Daily Links: Allergic-to-Bees Edition

While pressure-washing the sidewalk on Friday, I disturbed a nest of bees (or hornets or wasps — they’re all the same to me) ... , retirement, credit card, and service accounts.” Jim’s visual aid makes the concept clear. Finally [more...]

Date: 2008-12-02 00:00:45

Blog posts (119) | Videos (116)
 

October 2008: Goals Update

Goal Specific-Pay off transferred credit card balance Measurable-approximately $11K Attainable-$800 a month Realistic-That’s about what I pay every month right now for debt servicing. Timely-By January 2010 Grade: Neutral $800+ went to the credit card company, but I have to admit it does no good to send in money if you keep charging [more...]

Date: 2008-11-05 18:10:55

Fall Noted In Borrowing Outlook

Fall Noted In Borrowing Outlook January 6th, 2009 Less people are looking to save, borrow or invest money, ... , with those planning to borrow via personal loans and credit cards falling by 1.8 million ... one for retail financial services providers. With higher-margin consumer credit constrained by continuing [more...]

Date: 2009-01-06 15:30:10

How to Avoid Unfair Collection Practices

Due to the global financial crisis, the number of debt collection agencies in the market is increasing. They are established to offer services of collecting debts on behalf of banks, financial institutions, credit card companies and loan providers. For people who are drowned in debt, it is indeed stressful to receive irritating phone calls from debt collection agents constantly. Hence, it is important to know some useful information so that you are able to avoid the unfair collection practices. [more...]

Date: 2009-09-20 06:02:50

November 2008 Goals Update

Goal Specific-Pay off transferred credit card balance Measurable-approximately $11K Attainable-$800 a month Realistic-That’s about what I pay every month right now for debt servicing. Timely-By January 2010 Grade: Neutral $800+ went to the credit card company, but netted out to ($622.09) because I have a recurring subscription charge [more...]

Date: 2008-12-03 19:04:57

How Do Lenders View Credit Counseling Services?

Typically consumers that have overwhelming debt have two options, either enter into a Consumer Credit Counseling Program or declare Bankruptcy ... Credit Counseling program for such reasons as it is more cost effective and easier to implement. Many credit card companies and creditors realize that it would be more beneficial to actually work [more...]

Date: 2008-12-09 00:04:36

MobileMe: A Review of Apple’s .Mac Descendant

It’s been a rocky start for Apple’s MobileMe, but things look like they’re settling down now and the service is, ... t such a simple process when Apple charged the full service fee to credit and debit cards rather than [more...]

Date: 2008-07-23 13:36:23

Lending Club Portfolio Reorganization

Hello frugal people!!!! I have written about Lending Club in the past and how much I love the service. I got a loan with LendingClub to help take care of some credit card debt and it was truly ... on my debt because I was able to consolidate my higher credit card debt into one lower interest loan [more...]

Date: 2009-01-05 12:17:20

The best of CES 2009, for business

While most of the crowd at CES 2009 in Las Vegas was drooling over TVs, digital cameras, car tech, and home theaters, ... of the 3G card or the cellular broadband service. Photo credit: Netgear DisplayLink DisplayLink ... TechRepublic scouted out the best new technologies for businesses. Here’s our list of the top [more...]

Date: 2009-01-12 09:21:35

HOW TO EXTERMINATE AUTOMATED/RUDE CUSTOMER SERVICE/COLLECTIONS PESTS

August 19, 2008 at 3:23 am (Home ownership, Law, Sub-Prime Mortages, Uncategorized) ... in every city.  A major reputable credit card company once harassed me–called my home ... , consumer relations, Consumer Rights, credit, customer service complaints, foreclosures, identity theft [more...]

Date: 2008-08-19 03:23:58

Goal for this Year

What is your goal this coming year? Well, as for me, ... talking about my outstanding balances with my four credit cards. Yes! I was qualified ... of a debt consolidation service. These services are provided to help lower your bills [more...]

Date: 2009-01-14 12:23:40

Financial Relief Available for Active Military Members

If you are a military service member called to active duty, ... the debt. "The average credit card rate is over 12%, so cutting your rate in half ... to get out of credit card debt much faster" says Bill Hardekopf, CEO of LowCards.com and author [more...]

