times of the year; ... season. Create a holiday budget: If you already have credit card debt you don’t want to increase it and if you’re debt free you certainly want to stay that way. Set a spending number [more...]
Date: 2008-11-14 23:31:29
How to Become Debt Free using 6 Powerful Tips?
by Finance-Experts-Team It does not matter if you are a beginner or an expert business owner ... Your Credit Card Statements. On the one side, low interest credit cards offer an attractive offer ... one or more of them that consequently lead to a non-desired late in the pay and, therefore, your credit [more...]
Date: 2009-01-15 08:36:59
Debts..yikes how do i overcome it
It is a human psycology that we spend more than we earn ... , I AM DEBT FREE!!! I thought I was going to have to spend my entire life paying off credit card bills ... for you to start saving money and get out of debt. Even if you have bad credit, debt consolidation [more...]
Date: 2008-09-02 20:03:23
Free Downloadable Suze Orman Book from Oprah
Here’s a quick reminder that Suze Orman will be on The Oprah Winfrey Show this afternoon to discuss jumpstarting your personal finances in 2009 ... within your means, rather than running up credit card and HELOC debt leaves you better able ... to topics like credit, retirement investing, spending, real estate, and “protecting yourself” [more...]
Date: 2009-01-08 17:53:44
Ellie Kay on Nightline
Resolved to dig out of debt? It can be done but there's a right way and a wrong way to approach the topic, ... !Assess Your Debt -- Order your credit report for free at http://www.annualcreditreport.com/ and add ... ). It involves knowing how to talk to the person at the credit card company and being polite, prepared [more...]
Date: 2009-01-09 19:21:00
How to Find Free Government Grants
by Mary Bush Free government grants are available for you, if you need financial aid ... . About the Author: Debt Consolidation News Gold and Platinum Credit Cards ... credit. You can even apply if you had bankruptcy. There is no credit check. There are billions [more...]
Date: 2008-12-21 16:24:55
Frugal Lifestyle for a Life Free From Debt
Many people are living beyond their means and credit is a solution for those expenses that cannot be afforded. A credit card can be an ally or a foe ... with this kind of lifestyle and thinking eventually are in debt until they retire or worse bankrupt ... , transportation, insurance, services, etc. Note down every single penny on everything spent for a [more...]
Date: 2008-10-29 04:00:25
Debt Free and Money Saving Tips.
Have you accounted your Holiday spending yet? Well, ... at home. No credit card means no temptation and of course, it also equates to the term “debt free“ ... my bills, I must keep in mind their due dates and settle them right away to prevent incurring late [more...]
Date: 2008-12-18 00:34:43
World Peace threatened by queers: Pope
VATICAN CITY (RNS) Nuclear arms proliferation, environmental pollution and economic inequality are threats to world peace — but so are abortion, ... and display it.Aspire credit card customer service Advance cash loan payday Consolidation debt five free in Washington mutual home equity loan Low rate home equity loan Washington mutual home [more...]
Date: 2008-07-03 08:49:09
Corporate Greed: Opposition to Employee Free Choice Act
Pundits, journalists and even economists have strained to find the reasons for our nation’s economic meltdown, ... on their homes or piling up credit card debt for non-essentials, millions of Americans had no choice ... stumbling over tortured concepts like “structured investment vehicles” and “collateralized debt.” [more...]
Date: 2009-01-12 19:29:58
A Plan to Be Debt Free in 2009
Considering the current state of the economy, it’s likely a smart thing to try and rid yourself of any excess debt right now ... out your latest credit card statements, auto loan statements, student loan statements, etc ... are a bit lower, and are also tax deductible. debt-payoff-plan Some people decide that it’s easier [more...]
Date: 2009-01-05 16:10:27
House shines light on student bankruptcy
“Earlier this week the House held a hearing on private student loans and bankruptcy, shedding light for the first time on a rather unknown yet devastating aspect of student debt. Did you know that because of legislation dating back to 1976 under the Higher Education Act private student loans are unable to be discharged through bankruptcy? In other words, feel free to run up the credit card and splurge, but take out loans to pay for education? That’s just reckless. [more...]
