Guest Post: Financial Mistakes Couples should Avoid
Hi I’m Mary from Simply Forties! I write a blog about being a female in her 40s, finances, grown children, relationships, the environment, ... ). 2. Not taking credit-card debt seriously Carrying credit card debt is stressful. If one person ... on the other’s credit report. You do not want to find this information out when you are sitting [more...]
Date: 2008-12-22 14:00:07
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Debt Relief Services
We’ve spent a bit of time here talking about various ways to prepare your finances, in both good times and bad ... , including a great FAQ on credit card debt consolidation and other debt consolidation programs ... and credit card consolidation. There is enough information to really help you understand the process [more...]
Date: 2008-12-18 03:59:06
Can Debt Consolidation Help To Overcome Credit Card Debts?
by Ann Collin The only way to keep up with the latest about debt consolidation is to constantly stay on the lookout for new information. If you read everything you find about being sued for debt, it won’t take long for you to become an influential authority. Our society encourages consumers to “buy now, pay later”, offering credit cards and convenience to spend more everywhere we look. This is why it is so easy to get carried away with spending, and eventually end up “knee-deep in debt”. [more...]
Date: 2009-09-21 11:48:57
Can Debt Consolidation Help To Overcome Credit Card Debts?
The only way to keep up with the latest about debt consolidation is to constantly stay on the lookout for new information. If you read everything you find about being sued for debt, it won’t take long for you to become an influential authority. Our society encourages consumers to “buy now, pay later”, offering credit cards and convenience to spend more everywhere we look. This is why it is so easy to get carried away with spending, and eventually end up “knee-deep in debt”. [more...]
Date: 2009-09-15 15:05:02
Practical Guide On Debt Consolidation
by Don Pedro Debt consolidation is a way to manage or even reduce the amount of debt someone has ... about your loans, interests, credit card debt, card information, your monthly income ad ... moderates the program and he deals with all other creditors on behalf of you. A proper debt consolidation [more...]
Date: 2008-12-27 10:39:46
Experian Dispute
by Justin Hutto To file a dispute with Experian credit bureau you must write a dispute letter ... many businesses are not going to spend the time or money verifying a disputed debt. A credit repair ... . These include; escalated dispute information requests, debt validation, and creditor direct [more...]
Date: 2008-11-25 22:44:07
Read More Information About IVA inside this Blog Publication
One of the most widespread causes of numerous debts occurrence is considered to be the excessive and unthoughtful use of credit cards. The only way in which one can avoid such debts is through reducing the use of one’s credit cards when paying the charges. In fact repaying all the debts gives one an awesome feeling. Also the credit score is much improved along with the reduction of the debts level, giving you an opportunity for having lower rates on possible future credits. [more...]
Date: 2009-09-27 21:55:32
Debt Relief is peaking in Search Engines
It is no wonder with the current global economic crisis that in October 2008 “debt” became a very highly searched term. A large increase in debt consolidation and credit debt articles started to appear across ... that brings all of this valuable information together. Debt Relief How To is the name of the new [more...]
Date: 2009-01-15 04:14:12
How You Can Remove a Collection Account From Your Credit
by Justin Hutto You must dispute a collection, to remove it from your credit report. This dispute needs to be filed with the credit bureaus ... dispute information requests, debt validation, and creditor direct intervention. What is a collection ... to recover payment. It is common for lenders to have an in house collection agency. However many also [more...]
Date: 2008-11-15 18:16:08
Business Debt Consolidation in Credit Crunch Today: A Must Do
In Debt We Trust Many more people drown in debt these days, if not gone bankrupt ... and foremost thing to do is to find the right information on debt consolidation. About debt consolidation for small business According to Bills.com: Debt consolidation is when you consolidate multiple [more...]
Date: 2008-11-01 06:03:43
Fix Bad Credit
by John Cooper You do not have to just wait for negative marks on your credit report to fall off. You can remove them and improve your credit score ... card account the debt has been sold to a collection agency, and the lender has no need to save any ... dispute information requests, and debt validation. You can also help your credit score by opening [more...]
Date: 2009-01-14 19:07:31
Debt Settlement – When You Should Talk to a Professional For Debt Relief
Are you one of the several thousands of Americans in debt? Do you owe hundreds or even thousands in credit card debt? If you are one of these individuals who are struggling to fix their finances, you are probably bombarded with a lot of information on the available debt relief services.Last 5 posts by How To Easily Own A Membership Site - September 25th, 2009The "Give-To-Get" Principle - September 25th, 2009If 90% of Internet Marketers Fail How is Success Possible to Achieve? [more...]
