DebtFreeSteps.com To Assist You With Debt Relief

Spending money can get out of hand specially if you do not budget the money ... , clothing, and other unforeseen expenses, borrowing money and using credit cards for our purchases ... big purchases and it will be difficult to even rent an apartment or get a job. Credit cards should [more...]

Date: 2008-12-22 16:17:01

Blog posts (29) | Videos (14)
 

Becoming Debt Free

Becoming Debt Free Posted By William Blake on @ 9: ... balances, especially credit card debt, experience emotional stress that can make it difficult to enjoy ... more for the items you purchased than their actual sticker price. Second, debt can hurt a consumer’s credit score [more...]

Date: 2008-11-18 21:10:43

Collection Agency calling from 571-431-1958 (Washington, VA)

Steve reported a Collection Agency (5714311958 from Washington area, VA) . The following comments were posted: AACC AACC AACC 5127689800 AACC 804-234-9056 assetacceptance.com Asset Acceptance is a leading purchaser and collector of charged-off consumer debt. Since 1962, we have provided credit originators such as credit card issuers, consumer finance companies, retail merchants, utilities and others an efficient alternative in recovering defaulted consumer debt. [more...]

Date: 2009-09-25 19:53:49

The Tightening

Last week, we had a "belt tightening" meeting at work ... , training cuts, and possible elimination of employee recognition events were all mentioned ... as well. Paying off credit card debt, saving more from each paycheck, putting off planned purchases [more...]

Date: 2009-01-10 01:17:17

Don’t Get Trapped By Debt

debt management Experts will tell you that with good financial planning and by sticking to a monthly budget, ... your monthly commitments in terms of loan payments and credit card payments. You may make a major purchase by means of a loan or use your credit card to pay for a holiday thinking you do have the means [more...]

Date: 2009-01-07 07:00:18

Why Bad Credit Report Repair and help you.

by Mary Bush Many people suffer with bad credit. Maybe you lost your job and suffered trouble finding a new one or maybe you came ill and couldn’t ... from local debt management companies also as online and from the IRS or anyone who supplies some type ... a home, purchasing a car, getting credit at varies stores or credit card companies and it can still [more...]

Date: 2009-01-07 21:27:10

Debt Consolidation For Debt Free Life

I used to go out with one of my colleague a lot of times because our children are on the same age level. I never saw her used credit card whenever she purchased something. I thought for a while ... consolidation financial service. They help people in eliminating debt as fast as possible. They provide reduce [more...]

Date: 2008-10-10 19:44:13

They cancelled my credit card

I just saw this article called “My credit card was cancelled” on the money section of CNN.com ... closing all the others. We also occasionally purchase something on them and quickly pay it off ... . We have been working the last three years to pay off over $30,000 of consumer debts. I love the feeling [more...]

Date: 2009-01-01 16:05:52

Need to Eliminate Debt

Have you ever wondered on how to be debtless? Well, I did. Because of my credit card purchases, I have now the reason to believe that I have to eliminate ... to say is, it’s just a must to know how to eliminate debt before it burdens me. That’s why, I’ [more...]

Date: 2008-11-15 08:42:32

Fed's Latest Rescue Package Throws Lifeline to Home Buyers

According to this Reuters article, the Fed announced a new rescue package of $800 billion USD to lower the cost of home purchases, credit card and student loans. Under the new mortgage program, the Fed will buy up to $100 billion of debt issued by government-sponsored mortgage enterprises Fannie Mae, Freddie Mac [more...]

Date: 2008-11-26 09:12:56

Retailer’s Credit Cards: What Are They, And Should You Have Them?

by Steven J. Talrechi The ads for them are everywhere ... for the next two years. This sounds like a great deal; however, if you can’t pay off the balance ... scenario is not to get into debt with these types of purchases at all and instead pay cash [more...]

Date: 2009-01-14 15:19:57

No Money Buy HDTV Now

I was thinking to use credit card to buy HDTV and pay by installment for 2 years, but I still cannot afford to pay for the monthly installment due to my financial problem. I think I have to settle all my debt first before purchasing HDTV, may be I can buy it after next year [more...]

Date: 2009-01-15 04:02:52

How to Get Out Of Debt

One of the most frustrating financial situations for a consumer is carrying unnecessary debt ... you purchased than their actual sticker price. Second, debt can hurt a consumer’s credit score, especially ... credit card debt, experience emotional stress that can make it difficult to enjoy other areas [more...]

Date: 2008-05-03 02:32:47

Tips on Getting Out of Debt after the Holidays.

We all do it at least once, we say we’re going to stay on budget this Christmas and then we blow the budget and put everything on our credit cards ... into a store and been offered a discount on a purchase if we apply for a credit card. Not only ... if you only have a small amount of debt on a few credit cards, you can consolidate your debt [more...]

Date: 2008-12-25 00:24:22

Tips on Getting Out of Debt after the Holidays

We all do it at least once, we say we’re going to stay on budget this Christmas and then we blow the budget and put everything on our credit cards ... into a store and been offered a discount on a purchase if we apply for a credit card. Not only ... if you only have a small amount of debt on a few credit cards, you can consolidate your debt [more...]