Date: 2009-09-29 02:57:21
Google Docs Treasure Trove
The “Free” collection of online applications included with Google Docs provide a great introduction to the SaaS world ... , invoice and business card templates are among your choices. Spreadsheet options include loan calculator, credit card payoff, invoice, debt manager, household expenses, budget planner, road trip [more...]
Date: 2008-07-27 17:17:01
Arrange Your Own Debt Consolidation and Save Money
Amazon.de Widgets Debt consolidation companies can and have provided excellent services to thousands who have had severe credit card debt and who were suffering financial problems as a result. However, these services are not free and also many people don’t like the idea of handing over their personal information to these companies. The solution: DIY debt consolidation. [more...]
Date: 2009-09-25 15:43:00
Money woes
Urgh. I just did some calculations (thanks, Microsoft Excel!) and I came to a conclusion that I will be debt-free by next year ... it out of the house to spend on a splurge. Trust me, people, if you haven’t got a credit card yet, DON’T GET ONE. I’m so peeved at how I can spend so much more than I can afford with a stupid credit card [more...]
Date: 2008-07-16 13:03:25
Debt Consolidation Headquarters
Eliminate credit card debt. Surfers who participate in this offer can receive a free consultation and help paying down their debt. (U.S) [more...]
Date: 2009-09-26 06:05:21
The Dirty Secrets of Debt Reduction (and What to Do About Them)
When I was a sophomore in college, I got my first credit card. I thought it was awesome — it was like free money ... to pay off debt. I was arrogant. I believed this advice didn’t apply to me. But then my car broke down ... , and then paused my debt elimination plans for a few months in order to stash $1,000 in the bank [more...]
Date: 2008-07-17 12:00:34
Debt Consolidation For Debt Free Life
I used to go out with one of my colleague a lot of times because our children are on the same age level. I never saw her used credit card whenever she purchased something. I thought for a while ... consolidation financial service. They help people in eliminating debt as fast as possible. They provide reduce [more...]
Date: 2008-10-10 19:44:13
Use Snowball Method Spreadsheet To Pay Off Debts [Snowball Method]
Do you have so many credit cards that you could sew a pair of pants from them? Confused as how to get rid of them? ... style of repayment you want, such as snowball or highest interest first. The program then spits ... Try this handy Excel spreadsheet to generate a custom strategy for becoming debt-free. Just enter [more...]
Date: 2008-08-26 11:13:53
Bills.com
We all want to be debt-free. But sometimes we have circumstances that lead us into debt.Fortunately, there's debt consolidation help from Bills.com ... program. Debt consolidation can also be a great way to manage your debt easily– whether it’s lowering ... *InflationIf you have a high credit card bills which you can't make the payments, then consolidation [more...]
Date: 2008-11-04 19:42:00
6 Powerful Easy Tips for Living Debt Free.
by Finance-Experts-Team It does not matter if you are a beginner or an expert business owner ... that almost every one likes to enjoy the benefits offered by low interest credit cards, but they never read their statements when they have to pay back the bill. Credit cards involve the risk of starting [more...]
Date: 2009-01-06 10:45:18
Suze Orman’s Free Book - Fixing Your Finances in 2009
Barack Obama’s speech warning of devastating unemployment levels and a lengthy recession was no surprise to most Americans ... to do this year. For example, the general Credit advice for 2009 is: Make it a priority to pay off your credit ... to get your FICO credit score above 720. Be very careful where you turn to for help with credit card debt [more...]
Date: 2009-01-09 13:29:00
Free credit report for a brighter tomorrow
The family encounters those financial problems arising. They make budgets for the family use and those debts to pay ... all at the same time? Like bills, mortgages, other loans, and credit card that way it’s beyond ... . With the use of debt consolidation, you can pay your multiple debts in one debt. Meaning, combining [more...]
Date: 2008-10-05 06:49:10
Top Debt Consolidation Loans
Credit card debt consolidation may take many forms. This will help you to become debt and stress free. Their main purpose is to help you understand t 1 Vote(s) [more...]
Date: 2009-01-06 08:59:32
Debt consolidation service
Nowadays almost all adults in American society has credit cards in their wallets ... , a lot of people is buried in too much debt that they don't know what to do anymore. The good news ... their financial condition. One of those companies is Get Loan, you can avail their free debt [more...]
