The Most Common Questions About Debt Collections
by Jon Ochs If this current economic slow-down has found you in a position of financial difficulty, ... that cannot be done by any non-attorney collection agency. Any company or law firm acting as a debt ... you may find yourself dealing with debt collection calls and letters. Here are some of the most [more...]
Date: 2008-10-21 19:54:23
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I Told Off The Debt Collector [Debt Collectors]
Some punkass debt collector called trying to get a hold of some lady he thinks my girlfriend knows. Here's roughly how the conversation went ... immediately. Muted. Under the Fair Debt Collection Practices act, debt collectors are allowed to contact ... break any rules, there's no law against having being condescending and arrogant. (Photo [more...]
Date: 2008-10-08 21:52:29
Debt Collection
I recently received a phone call from my friend in New York who is working there as an accoutant ... . She is still lucky to have her job after all. Being in a Debt Collection Agency , they are charged ... , the kids , life in general and even her work. She is working for a debt collecting company [more...]
Date: 2009-01-13 14:16:59
How Debt Consolidation Can Get Debt Collectors To Stop Calling
Are your bills unpaid and piling up? You are probably getting plenty of annoying phone calls from creditors ... counseling agency to discuss debt consolidation. If you know where to look, there are definite ... collection calls, or the feeling of guilt from being behind on payments. After debt consolidation [more...]
Date: 2008-12-25 06:35:48
Did collection calls contribute to Floridian's death?
Filed under: Credit , Debt Florida law firm Morgan and Morgan filed a first-of-its-kind lawsuit alleging that a company's collection calls were so frequent and harassing that they contributed to a person's death because they increased Stanley McLeod's blood pressure and stress levels. McLeod's debt problems stemmed from the fact that he had difficulty paying his mortgage because he had to quit his job at Sears after suffering a massive heart attack. [more...]
Date: 2009-09-17 19:00:00
Debt collecting gets…er, sexy?
Bank employees working in call centers and reminding clients of their overdue loans used to be as far to the bottom of the banking food chain as you could be. Not any more. Raiffeisen International, the second-biggest lender in eastern Europe, has ramped up staff in its collections and risk management departments. Active in 17 countries between the Czech Republic and Kazakhstan, it is exposed to a region that is among the hardest hit by the global financial crisis. [more...]
Date: 2009-09-28 18:06:07
Pyramid Financial Solutions
If you are struggling collecting debt payments from your customers, then you definitely need professional help. This commercial collection agencies that I found called Pyramid Financial Solutions is a full service receivables management and debt collection agency. They offers a wide variety of services [more...]
Date: 2008-12-28 12:08:52
How Facebook Can Get You in Serious Trouble With Bill Collectors
We recently discovered that bill collectors are using popular social networking sites like Facebook and Myspace to dig up very personal information on people in debt . Recently a bill collector from a collection agency purportedly discovered ... collection calls and threats of garnishing wages followed at this individual’s place of employment [more...]
Date: 2008-11-15 01:33:45
Debt collecting gets…er, sexy?
Bank employees working in call centers and reminding clients of their overdue loans used to be as far to the bottom of the banking food chain as you could be. Not any more. [more...]
Date: 2009-09-28 17:26:38
Stop the Collection Calls With Debt Consolidation
by Marlin Baccus It is a stressful thing to watch as the bills pour end week after week and know you do not have the money to even meet the minimum ... to the hilt, then it may be possible to work with a credit counseling agency to learn about debt ... and debt collectors. That can be extremely frustrating situation to be in. Can anything put an end [more...]
Date: 2008-10-23 19:57:58
Debt Settlement - 3 Important Considerations
Are you still afraid to answer phone calls from numbers you don’t recognize? ... amount (10k+) in unsecured debt.. Typically these debts have already landed in a debt collection agency ... Take a look at debt settlement after considering 3 important points of which you need to be aware [more...]
Date: 2008-12-24 13:17:47
Piata colectarii debitelor din Italia la maximul ultimilor ani
Criza financiara care se intinde in Europa, duce la cresterea afacerilor industriei colectarii debitelor din tarile UE ... Gatewood Date: Wed, Dec 3, 2008 at 5:13 PM Subject: Debt Collection - Debt Buyer Italy - Julian ... -judicial collection includes : 1. Default letters and telephone calls Note: Our collection teams [more...]
Date: 2008-12-03 15:34:05
Credit Score Checkup
Earlier this year I checked my credit report and score with one of the big three reporting bureaus. My score at the time was a 696 ... s one reason why I’m so motivated to bring my debt down. In 1 or 2 more years I want to refinance my 7/1 ARM ... faith phone call to collect the debt. I had no idea I was being billed and it’s not my fault [more...]
Date: 2008-12-11 15:48:31
The Credits Secrets Bible Can Help Your Credit Score
Credit is a necessity that we all need. But if it is abused or overextended, you could end up in a bad situation. Credit cards and loan debt is at an all time high and people are looking for ways to repair ... . This product is important for anyone who is sick of the debt collection calls and is feeling the burden [more...]
