Is this what we call change?

USA Today reports that many states despite shortfalls in revenues due to the recession and decreased property taxes are still spending like it was 1999: Last week, President-elect Barack Obama promised “immediate relief” to “help struggling ... money to go around.  While inflation is currently not a concern, it will be as American debt [more...]

Date: 2009-01-15 13:57:32

Blog posts (147) | Videos (1)
 

A government-backed storm is brewing over the U.S. Financial System

Our Congress, nor the current Administration, nor Ben Bernanke, nor Hank Paulson is qualified enough to deal with the current banking “crisis, ... up the bunk debt in order to stabilize confidence in the U.S. financial system, especially since [more...]

Date: 2008-09-21 17:14:20

T3Leads - CPA Network Review

In the ‘make money online’ realm, there are literally hundreds of ways to do so, whether it be through blogging, e-commerce, affiliate marketing, ... ? T3Leads currently deals mostly with the following types of companies: debt settlement, credit cards, home improvement, insurance, tax debt, mortgage loands, payday loans, auto loans, and foreclosure. [more...]

Date: 2009-01-11 09:00:42

Financial Planning For 2009: How To Stimulate The Economy With Your Own Savings

Peter Schiff takes on the status quo and explains why the Government is to blame for our current mess ... Reserve, and their arbitrary creation of debt, is a major cause of inflation and of the economic ... problem. If you are a regular reader of my blog, you'll know that my view of a sound savings plan [more...]

Date: 2009-01-09 17:51:21

Nortel Bankruptcy, Moto Lays off 4,000

On January 14th, Nortel Networks,the Canadian telecommunications giant, filed for bankruptcy ... on the company’s Web site that the current economic climate, high debt and an expensive cost structure [more...]

Date: 2009-01-15 18:50:19

What is Hank Thinking?

It's only Monday morning and two items have already hit my BS detector: 1 ... instrument that sits above current debt and equity [more...]

Date: 2008-09-29 17:28:01

Collecting Past Due Accounts in an Erratic Economy

(Finance News and Information) The recent large spike in consumer debt has many business owners struggling to adapt to current conditions and unclear ... and damaging their reputations during this nationwide financial crisis Leading debt collection...... [more...]

Date: 2008-11-19 08:26:10

Vets bonus bill not likely to pass House today

A bill offering bonuses to Ohio veterans who served during recent conflicts is expected to go down to defeat in the House today, ... Brinkman, R-Cincinnati, decides to vote for the bill – which supporters right now do not expect. Democrats ... deal with massive current and upcoming budget shortfalls. They would rather use debt financing [more...]

Date: 2008-12-16 17:59:10

Debt Management Services - A Closer Look

A common misconception regarding the problems associated with overextending ones finances is that it’s the result of easy credit ... Americans are currently living under the weight of high credit card debt. The average American has about $7,000 in credit card debt and it’s growing every year. However, what may be even [more...]

Date: 2009-01-03 14:26:55

Troll Hall of Fame: Bryan

Bryan used to troll around Pushing Rope and Tas's defunct blog Loaded Mouth. Tas and I took great joy in mocking Bryan ... ? Cutting programs for the needy and driving the state in debt is not sound policy. Crist balked ... paying for current growth management, then why is there a current surplus? The housing bubble [more...]

Date: 2009-01-15 20:24:52

Euro Benefits - Revisited

Back in 1999 - 2000 there was a great debate about whether UK should join the Euro ... national debt) as there is less fear of governments defaulting.Greater confidence. The current turmoil ... to persist with unsustainable deficits. For example, Italy has national debt of over 105% of GDP [more...]

Date: 2009-01-14 09:34:00

QTM Quantum Corporation Data Storage Devices

QTM has a possible cup setting up. This is one to watch. Small float with 180.28 mil. 79.87 mil in operating cash. Revenue 918.61M ... Total Cash Per Share (mrq): 0.158 Total Debt (mrq): 410.00M Total Debt/Equity (mrq): 1.884 Current ... operates as a storage company that provides backup, recovery, and archive solutions. The company [more...]

Date: 2009-01-04 19:46:23

Earn 20 Percent on Your Money - Guaranteed

GW_94 There is no quicker nor sure-fire way to improve your current financial condition than to pay off high interest debt, especially high interest credit card debt. Remember that “a penny saved is a penny earned” ... who carries about $10,000 in credit card debt, you’re probably giving away between $1,800 and $2,600 [more...]