Date: 2008-10-31 16:16:29

Debt Management Services - Helps in Making an Aura without Debt

Given a choice that we have to choose debt or free life, there’s none who will go for debt simply because it’s taxing ... not to indulge yourself in any more unnecessary debt. Also, reduction in credit card and store card use ... a perfect debt management program also becomes an essential task and in this, debt management services [more...]

Date: 2008-12-19 05:09:00

Consumer Credit Counseling Services

These days, people are living far beyond their means. It is too easy to get credit cards, and before you know it, massive bills come your way with huge amounts of interest slapped on them. There are many people who find themselves in grave [more...]

Date: 2009-01-03 18:10:13

Debt consolidation service

Nowadays almost all adults in American society has credit cards in their wallets ... , a lot of people is buried in too much debt that they don't know what to do anymore. The good news ... their financial condition. One of those companies is Get Loan, you can avail their free debt [more...]

Date: 2008-12-02 04:26:46

fix your finances, save money – step 2

Breaking through the wall. In the middle of the Olympics, I thought it would be a good idea to issue a personal finance challenge, ... to pay less for the same service. debt repayment Option 1: If you have a credit card that you’re ... 1 Otherwise, if your debt is large-ish (a few thousand and up) and you have a good credit rating, it may [more...]

Date: 2008-08-21 12:00:46

The Wonders of Consumer Counseling for Debt Management

John Cummuta Reviews Many people fall into the trap of mismanaging their debts and oftentimes find themselves in debt far off than what they ... to consider consumer counseling services. The first thing that will be required of you is to list down ... . Consumer Credit Counselors can help you with your credit card problems. They can revoke interest [more...]

Date: 2009-01-15 01:17:33

YouTube & Leadpile Lead Exchange

... Business cash advance Credit card processing Equipment leasing Internet marketing services Web design ... repair Debt consolidation Debt settlement Tax debt relief Bankruptcy Student loan consolidation [more...]

Date: 2008-12-17 14:49:18

Advice For Debt Consolidation

Many people have used and enjoyed the services of debt consolidation companies because of their amazing ability to manage bad credit or other debts ... a good debt consolidation company won’t be too hard. You can enhance your bad credit status ... results from owning more than two credit cards. The advantages of debt consolidation are enormous [more...]

Date: 2009-01-01 18:00:17

Manage Your Business Well

by Mary Bush For any business to succeed, it is very important to maximize the benefits and minimize the expenses ... : Debt Consolidation Articles Advise For Rebuilding Your Credit with a Prepaid Debit Card ... . Asset owners can now obtain the services of asset management online. Asset owners [more...]

Date: 2008-12-27 16:49:23

Why Those In Debt Choose Consolidation Debt Programs

by Lee A. Beattie Whether we are or are not in a commercialized recession is for the administrative officials in Washington to debate about, ... and interest rates as credit card debt is fundamentally an unsecured debt so in that respect ... of services aid you with debt consolidation. They will act on your behalf to consolidate your credit [more...]

Date: 2008-08-22 12:55:34

Audit of California Avocado Commission uncovers at least $1.5 million in questionable spending

During the three-year audit period, 18 employees used commission credit cards to pay for purchases including meals, flowers, luxury spa services and clothes from high-end retailers, the report says. Something has been rotten at the state agency behind a splashy $7-million annual marketing blitz on television [more...]

Date: 2009-01-10 08:00:00

Credit Cards for VIPs - Visa Black is the Dark Knight to Kill Amex Centurian (VIDEO)

(TrendHunter.com) Visa Black is the Dark Knight of credit cards. Visa is accepting applications for their $495 annual fee card because they want to give you 24-hour concierge service, luxury gifts and priority access to… [more...]

Date: 2008-12-23 21:39:54

Naughty Business of the Week: Apply for your share of the Dell Inc. settlement

If you purchased a Dell computer or service after April 1, 2005, here's a heads up: ... and repair policies. The company did not admit wrongdoing, but agreed to pay $1.5 million in restitution ... , including that it's a revolving credit account with minimum payments just like a credit card [more...]

Date: 2009-01-10 19:34:23

Personal Loans for Scary Times

The Excorist and The Texas Chainsaw Massacre combined aren't as scary as the current economy ... consolidation, credit card and personal. Better yet, they offer customers quick, no hassle loan ... , there are no application fees, and they offer nationwide services. If you find yourself in a bad credit [more...]