Date: 2009-01-11 14:35:09
Deep in debt? Desperate? Call in the voice of calm
An insolvency adviser tells our correspondent about repossession, stupidity, sadness, and why he can’t see himself going into the red [ ... who claims he is being pursued by a debt collection agency for a mobile phone debt of £1,103. “It’ ... to recruit 45-50 debt advisers during 2009, and be able to help about 175,000 people, compared [more...]
Date: 2009-01-04 23:36:31
collection
i have a collection agency calling me. It has been almost two years since I have paid anythig ad I truly can`t afford to I am single with four children and only make 14000.00 per year. I have no car, house etc. in my name. Will they ever just give up on collecting and write the debt off? Posted from: Manitoba [more...]
Date: 2009-01-08 15:50:43
Thriving on Less - A Guide to Getting Out of Debt
“Debt is the worst poverty.” - Thomas Fuller It was only a few years ago when I was overloaded with debt – so much so that I couldn’t make all my payments and I had numerous debts sent to several collection agencies. I had creditors calling ... payment and make rent. It’s hard to imagine those days now – the unbearable burden of that debt – [more...]
Date: 2009-01-08 15:55:47
Statute of Limitations in Ohio on credit card debt; Open Account vs Written Contract
From Debt Prison Forum a reader asks for advice in response to a collection agency dragging up an 8 year old credit card debt ... an acknowledgment that you owe the debt. It’s then still up to you and the collection agency to work ... I received numerous threatening calls from a collection agency or an attorney acting [more...]
Date: 2008-11-12 02:31:36
I ain’t your Bee-yotch….bitch!
+++warning! foul mouthed rant ahead!++++ Despite the fact that there are 4 other folks in my office at any given time, ... the collection agency to stop calling for an employee, they are legally required to stop”. (see the Fair Debt Collection Practices Act, governed by the FTC) Trust me, I’ve quoted this law to these blood [more...]
Date: 2008-09-05 15:08:48
Anatomy of an International Debt Collection Case
Introduction In late June of 2003, I received an e-mail from Daniel Harris, who introduced himself as maritime lawyer from Seattle ... ://www.harrismoure.com and learned Dan owns a small international law firm in Seattle, called Harris ... to pay its debt. Bolshoretskoe’s debt to Daxin arose in July and December, 2002, when Daxin [more...]
Date: 2009-01-11 01:43:03
What is the definition of Debt?
by JR Rooney What is debt? Debt is something that is owed to someone else ... “debt About the Author: Let no debt remain outstanding, contact a Collection Agency or request ... . An individual person or company / business owing a debt is called a debtor. The entity [more...]
Date: 2008-12-01 12:45:27
Collection Agency calling from 931-490-5999 (Columbia, TN)
Sam Smith reported a Collection Agency (9314905999 from Columbia area, TN) . The following comments were posted: Told to stop calling, prove I owe the debt by US Postal Service only. NO more phone calls to home, work, family or cell #. Permalink: http://www.numberinvestigator.com/phone/931-490-5999.html [more...]
Date: 2009-09-24 15:07:51
Man Sets Himself On Fire At Rent-A-Center After Receiving Too Many Late Payment Notices [Tragic]
There are lots of good ways to escalate your complaints ... to do is to familiarize yourself with the Fair Debt Collection Practices Act (PDF). If you're being harassed ... with the amount of late payment notices and collection calls he was receiving from Rent-A-Center [more...]
Date: 2008-07-30 16:21:45
Good News - Post Office to Layoff Only 40,000 Workers. Bad Time to Be In Delivery Business.
A friend called to tell me about the latest buzz of the postal service laying off 40,000 workers ... From Debt Collection, the Debt Collector, and Creditors I’m Afraid I’m Going To Get Laid Off. How ... of the country’s 1,300 post offices would be closed. According to the APA news agency, the company’ [more...]
Date: 2008-11-11 21:16:24
Handling Insurance Debt Can Be Quick and Clean
When people fall into debt, it’s never the same between two individuals ... its forwarded to a collections agency. However, if they’ve already reported your debt, then it’s too late ... your insurance company and find out who the collection agency is. Get their information, and from there call [more...]
Date: 2008-12-02 15:23:55
Collection Agency calling from 571-431-1958 (Washington, VA)
Steve reported a Collection Agency (5714311958 from Washington area, VA) . The following comments were posted: AACC AACC AACC 5127689800 AACC 804-234-9056 assetacceptance.com Asset Acceptance is a leading purchaser and collector of charged-off consumer debt. Since 1962, we have provided credit originators such as credit card issuers, consumer finance companies, retail merchants, utilities and others an efficient alternative in recovering defaulted consumer debt. [more...]
Date: 2009-09-25 19:53:49
Creditors Harass Couple Over Dead Son’s Debt
A New York couple is haunted by calls from credit agencies wanting to collect debt their dead son owed. [more...]