Date: 2008-12-03 06:01:48

President Obama Wants You to Get Rid of Your Debt Apply For Your Free Federal Grant Now

Currently the United States of America is facing its most serious economic crisis in decades Commentators noted that the country lost about 2 6 million jobs last year, while another 589,000 were shed in January this year alone [more...]

Date: 2009-09-28 12:22:12

"Pixel money" for highway improvements

Jim Kuntsler thinks we might be better off improving our railway system rather than our highway system given the potential for the current economic ... currently vanishing in the form of exposed securities swindles, unwinding bad debt, and imploded ... like highway repair. If so, we will be investing long-term in infrastructure that we probably won't [more...]

Date: 2008-12-08 22:15:19

Chief Family Officer's New Year's Resolution: Pay off all non-mortgage debt

I've been feeling very sympathetic about PaidTwice's current dilemma: She's super dedicated to paying off her family's non-mortgage debt, ... a reliable car. Like PaidTwice, I am torn. On the one hand, I very much want to wipe out my Stafford loan, which is our only remaining non-mortgage debt. But Marc and I are both facing some uncertainty [more...]

Date: 2009-01-02 19:47:01

Will Zealots and Foreigners Support the Market?

Tonight is the night… Lemon—U2 And I feel Like I’m slowly, slowly, ... , we have discussed debt-to-income ratios and how people are financing current purchases. One of the topics mentioned in the comments and in a recent thread in our forums is the large downpayments people [more...]

Date: 2009-01-07 20:30:15

Education Imperative to Help Borrowers Cope Says Burgess

(Finance News and Information) The financial services industry has a huge educational task to fulfil if it is to protect the millions of homeowners that are currently struggling with their mortgage Having been quick to offer debt to consumers SaraAnn Burgess a director at payment protection insurance httpwwwbritishinsurancecom PPI specialist [more...]

Date: 2008-12-22 08:17:07

36 Symptoms Of Money And Financial Problems

Are you headed towards a financial disaster? You may not know it yet but your current lifestyle could be leading you into a pit of debt ... off old debts. money-problems You get denied or turned down for a loan or credit card [more...]

Date: 2008-09-04 00:21:23

Payday Loans - Sometimes They Are Your Only Choice

The financial crisis that is currently gripping the UK stemmed from a reliance on ‘bad’ debt ... institutions creaked at the strain of bad debt. The negative effect of the bad lending rippled ... hundreds of thousands of dollars to people who were simply unable to pay off the debt. Initially [more...]

Date: 2008-12-19 07:23:56

How To Effectively Shop for A Real Estate Mortgage Loan

This is a little harder than shopping for buyer's agents, so congress critters might not be able to do it ... a debt to income ratio and subtract from that your current monthly obligations, to arrive [more...]

Date: 2008-10-03 13:53:54

Ask the Readers: Twenty-Something Needs Help!

In general, when I share reader questions, I try to keep them as broad as possible ... is $100/month. I pay an additional $200 in debt payments to my grandfather for a loan for school ... currently, and have taken drastic steps to save money, but I never have enough to last till payday [more...]

Date: 2008-10-30 19:14:53

Social Security: Can Banks Garnish My Money?

For individuals who rely on their Social Security checks, the notion that the bank can garnish this money seems cruel, at best ... garnished, or are currently under threat of such an action, go to: Fair Debt Collection.  Here ... agree to pay $300.00 a month towards the debt owed and they would return the amount taken in full [more...]

Date: 2009-01-08 15:32:16

Can Collection Agencies Sue Me For Outstanding Debt?

Amazon.de Widgets The question that many people are asking is ‘can collection agency sue for a debt?’ With the amount of people suffering financial hardship due to the current economic crisis the number of people facing difficulties paying their bills is increasing rapidly and for the time being, at least, this trend shows no sign of reversing.Previously, lenders who had borrowers that had fallen into arrears would normally, only go as far as to post negative credit information upon the debtors [more...]

Date: 2009-09-29 11:34:48

The layman's finance crisis glossary

The layman's finance crisis glossary via BBC Here is a guide to many of the business terms currently cropping up regularly, ... trade Chapter 11 Capitulation Chapter 11 Collateralised debt obligation Commercial paper Commodities ... Dividends Equity FTSE-100 Fundamentals Futures Futures GDP Hedge fund Hedging Inflation Investment bank [more...]