Date: 2008-10-06 13:40:25

Debt Consolidation For Debt Free Life

I used to go out with one of my colleague a lot of times because our children are on the same age level. I never saw her used credit card whenever she purchased something. I thought for a while ... consolidation financial service. They help people in eliminating debt as fast as possible. They provide reduce [more...]

Date: 2008-10-10 19:44:13

Want to Consolidate a Student Loan?

Just finished school and now it’s time to start paying on those Student loans fall into two categories. 1 ... consolidation services. A federally funded student loan also cannot be consolidated with credit card debt. If you are considering consolidation of your student loans, gathering the appropriate [more...]

Date: 2009-01-08 02:29:44

Frugal Lifestyle for a Life Free From Debt

Many people are living beyond their means and credit is a solution for those expenses that cannot be afforded. A credit card can be an ally or a foe ... with this kind of lifestyle and thinking eventually are in debt until they retire or worse bankrupt ... , transportation, insurance, services, etc. Note down every single penny on everything spent for a [more...]

Date: 2008-10-29 04:00:25

Collector Threatens Jailtime Over Dead Debt [Debt Collectors]

Reader R. kinda messed up his credit years ago. He's a good boy now and his credit score is 700+, ... of limitations on the debt has well passed and threatening to send a debtor to jail is a violation of Federal law ... but now RSI Claims Process Services is hassling him about a 12-year-old credit card debt [more...]

Date: 2008-10-24 21:04:06

Find debt consolidation nationwide!

How does payday loans actually work? Although having a loan is not a very welcome idea, the fact is that during emergency situations, ... when we urgently need to pay for our credit card bills, we did apply for a loan, lol! Good news ... have other services like debt consolidation refinance which provide debt settlement programs that reduce [more...]

Date: 2009-01-13 03:16:06

Customers Service at its best : Inconvenient your client & make them WAIT

Nowadays, almost every company has a customer service dept. But does it really function as it suppose to be ? ... their credit card and accounts again. All were left dormant. Then I received a statement last Fri ... to the fundamental of  debt free living, I thought I might as well take this time to go terminate [more...]

Date: 2008-08-25 15:08:40

Internet-based Methods for Paying International Employees

by Mary Bush A number of organizations bring international workers to the States for limited periods of time for employment ... , and do not require a US bank account or credit check. The client organization transfers the funds to the card ... of electronic funds transfer (EFT) services available that are faster, more convenient and less [more...]

Date: 2009-01-06 14:53:57

Internet-based Methods for Paying International Employees

by Mary Bush A number of organizations bring international workers to the States for limited periods of time for employment ... , and do not require a US bank account or credit check. The client organization transfers the funds to the card ... of electronic funds transfer (EFT) services available that are faster, more convenient and less [more...]

Date: 2008-12-31 08:24:21

Vonage Says "If You Hang Up We'll Cancel Your Account" [Vonage]

We don't know what the hell happened with this customer service situation, ... and canceled my account and $92 was debited from my credit card. As I write this letter I am talking ... by default to a service cancellation and $92 cancellation fee. That sounds like the kind of angry-CSR [more...]

Date: 2009-01-10 00:12:39

No Costs Are Fixed

My first year in business was bewildering. The various services necessary to run a business took some effort to figure out and pull off at the right time. Insurance, credit card processors, telephone and Internet, payroll and accounting, and even ... guys handled. A smart company has IT report to finance because techies are like kids in a candy [more...]

Date: 2009-01-08 08:01:00

Eliminate Debt

Most people,at some point of time in their lives are affected by debt and then lead a dejected and totally unhappy life ... in the web site.The web site also provides you information on how bad a credit card debt ... .It is very important that one finds a good debt consolidation service to eliminate [more...]

Date: 2009-01-13 22:44:46

DelRaycc.com - Non Proft Debt Consolidation

The Delray Credit Counseling Corp was established to provide a non profit services to the people who needs help ... of debt and how to escape the unruly situation of being in too much debt. Using the credit card ... consolidation loans. In this manner, you can fully gasp the essence of consolidating your debt [more...]

Date: 2008-09-19 04:23:10

THAT'S IT!!!! I am creating my own bailout plan

I woke up the following headlines this morning: * DHL to cut 9500 jobs and close US service centers * Government provides record aid ... dollars in my 401K account and I have had a couple of credit card companies try my patience ... us in the near future. Here is the break down:FINANCIAL HEALTH * Debt - Pay off all my credit [more...]