Date: 2009-09-25 06:01:23
FTC Helps With Your New Years Resolution to Manage Debt
Information from the Federal Trade Commission to Help You Manage Debt: Knee Deep in Debt Having trouble paying your bills? ... , consider these options: realistic budgeting, credit counseling from a reputable organization, debt consolidation, or bankruptcy. Debt negotiation is yet another option. How do you know which [more...]
Date: 2008-12-30 17:45:34
Consolidating Your Debt
by William Blake Debt can overpower your life and make your life more stressful than you need it to be ... for getting back on the right financial path. Debt Consolidation - Unsecured An unsecured loan ... Information on Debt Consolidation Almost all lending institutions, banks, credit unions [more...]
Date: 2008-11-13 15:08:33
What to do if you’ve been turned down for a loan
Turned Down For a Loan? Improve Your Loan-Ability! This article was written by Becky House, Education Manager for American Financial Solutions. For more information about credit scores, budgeting or managing your debt, visit MyFinancialGoals.org or contact Becky at 1.800.894.3946. Two years ago, someone with a 600 (poor) credit score could qualify for a mortgage or car loan. Now, reputable lenders will not even consider lending to someone with a score below 700. [more...]
Date: 2009-09-26 14:37:00
The Bad Credit Hotel Online Game
Are you suffering from too much debt? If so, then maybe you need to spend a night at the Bad Credit Hotel ... inside it? What is a credit score and where is it based? Information about credit counseling ... . It hopes to teach young people about responsible credit card use and educate them regarding debt [more...]
Date: 2008-11-23 18:14:40
Save Yourself From Debt Drowning
Credit cards today is I think one of the most fast and easy ways to pay anything that is payable with it in this planet ... ? For your information, they specialize at professional debt negotiation and debt settlement. For over years already ... months! There are great benefits of this debt settlement service. Here are the following. Lower [more...]
Date: 2008-12-18 04:30:14
What to do if you’ve been turned down for a loan
Turned Down For a Loan? Improve Your Loan-Ability! This article was written by Becky House, Education Manager for American Financial Solutions. For more information about credit scores, budgeting or managing your debt, visit MyFinancialGoals.org or contact Becky at 1.800.894.3946. Two years ago, someone with a 600 (poor) credit score could qualify for a mortgage or car loan. Now, reputable lenders will not even consider lending to someone with a score below 700. [more...]
Date: 2009-09-26 14:37:00
Eliminate Debt
Most people,at some point of time in their lives are affected by debt and then lead a dejected and totally unhappy life ... in the web site.The web site also provides you information on how bad a credit card debt ... .It is very important that one finds a good debt consolidation service to eliminate [more...]
Date: 2009-01-13 22:44:46
On Saving Money
With the current economic condition, the increasing price of gas and other similar scenarios, ... management plans or credit counseling, and debt settlement. A good resource of information regarding ... consolidation providers that have been pre-screened to help you consolidate debt. Going through [more...]
Date: 2008-09-01 12:29:29
How to Safely Build Your Credit History
I’ve heard from several high schoolers and early college students asking for advice on how to build up their credit history in a safe and ... and such, but I don’t know where to start. I’m worried about getting way into debt like some people ... (credit bureaus) that are in the business of collecting the information for credit reports - Experian [more...]
Date: 2008-09-23 20:00:35
On Debt and Spending
Did it surprise you when you have seen the headlines that Lehman Brothers sunk and Merrill Lynch was sold? ... , then you should look into how credit counseling can you help you get out of debt. You should familiarize yourself more with debt consolidation loans. Here are some useful information regarding debt [more...]
Date: 2008-09-26 07:01:35
consolidate bills and stuff online
When you face money problems, you will find that your life become very stressful and difficult ... a really informative web site regarding credit card debt consolidation. Consolidating your bills ... consolidation central dot com. He is now working to clear himself of debt. He is working [more...]
Date: 2009-01-09 21:46:26
A Look At 2009 From The Inside: Real Estate, Credit, and Debt
About two months ago I wrote a post that included information from a monthly magazine, (sic), I read religiously ... with more regulations. Consumer advocates will thrive and collection agencies will be riddled with compliance ... who is president and chief executive officer of debt broker National Loan Exchange, Inc. as [more...]
Date: 2009-01-02 15:47:36
The Best Online Debt Cures
Hello- If the thought of talking to a credit counselor giving them all your personal information sounds frightening to you, ... is one of the fastest ways to reduce your credit card balances without filing bankruptcy. Many people ... in credit card debt, they can help you reduce your balances by up to 50% or more. Take a look [more...]
