How to Research Debt Collectors & Understand the Law

This is the first guest post in a special How to Fight Debt Collectors series on Bargaineering.com. So you’ve received a debt collection call or letter… In this day and age where you have rampant foreclosures, layoffs and job losses, it is simply inevitable that an individual may come across a debt collector, and frankly even without these external factors, it may just happen by a chance wrong number or even being related to someone going through a hard time financially. [more...]

Date: 2009-09-28 11:02:18

Blog posts (15) | Videos (7)
 

The Most Common Questions About Debt Collections

by Jon Ochs If this current economic slow-down has found you in a position of financial difficulty, ... that cannot be done by any non-attorney collection agency. Any company or law firm acting as a debt ... you may find yourself dealing with debt collection calls and letters. Here are some of the most [more...]

Date: 2008-10-21 19:54:23

Should you respond to a collection letter?

Recently a family member sought my advice on a collection letter he had received ... balance), he was still left with several thousand dollars of debt on the credit card. Since he went back ... short list of when a debtor might want to apply a debt validation letter: You need a clean credit [more...]

Date: 2008-12-29 19:42:57

Piata colectarii debitelor din Italia la maximul ultimilor ani

Criza financiara care se intinde in Europa, duce la cresterea afacerilor industriei colectarii debitelor din tarile UE ... Gatewood Date: Wed, Dec 3, 2008 at 5:13 PM Subject: Debt Collection - Debt Buyer Italy - Julian ... -judicial collection includes : 1. Default letters and telephone calls Note: Our collection teams [more...]

Date: 2008-12-03 15:34:05

Debt Collectors; And what you can do to Get Them Out of your Life

FTC opinion letter on validation Section 809(a) of the FDCPA, 15 U.S.C. 1692g(a) ... with the collection of any debt, a debt collector shall, unless the following information is contained ... throw those collection letters away. They may very well be a vital part of your defensive strategy [more...]

Date: 2008-12-07 11:00:13

Comcast Didn't Mean To Sic A Collection Agency On Ike Victims

Comcast’s latest customer-service misstep makes you wonder what Sam Houston would think ... service rep.) Since the situation became public, Comcast has asked its debt collection agency ... seriously damaged by Ike received letters from a collection agency informing them they owe [more...]

Date: 2008-10-24 07:54:34

How to Avoid a Lawsuit From a Collection Agency

The first thing you need to understand is that most large collection companies have a lawyer at their disposal who writes letters on their behalf ... to respond… they’ll sell the debt to another collection agency for pennies on the dollar. In order for them ... that they cannot legally be collected on. So even with a judgment to repay the debt… the collec [more...]

Date: 2009-01-14 19:53:56

How To Stop Bill Collectors From Harrassing You

A reader at Sample Debt Validation Letter asks how to get a collection agent to stop harassing her ... . Who can I report her to? And how do I get her to quit harassing me? The debt is an old credit card ... of all, once you enter the world of defaulted credit card debt - what good is it doing to talk to these people [more...]

Date: 2008-12-02 03:45:37

Common Credit Questions: Should You Send a Debt Validation Letter on an Attorney's Letterhead?

No. Actually, a debt collector may overreact to a DV letter sent from an attorney. You do not want the collection agency/creditor paying too much attention to your dispute. You want them to ignore it so it goes away. The Fair Credit Reporting Act (FCRA) expects that the consumer [more...]

Date: 2008-12-26 19:14:00

How To Get Collection Agencies Off Your Back, For Good

This Article can be found at my blog: www.CreditTipsTricks.Blogspot ... Commissions. Here's a sample Cease & Desist Letter: Dear (Insert Collection Agency Here)\, You are hereby notified under provisions of Public Laws 104-208, also known as the Fair Debt Collection [more...]

Date: 2008-12-12 23:10:08

Identity theft sample letters

Identity theft sample letters It’s unpleasant to find out that someone stole your credit card numbers, but it’s even worse when a collection agency begins harassing you over debt you didn’t create. CreditCards.com has assembled sample letters and a step-by-step guide to help identity theft victims [more...]

Date: 2008-09-06 06:34:18

IRS Unveils Initiatives to Help Taxpayers in Financial Trouble

IRS changes offer relief to delinquent taxpayers. The IRS unveiled a series of initiatives Tuesday aimed at helping people who can’t pay their taxes ... and collection letters to taxpayers who recently lost their jobs, rely on income from Social Security ... the IRS to set up an installment plan. These plans allow taxpayers to pay their debt in monthly [more...]

Date: 2009-01-07 06:45:10

Comcast asks Hurricane Ike victims to pay for lost cable boxes; company says letters sent in error

In Galveston, 81 customers of Comcast Corp., the cable TV company, ... the snafu on a Carrollton-based debt-collection agency. According to this story from The Daily News ... to rebuild their homes and their lives," said Comcast spokesman Michael Bybee. "We've asked the collection [more...]

Date: 2008-10-24 19:16:07

Fighting Debt Collectors

by John Cooper When you are being contacted by debt collectors it can be very aggravating ... to just sell your account to another collection agency if you request validation. This will result ... . If the debt is valid then we suggest you settle it. This is done through a settlement letter [more...]

Date: 2009-01-05 22:19:19

The Art of Debt Collection … By Neil Smith

12/1/08 If you have been in business for any amount of time at all, be it freelancing or running a larger operation, ... the debt collection process. Debt collection can be a tricky situation. If we send Louie with a baseball ... misleading because unfortunately when it comes to collecting from a deadbeat client, one collection letter [more...]

Date: 2009-01-10 02:16:22

15 Results