Date: 2009-01-11 12:55:51

Managing Account Receivables

In view of the current economic climate, it is not surprising that many companies are in debt and they are finding it even more difficult to repay ... Collection agencies in the United States which specializes in collecting debt for their clients. Well ... their debt on schedule. Working in the family company, I find it very difficult to collect debt [more...]

Date: 2009-01-10 03:01:00

Get Out Of Debt, Finally!

by Mike Edwards Everyone was affected by the recent, or rather, current US recession. From multinationals to car dealerships, to local pet stores, a lot had to close shop. The people whose employment or livelihood depended on these businesses eventually lost their homes and other possessions when they eventually got repossessed by the banks. The unemployed who had active mortgages eventually lost their homes or their cars, among other things. [more...]

Date: 2009-08-28 08:11:20

"Adding a Trillion Dollars in Debt is Quite Manageable"

This is from an interview of Kenneth Rogoff: ...The Long-Term Consequences of Debt Region: Well, let's talk about the U.S. debt and its long-term consequences, in the context of the current economic crisis. The Stabilization Act authorizes $700 billion, some of which will contribute to the growth of national debt [more...]

Date: 2009-01-06 06:21:49

20 Comments on the Current Economic Scene

1) There are firsts for everything. Americans paid down debt for the first time, according to a Federal Reserve Study that started in 1952. America has always been a pro-debt and pro-debtor nation. It goes all the way back ... year period. But, the Pilgrims did extinguish the debt. Us, well, I’m amazed at the decrease [more...]

Date: 2008-12-18 21:00:40

The PAYGO Gimmick

Congressman John Campbell sheds some light on the Democrat gimmicks involving PAYGO, ... to current projections of more than $1 trillion this year; and the debt, which exceeded $10 trillion [more...]

Date: 2009-01-11 23:03:00

Peer to Peer Lending Offers High Returns In Low Rate Environment

One of the side effects of the atrocious market we have endured in recent months is incredibly low interest rates on deposit accounts ... your $10,000 debt consolidation loan, but I can pitch in $100 along with dozens of other investors ... the current loan listings at Lending Club I see a variety of loan requests from debt consolidation [more...]

Date: 2008-12-15 11:00:20

The Looming Global Debt Crisis

The answer is you attempt to fight off higher interest rates and see if you can dodge the inflation bubble that follows. The commitment for this current fiasco to save the world’s Illuminist banks has already caused an official debt responsibility for the US of more than $23 trillion or about 40% of world GDP. That is staggering and it is official. [more...]

Date: 2009-09-17 16:52:10

Leann Lane on "Publication: A New Book 'Pakistan's Strategic Culture and FP Making"

003oddy4kn2xjyu6 Astronomy Lesson Plans http://5.lisamkqih.com/2z Find A Credit Union http://5.wqjtwj.com/u Current Time In Rio http://0 ... Delaware Lemon Law http://7.nwfbklh.com/f Christian Debt Management http://2.hqoaisamy.com/24 [more...]

Date: 2008-12-31 14:39:44

The Coming Great Depression

Martin Armstrong: The Coming Great Depression It is frustrating to read so many comparisons of our current situation with 1929 while watching ... may signal a recession, but the collapse in debt signals a Depression. This Depression was set ... and shifted spending that created jobs into the banks as interest on things like credit cards [more...]

Date: 2009-01-08 03:55:35

South Africa's Recession Continues Even As The Rand Surges

by Edward Hugh: Barcelona "The banking sector in South Africa has insubstantial leverage and did not enter in to excessively risky lending practices that were the hallmarks of the credit-boom days. However, South Africa’s Current Account Deficit remains wide and its ability to service its short-term debt is on the wrong side of comfortable. [more...]

Date: 2009-08-23 14:11:00

Illinois Politics 101

by Mike Salazar The first thing that you have to understand about the current state of Illinois politics is that the Illinois Political Machine is ... a great debt to Former US Senator Peter Fitzgerald (no relation to Patrick) for bringing Patrick ... is championed by his lawyer former GOP Governor Jim Thompson and current Democratic Senator Dick [more...]

Date: 2008-12-15 14:44:35

Shiller on Housing and Bubbles

Robert Shiller of Yale University talks with EconTalk host Russ Roberts about the current housing mess and related financial market problems ... Zeckhauser. Concise Encyclopedia of Economics. "Corporate Debt," by Annette Paulson. Discussion of agency costs. Concise Encyclopedia of Economics. Podcasts and Blogs: "Report from Jackson Hole [more...]