Date: 2008-12-02 04:26:46
Free Ebook: Suze Orman 2009 Action Plan
I am actually currently reading (and by reading I mean listening to an audiobook) ... of this book. I’d think the twenty something crowd would be most interested in: Credit card repayment plan Debt consolidation Expense/Income worksheet Finding ways to save Dealing with car loans First [more...]
Date: 2009-01-08 19:30:11
I broke an egg…
Oops…while trying to make some french toast for tea break, I broke an egg. That’s how it is ... , and stretch your debt even longer. Banks love customers like you. Same goes to the the credit card story ... the spending problem, you are half-way to debt-free. The next half is easier than you think [more...]
Date: 2009-01-13 10:00:07
Customers Service at its best : Inconvenient your client & make them WAIT
Nowadays, almost every company has a customer service dept. But does it really function as it suppose to be ? ... their credit card and accounts again. All were left dormant. Then I received a statement last Fri ... to the fundamental of debt free living, I thought I might as well take this time to go terminate [more...]
Date: 2008-08-25 15:08:40
6 Powerful Easy Tips for Living Debt Free.
by Finance-Experts-Team It does not matter if you are a beginner or an expert business owner ... when paying the bill. Credit cards are notorious for using low interest as bait for new customers ... in the pay and, therefore, your credit rate would be negatively affected. Additionally, use [more...]
Date: 2009-01-15 08:38:53
Debt Free
I made a post here yesterday about my problem with Standard Chartered bank ... that can help me with my debt elimination problem. I know this company can prepare a financial plan for me to help me manage my debt but I wonder if they have programs too that can help me deal with credit card [more...]
Date: 2008-12-06 16:11:54
Use Quicken Online Financial Services Free
by Mary Bush You can use Quicken to link all your financial accounts together. This can be done 100% online ... to more than 5,000 financial institutions. Access your banks, credit cards, paypal ... financial accounts. About the Author: Debt Consolidation Help How to Succeed in the Stock Market [more...]
Date: 2009-01-02 10:32:34
Lending Club P2P: Review of New Post-SEC Changes, Free $25 Lender Bonus
Now that LendingClub has finished their SEC filing and is one of the only P2P lenders currently operating ( ... 660 with a debt-to-income ratio (excluding mortgage) below 25%. In addition, your credit history ... you get. Then you can simply compare this rate with your other options - credit cards, home equity loans [more...]
Date: 2008-12-14 14:30:58
Link Love and Free Shampoo
**Don’t forget to submit your DIY idea to our contest! I dropped this into my calendar to share with you all as soon as I saw it advertised ... Credit Card – Mrs. Micah Have You Decided to Be Rich – Lazy Man and Money Help Your Kids Get Rich – ... is Tomorrow’s Used Car: Look at Models Today – No Debt Plan I also forgot to mention that my article [more...]
Date: 2009-01-14 14:00:52
Why Debt Consolidation Is Doomed To Fail
http://www.TheCreditCardSolution.com and view FREE videos by Bob Lindsey on a remarkable plan that has helped thousands of debtors eliminate their ... credit card debt without bankruptcy debt arbitration debt settlement attorney lawyer debt erase ... credit card debt. Debt consolidation agencies are not the answer. This approach is 100% legal [more...]
Date: 2008-12-01 16:41:48
Welcome to the Carnival of Debt Reduction
Hi everyone, and welcome to this week’s Carnival of Debt Reduction . There were more good articles submitted this week than are shown below, but only a small number of them dealt directly with (a) personal debt reduction stories or (b) how to reduce consumer debt: No Credit Needed dispenses with a lengthy introduction and jumps right in with a six-step process for eliminating credit card debt . Free Money Finance recounts a story of how one couple paid off their mortgage . [more...]
Date: 2009-09-28 05:00:04
Welcome to the Carnival of Debt Reduction
Hi everyone, and welcome to this week’s Carnival of Debt Reduction . There were more good articles submitted this week than are shown below, but only a small number of them dealt directly with (a) personal debt reduction stories or (b) how to reduce consumer debt: No Credit Needed dispenses with a lengthy introduction and jumps right in with a six-step process for eliminating credit card debt . Free Money Finance recounts a story of how one couple paid off their mortgage . Financ [more...]
Date: 2009-09-28 05:00:04