Date: 2009-01-08 02:17:08
Combat Crisis with Low Interest Payday Loans
by katie George A posh car or a toy car; what it needs to make it your own is money. Difference lies only in the amount ... . About the Author: Credit Card Deals Information on the Risks of Debt Consolidation Related Articles ... small needs. Concentrating the latter, low interest payday loans have come in to being [more...]
Date: 2009-01-06 08:48:23
D. Other Publishers
A number of publications from non-Nolo publishers have a wealth of information beyond what is in this book. The Ultimate Credit Handbook, by Gerri Detweiler (Plume Books), covers everything you’d want to know about credit ratings, credit cards, completing credit applications, protecting your credit privacy and many other topics. Surviving Debt: A Guide for Consumers, by National Consumer Law Center. NCLC is a nonprofit organization that normally publishes books to assist lawyers. [more...]
Date: 2009-09-24 02:03:01
Bad Credit Repair
by John Cooper If you have bad credit there is hope ... has likely been sold to a collection agency. Thus the credit card issuer has no reason to save ... intervention, escalated dispute information requests, and debt validation. You can also help your credit [more...]
Date: 2008-12-30 23:30:54
Does Your Credit Score Matter?
Almost every other day I see those goofy commercials on TV for your free credit report ... this information doesn’t help. In reality, most lenders are more concerned with your debt-to-income ratio than ... is actually calculated). If you have a large amount of revolving unsecured debt (primarily credit cards [more...]
Date: 2008-11-26 23:03:58
What are my Credit Rights?
Knowing your credit rights as a credit card holder will be your guide and protection against unlawful practices that may be committed by creditors and debt collectors. The Fair Credit Reporting Act (FCRA) has made distinct stipulations ... details or inaccurate information on your credit report. Notify a Consumer Reporting Agency [more...]
Date: 2008-12-22 06:55:21
Credit information
The Trump Blog, I thought the information in Trump’s blog would be worthy to share with you ... . According to the article, the breakdown is as follows: 35% - Payment History 30% - Amounts Owed ... debt. Don’t use your whole credit line every month, even if you pay your balance off in full every [more...]
Date: 2009-01-10 14:20:37
NCO settles with Texas: failure to validate, ignoring cease & desist, profanity, extortion …
Permalink Page 1 of 445 pages 1 2 3 > Last » Search CreditSuit ... How to save $40 on home owners insurance + free credit monitoring Need website to post information ... lawsuit threats Debt Crisis Solutions SCAM—should the profiteers or the hungry thieves be murdered [more...]
Date: 2008-12-08 21:35:00
Debt Consolidation Needs
When I was a branch sales manager before for a well-known direct selling company, I was privileged to avail four credit cards ... but now I am really having a hard time. How I wish I could avail of a debt consolidation! Anyway ... , I was able to find reliable information that can give me great tips on how to deal credit card debts [more...]
Date: 2008-07-23 04:02:17
Debt Consolidation for You
Adult people in United Sates are able to have more than two credit cards in their wallet. And you know, its mean double debts. Any people complain about credit card payment in recent months. As you know global crisis ... . The other offering that available here is debt counseling. You can read the comprehensive information [more...]
Date: 2009-01-14 03:37:03
The Best of Get Rich Slowly: September 2008
September was a sort of unofficial “credit card education month” around here. I tried to share information about how to use credit responsibly. (Now maybe it’s time to move on to debt reduction themes!) Most of all, there were some great ... ? (a fantastic discussion) Best of the Forums Though I didn’t have time to hang out there, the Get Rich [more...]
Date: 2008-09-30 20:00:17
Additional Thoughts on the Bailout By Paul Craig Roberts
Dandelion Salad By Paul Craig RobertsOctober 16, 2008 “Information Clearinghouse“ “We hang the petty thieves and appoint the great ones to public ... , necessitating the purchase of yet more troubled instruments. If credit card debt has also been securitized and sold as investments, as the economy worsens defaults on credit card debt [more...]
Date: 2008-10-17 22:15:23
Arrange Your Own Debt Consolidation and Save Money
Amazon.de Widgets Debt consolidation companies can and have provided excellent services to thousands who have had severe credit card debt and who were suffering financial problems as a result. However, these services are not free and also many people don’t like the idea of handing over their personal information to these companies. The solution: DIY debt consolidation. [more...]