Date: 2009-01-15 18:25:22
Canadian Tire Collection Agency call
So I received a suspected call from Canadian Tire asking me I owe them $3K. Apparently, I was surprised because I never own any Canadian Tire master cards or go there to shop. I don't owe them anything and out of the blue, they are asking me to pay up the debt [more...]
Date: 2009-01-14 01:52:38
consumer credit counseling
A consumer credit counseling service may be right for you if you are behind on your debts and not being able to make even the minimum payments. A reputable credit counseling agency can help to stop collection calls ... into one lower monthly payment. Some of them can help you have your debt paid off in three to five years [more...]
Date: 2008-11-28 02:21:05
Strange Phone Number Reporting
Today, I received a call from a bill collector. I proceeded to give them more crap than they bargained for, using my knowledge of debt collection scare tactics (along with the fact that I have no contractural obligation to their company, only the company the debt was owed to and my coffee-fueled distatse [more...]
Date: 2008-11-11 02:35:14
Anatomy of a Chinese Debt Collection Case
Introduction In late June of 2003, I received an e-mail from Daniel Harris, who introduced himself as maritime lawyer from Seattle ... Dan owns a small international law firm in Seattle, called Harris & Moure. I replied ... , 2003. Our task was to seize the pollock for Daxin to get Bolshoretskoe to pay its debt [more...]
Date: 2009-01-11 21:48:59
RMC collectwhatever can kiss my butt.
I keep getting these totally ignorant phone calls from some collection agency about my Verizon bill. They claim that I owe Verizon, well them now because they bought the debt, the amount of $781.95 ... , they refuse to send me a paper notice of this debt, refuse to give me any kind of information [more...]
Date: 2008-11-04 02:17:23
Chapter 13:
Chapter 13: December 22nd, 2008 A Chapter 13 bankruptcy is also called a wage earners plan ... in Michigan. “We are a debt relief agency. We help people file for bankruptcy relief under ... . During this time the law forbids creditors from starting or continuing collection efforts [more...]
Date: 2008-12-23 01:38:35
Chapter 13:
Chapter 13: December 23rd, 2008 A Chapter 13 bankruptcy is also called a wage earners plan ... in Michigan. “We are a debt relief agency. We help people file for bankruptcy relief under ... . During this time the law forbids creditors from starting or continuing collection efforts [more...]
Date: 2008-12-23 04:22:27
Itsy Bitsy Debt Collector
Have you ever wanted to really stick it to a collections agency? I have, matter of fact, I used to work for one. I was forced to call little old ladies and force them to pay their hospital bills. I think each call was more excrutiating for me than them. However scarred that may have left me, I think I'm [more...]
Date: 2009-01-16 00:10:19
Hepzibah Tales
Talking about money management and budgets is not something I enjoy. I’d rather discuss dismemberment, or the landscape of Idaho ... of the condo, plus some child-related debt. I did pay off all my credit cards, from the home equity ... , Georgia called Hepzibah. In the 1930’s and 40’s, when he was growing up, it was a collection of houses [more...]
Date: 2009-01-14 03:33:40
Is It Time For A New Mortgage Calculator
If You Get A Call From Your Mortgage Company Realtor Federal and State laws are on the side of those who are in the unfortunate predicament of ... and respectability–as long as a collection agency is the one at hand, not the original creditor. Most people ... or personally involved in it. And very few realize that debt collectors are comprised of debt [more...]
Date: 2008-11-29 02:38:23
How to Avoid Unfair Collection Practices
Due to the global financial crisis, the number of debt collection agencies in the market is increasing. They are established to offer services of collecting debts on behalf of banks, financial institutions, credit card companies and loan providers. For people who are drowned in debt, it is indeed stressful to receive irritating phone calls from debt collection agents constantly. Hence, it is important to know some useful information so that you are able to avoid the unfair collection practices. [more...]
Date: 2009-09-20 06:02:50
Resolving Debt Collection Issues With A Little Help
Have you done everything to just amicably settle and collect a debt already past due? ... friends! Calling in an attorney with extensive experience in debt collection may help you greatly ... , the American Collectors Association released a report indicating that third-party debt collection agencies [more...]
Date: 2009-01-07 15:00:00
How Debt Consolidation Can Get Debt Collectors To Stop Calling
by William Blake If your bills are piling up creating a mountain of debt, ... the mound of debt and flea from those collection calls? The answer you need may be this: debt ... , then it may be possible to work with a credit counseling agency to learn about debt consolidation. The options [more...]
Date: 2008-10-31 09:50:14
How to Research Debt Collectors & Understand the Law
This is the first guest post in a special How to Fight Debt Collectors series on Bargaineering.com. So you’ve received a debt collection call or letter… In this day and age where you have rampant foreclosures, layoffs and job losses, it is simply inevitable that an individual may come across a debt collector, and frankly even without these external factors, it may just happen by a chance wrong number or even being related to someone going through a hard time financially. [more...]
Date: 2009-09-28 11:02:18
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