Date: 2008-12-27 01:21:32

More Bank Woes: Spreads on Credit Card Securitizations Rise

It isn't surprising to see spreads on credit card debt on the increase. In fact, it might seem odd that it has taken this long ... recourse, than from their credit card debt (yes, refis as opposed to purchase money mortgages ... feel newly emboldened by the bill to try to extract more from credit card borrowers than they would [more...]

Date: 2008-09-02 23:37:14

Entitlement to Credit

Tony Pugh writes for McClatchy on Credit ripoff: How a $100 purchase turns into a $1,000 debt The story is about subprime credit cards, ... the card. That cancellation was never confirmed in writing by either side and the credit card issuer ... credit limit, but when the card arrived, Adams said, she'd already been billed for $285 in processing [more...]

Date: 2008-06-29 16:09:34

Confusing Consumption With Investment

People are now waking up to the fact that what that real estate investment guru was pitching at the seminar wasn’t necessarily an "investment": ... loan rate Purchase prepaid credit card Christian consolidation counselor debt Experian business ... and score Home improvement loan maine Debt consolidation services Credit report credit score [more...]

Date: 2008-06-24 14:10:35

Handling Your Debt - What Tax Implications Are There?

by William Blake Sometimes when considering different ways to handle debt some fail to consider how some options may have a better tax benefit than ... to finance just about anything - an auto purchase, repayment of credit card debt… you name it. Even if your home equity loan has the same interest rate as your credit card it is still the better [more...]

Date: 2008-09-18 18:16:28

Enjoy Financial Freedom Through Debt Consolidation

I am back here again. I just talked to some friends especially my Brazilian friend who owned a bar cafe in a city near to us ... to pay all those credit cards purchases. She still want to apply for other credit cards to pay ... they can do is to have a debt consolidation. This simply means that you have to consolidate or putting [more...]

Date: 2008-12-12 20:48:47

Additional Thoughts on the Bailout By Paul Craig Roberts

Dandelion Salad By Paul Craig RobertsOctober 16, 2008 “Information Clearinghouse“ “We hang the petty thieves and appoint the great ones to public ... , necessitating the purchase of yet more troubled instruments. If credit card debt has also been securitized and sold as investments, as the economy worsens defaults on credit card debt [more...]

Date: 2008-10-17 22:15:23

Twitter Tuesday Profile: @MeWithoutDebt

It wasn’t one big splurge like a boat or a car that pushed our next Twitter Tuesday Profile into nearly $30,000 worth of credit card debt. It was small, menial purchases put on plastic that piled up over time. While this single 30-year-old research assistant in Washington DC prefers to remain anonymous, they are very open about their personal finances on their blog, MeWithoutDebt.com and through their Twitter account, @MeWithoutDebt. [more...]

Date: 2009-09-29 11:57:04

The Lowdown on Wired Plastic

Wired Plastic is the brand name of one of the most rewarding prepaid debit cards out there. Unlike credit cards, there is no debt involved when purchases are charged to a debit card ... with features like online account management, automated monthly payment systems, a point-collecting [more...]

Date: 2009-01-16 02:46:02

Financial Debt Restructuring

1. Citibank Credit Card (Checked-just made full settlement via online transfer) 2. RHB Credit Card (Tomorrow will make full settlement-why not today? ... -biar cepat sket habis) 5. Use Debit Card or Cash instead of Credit Card (also apply when pumping fuel) 6. No more big purchase for 2008. 7. Terminate all Credit Cards (tapi terpaksa tinggalkan 1 utk [more...]

Date: 2008-11-06 09:02:00

Debt Consolidation

Having a credit card is good since mostly people use here in the States or other countries to purchase any items or pay off a bill in the restaurant, ... their site and apply unsecured debt consolidation loans now. ... from the credit card company, you should pay it right away or else there will be an interest [more...]

Date: 2008-10-14 04:04:56

Medical Bill

With the Feast of The Three Kings, officially the longest Christmas celebration is now over ... to Debtco.org, a non-profit company that offers debt solutions for all the credit card purchases you made during the holidays. Through Debtco.org, you can consolidate all your multiple credit card [more...]

Date: 2009-01-08 19:40:27

Bad credit mortgages

by Mary Bush A bad credit loan mortgage is a way of purchasing a house, even with a poor credit score ... Consolidation News Best Tips to Manage and Eliminate your Credit Card Debt ... interesting residential property acquisition program. No credit is needed, no banks are involved, and most [more...]

Date: 2008-12-22 16:39:25

Manage Your Checking Account and Stay On Top of Your Finances

This is a guest post from Debt Lead, who has a debt consolidation website by Kimberly Credit Counseling ... and debit card purchases. Most ATMs will give you a receipt with your withdrawal, but this balance ... enroll checking account customers into a program where the bank covers overdrafts for a fee, which [more...]

Date: 2008-07-22 15:30:03

Another Way I Use Credit Cards to My Advantage

Recently, I started to make bigger purchases around the middle of the month because I found that I can save more money this way ... further. Credit cards have a statement date where they will calculate how much you owe with the due ... ScoreWhat Helps Me Give Away Free Gas Gift CardsDrowning in Debt? Don’t Make This Credit Card [more...]

Date: 2008-10-06 16:08:14

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