Date: 2008-11-11 00:07:00

Learn about debt consolidation.

Debt consolidation alternatives can help you get out from under your overwhelming debt that so many Americans are feeling today and have been ... I know people who have just gotten out of credit card debt just a little while ago, and it was a struggle ... these hard times become easier. Their services include: # Reduce Balances up to 50% - Save [more...]

Date: 2008-12-18 01:57:44

Congress Dismayed By The Direction Of Paulson’s ‘$700 Billion Plane’

Today, Treasury Secretary Henry Paulson appeared before the House Financial Services Committee — alongside Federal Reserve Chairman Ben Bernanke and ... up just about everything but mortgages, including credit card debt. But as Andrew Jakabovics explained, “ ... Relief Program (TARP). During the hearing, Congress voiced its displeasure with Paulson. [more...]

Date: 2008-11-19 00:00:30

Debt Consolidation Techniques

When i say 'debt consolidation', many people ask me what does it mean ... service because Debt Consolidation companies are much better at negotiating deals with your credit card ... . My answer to the is "Debt Consolidation is a process of managing debts in an efficient manner [more...]

Date: 2008-09-14 03:38:27

Save Yourself From Debt Drowning

Credit cards today is I think one of the most fast and easy ways to pay anything that is payable with it in this planet ... ? For your information, they specialize at professional debt negotiation and debt settlement. For over years already ... months! There are great benefits of this debt settlement service. Here are the following. Lower [more...]

Date: 2008-12-18 04:30:14

MC Discounts Charges "Interchange is Way Too High"

In an attempt to dispel myths regarding Interchange, MasterCard has put together a brochure (PDF) designed to show how priceless Interchange is ... institutions. Today, some 25,000 financial institutions provide the cards and services that allow hundreds ... -- In light of the ongoing discussion and debate about the role of credit in today's economic [more...]

Date: 2009-01-15 22:26:00

Mobile banking is too risky in the eyes on consumers

According to a recently published report entitled “2008 Mobile Banking Security Standards” consumers are too wary of security to use their mobile ... for mobile banking transactions instead of whipping out cash or a credit card isn’t worth the risks ... program could also be put into place. Perhaps when mobile banking service providers such as Visa (whi [more...]

Date: 2008-12-31 09:24:33

TransFS - Credit Card Processing Comparison

TransFS can help you save money on business financial services. Comparison Shop and bid providers against each other to get the best deal. Shopping for financial services is now as easy as buying an airline ticket on Travelocity or Priceline! http://transfs.com/ [more...]

Date: 2009-09-28 09:43:05

Debt Solutions

I’ve known of quite a number of people who are struggling between debts ... like this or services like this exist in the country, there’s even a government debt consolidation program that of which ... I know of a friend who’s payroll goes directly to his credit card bills plus the loans on the side [more...]

Date: 2008-10-03 16:05:53

Make Money Online Using WordTracker.com

I am always on the hunt for finding products and services that will enable me to be more effective in my business of making money online ... to cancel before your credit card is billed. Most “Try Before You Buy” software stuff ... Before You Buy” software puts restrictions on many of their services, giving you only a sample [more...]

Date: 2008-06-07 16:58:43

Homeowner Loans

About Champion Finance Champion Finance is a UK based finance company that provide competitive any purpose homeowner loans, secured loans and debt consolidation services starting from as low as 7.5%. Champion Finance works ... the New Year with lowering your monthly outgoings If you have an overdraft, credit cards or any other [more...]

Date: 2009-01-07 17:46:30

Executive Grovels: "MasterCard Can Be Very Islamic".....

Sellouts.... In Egypt, where the colloquial term for any credit card is “visa,” it is easy to forget that a host of financial service companies are here, vying for a slice of the market presented [more...]

Date: 2008-12-17 20:34:17

Alienware customer service - a contradiction in terms

Alienware customer service - a contradiction in terms January 15th, 2009 · This order was placed online yesterday, and since then, ... an automated e-mail stating that my credit card had been declined, and advising me to speak ... not processing the transaction properly. The bank then kindly offered to stay on the line while [more...]

Date: 2009-01-15 11:31:36

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