Date: 2009-09-25 15:43:00
Bad Credit Repair
by John Cooper If you have bad credit there is hope ... the debt has been sold to a collection agency, and the lender has no need to save any record ... intervention, escalated dispute information requests, and debt validation. You can help your score [more...]
Date: 2008-12-11 16:35:57
Dispute Experian
Dispute Experian Posted By Matt Douglas on @ 7:19 pm by Justin Hutto To dispute Experian credit bureau a dispute letter must be sent ... , escalated dispute information requests, and debt validation. If you have multiple bad credit items [more...]
Date: 2008-12-08 19:19:08
How to Avoid Unfair Collection Practices
Due to the global financial crisis, the number of debt collection agencies in the market is increasing. They are established to offer services of collecting debts on behalf of banks, financial institutions, credit card companies and loan providers. For people who are drowned in debt, it is indeed stressful to receive irritating phone calls from debt collection agents constantly. Hence, it is important to know some useful information so that you are able to avoid the unfair collection practices. [more...]
Date: 2009-09-20 06:02:50
A Formalized Chapter 13 Repayment Plan
A Washington State Chapter 13 bankruptcy is type of “payment plan” bankruptcy ... . If utilized and crafted properly, a Chapter 13 should enable you to catch up on your unsecured debt ... of our clients first attempt to negotiate an informal payment plan with credit card companies and their other [more...]
Date: 2008-12-27 15:58:40
My Debt Snowball
Until now, I have not really had any concrete debt reduction plan. I have just been making random extra payments on each card as I get the money ... . I entered all of my credit card information and used $1600 as my total monthly payment towards ... their debt. I decided to do some research on this and set one up for myself. The idea behind [more...]
Date: 2008-07-22 21:34:32
Where Can I Find Debt Consolidation Information - And How Can I Get Started?
Millions of people find themselves in debt every year ... consolidate debt” and so forth. Depending on the state of your credit rating or credit score ... with you and your creditors to find solutions. Often a credit card company will agree to reduce the amount [more...]
Date: 2008-12-31 00:24:32
Debt Settlement Information You Need to Know
When credit payments stop being made, it is both parties that suffer Indeed, both debtor and creditor have something to lose when the payments stop before the debt is paid in full [more...]
Date: 2009-09-29 03:19:37
Government Public Records Search - Why Your Personal Information May Not Be Safe
So how private is your private information? Did you know that your records can be made available government public records to just about anyone with ... lawsuits, employment and unemployment. Your bankruptcy filing, which also contains credit card ... to serve the interests of those seeking information on you such as financial institutions, debt collect [more...]
Date: 2008-12-12 17:38:18
Can Collection Agencies Sue Me For Outstanding Debt?
Amazon.de Widgets The question that many people are asking is ‘can collection agency sue for a debt?’ With the amount of people suffering financial hardship due to the current economic crisis the number of people facing difficulties paying their bills is increasing rapidly and for the time being, at least, this trend shows no sign of reversing.Previously, lenders who had borrowers that had fallen into arrears would normally, only go as far as to post negative credit information upon the debtors [more...]
Date: 2009-09-29 11:34:48
No More Investment Banks - Turn Them Into Public Utilities By Mike Whitney
Dandelion Salad By Mike Whitney October 18, 2008 “Information Clearinghouse“ “If you made it past the credit crisis, ... they couldn’t roll over their short term debt. Cargo ships were stuck in ports around the world because buyers couldn’t get Letters of Credit. As analyst John Mauldin said, “Just as the business [more...]
Date: 2008-10-20 00:38:25
Find Out More Information About IVA inside this Blog Post
The main advantage of the debt management companies is that they have the experienced in negotiations agents who are well aware of the ways that allow to make good deals with the credit lenders in order to arrange the debts of a client for less than the entire sums. This service comes usually instead of paying the money back in an entire amount. The reduction of the whole amount of debts in such a way is very good idea and it can really help you to avoid much stress. [more...]
Date: 2009-09-25 02:39:32
The 401k Debit Card: Is This a Good Idea?
Miranda Marquit edits information on debt consolidation for DestroyDebt.com. She also writes on personal finances for YieldingWealth.com ... secured credit card." Unfortunately, it is yet another ... of plastic card) to money. And, in an era where lending standards are making it difficult to take [more...]
Date: 2008-08-06 15:30:18
Credit Bankruptcy - Essential Information
Someone once said that bankruptcy is essential in order for capitalism to survive ... (if not all) of the debt is forgiven. Are there any disadvantages? First of all, each future credit check ... into consideration for any person who intends to declare bankruptcy. The financial situation – being in debt – [more...]
Date: 2009-01-16 00:24:18