Date: 2008-09-15 10:36:06

Start with households

We’ve had a few comments recently asking why Harry’s Place isn’t posting more about the current financial ... with the households,” she said. “Years of flat wages, low savings and high debt have left America’s households ... jobs by funding programs to repair and build roads, bridges, schools and other public infrastructure [more...]

Date: 2008-12-02 21:02:06

Retailer Bankruptcy Filings Expected

From the WSJ: Wave of Bankruptcy Filings Expected From Retailers in Wake of Holidays ... U.S ... in the current downturn after a decade of buoyant consumer spending, which encouraged them to overexpand ... much debt and tighter lending standards ... the BK attorneys will probably be busy! [more...]

Date: 2009-01-12 01:29:50

THE FROZEN IPO MARKET

The stock market has traditionally been a great place for private companies with a small group of owners to a get a return on their initial ... to raise $450 million to pay off current investors and help finance future wind power projects ... . "If we are unable to obtain additional debt or equity financing, we may have to curtail our development [more...]

Date: 2008-12-30 13:21:58

The Logic of Keynes in Today's World

Not long ago I was talking to someone who once had been a deficit hawk but the current recession had turned into a full-blooded Keynesian ... out, went deeper and deeper into debt. This indebtedness, in turn, depended on rising home values ... be a problem if most of what we consumed during our big-spending years were bare necessities. But much [more...]

Date: 2008-12-15 21:55:00

Information about Debt Settlement Services

During global crisis, many people facing hard financial condition. If you understand how the currents flow, you will solve your own problems ... . One of the best solutions you can take right now is finding debt relief through Debt Settlement service. Well, debt settlement is the act of negotiating with your creditors on your behalf to settle [more...]

Date: 2008-12-19 06:55:02

SoCap 2008: Securitizing Philanthropy

There is an irony in the fact that so much of the conversation at the SoCap conference is about moving philanthropy towards a financial markets ... head of the Harvard endowment and current co-CEO of PIMCO, one of the largest investment managment ... capital into a nonprofit debt financing deal to make it more attractive to for-profit lenders. The idea [more...]

Date: 2008-10-15 15:42:43

What I Would Do

My friend Dr. Jeff wrote in response to one of my articles: Jeff Says: December 21st, 20081: ... , and eliminates all tax preferences. Wind down the Fed’s current “solutions” Begin inflating the currency to force up the value of collateral relative to nominal debt levels [more...]

Date: 2009-01-15 05:25:17

Economic Crisis Affecting Credit Card Payments

Last week, Standard and Poor's released a new survey that provides a statistical glance at how American households are doing during the current ... who carry a balance, 22% have between $5,000 and $20,000 in credit card debt. 3% have more than $40,000 ... with their secondary card. "This shows that many cardholders have a high debt utilization ratio, [more...]

Date: 2008-10-21 22:20:27

Tax Cuts and Spending Reform

Thursday, January 15, 2009 Labels: economy #fullpost{display:inline;} ... publicly held debt was at 48% of the GDP, this will rise to 54% in 2010. If current fiscal policy [more...]

Date: 2009-01-15 19:09:00

Is the crunch putting the brakes on credit cards?

by Mark Wright The current economic slowdown that is battering the financial world is a little different from previous ‘market readjustments’ ... debt that individuals have built up during the good times, when credit was easy to obtain ... . In lender’s eyes, this lack of available cash means that customers pose a greater risk to the credit card [more...]

Date: 2008-12-18 10:32:04

Updated: Nortel Is Bankrupt, More Layoffs Coming

Updated with confirmation, comment from Nortel: In a sign of just how deep the troubles of the troubled telecommunications industry currently run, ... in the last few weeks. Tomorrow it has to make a $107 million interest payment on its debt — ... in debt, and faces declining sales for its gear as operators pause network deployments. To further [more...]

Date: 2009-01-14 13:58:08

Recession Proof Industries To Do Business With This Year

Many businesses have been affected negatively by the current economic status but there are a few industries that are still doing well in these tough ... , debt collectors and web designers.  If you are looking to generate new sales this year, scan [more...]

Date: 2009-01-06 20:58:18

On Saving Money

With the current economic condition, the increasing price of gas and other similar scenarios, ... management plans or credit counseling, and debt settlement.  A good resource of information regarding ... consolidation providers that have been pre-screened to help you consolidate debt. Going through [more...]

Date: 2008-09-01 12:29:29

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